{"id":7579,"date":"2025-07-28T02:46:09","date_gmt":"2025-07-28T02:46:09","guid":{"rendered":"https:\/\/buvei.com\/blog\/?p=7579"},"modified":"2025-07-28T02:46:09","modified_gmt":"2025-07-28T02:46:09","slug":"virtual-card-architecture-issuance-to-settlement","status":"publish","type":"post","link":"https:\/\/buvei.com\/blog\/virtual-card-architecture-issuance-to-settlement\/","title":{"rendered":"From Issuance to Payment: Virtual Card Infrastructure"},"content":{"rendered":"<div data-page-id=\"RsPzdmkUzoxEQ6xZgvTlQWeZgUd\" data-lark-html-role=\"root\" data-docx-has-block-data=\"true\">\n<div class=\"ace-line ace-line old-record-id-KpvBdBzqioB8D4x2TaIljwjPghe\">As digital payments accelerate globally, virtual cards have become indispensable for high-frequency use cases such as ad payments, SaaS subscriptions, and cross-border e-commerce. But behind every successful transaction lies a complex, highly orchestrated system. This article breaks down the core technical architecture powering virtual cards and explains how platforms like Buvei implement efficient, secure infrastructure for modern business needs.<\/div>\n<h3 class=\"heading-3 ace-line old-record-id-I8XJdz5zZommxpx6UrolwRMOgRh\">Key Players in the Virtual Card Ecosystem<\/h3>\n<div class=\"ace-line ace-line old-record-id-WuDOd15tjoONWMxwSmBlA8HngSd\">The lifecycle of a virtual card typically involves the following actors:<\/div>\n<ul class=\"list-bullet1\">\n<li class=\"ace-line ace-line old-record-id-Zc2rdViwSoxaD9x2qs0lsmj1gOc\" data-list=\"bullet\">\n<div><strong>Issuer<\/strong>: Licensed banks or fintech companies that issue cards and manage user funds.<\/div>\n<\/li>\n<li class=\"ace-line ace-line old-record-id-V9mAdcjK4o73iUxcLw6lmHMwgHg\" data-list=\"bullet\">\n<div><strong>BIN Sponsor<\/strong>: Provides Bank Identification Number (<a href=\"https:\/\/buvei.com\/blog\/virtual-card-bin-explained\/\">BIN<\/a>) resources and facilitates network access.<\/div>\n<\/li>\n<li class=\"ace-line ace-line old-record-id-LxnSdeKqbogOGIxTOOilD75qg8g\" data-list=\"bullet\">\n<div><strong>Card Network<\/strong>: Schemes like Mastercard and Visa that handle transaction routing and settlement.<\/div>\n<\/li>\n<li class=\"ace-line ace-line old-record-id-UNrxdwFVho8iCSxnIgxlICcvg8y\" data-list=\"bullet\">\n<div><strong>Processor<\/strong>: Offers backend services like authorization, routing, risk evaluation, and limit controls.<\/div>\n<\/li>\n<li class=\"ace-line ace-line old-record-id-QOSKdVTWlod8SixHfD9lDPxpg9X\" data-list=\"bullet\">\n<div><strong>Cardholder<\/strong>: The end user (individual or business) utilizing the virtual card for online payments.<\/div>\n<\/li>\n<\/ul>\n<div class=\"ace-line ace-line old-record-id-Tif9dm97IoerK0xTcNmlGDJhgwg\">\ud83d\udca1 <strong>Tip<\/strong>: Some platforms consolidate multiple roles to ensure faster service and more control. For example, <a href=\"https:\/\/buvei.com\" data-lark-is-custom=\"true\">Buvei.com<\/a> not only supports multi-currency wallets and <a href=\"https:\/\/buvei.com\/blog\/add-virtual-card-to-apple-pay\/\">Apple Pay<\/a> tokenization, but also offers multiple BIN options tailored to platforms like TikTok, Google, and AliExpress\u2014ideal for ad buyers, e-commerce sellers, and SaaS users.<\/div>\n<h3><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-7582 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/From-Issuance-to-Paymen-Virtual-Card-Infrastructure2-1024x579.png\" alt=\"\" width=\"1024\" height=\"579\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/From-Issuance-to-Paymen-Virtual-Card-Infrastructure2-1024x579.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/From-Issuance-to-Paymen-Virtual-Card-Infrastructure2-300x170.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/From-Issuance-to-Paymen-Virtual-Card-Infrastructure2-768x434.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/From-Issuance-to-Paymen-Virtual-Card-Infrastructure2-400x226.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/From-Issuance-to-Paymen-Virtual-Card-Infrastructure2-800x452.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/From-Issuance-to-Paymen-Virtual-Card-Infrastructure2-832x470.