{"id":8263,"date":"2025-08-05T07:51:52","date_gmt":"2025-08-05T07:51:52","guid":{"rendered":"https:\/\/buvei.com\/blog\/?p=8263"},"modified":"2025-08-05T07:52:07","modified_gmt":"2025-08-05T07:52:07","slug":"virtual-card-issuance-to-settlement-3","status":"publish","type":"post","link":"https:\/\/buvei.com\/blog\/pt\/virtual-card-issuance-to-settlement-3\/","title":{"rendered":"Ciclo de Vida de um Cart\u00e3o Virtual: Da Emiss\u00e3o \u00e0 Liquida\u00e7\u00e3o"},"content":{"rendered":"<div class=\"ace-line ace-line old-record-id-ANXCdAf3NoQv8gxXv5jlYQhzgjf\">\n<p data-start=\"69\" data-end=\"445\">\u00c0 l\u2019\u00e8re des paiements num\u00e9riques, les cartes virtuelles ne sont plus de simples outils de transaction s\u00e9curis\u00e9e : elles deviennent des instruments programmables de gestion financi\u00e8re. Pour les entreprises g\u00e9rant des campagnes publicitaires mondiales, des abonnements SaaS ou des paiements fournisseurs, comprendre le fonctionnement interne d\u2019une carte virtuelle est essentiel.<\/p>\n<p data-start=\"447\" data-end=\"714\">Dans cet article, nous vous pr\u00e9sentons l\u2019ensemble du cycle de vie d\u2019une carte virtuelle, en prenant Buvei comme r\u00e9f\u00e9rence. De l\u2019\u00e9mission \u00e0 l\u2019autorisation, jusqu\u2019au r\u00e8glement final, chaque phase repose sur une coordination entre fintechs, banques et r\u00e9seaux de cartes.<\/p>\n<\/div>\n<div class=\"ace-line ace-line old-record-id-FL29dYFgSoclwNxn8sflJFSAgwe\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-8256 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/The-Lifecycle-of-a-Virtual-Card-Issuance-to-Settlement2-1024x579.jpg\" alt=\"\" width=\"1024\" height=\"579\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/The-Lifecycle-of-a-Virtual-Card-Issuance-to-Settlement2-1024x579.jpg 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/The-Lifecycle-of-a-Virtual-Card-Issuance-to-Settlement2-300x170.jpg 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/The-Lifecycle-of-a-Virtual-Card-Issuance-to-Settlement2-768x434.jpg 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/The-Lifecycle-of-a-Virtual-Card-Issuance-to-Settlement2-400x226.jpg 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/The-Lifecycle-of-a-Virtual-Card-Issuance-to-Settlement2-800x452.jpg 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/The-Lifecycle-of-a-Virtual-Card-Issuance-to-Settlement2-832x470.jpg 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/The-Lifecycle-of-a-Virtual-Card-Issuance-to-Settlement2-1248x705.jpg 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/The-Lifecycle-of-a-Virtual-Card-Issuance-to-Settlement2.jpg 1472w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/div>\n<h3 data-start=\"716\" data-end=\"755\">\u00c9mission : plus qu\u2019un simple num\u00e9ro<\/h3>\n<p data-start=\"757\" data-end=\"952\">Cr\u00e9er une carte virtuelle ne se r\u00e9sume pas \u00e0 g\u00e9n\u00e9rer des chiffres. En coulisses, Buvei collabore avec des sponsors BIN agr\u00e9\u00e9s et les r\u00e9seaux Visa\/Mastercard pour \u00e9mettre des cartes valides avec\u202f:<\/p>\n<ul data-start=\"954\" data-end=\"1120\">\n<li data-start=\"954\" data-end=\"981\">\n<p data-start=\"956\" data-end=\"981\">Choix de la r\u00e9gion du <a href=\"https:\/\/buvei.com\/blog\/bin-selection-ad-payments\/\">BIN<\/a><\/p>\n<\/li>\n<li data-start=\"982\" data-end=\"1044\">\n<p data-start=\"984\" data-end=\"1044\">Contr\u00f4le des cat\u00e9gories de marchands (publicit\u00e9, <a href=\"https:\/\/buvei.com\/blog\/virtual-cards-for-subscription-management\/\">SaaS,<\/a> etc.)<\/p>\n<\/li>\n<li data-start=\"1045\" data-end=\"1089\">\n<p data-start=\"1047\" data-end=\"1089\">Plafonds de d\u00e9penses et dates d\u2019expiration<\/p>\n<\/li>\n<li data-start=\"1090\" data-end=\"1120\">\n<p data-start=\"1092\" data-end=\"1120\">\u00c9mission instantan\u00e9e via API<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1122\" data-end=\"1227\">Une fois cr\u00e9\u00e9e, la carte est stock\u00e9e de fa\u00e7on s\u00e9curis\u00e9e et imm\u00e9diatement utilisable \u00e0 l\u2019\u00e9chelle mondiale.<\/p>\n<h3><a href=\"https:\/\/www.buvei.com\/\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4750 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png\" alt=\"\" width=\"1024\" height=\"307\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-832x249.