{"id":9317,"date":"2025-08-19T10:39:27","date_gmt":"2025-08-19T10:39:27","guid":{"rendered":"https:\/\/buvei.com\/blog\/?p=9317"},"modified":"2025-08-19T10:39:27","modified_gmt":"2025-08-19T10:39:27","slug":"how-digital-wallets-are-transforming-payments-in-2025-5","status":"publish","type":"post","link":"https:\/\/buvei.com\/blog\/ja\/how-digital-wallets-are-transforming-payments-in-2025-5\/","title":{"rendered":"\u30c7\u30b8\u30bf\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8\uff1a\u73fe\u4ee3\u306e\u6c7a\u6e08\u3092\u5909\u9769"},"content":{"rendered":"<h4 data-start=\"214\" data-end=\"223\">\u306f\u3058\u3081\u306b<\/h4>\n<p data-start=\"225\" data-end=\"410\">\u9577\u3044\u6b74\u53f2\u306e\u4e2d\u3067\u3001\u652f\u6255\u3044\u306e\u65b9\u6cd5\u306f\u5927\u304d\u304f\u5909\u5316\u3057\u3066\u304d\u307e\u3057\u305f\u3002\u7269\u3005\u4ea4\u63db\u304b\u3089\u786c\u8ca8\u3001\u7d19\u5e63\u3001\u30d7\u30e9\u30b9\u30c1\u30c3\u30af\u30ab\u30fc\u30c9\u3001\u305d\u3057\u3066\u73fe\u5728\u3067\u306f\u5b8c\u5168\u306a\u30c7\u30b8\u30bf\u30eb\u53d6\u5f15\u3078\u3068\u9032\u5316\u3057\u3066\u3044\u307e\u3059\u3002\u73fe<a href=\"https:\/\/buvei.com\/blog\/top-virtual-cards-2025\/\">\u4ee3\u306e\u30c7\u30b8\u30bf\u30eb\u30d5\u30a1\u30fc\u30b9\u30c8\u7d4c\u6e08\u306b\u304a\u3044\u3066\u3001\u30c7\u30b8\u30bf\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8\u306f\u73fe\u4ee3\u6c7a\u6e08\u306e\u4e2d\u6838\u3068\u306a\u308a\u3064\u3064\u3042\u308a\u307e\u3059<\/a>\u3002\u30b9\u30d4\u30fc\u30c9\u3001\u5229\u4fbf\u6027\u3001\u5b89\u5168\u6027\u3001\u305d\u3057\u3066\u30b7\u30fc\u30e0\u30ec\u30b9\u306a\u9867\u5ba2\u4f53\u9a13\u3092\u63d0\u4f9b\u3057\u3001\u30ad\u30e3\u30c3\u30b7\u30e5\u30ec\u30b9\u793e\u4f1a\u3078\u306e\u4e16\u754c\u7684\u306a\u79fb\u884c\u3092\u652f\u3048\u308b\u91cd\u8981\u306a\u5b58\u5728\u3067\u3059\u3002<\/p>\n<p data-start=\"412\" data-end=\"580\">\u6d88\u8cbb\u8005\u3068\u4f01\u696d\u306f\u3088\u308a\u7c21\u5358\u3067\u5b89\u5168\u306a\u652f\u6255\u3044\u65b9\u6cd5\u3092\u6c42\u3081\u3066\u3044\u307e\u3059\u3002\u30c7\u30b8\u30bf\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8\u306f\u5358\u306a\u308b\u5229\u4fbf\u6027\u3092\u8d85\u3048\u3001\u30b0\u30ed\u30fc\u30d0\u30eb\u306a\u5546\u53d6\u5f15\u306e\u65b0\u3057\u3044\u6a19\u6e96\u3092\u4f5c\u308a\u51fa\u3057\u3066\u3044\u307e\u3059\u3002\u898f\u5236\u5f53\u5c40\u3082\u6ce8\u76ee\u3057\u3066\u304a\u308a\u3001\u30e8\u30fc\u30ed\u30c3\u30d1\u306e<strong data-start=\"503\" data-end=\"511\">PSD2<\/strong>\u3084\u7c73\u56fd\u9023\u90a6\u6e96\u5099\u5236\u5ea6\u306e\u6c7a\u6e08\u8fd1\u4ee3\u5316\u65bd\u7b56\u3001<strong data-start=\"529\" data-end=\"537\">GDPR<\/strong>\u306a\u3069\u306e\u30c7\u30fc\u30bf\u4fdd\u8b77\u6cd5\u306b\u3088\u308a\u3001\u30a6\u30a9\u30ec\u30c3\u30c8\u63d0\u4f9b\u8005\u306e\u5b89\u5168\u3067\u4fe1\u983c\u6027\u306e\u9ad8\u3044\u904b\u55b6\u304c\u6c42\u3081\u3089\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p data-start=\"1071\" data-end=\"1181\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-9196\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/How-Digital-Wallets-Are-Transforming-Payments-in-2025-1.jpg\" alt=\"\" width=\"1472\" height=\"832\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/How-Digital-Wallets-Are-Transforming-Payments-in-2025-1.jpg 