{"id":9156,"date":"2025-08-19T04:09:05","date_gmt":"2025-08-19T04:09:05","guid":{"rendered":"https:\/\/buvei.com\/blog\/?p=9156"},"modified":"2025-08-19T04:09:05","modified_gmt":"2025-08-19T04:09:05","slug":"how-to-use-virtual-visa-card-online-instore-2","status":"publish","type":"post","link":"https:\/\/buvei.com\/blog\/pt\/how-to-use-virtual-visa-card-online-instore-2\/","title":{"rendered":"Cart\u00e3o Visa virtual: como usar online e em lojas f\u00edsicas"},"content":{"rendered":"<p data-start=\"237\" data-end=\"643\">Nos \u00faltimos anos, os cart\u00f5es Visa virtuais ganharam popularidade como uma solu\u00e7\u00e3o de pagamento <strong data-start=\"332\" data-end=\"352\">segura e pr\u00e1tica<\/strong>, tanto para compras online quanto em lojas f\u00edsicas que aceitam pagamentos digitais. Esses cart\u00f5es digitais oferecem recursos de seguran\u00e7a avan\u00e7ados e maior controle sobre os gastos. Este guia completo explica o que \u00e9 um cart\u00e3o Visa virtual, como utiliz\u00e1-lo de forma eficaz e onde obt\u00ea-lo.<\/p>\n<h3 data-start=\"645\" data-end=\"682\">O que \u00e9 um cart\u00e3o<a href=\"https:\/\/buvei.com\/blog\/tips-for-using-virtual-cards-to-avoid-high-fees-when-paying-in-foreign-currency\/\"> Visa virtual<\/a>?<\/h3>\n<p data-start=\"684\" data-end=\"934\">Um cart\u00e3o Visa virtual \u00e9 um <strong data-start=\"712\" data-end=\"743\">cart\u00e3o de pagamento digital<\/strong>, emitido por bancos ou provedores independentes. Ele funciona de maneira semelhante a um cart\u00e3o Visa f\u00edsico, mas existe apenas em formato eletr\u00f4nico. As principais caracter\u00edsticas incluem:<\/p>\n<ul data-start=\"936\" data-end=\"1015\">\n<li data-start=\"936\" data-end=\"960\">\n<p data-start=\"938\" data-end=\"960\">N\u00famero de 16 d\u00edgitos<\/p>\n<\/li>\n<li data-start=\"961\" data-end=\"981\">\n<p data-start=\"963\" data-end=\"981\">Data de validade<\/p>\n<\/li>\n<li data-start=\"982\" data-end=\"1015\">\n<p data-start=\"984\" data-end=\"1015\">C\u00f3digo de seguran\u00e7a (<a href=\"https:\/\/buvei.com\/blog\/virtual-cards-payment-security-tokenization-dynamic-cvv\/\">CVV\/<\/a>CVC)<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1017\" data-end=\"1208\">Esses cart\u00f5es podem ser vinculados a uma conta banc\u00e1ria, cart\u00e3o de cr\u00e9dito ou d\u00e9bito, servindo principalmente para <strong data-start=\"1132\" data-end=\"1205\">proteger suas informa\u00e7\u00f5es financeiras reais durante transa\u00e7\u00f5es online<\/strong>.<\/p>\n<p data-start=\"767\" data-end=\"959\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-9068\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/How-to-Use-a-Virtual-Visa-Card-for-Online-and-In-Store-Transactions.jpg\" alt=\"\" width=\"1472\" height=\"832\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/How-to-Use-a-Virtual-Visa-Card-for-Online-and-In-Store-Transactions.jpg 1472w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/How-to-Use-a-Virtual-Visa-Card-for-Online-and-In-Store-Transactions-300x170.jpg 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/How-to-Use-a-Virtual-Visa-Card-for-Online-and-In-Store-Transactions-1024x579.jpg 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/How-to-Use-a-Virtual-Visa-Card-for-Online-and-In-Store-Transactions-768x434.jpg 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/How-to-Use-a-Virtual-Visa-Card-for-Online-and-In-Store-Transactions-400x226.jpg 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/How-to-Use-a-Virtual-Visa-Card-for-Online-and-In-Store-Transactions-800x452.jpg 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/How-to-Use-a-Virtual-Visa-Card-for-Online-and-In-Store-Transactions-832x470.jpg 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/How-to-Use-a-Virtual-Visa-Card-for-Online-and-In-Store-Transactions-1248x705.jpg 1248w\" sizes=\"auto, (max-width: 1472px) 100vw, 1472px\" \/><\/p>\n<h3 data-start=\"1210\" data-end=\"1268\">Como usar um cart\u00e3o Visa virtual para compras online<\/h3>\n<p data-start=\"1270\" data-end=\"1402\">As compras online s\u00e3o classificadas como transa\u00e7\u00f5es \u00e0 dist\u00e2ncia (<a href=\"https:\/\/buvei.com\/blog\/cnp-payments-virtual-card-security\/\"><em data-start=\"1335\" data-end=\"1359\">Card Not Present \u2013 CNP<\/em><\/a>). Para pagar com um cart\u00e3o Visa virtual:<\/p>\n<ol data-start=\"1404\" data-end=\"1656\">\n<li data-start=\"1404\" data-end=\"1450\">\n<p data-start=\"1407\" data-end=\"1450\">V\u00e1 at\u00e9 o checkout no site do comerciante.