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1248x374.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2.png 1442w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/h3>\n<h3 data-start=\"1229\" data-end=\"1297\">Rechargement en stablecoins : la passerelle entre Web3 et cartes<\/h3>\n<p data-start=\"1299\" data-end=\"1474\">Contrairement aux \u00e9metteurs traditionnels n\u00e9cessitant des virements bancaires, Buvei permet de recharger les cartes virtuelles avec des stablecoins comme l\u2019USDT (TRC20\/ERC20).<\/p>\n<p data-start=\"1476\" data-end=\"1492\">Fonctionnement :<\/p>\n<ul data-start=\"1494\" data-end=\"1748\">\n<li data-start=\"1494\" data-end=\"1580\">\n<p data-start=\"1496\" data-end=\"1580\">L\u2019utilisateur envoie ses crypto-actifs \u00e0 une adresse portefeuille assign\u00e9e par Buvei<\/p>\n<\/li>\n<li data-start=\"1581\" data-end=\"1623\">\n<p data-start=\"1583\" data-end=\"1623\">Les fonds sont valid\u00e9s sur la blockchain<\/p>\n<\/li>\n<li data-start=\"1624\" data-end=\"1692\">\n<p data-start=\"1626\" data-end=\"1692\">Les stablecoins sont convertis en fiat via un partenaire custodial<\/p>\n<\/li>\n<li data-start=\"1693\" data-end=\"1748\">\n<p data-start=\"1695\" data-end=\"1748\">Le montant fiat est cr\u00e9dit\u00e9 sur le compte de la carte<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1750\" data-end=\"1864\">Ce mod\u00e8le hybride connecte la liquidit\u00e9 DeFi aux rails de paiement classiques, de mani\u00e8re instantan\u00e9e et mondiale.<\/p>\n<h3><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-8255 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/The-Lifecycle-of-a-Virtual-Card-Issuance-to-Settlement1-1024x579.png\" alt=\"\" width=\"1024\" height=\"579\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/The-Lifecycle-of-a-Virtual-Card-Issuance-to-Settlement1-1024x579.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/The-Lifecycle-of-a-Virtual-Card-Issuance-to-Settlement1-300x170.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/The-Lifecycle-of-a-Virtual-Card-Issuance-to-Settlement1-768x434.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/The-Lifecycle-of-a-Virtual-Card-Issuance-to-Settlement1-400x226.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/The-Lifecycle-of-a-Virtual-Card-Issuance-to-Settlement1-800x452.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/The-Lifecycle-of-a-Virtual-Card-Issuance-to-Settlement1-832x470.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/The-Lifecycle-of-a-Virtual-Card-Issuance-to-Settlement1-1248x705.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/The-Lifecycle-of-a-Virtual-Card-Issuance-to-Settlement1.png 1472w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/h3>\n<h3 data-start=\"1866\" data-end=\"1920\"><a href=\"https:\/\/buvei.com\/blog\/pre-authorization-card-payments\/\">Autorisation<\/a> : le moteur d\u00e9cisionnel en temps r\u00e9el<\/h3>\n<p data-start=\"1922\" data-end=\"2070\">Lorsqu\u2019une carte est utilis\u00e9e \u2014 par exemple pour une publicit\u00e9 Meta ou un abonnement Figma Pro \u2014 le commer\u00e7ant d\u00e9clenche une demande d\u2019autorisation.<\/p>\n<p data-start=\"2072\" data-end=\"2109\">La requ\u00eate suit le parcours suivant :<\/p>\n<p data-start=\"2111\" data-end=\"2177\">Marchand \u2192 Acqu\u00e9reur \u2192 R\u00e9seau de cartes \u2192 Syst\u00e8me d\u2019\u00e9mission Buvei<\/p>\n<p data-start=\"2179\" data-end=\"2215\">Notre moteur d\u2019autorisation \u00e9value :<\/p>\n<ul data-start=\"2217\" data-end=\"2394\">\n<li data-start=\"2217\" data-end=\"2245\">\n<p data-start=\"2219\" data-end=\"2245\">La carte est-elle active ?<\/p>\n<\/li>\n<li data-start=\"2246\" data-end=\"2295\">\n<p data-start=\"2248\" data-end=\"2295\">Le montant est-il dans les limites autoris\u00e9es ?<\/p>\n<\/li>\n<li data-start=\"2296\" data-end=\"2342\">\n<p data-start=\"2298\" data-end=\"2342\">Le marchand est-il autoris\u00e9 (selon le <a href=\"https:\/\/buvei.com\/blog\/mcc-code-virtual-card-fraud-control\/\">MCC<\/a>) ?<\/p>\n<\/li>\n<li data-start=\"2343\" data-end=\"2394\">\n<p data-start=\"2345\" data-end=\"2394\">Y a-t-il des violations de r\u00e8gles de vitesse\/IP ?<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"2396\" data-end=\"2497\">Si tout est conforme, Buvei renvoie un code d\u2019autorisation \u2014 sans que l\u2019argent ne soit encore d\u00e9bit\u00e9.