{"id":6893,"date":"2025-07-16T08:45:11","date_gmt":"2025-07-16T08:45:11","guid":{"rendered":"https:\/\/buvei.com\/blog\/?p=6893"},"modified":"2025-07-16T08:45:11","modified_gmt":"2025-07-16T08:45:11","slug":"sca-strong-customer-authentication-4","status":"publish","type":"post","link":"https:\/\/buvei.com\/blog\/ru\/sca-strong-customer-authentication-4\/","title":{"rendered":"\u0447\u0442\u043e \u0442\u0430\u043a\u043e\u0435 sca? \u043f\u043e\u044f\u0441\u043d\u0435\u043d\u0438\u0435 \u043f\u043e \u0441\u0438\u043b\u044c\u043d\u043e\u0439 \u0430\u0443\u0442\u0435\u043d\u0442\u0438\u0444\u0438\u043a\u0430\u0446\u0438\u0438 \u043a\u043b\u0438\u0435\u043d\u0442\u0430"},"content":{"rendered":"<div class=\"ace-line ace-line old-record-id-OimwdM4O9ol7R7x8ZwSlvlXAgah\">\n<p data-start=\"136\" data-end=\"382\">\u0412 \u0443\u0441\u043b\u043e\u0432\u0438\u044f\u0445 \u0446\u0438\u0444\u0440\u043e\u0432\u043e\u0439 \u044d\u043a\u043e\u043d\u043e\u043c\u0438\u043a\u0438 \u0431\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u043e\u0441\u0442\u044c \u2014 \u044d\u0442\u043e \u0443\u0436\u0435 \u043d\u0435 \u0432\u044b\u0431\u043e\u0440, \u0430 \u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u043e\u0441\u0442\u044c. \u0414\u043b\u044f \u0432\u0441\u0435\u0445 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0439, \u0440\u0430\u0431\u043e\u0442\u0430\u044e\u0449\u0438\u0445 \u0432 \u0415\u0421 \u0438\u043b\u0438 \u0441 \u043a\u043b\u0438\u0435\u043d\u0442\u0430\u043c\u0438 \u0438\u0437 \u0415\u0421, <strong data-start=\"274\" data-end=\"314\">SCA (\u0421\u0438\u043b\u044c\u043d\u0430\u044f \u0410\u0443\u0442\u0435\u043d\u0442\u0438\u0444\u0438\u043a\u0430\u0446\u0438\u044f \u041a\u043b\u0438\u0435\u043d\u0442\u0430)<\/strong> \u2014 \u044d\u0442\u043e <strong data-start=\"321\" data-end=\"355\">\u043e\u0431\u044f\u0437\u0430\u0442\u0435\u043b\u044c\u043d\u043e\u0435 \u0442\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u0435 \u0437\u0430\u043a\u043e\u043d\u0430<\/strong>, \u0430 \u043d\u0435 \u043f\u0440\u043e\u0441\u0442\u043e \u0440\u0435\u043a\u043e\u043c\u0435\u043d\u0434\u0430\u0446\u0438\u044f.<\/p>\n<p data-start=\"384\" data-end=\"645\">\u0412\u0432\u0435\u0434\u0451\u043d\u043d\u0430\u044f \u0432 \u0440\u0430\u043c\u043a\u0430\u0445 \u043e\u0431\u043d\u043e\u0432\u043b\u0451\u043d\u043d\u043e\u0439 <strong data-start=\"415\" data-end=\"458\">\u0414\u0438\u0440\u0435\u043a\u0442\u0438\u0432\u044b \u0415\u0421 \u043e \u043f\u043b\u0430\u0442\u0451\u0436\u043d\u044b\u0445 \u0443\u0441\u043b\u0443\u0433\u0430\u0445 (<a href=\"https:\/\/buvei.com\/blog\/psd2-secure-payments-buvei-virtual-cards\/\">PSD2<\/a>)<\/strong>, SCA \u043d\u0430\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0430 \u043d\u0430 \u043f\u043e\u0432\u044b\u0448\u0435\u043d\u0438\u0435 \u0431\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u043e\u0441\u0442\u0438 \u043e\u043d\u043b\u0430\u0439\u043d-\u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439, \u0437\u0430\u0449\u0438\u0442\u0443 \u043f\u043e\u0442\u0440\u0435\u0431\u0438\u0442\u0435\u043b\u0435\u0439 \u0438 \u0441\u043d\u0438\u0436\u0435\u043d\u0438\u0435 \u0443\u0440\u043e\u0432\u043d\u044f \u043c\u043e\u0448\u0435\u043d\u043d\u0438\u0447\u0435\u0441\u0442\u0432\u0430. \u041d\u043e \u0447\u0442\u043e \u0438\u043c\u0435\u043d\u043d\u043e \u0432\u043a\u043b\u044e\u0447\u0430\u0435\u0442 \u0432 \u0441\u0435\u0431\u044f \u044d\u0442\u043e\u0442 \u0441\u0442\u0430\u043d\u0434\u0430\u0440\u0442 \u2014 \u0438 \u043a\u0430\u043a \u043a \u043d\u0435\u043c\u0443 \u0430\u0434\u0430\u043f\u0442\u0438\u0440\u043e\u0432\u0430\u0442\u044c\u0441\u044f?<\/p>\n<\/div>\n<h3><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-6878 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-SCA-Strong-Customer-Authentication-Explained1-1024x579.png\" alt=\"\" width=\"1024\" height=\"579\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-SCA-Strong-Customer-Authentication-Explained1-1024x579.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-SCA-Strong-Customer-Authentication-Explained1-300x170.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-SCA-Strong-Customer-Authentication-Explained1-768x434.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-SCA-Strong-Customer-Authentication-Explained1-400x226.