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How to Use a Virtual Card to Subscribe to Upwork Services

Upwork is a top-tier global freelancing platform connecting businesses with independent talent. Whether you're a freelancer upgrading to Freelancer Plus or a client subscribing to Upwork Plus, managing recurring billing securely is key.
By using a Buvei virtual card, you can gain better control over your Upwork subscriptions, reduce billing risks, and avoid unauthorized charges.

Step 1: Log In and Access Billing Settings on Upwork

  1. Visit https://www.upwork.com,Log in to your account

  2. Click your profile picture in the top right > Settings

  3. Navigate to the Billing Methods section on the left menu

Step 2: Add a Buvei Virtual Credit Card as Payment Method

  1. On the Billing Methods page, click Add a Billing Method

     

  2. Choose Credit or Debit Card

     

  3. Enter your Buvei virtual card details:
    1. Name on Card: Use the cardholder name shown in Buvei
    2. Card Number: Copy from your Buvei account
    3. Expiry Date & CVV: From Buvei’s Payments page

Step 3: Subscribe to Upwork Plus or Freelancer Plus

  1. Go to the Upwork Subscription Settings page

  2. Choose your preferred subscription plan:
    • Freelancer Plus: $14.99/month (more connects, visibility tools)
    • Upwork Plus (for clients): $49.99/month (enhanced project exposure)
  3. Click Upgrade Plan
  4. Upwork will automatically charge your linked Buvei card

🔁 After binding, monthly billing will automatically be processed via your Buvei virtual card, enabling isolated billing and better spend control.

Haven’t Created a Buvei Virtual Card Yet? Follow These Steps:

  1. Sign up/Sign in at buvei.com
    If you haven’t signed up yet, simply click 'Start Free' to register quickly with your email.
  1. Top up your wallet under the “Wallet” tab
  • Choose TRC20 or ERC20 USDT
  • Use your crypto wallet to send funds
  • Wait for the balance to reflect (Note: Make sure the network matches your transfer — TRC20 or ERC20)
  1. Go to “Virtual Cards”
  • Choose a card BIN suitable for SaaS payments
  • Click Confirm and proceed to issue
  1. Enter cardholder details, email, card quantity, and desired top-up amount
  • Click Issue Credit Card to generate your virtual card
  1. View your card in the “Payments” section:
  • Check card details (name, number, expiry, CVV)
  • Recharge, withdraw, or delete the card at any time

Why Use a Virtual Card for Upwork Subscriptions?

Feature Benefit
💳 One card per platform Clean billing, easier financial tracking
🔒 Spending limits Prevent overcharges or unwanted renewals
🧾 Clear usage logs Simplify reconciliation for business accounts
🌍 Multi-currency recharge No need for traditional bank intermediaries

Pro Tips for Freelancers and Teams

  • Assign different virtual cards to different Upwork accounts for separate tracking
  • If you’re testing the platform, use a low-limit card and disable it post-subscription
  • Set up billing alert emails in Upwork and monitor card activity in Buvei for double-layer security

Frequently Asked Questions

  1. Can I use a virtual card on Upwork both as a client and as a freelancer?
    Yes. Buvei virtual cards support subscriptions for Freelancer Plus on freelancer accounts, and can also be used by client accounts to pay for Upwork Plus memberships or contract fees.
  2. What should I do if I want to cancel my Upwork subscription later?
    You can cancel directly in your Upwork account under Membership & Connects or Subscription Settings. If needed, you can also manage the virtual card in the Buvei dashboard to prevent any future automatic charges.
  3. What if payment fails when using a virtual card on Upwork?
    Please check the following:
  • Whether the card balance is sufficient (within limits)
  • Whether the selected BIN supports Upwork (Mastercard is recommended)
  • Whether the card number, CVV, and expiration date are entered correctly If the issue persists, you can pause the current card and generate a new virtual card in the Buvei dashboard, then try binding it again.
  1. Is Buvei suitable for teams managing multiple freelancers or clients?
    Absolutely. Buvei’s business accounts support:
  • Bulk generation of multiple virtual cards with one click
  • API automation for card issuance and spending policies
  • Permission settings for employees and team members
📨 Ready to take control of your freelance billing? Issue your Buvei virtual card now and experience frictionless, secure billing with Upwork. 👉 Click here to get started

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