<\/p>\n<h3><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-8258 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/The-Lifecycle-of-a-Virtual-Card-Issuance-to-Settlement4-1024x579.png\" alt=\"\" width=\"1024\" height=\"579\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/The-Lifecycle-of-a-Virtual-Card-Issuance-to-Settlement4-1024x579.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/The-Lifecycle-of-a-Virtual-Card-Issuance-to-Settlement4-300x170.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/The-Lifecycle-of-a-Virtual-Card-Issuance-to-Settlement4-768x434.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/The-Lifecycle-of-a-Virtual-Card-Issuance-to-Settlement4-400x226.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/The-Lifecycle-of-a-Virtual-Card-Issuance-to-Settlement4-800x452.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/The-Lifecycle-of-a-Virtual-Card-Issuance-to-Settlement4-832x470.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/The-Lifecycle-of-a-Virtual-Card-Issuance-to-Settlement4-1248x705.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/The-Lifecycle-of-a-Virtual-Card-Issuance-to-Settlement4.png 1472w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/h3>\n<h3 data-start=\"2499\" data-end=\"2553\">Capture et compensation : finaliser la transaction<\/h3>\n<p data-start=\"2555\" data-end=\"2667\">Une fois la transaction captur\u00e9e (ex. : apr\u00e8s la facturation d\u2019une publicit\u00e9 <a href=\"https:\/\/buvei.com\/blog\/add-payment-card-facebook-ads-2025\/\">Google<\/a>), Buvei lance le r\u00e8glement\u202f:<\/p>\n<ul data-start=\"2669\" data-end=\"2903\">\n<li data-start=\"2669\" data-end=\"2730\">\n<p data-start=\"2671\" data-end=\"2730\">La banque du marchand demande les fonds via Visa\/Mastercard<\/p>\n<\/li>\n<li data-start=\"2731\" data-end=\"2788\">\n<p data-start=\"2733\" data-end=\"2788\">La banque \u00e9mettrice de Buvei lib\u00e8re le montant autoris\u00e9<\/p>\n<\/li>\n<li data-start=\"2789\" data-end=\"2848\">\n<p data-start=\"2791\" data-end=\"2848\">Les fonds sont transf\u00e9r\u00e9s via les comptes de compensation<\/p>\n<\/li>\n<li data-start=\"2849\" data-end=\"2903\">\n<p data-start=\"2851\" data-end=\"2903\">Le solde et l\u2019historique de la carte sont mis \u00e0 jour<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"2905\" data-end=\"2997\">Le r\u00e8glement prend g\u00e9n\u00e9ralement 1 \u00e0 3 jours ouvr\u00e9s, selon la r\u00e9gion et les d\u00e9lais bancaires.<\/p>\n<h3><a href=\"https:\/\/www.buvei.com\/\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4750 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png\" alt=\"\" width=\"1024\" height=\"307\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-832x249.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1248x374.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2.png 1442w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/h3>\n<h3 data-start=\"2999\" data-end=\"3047\">Remboursements et refus : un syst\u00e8me robuste<\/h3>\n<p data-start=\"3049\" data-end=\"3152\">Un bon syst\u00e8me de remboursement\/gestion des \u00e9checs est cl\u00e9 pour instaurer la confiance. <a href=\"https:\/\/app.buvei.com\/card\/issue\">Buvei<\/a> propose :<\/p>\n<ul data-start=\"3154\" data-end=\"3357\">\n<li data-start=\"3154\" data-end=\"3243\">\n<p data-start=\"3156\" data-end=\"3243\">Des refus automatiques selon les r\u00e8gles de risque (ex. : pays du marchand non autoris\u00e9)<\/p>\n<\/li>\n<li data-start=\"3244\" data-end=\"3298\">\n<p data-start=\"3246\" data-end=\"3298\">Des remboursements instantan\u00e9s cr\u00e9dit\u00e9s sur la carte<\/p>\n<\/li>\n<li data-start=\"3299\" data-end=\"3357\">\n<p data-start=\"3301\" data-end=\"3357\">Des processus de litige pour les transactions contest\u00e9es<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"3359\" data-end=\"3434\">Chaque \u00e9v\u00e9nement de paiement, r\u00e9ussi ou non, est donc tra\u00e7able et conforme.