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/From-Issuance-to-Paymen-Virtual-Card-Infrastructure2-1248x705.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/From-Issuance-to-Paymen-Virtual-Card-Infrastructure2.png 1472w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/h3>\n<h3 class=\"heading-3 ace-line old-record-id-YSo2d6zPOornu1xBQyila8Iyg8c\">Step 1: Virtual Card Issuance Workflow<\/h3>\n<ol class=\"list-number1\" start=\"1\">\n<li class=\"ace-line ace-line old-record-id-N5VodKh6KoWiGvxLo7BlzJjQgKh\" data-list=\"number\">\n<div><strong>Card Request Submission<\/strong> Users apply for a virtual card via a frontend interface, specifying card type (single-use or reloadable), currency, spending limit, and intended platform.<\/div>\n<\/li>\n<li class=\"ace-line ace-line old-record-id-I5g5djsH4omJzVxMw9sl1uFog6f\" data-list=\"number\">\n<div><strong>Card Data Generation<\/strong> The system queries the BIN management engine and calls the processor to generate the card number, <a href=\"https:\/\/buvei.com\/blog\/virtual-cards-payment-security-tokenization-dynamic-cvv\/\">CVV<\/a>, and expiration date, then binds the card to the user\u2019s wallet.<\/div>\n<\/li>\n<li class=\"ace-line ace-line old-record-id-EPnudg9duocos6xaYgqlU6rsgvc\" data-list=\"number\">\n<div><strong>Encryption &amp; Storage<\/strong> Card details are encrypted and securely stored. Some platforms also support tokenization for Apple Pay or Google Pay integration.<\/div>\n<\/li>\n<\/ol>\n<h3><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-7581 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/From-Issuance-to-Paymen-Virtual-Card-Infrastructure1-1024x579.jpg\" alt=\"\" width=\"1024\" height=\"579\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/From-Issuance-to-Paymen-Virtual-Card-Infrastructure1-1024x579.jpg 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/From-Issuance-to-Paymen-Virtual-Card-Infrastructure1-300x170.jpg 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/From-Issuance-to-Paymen-Virtual-Card-Infrastructure1-768x434.jpg 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/From-Issuance-to-Paymen-Virtual-Card-Infrastructure1-400x226.jpg 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/From-Issuance-to-Paymen-Virtual-Card-Infrastructure1-800x452.jpg 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/From-Issuance-to-Paymen-Virtual-Card-Infrastructure1-832x470.jpg 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/From-Issuance-to-Paymen-Virtual-Card-Infrastructure1-1248x705.jpg 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/From-Issuance-to-Paymen-Virtual-Card-Infrastructure1.jpg 1472w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/h3>\n<h3 class=\"heading-3 ace-line old-record-id-StdFdJWOzoPaoFxX9qVlTDITgtg\">Step 2: Authorization Flow<\/h3>\n<ol class=\"list-number1\" start=\"4\">\n<li class=\"ace-line ace-line old-record-id-CEe9dNh31oJCvlxDwBRlnjmQg3b\" data-list=\"number\">\n<div><strong>Initiate Payment<\/strong> When the card is used on platforms like Google, TikTok, or AliExpress, the payment request is routed via the card network to the issuer.<\/div>\n<\/li>\n<li class=\"ace-line ace-line old-record-id-JchqddiFHov7n2xlI8OlR0uOgPe\" data-list=\"number\">\n<div><strong>Real-Time Authorization<\/strong> The issuer's system performs several checks:<\/div>\n<\/li>\n<\/ol>\n<ul class=\"list-bullet1\">\n<li class=\"ace-line ace-line old-record-id-Q0wddcg0uoSGxDxiWt9lIFcJg4C\" data-list=\"bullet\">\n<div>Is the card active and not expired?<\/div>\n<\/li>\n<li class=\"ace-line ace-line old-record-id-Hk1qdoo0eoudh7xrIp1lrPf7gMc\" data-list=\"bullet\">\n<div>Is the wallet balance sufficient?<\/div>\n<\/li>\n<li class=\"ace-line ace-line old-record-id-DUZOdbbSnoUzhoxzZ9AlcRtqgsc\" data-list=\"bullet\">\n<div>Does the transaction pass fraud detection (country\/IP\/device rules)?<\/div>\n<\/li>\n<\/ul>\n<div class=\"ace-line ace-line old-record-id-D2Ftd4Q9foCq6sxBUcil0Ug0gId\">An authorization log is recorded, and the system responds with approval or denial.