1472w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/How-Digital-Wallets-Are-Transforming-Payments-in-2025-1-300x170.jpg 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/How-Digital-Wallets-Are-Transforming-Payments-in-2025-1-1024x579.jpg 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/How-Digital-Wallets-Are-Transforming-Payments-in-2025-1-768x434.jpg 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/How-Digital-Wallets-Are-Transforming-Payments-in-2025-1-400x226.jpg 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/How-Digital-Wallets-Are-Transforming-Payments-in-2025-1-800x452.jpg 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/How-Digital-Wallets-Are-Transforming-Payments-in-2025-1-832x470.jpg 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/How-Digital-Wallets-Are-Transforming-Payments-in-2025-1-1248x705.jpg 1248w\" sizes=\"auto, (max-width: 1472px) 100vw, 1472px\" \/><\/p>\n<h4 data-start=\"587\" data-end=\"603\">\u30c7\u30b8\u30bf\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8\u3068\u306f<\/h4>\n<p data-start=\"605\" data-end=\"703\"><strong data-start=\"605\" data-end=\"618\">\u30c7\u30b8\u30bf\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8<\/strong>\u306f\u3001\u6c7a\u6e08\u60c5\u5831\u3092\u5b89\u5168\u306b\u4fdd\u7ba1\u3057\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u30fb\u30aa\u30d5\u30e9\u30a4\u30f3\u3067\u30ab\u30fc\u30c9\u306a\u3057\u306e\u53d6\u5f15\u3092\u53ef\u80fd\u306b\u3059\u308b\u91d1\u878d\u30c4\u30fc\u30eb\u3067\u3059\u3002\u5f93\u6765\u306e\u30ab\u30fc\u30c9\u6c7a\u6e08\u3068\u306f\u7570\u306a\u308a\u3001\u30b9\u30d4\u30fc\u30c9\u3001\u5229\u4fbf\u6027\u3001\u5b89\u5168\u6027\u306b\u6700\u9069\u5316\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p data-start=\"705\" data-end=\"721\">\u4e3b\u306a\u30bf\u30a4\u30d7\u306f\u4ee5\u4e0b\u306e\u901a\u308a\u3067\u3059\uff1a<\/p>\n<ul data-start=\"723\" data-end=\"1058\">\n<li data-start=\"723\" data-end=\"823\">\n<p data-start=\"725\" data-end=\"823\"><strong data-start=\"725\" data-end=\"738\">\u30e2\u30d0\u30a4\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8<\/strong>\uff1a<strong data-start=\"739\" data-end=\"753\">Apple Pay\u00ae<\/strong>\u3001<strong data-start=\"754\" data-end=\"769\">Google Pay\u2122<\/strong>\u3001<strong data-start=\"770\" data-end=\"785\">Samsung Pay<\/strong>\u306a\u3069\u306e\u30a2\u30d7\u30ea\u3067\u3001\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u3084\u30a6\u30a7\u30a2\u30e9\u30d6\u30eb\u7aef\u672b\u306b\u3088\u308b\u30bf\u30c3\u30c1\u6c7a\u6e08\u304c\u53ef\u80fd\u3002<\/p>\n<\/li>\n<li data-start=\"824\" data-end=\"896\">\n<p data-start=\"826\" data-end=\"896\"><strong data-start=\"826\" data-end=\"840\">\u30aa\u30f3\u30e9\u30a4\u30f3\u30a6\u30a9\u30ec\u30c3\u30c8<\/strong>\uff1a<strong data-start=\"841\" data-end=\"851\">PayPal<\/strong>\u3001<strong data-start=\"852\" data-end=\"861\">Venmo<\/strong>\u3001<strong