<\/p>\n<h3><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-8257 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/The-Lifecycle-of-a-Virtual-Card-Issuance-to-Settlement3-1024x579.jpg\" alt=\"\" width=\"1024\" height=\"579\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/The-Lifecycle-of-a-Virtual-Card-Issuance-to-Settlement3-1024x579.jpg 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/The-Lifecycle-of-a-Virtual-Card-Issuance-to-Settlement3-300x170.jpg 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/The-Lifecycle-of-a-Virtual-Card-Issuance-to-Settlement3-768x434.jpg 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/The-Lifecycle-of-a-Virtual-Card-Issuance-to-Settlement3-400x226.jpg 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/The-Lifecycle-of-a-Virtual-Card-Issuance-to-Settlement3-800x452.jpg 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/The-Lifecycle-of-a-Virtual-Card-Issuance-to-Settlement3-832x470.jpg 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/The-Lifecycle-of-a-Virtual-Card-Issuance-to-Settlement3-1248x705.jpg 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/The-Lifecycle-of-a-Virtual-Card-Issuance-to-Settlement3.jpg 1472w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/h3>\n<h3 data-start=\"3436\" data-end=\"3481\">Cartes programmables et support multi-BIN<\/h3>\n<p data-start=\"3483\" data-end=\"3564\">Buvei ne se limite pas \u00e0 l\u2019\u00e9mission de cartes classiques. La plateforme propose :<\/p>\n<ul data-start=\"3566\" data-end=\"3777\">\n<li data-start=\"3566\" data-end=\"3655\">\n<p data-start=\"3568\" data-end=\"3655\">Des cartes avec plusieurs BIN adapt\u00e9s aux plateformes publicitaires, SaaS ou e-commerce<\/p>\n<\/li>\n<li data-start=\"3656\" data-end=\"3695\">\n<p data-start=\"3658\" data-end=\"3695\">Des options de rechargement en crypto<\/p>\n<\/li>\n<li data-start=\"3696\" data-end=\"3733\">\n<p data-start=\"3698\" data-end=\"3733\">Des r\u00e8gles r\u00e9gionales de conformit\u00e9<\/p>\n<\/li>\n<li data-start=\"3734\" data-end=\"3777\">\n<p data-start=\"3736\" data-end=\"3777\">Une g\u00e9n\u00e9ration de cartes en masse via<a href=\"https:\/\/buvei.com\/developer\"> API<\/a><\/p>\n<\/li>\n<\/ul>\n<p data-start=\"3779\" data-end=\"3856\">Id\u00e9al pour les \u00e9quipes g\u00e9rant des dizaines de campagnes ou comptes r\u00e9gionaux.<\/p>\n<h3 data-start=\"3858\" data-end=\"3911\">Construire l\u2019infrastructure de paiement de demain<\/h3>\n<p data-start=\"3913\" data-end=\"4129\">Aujourd\u2019hui, les cartes virtuelles sont des briques essentielles d\u2019une infrastructure financi\u00e8re moderne. Gr\u00e2ce au contr\u00f4le dynamique des d\u00e9penses et au financement via stablecoins, Buvei red\u00e9finit les paiements B2B.<\/p>\n<p data-start=\"4131\" data-end=\"4318\">Si vous d\u00e9veloppez des strat\u00e9gies publicitaires \u00e0 l\u2019international, des workflows SaaS ou des paiements fournisseurs multi-march\u00e9s, il est temps d\u2019aller au-del\u00e0 des cartes traditionnelles.<\/p>\n<p data-start=\"4320\" data-end=\"4395\">\ud83d\udc49 <a class=\"\" href=\"https:\/\/buvei.com\" target=\"_new\" rel=\"noopener\" data-start=\"4323\" data-end=\"4395\">Cr\u00e9ez votre carte virtuelle programmable avec Buvei<\/a><\/p>\n<div>\n<h3><a href=\"https:\/\/www.buvei.com\/\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4750 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png\" alt=\"\" width=\"1024\" height=\"307\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-832x249.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1248x374.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2.png 1442w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/h3>\n<\/div>\n","protected":false},"excerpt":{"rendered":"\u00c0 l\u2019\u00e8re des paiements num\u00e9riques, les cartes virtuelles ne sont plus de simples outils de transaction s\u00e9curis\u00e9e :&hellip;","protected":false},"author":2,"featured_media":8254,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":""},"categories":[27],"tags":[126,3360,880,436,988],"class_list":["post-8263","post","type-post","status-publish","format-standard","has-post-thumbnail","category-payment-basics-pt","tag-buvei-pt","tag-cardissuing-pt","tag-fintech-pt","tag-payment-en-pt","tag-virtualcard-pt","cs-entry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/8263","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/comments?post=8263"}],"version-history":[{"count":0,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/8263\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media\/8254"}],"wp:attachment":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media?parent=8263"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/categories?post=8263"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/tags?post=8263"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}