<\/div>\n<div class=\"ace-line ace-line old-record-id-GQXPdhkISoqv6dxvhP2llxIOggb\">\ud83d\udccc <em>Note: Authorization is only a temporary hold. Actual funds are settled later during the clearing process.<\/em><\/div>\n<h3 class=\"heading-3 ace-line old-record-id-LgdwdzjB9otS4Wxlk4jlxTgeg9f\">Step 3: Clearing &amp; Settlement<\/h3>\n<div class=\"ace-line ace-line old-record-id-F5OCd5FtsoM3TLxmOnXl1XqpgVf\">After authorization:<\/div>\n<ul class=\"list-bullet1\">\n<li class=\"ace-line ace-line old-record-id-CTZJdtVCQoqGzOxAs91l7umAglg\" data-list=\"bullet\">\n<div>The merchant initiates clearing via the card network.<\/div>\n<\/li>\n<li class=\"ace-line ace-line old-record-id-EONYdKXZzoU6S9xRXKJl9cTagJf\" data-list=\"bullet\">\n<div>The issuer debits the user's wallet on the settlement date (usually T+1 or T+2).<\/div>\n<\/li>\n<li class=\"ace-line ace-line old-record-id-CytKdsqiWohGGOxPeEcl31cWgth\" data-list=\"bullet\">\n<div>User receives confirmation and updated balance details.<\/div>\n<\/li>\n<\/ul>\n<h3><a href=\"https:\/\/www.buvei.com\/\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4750 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png\" alt=\"\" width=\"1024\" height=\"307\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-832x249.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1248x374.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2.png 1442w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/h3>\n<h3 class=\"heading-3 ace-line old-record-id-KYUSd4XRoomgtKxtFaNlUXMWgrc\">Core Modules in Virtual Card Architecture<\/h3>\n<div class=\" old-record-id-X7z6d913HoTNVSxw2cPlFNcbg8c\" data-type=\"sheet\">\n<table style=\"height: 235px;\" width=\"765\">\n<colgroup>\n<col width=\"208\" \/>\n<col width=\"515\" \/><\/colgroup>\n<tbody>\n<tr>\n<td>Module<\/td>\n<td>Functionality<\/td>\n<\/tr>\n<tr>\n<td>BIN Management System<\/td>\n<td>Manages BIN routing, platform compatibility, and scheme mappings<\/td>\n<\/tr>\n<tr>\n<td>Card Lifecycle System<\/td>\n<td>Handles creation, activation, suspension, termination<\/td>\n<\/tr>\n<tr>\n<td>Authorization Gateway<\/td>\n<td>Real-time filtering, whitelisting, and rule-based risk checks<\/td>\n<\/tr>\n<tr>\n<td>Clearing &amp; Reconciliation<\/td>\n<td>Tracks settlements, billing events, and payment network reconciliation<\/td>\n<\/tr>\n<tr>\n<td>Risk Control Engine<\/td>\n<td>Detects fraud, prevents duplicate transactions and chargebacks<\/td>\n<\/tr>\n<tr>\n<td>Tokenization Module<\/td>\n<td>Enables support for Apple Pay \/ Google Pay &amp; secure, tokenized data transfers<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h3 class=\"heading-3 ace-line old-record-id-Fss4dOdhKo4gr9xBhMhlz8v6gTh\">Key Benefits of Virtual Card Architecture<\/h3>\n<div class=\"ace-line ace-line old-record-id-Bymede6PComK52xRX3xlwa8vgZd\">\u2705 <strong>Granular Control<\/strong> \u2013 Each card can have custom limits, use cases, and expiration dates<\/div>\n<div class=\"ace-line ace-line old-record-id-Bymede6PComK52xRX3xlwa8vgZd\">\u2705 <strong>Lower Risk Exposure<\/strong> \u2013 Platform-specific or one-time-use cards isolate threats<\/div>\n<div class=\"ace-line ace-line old-record-id-Bymede6PComK52xRX3xlwa8vgZd\">\u2705 <strong>Seamless Integration<\/strong> \u2013 API-based issuance and authorization workflows<\/div>\n<div class=\"ace-line ace-line old-record-id-Bymede6PComK52xRX3xlwa8vgZd\">\u2705 <strong>Higher Success Rates<\/strong> \u2013 Multi-BIN routing ensures better acceptance across platforms<\/div>\n<h3><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-7583 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/From-Issuance-to-Payment-Virtual-Card-Infrastructure3-1024x579.png\" alt=\"\" width=\"1024\" height=\"579\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/From-Issuance-to-Payment-Virtual-Card-Infrastructure3-1024x579.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/From-Issuance-to-Payment-Virtual-Card-Infrastructure3-300x170.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/From-Issuance-to-Payment-Virtual-Card-Infrastructure3-768x434.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/From-Issuance-to-Payment-Virtual-Card-Infrastructure3-400x226.