data-start=\"862\" data-end=\"872\">Alipay<\/strong>\u306a\u3069\u3067\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u6c7a\u6e08\u3084\u500b\u4eba\u9593\u9001\u91d1\u3092\u7c21\u7d20\u5316\u3002<\/p>\n<\/li>\n<li data-start=\"897\" data-end=\"973\">\n<p data-start=\"899\" data-end=\"973\"><strong data-start=\"899\" data-end=\"912\">\u6697\u53f7\u901a\u8ca8\u30a6\u30a9\u30ec\u30c3\u30c8<\/strong>\uff1a<strong data-start=\"913\" data-end=\"924\">Bitcoin<\/strong>\u3084<strong data-start=\"925\" data-end=\"937\">Ethereum<\/strong>\u306a\u3069\u306e\u30c7\u30b8\u30bf\u30eb\u901a\u8ca8\u3092\u4fdd\u7ba1\u3057\u3001\u30d6\u30ed\u30c3\u30af\u30c1\u30a7\u30fc\u30f3\u30d9\u30fc\u30b9\u306e\u652f\u6255\u3044\u306b\u4e0d\u53ef\u6b20\u3002<\/p>\n<\/li>\n<li data-start=\"974\" data-end=\"1058\">\n<p data-start=\"976\" data-end=\"1058\"><strong data-start=\"976\" data-end=\"1003\">\u30af\u30ed\u30fc\u30ba\u30c9\u30a6\u30a9\u30ec\u30c3\u30c8 vs \u30aa\u30fc\u30d7\u30f3\u30a6\u30a9\u30ec\u30c3\u30c8<\/strong>\uff1a\u30af\u30ed\u30fc\u30ba\u30c9\u306f\u5358\u4e00\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u5185\u306e\u307f\uff08\u4f8b\uff1aStarbucks\u30a2\u30d7\u30ea\uff09\u3001\u30aa\u30fc\u30d7\u30f3\u306f\u8907\u6570\u306e\u52a0\u76df\u5e97\u3084\u696d\u754c\u3067\u5229\u7528\u53ef\u80fd\u3002<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1060\" data-end=\"1135\">\u751f\u4f53\u8a8d\u8a3c\u3001\u30c8\u30fc\u30af\u30f3\u5316\u3001\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u51e6\u7406\u306a\u3069\u306e\u6a5f\u80fd\u306b\u3088\u308a\u3001\u30c7\u30b8\u30bf\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8\u306f\u5358\u306a\u308b\u30ab\u30fc\u30c9\u306e\u4ee3\u66ff\u624b\u6bb5\u3067\u306f\u306a\u304f\u3001\u73fe\u4ee3\u91d1\u878d\u30a4\u30f3\u30d5\u30e9\u306e\u57fa\u76e4\u3068\u306a\u308a\u3064\u3064\u3042\u308a\u307e\u3059\u3002<\/p>\n<h4 data-start=\"1142\" data-end=\"1167\">\u30c7\u30b8\u30bf\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8\u304c\u6c7a\u6e08\u51e6\u7406\u306b\u4e0e\u3048\u308b\u5f71\u97ff<\/h4>\n<p data-start=\"1169\" data-end=\"1204\">\u30c7\u30b8\u30bf\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8\u306f<a href=\"https:\/\/buvei.com\/blog\/tamara-amazon-payment-services-bnpl-middle-east\/\">\u6c7a\u6e08\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0<\/a>\u3092\u6b21\u306e4\u3064\u306e\u5074\u9762\u3067\u5909\u9769\u3057\u3066\u3044\u307e\u3059\uff1a<\/p>\n<p data-start=\"1206\" data-end=\"1331\"><strong data-start=\"1206\" data-end=\"1217\">\u30b9\u30d4\u30fc\u30c9\u3068\u52b9\u7387<\/strong><br data-start=\"1217\" data-end=\"1220\" \/>\u30c7\u30b8\u30bf\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8\u306f\u8fc5\u901f\u304b\u3064\u30b9\u30e0\u30fc\u30ba\u306a\u652f\u6255\u3044\u3092\u5b9f\u73fe\u3057\u307e\u3059\u3002\u5e97\u8217\u3067\u306e\u30bf\u30c3\u30c1\u6c7a\u6e08\u3084\u30aa\u30f3\u30e9\u30a4\u30f3\u3067\u306e\u30ef\u30f3\u30af\u30ea\u30c3\u30af\u652f\u6255\u3044\u306b\u3088\u308a\u3001\u53d6\u5f15\u6642\u9593\u3092\u77ed\u7e2e\u3057\u9867\u5ba2\u4f53\u9a13\u3092\u5411\u4e0a\u3002\u52a0\u76df\u5e97\u306b\u3068\u3063\u3066\u306f\u3001\u30ab\u30fc\u30c8\u653e\u68c4\u7387\u306e\u4f4e\u6e1b\u3068\u30b3\u30f3\u30d0\u30fc\u30b8\u30e7\u30f3\u5411\u4e0a\u306b\u3064\u306a\u304c\u308a\u307e\u3059\u3002<\/p>\n<p