<\/p>\n<\/li>\n<li data-start=\"1451\" data-end=\"1514\">\n<p data-start=\"1454\" data-end=\"1514\">Selecione a op\u00e7\u00e3o \u201cPagar com cart\u00e3o de d\u00e9bito ou cr\u00e9dito\u201d.<\/p>\n<\/li>\n<li data-start=\"1515\" data-end=\"1578\">\n<p data-start=\"1518\" data-end=\"1578\">Insira os dados do cart\u00e3o virtual: n\u00famero, validade e CVV.<\/p>\n<\/li>\n<li data-start=\"1579\" data-end=\"1633\">\n<p data-start=\"1582\" data-end=\"1633\">Informe o endere\u00e7o de faturamento, se solicitado.<\/p>\n<\/li>\n<li data-start=\"1634\" data-end=\"1656\">\n<p data-start=\"1637\" data-end=\"1656\">Conclua a compra.<\/p>\n<\/li>\n<\/ol>\n<p data-start=\"1658\" data-end=\"1809\">Alguns provedores oferecem <strong data-start=\"1685\" data-end=\"1711\">extens\u00f5es de navegador<\/strong> que preenchem automaticamente os dados do cart\u00e3o, acelerando ainda mais o processo de checkout.<\/p>\n<h3 data-start=\"1663\" data-end=\"1703\"><a href=\"https:\/\/app.buvei.com?s=blog\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-8986\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-2.png\" alt=\"\" width=\"1024\" height=\"307\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-2.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-2-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-2-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-2-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-2-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-2-832x249.png 832w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/h3>\n<h3 data-start=\"1811\" data-end=\"1866\">Como usar um cart\u00e3o Visa virtual em lojas f\u00edsicas<\/h3>\n<p data-start=\"1868\" data-end=\"1997\">Tamb\u00e9m \u00e9 poss\u00edvel utilizar um cart\u00e3o Visa virtual em estabelecimentos que aceitam <strong data-start=\"1950\" data-end=\"1994\">pagamentos por aproxima\u00e7\u00e3o (contactless)<\/strong>:<\/p>\n<ul data-start=\"1999\" data-end=\"2314\">\n<li data-start=\"1999\" data-end=\"2082\">\n<p data-start=\"2001\" data-end=\"2082\">Adicione o cart\u00e3o virtual a uma carteira digital (<a href=\"https:\/\/buvei.com\/blog\/add-virtual-card-to-apple-pay\/\">Apple Pay<\/a>, <a href=\"https:\/\/buvei.com\/blog\/how-to-use-a-virtual-debit-card-with-google-pay\/\">Google Pay,<\/a> etc.).<\/p>\n<\/li>\n<li data-start=\"2083\" data-end=\"2120\">\n<p data-start=\"2085\" data-end=\"2120\">Abra a carteira digital no caixa.<\/p>\n<\/li>\n<li data-start=\"2121\" data-end=\"2176\">\n<p data-start=\"2123\" data-end=\"2176\">Selecione o cart\u00e3o virtual como forma de pagamento.<\/p>\n<\/li>\n<li data-start=\"2177\" data-end=\"2228\">\n<p data-start=\"2179\" data-end=\"2228\">Aproxime o smartphone do terminal de pagamento.<\/p>\n<\/li>\n<li data-start=\"2229\" data-end=\"2314\">\n<p data-start=\"2231\" data-end=\"2314\">Autorize a transa\u00e7\u00e3o com reconhecimento facial, digital ou c\u00f3digo do dispositivo.<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"2316\" data-end=\"2454\">\ud83d\udc49 Importante: nem todos os comerciantes aceitam carteiras digitais. Vale confirmar antes de tentar pagar com um cart\u00e3o virtual na loja.<\/p>\n<h3 data-start=\"2269\" data-end=\"2308\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-9069\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/How-to-Use-a-Virtual-Visa-Card-for-Online-and-In-Store-Transactions-1.jpg\" alt=\"\" width=\"1472\" height=\"832\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/How-to-Use-a-Virtual-Visa-Card-for-Online-and-In-Store-Transactions-1.jpg 1472w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/How-to-Use-a-Virtual-Visa-Card-for-Online-and-In-Store-Transactions-1-300x170.jpg 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/How-to-Use-a-Virtual-Visa-Card-for-Online-and-In-Store-Transactions-1-1024x579.jpg 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/How-to-Use-a-Virtual-Visa-Card-for-Online-and-In-Store-Transactions-1-768x434.jpg 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/How-to-Use-a-Virtual-Visa-Card-for-Online-and-In-Store-Transactions-1-400x226.jpg 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/How-to-Use-a-Virtual-Visa-Card-for-Online-and-In-Store-Transactions-1-800x452.jpg 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/How-to-Use-a-Virtual-Visa-Card-for-Online-and-In-Store-Transactions-1-832x470.jpg 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/How-to-Use-a-Virtual-Visa-Card-for-Online-and-In-Store-Transactions-1-1248x705.jpg 1248w\" sizes=\"auto, (max-width: 1472px) 100vw, 1472px\" \/><\/h3>\n<h3 data-start=\"2456\" data-end=\"2498\">Limita\u00e7\u00f5es dos cart\u00f5es Visa virtuais<\/h3>\n<p data-start=\"2500\" data-end=\"2559\">Apesar das vantagens, eles apresentam algumas restri\u00e7\u00f5es:<\/p>\n<ul data-start=\"2561\" data-end=\"2734\">\n<li data-start=\"2561\" data-end=\"2607\">\n<p data-start=\"2563\" data-end=\"2607\">N\u00e3o permitem saques em caixas eletr\u00f4nicos.