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/From-Issuance-to-Payment-Virtual-Card-Infrastructure3-800x452.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/From-Issuance-to-Payment-Virtual-Card-Infrastructure3-832x470.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/From-Issuance-to-Payment-Virtual-Card-Infrastructure3-1248x705.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/From-Issuance-to-Payment-Virtual-Card-Infrastructure3.png 1472w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/h3>\n<h3 class=\"heading-3 ace-line old-record-id-VFlRdUwaxo7N23xeng9lo5Ocgxe\">Looking Ahead: On-Chain Virtual Cards &amp; Smart Settlement<\/h3>\n<div class=\"ace-line ace-line old-record-id-M5T3d6rUuouK1DxewXwl1tPJgEb\">Emerging trends point to even smarter architectures:<\/div>\n<div class=\"ace-line ace-line old-record-id-HTcIdlplLoM0Xxxe1pJljba9gQg\">\ud83d\udd17 <strong>On-Chain Settlement<\/strong> \u2013 Stablecoin-powered, T+0 real-time reconciliation<\/div>\n<div class=\"ace-line ace-line old-record-id-HTcIdlplLoM0Xxxe1pJljba9gQg\">\ud83e\udd16 <strong>AI Risk Engines<\/strong> \u2013 Adaptive limit adjustments based on behavioral patterns<\/div>\n<div class=\"ace-line ace-line old-record-id-HTcIdlplLoM0Xxxe1pJljba9gQg\">\ud83e\udde9 <strong>Modular Compliance Frameworks<\/strong> \u2013 Plug-and-play<a href=\"https:\/\/buvei.com\/blog\/kyc-vs-aml-payment-compliance\/\"> AML\/KYC<\/a> per jurisdiction or product line<\/div>\n<blockquote class=\" old-record-id-C0OOdpFo3o0f8fx8BwOlOEAngAf\" data-type=\"quote_container\">\n<div class=\"ace-line ace-line old-record-id-Vst3dGbJ1oLHBTxFaDdlRgJKg6f\">\u00a0Buvei\u2019s clearing infrastructure already supports T+0 USDT settlements\u2014tailored for ad platforms with frequent micro-transactions.<\/div>\n<\/blockquote>\n<h3 class=\"heading-3 ace-line old-record-id-CrLPdxPHvoXU74xE5BYl0ve6gBb\">Final Thoughts<\/h3>\n<div class=\"ace-line ace-line old-record-id-LnlUd4c3gokMu9xNo6GlgCzSgVF\">A robust virtual card architecture involves much more than just issuing numbers. From BIN optimization to real-time authorization and T+0 settlement, understanding the system behind the scenes is crucial for ad buyers, SaaS operators, and cross-border e-commerce players.<\/div>\n<div class=\"ace-line ace-line old-record-id-F583dEDvioC4OGxD8alln1eDgwf\">If you\u2019re looking for a secure, multi-BIN, stablecoin-compatible virtual card platform with Apple Pay support and real-time risk controls, <strong><a href=\"https:\/\/buvei.com\" data-lark-is-custom=\"true\">Buvei.com<\/a><\/strong> is one of the most capable solutions available.<\/div>\n<div><a href=\"https:\/\/www.buvei.com\/\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4750 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png\" alt=\"\" width=\"1024\" height=\"307\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-832x249.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1248x374.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2.png 1442w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"As digital payments accelerate globally, virtual cards have become indispensable for high-frequency use cases such as ad payments,&hellip;","protected":false},"author":2,"featured_media":7580,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":""},"categories":[1],"tags":[4135,67,225,4137,618],"class_list":{"0":"post-7579","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-payment-basics","8":"tag-bin-management","9":"tag-buvei","10":"tag-payments","11":"tag-tokenizatio","12":"tag-virtual-cards","13":"cs-entry"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/7579","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/comments?post=7579"}],"version-history":[{"count":0,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/7579\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media\/7580"}],"wp:attachment":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media?parent=7579"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/categories?post=7579"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/tags?post=7579"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}