data-start=\"1333\" data-end=\"1471\"><strong data-start=\"1333\" data-end=\"1348\">\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u3068\u4e0d\u6b63\u9632\u6b62<\/strong><br data-start=\"1348\" data-end=\"1351\" \/>\u5b89\u5168\u6027\u306f\u6c7a\u6e08\u306e\u57fa\u76e4\u3067\u3059\u3002\u30c7\u30b8\u30bf\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8\u306f\u6697\u53f7\u5316\u3001\u52d5\u7684CVV\u3001\u30c8\u30fc\u30af\u30f3\u5316\u3001\u751f\u4f53\u8a8d\u8a3c\u3092\u6d3b\u7528\u3057\u3001\u5f93\u6765\u306e\u30ab\u30fc\u30c9\u3088\u308a\u3082\u9ad8\u3044\u5b89\u5168\u6027\u3092\u63d0\u4f9b\u3002<strong data-start=\"1416\" data-end=\"1427\">PCI DSS<\/strong>\u6e96\u62e0\u3084**PSD2\u306e\u5f37\u529b\u306a\u9867\u5ba2\u8a8d\u8a3c\uff08SCA\uff09**\u3082\u3001\u30a6\u30a9\u30ec\u30c3\u30c8\u306e\u4fe1\u983c\u6027\u3092\u3055\u3089\u306b\u9ad8\u3081\u307e\u3059\u3002<\/p>\n<p data-start=\"1473\" data-end=\"1576\"><strong data-start=\"1473\" data-end=\"1484\">\u9867\u5ba2\u4f53\u9a13\u306e\u5411\u4e0a<\/strong><br data-start=\"1484\" data-end=\"1487\" \/>\u6d88\u8cbb\u8005\u306f\u76f4\u611f\u7684\u3067\u30b7\u30fc\u30e0\u30ec\u30b9\u306a\u6c7a\u6e08\u3092\u6c42\u3081\u3066\u3044\u307e\u3059\u3002\u30c7\u30b8\u30bf\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8\u306f\u30ed\u30a4\u30e4\u30eb\u30c6\u30a3\u30d7\u30ed\u30b0\u30e9\u30e0\u3084\u30dd\u30a4\u30f3\u30c8\u3001\u30b5\u30d6\u30b9\u30af\u30ea\u30d7\u30b7\u30e7\u30f3\u6c7a\u6e08\u3068\u7d71\u5408\u3055\u308c\u3001\u53d6\u5f15\u3092\u3088\u308a\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3057\u9b45\u529b\u7684\u306b\u3057\u307e\u3059\u3002<\/p>\n<p data-start=\"1578\" data-end=\"1684\"><strong data-start=\"1578\" data-end=\"1594\">\u30ad\u30e3\u30c3\u30b7\u30e5\u30ec\u30b9\u7d4c\u6e08\u306e\u63a8\u9032<\/strong><br data-start=\"1594\" data-end=\"1597\" 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https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-2-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-2-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-2-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-2-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-2-832x249.png 832w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/p>\n<h4 data-start=\"1691\" data-end=\"1705\">\u4f01\u696d\u30fb\u898f\u5236\u3078\u306e\u5f71\u97ff<\/h4>\n<p data-start=\"1707\" 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href=\"https:\/\/app.buvei.com?s=blog\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-8988\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-2.png\" alt=\"\" width=\"1024\" height=\"307\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-2.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-2-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-2-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-2-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-2-800x240.png 800w, 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