<\/p>\n<\/li>\n<li data-start=\"2608\" data-end=\"2657\">\n<p data-start=\"2610\" data-end=\"2657\">Aceita\u00e7\u00e3o em lojas f\u00edsicas pode ser limitada.<\/p>\n<\/li>\n<li data-start=\"2658\" data-end=\"2734\">\n<p data-start=\"2660\" data-end=\"2734\">Aus\u00eancia de cart\u00e3o f\u00edsico em casos que exigem verifica\u00e7\u00e3o de identidade.<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"2736\" data-end=\"2892\">Para acesso a dinheiro em esp\u00e9cie, pode ser necess\u00e1rio transferir fundos para uma conta vinculada a um cart\u00e3o f\u00edsico ou usar plataformas de pagamento P2P.<\/p>\n<h3 data-start=\"2894\" data-end=\"2934\">Onde obter um cart\u00e3o Visa virtual?<\/h3>\n<p data-start=\"2936\" data-end=\"2963\">As principais op\u00e7\u00f5es s\u00e3o:<\/p>\n<ul data-start=\"2965\" data-end=\"3212\">\n<li data-start=\"2965\" data-end=\"3067\">\n<p data-start=\"2967\" data-end=\"3067\"><strong data-start=\"2967\" data-end=\"3004\">Bancos e institui\u00e7\u00f5es financeiras<\/strong>: muitos j\u00e1 oferecem cart\u00f5es virtuais como servi\u00e7o adicional.<\/p>\n<\/li>\n<li data-start=\"3068\" data-end=\"3212\">\n<p data-start=\"3070\" data-end=\"3212\"><strong data-start=\"3070\" data-end=\"3098\">Provedores independentes<\/strong>: como <em data-start=\"3105\" data-end=\"3114\">Privacy<\/em> e <em data-start=\"3117\" data-end=\"3124\">Pyypl<\/em>, que disponibilizam cart\u00f5es virtuais sem a necessidade de conta banc\u00e1ria tradicional.<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"3214\" data-end=\"3328\">Antes de escolher, avalie pontos como <strong data-start=\"3252\" data-end=\"3325\">taxas, recursos de seguran\u00e7a e compatibilidade com carteiras digitais<\/strong>.<\/p>\n<h3 data-start=\"3330\" data-end=\"3345\">Conclus\u00e3o<\/h3>\n<p data-start=\"3347\" data-end=\"3612\">Os cart\u00f5es Visa virtuais representam uma alternativa moderna e segura aos m\u00e9todos tradicionais de pagamento, especialmente para transa\u00e7\u00f5es online. Simples de usar, r\u00e1pidos e eficientes, eles permitem <strong data-start=\"3547\" data-end=\"3609\">mais prote\u00e7\u00e3o de dados financeiros e controle sobre gastos<\/strong>.<\/p>\n<p data-start=\"3237\" data-end=\"3515\"><a href=\"https:\/\/app.buvei.com?s=blog\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-8986\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-2.png\" alt=\"\" width=\"1024\" height=\"307\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-2.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-2-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-2-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-2-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-2-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-2-832x249.png 832w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"Nos \u00faltimos anos, os cart\u00f5es Visa virtuais ganharam popularidade como uma solu\u00e7\u00e3o de pagamento segura e pr\u00e1tica, tanto&hellip;","protected":false},"author":2,"featured_media":9068,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":""},"categories":[430,27],"tags":[126,1877,880,4716,625],"class_list":["post-9156","post","type-post","status-publish","format-standard","has-post-thumbnail","category-affiliate-pt","category-payment-basics-pt","tag-buvei-pt","tag-digital-payments-pt","tag-fintech-pt","tag-multi-bin-solutions-pt","tag-virtual-cards-pt","cs-entry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/9156","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/comments?post=9156"}],"version-history":[{"count":0,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/9156\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media\/9068"}],"wp:attachment":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media?parent=9156"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/categories?post=9156"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/tags?post=9156"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}