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-SCA-Strong-Customer-Authentication-Explained1-800x452.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-SCA-Strong-Customer-Authentication-Explained1-832x470.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-SCA-Strong-Customer-Authentication-Explained1-1248x705.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-SCA-Strong-Customer-Authentication-Explained1.png 1472w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/h3>\n<h3 data-start=\"647\" data-end=\"665\">\u0447\u0442\u043e \u0442\u0430\u043a\u043e\u0435 sca?<\/h3>\n<p data-start=\"667\" data-end=\"822\"><strong data-start=\"667\" data-end=\"707\">SCA (Strong Customer Authentication)<\/strong> \u2014 \u044d\u0442\u043e \u0440\u0435\u0433\u0443\u043b\u044f\u0442\u043e\u0440\u043d\u044b\u0439 \u0441\u0442\u0430\u043d\u0434\u0430\u0440\u0442, \u0442\u0440\u0435\u0431\u0443\u044e\u0449\u0438\u0439 \u043f\u043e\u0434\u0442\u0432\u0435\u0440\u0436\u0434\u0435\u043d\u0438\u044f \u043b\u0438\u0447\u043d\u043e\u0441\u0442\u0438 \u043a\u043b\u0438\u0435\u043d\u0442\u0430 \u0441 \u043f\u043e\u043c\u043e\u0449\u044c\u044e <strong data-start=\"788\" data-end=\"821\">\u043c\u0438\u043d\u0438\u043c\u0443\u043c \u0434\u0432\u0443\u0445 \u0438\u0437 \u0442\u0440\u0451\u0445 \u0444\u0430\u043a\u0442\u043e\u0440\u043e\u0432<\/strong>:<\/p>\n<ul data-start=\"824\" data-end=\"1038\">\n<li data-start=\"824\" data-end=\"886\">\n<p data-start=\"826\" data-end=\"886\">\ud83d\udd10 \u0427\u0442\u043e-\u0442\u043e, \u0447\u0442\u043e \u0437\u043d\u0430\u0435\u0442 \u043a\u043b\u0438\u0435\u043d\u0442 \u2014 \u043d\u0430\u043f\u0440\u0438\u043c\u0435\u0440, \u043f\u0430\u0440\u043e\u043b\u044c \u0438\u043b\u0438 <a href=\"https:\/\/buvei.com\/blog\/credit-card-pin-security-guide\/\">PIN<\/a>-\u043a\u043e\u0434<\/p>\n<\/li>\n<li data-start=\"887\" data-end=\"962\">\n<p data-start=\"889\" data-end=\"962\">\ud83d\udcf1 \u0427\u0442\u043e-\u0442\u043e, \u0447\u0442\u043e \u043f\u0440\u0438\u043d\u0430\u0434\u043b\u0435\u0436\u0438\u0442 \u043a\u043b\u0438\u0435\u043d\u0442\u0443 \u2014 \u043d\u0430\u043f\u0440\u0438\u043c\u0435\u0440, \u0441\u043c\u0430\u0440\u0442\u0444\u043e\u043d \u0438\u043b\u0438 \u0441\u043c\u0430\u0440\u0442-\u043a\u0430\u0440\u0442\u0430<\/p>\n<\/li>\n<li data-start=\"963\" data-end=\"1038\">\n<p data-start=\"965\" data-end=\"1038\">\ud83d\udc41 \u0427\u0442\u043e-\u0442\u043e, \u0447\u0435\u043c \u044f\u0432\u043b\u044f\u0435\u0442\u0441\u044f \u043a\u043b\u0438\u0435\u043d\u0442 \u2014 \u043d\u0430\u043f\u0440\u0438\u043c\u0435\u0440, \u043e\u0442\u043f\u0435\u0447\u0430\u0442\u043e\u043a \u043f\u0430\u043b\u044c\u0446\u0430 \u0438\u043b\u0438 Face ID<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1040\" data-end=\"1174\">\u041f\u043e \u0441\u0443\u0442\u0438, \u044d\u0442\u043e \u0444\u043e\u0440\u043c\u0430 <strong data-start=\"1059\" data-end=\"1091\">\u0434\u0432\u0443\u0445\u0444\u0430\u043a\u0442\u043e\u0440\u043d\u043e\u0439 \u0430\u0443\u0442\u0435\u043d\u0442\u0438\u0444\u0438\u043a\u0430\u0446\u0438\u0438 (<a href=\"https:\/\/buvei.com\/blog\/2fa-payment-security-guide\/\">2FA<\/a>)  <\/strong>, \u043d\u043e \u0437\u0430\u043a\u0440\u0435\u043f\u043b\u0451\u043d\u043d\u0430\u044f \u043d\u0430 \u0443\u0440\u043e\u0432\u043d\u0435 \u0437\u0430\u043a\u043e\u043d\u043e\u0434\u0430\u0442\u0435\u043b\u044c\u0441\u0442\u0432\u0430 \u0438 \u043e\u0431\u044f\u0437\u0430\u0442\u0435\u043b\u044c\u043d\u0430\u044f \u0434\u043b\u044f \u043f\u043b\u0430\u0442\u0451\u0436\u043d\u044b\u0445 \u043e\u043f\u0435\u0440\u0430\u0446\u0438\u0439.<\/p>\n<h3 class=\"heading-3 ace-line old-record-id-Vqfcdbx0loS1hRxQOrBlzNWHg8f\"><a style=\"font-size: 16px;\" href=\"https:\/\/buvei.com\/\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4750 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png\" alt=\"\" width=\"1024\" height=\"307\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-832x249.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1248x374.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2.png 1442w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/h3>\n<h3 data-start=\"1176\" data-end=\"1202\">\u043a\u043e\u0433\u0434\u0430 \u043f\u0440\u0438\u043c\u0435\u043d\u044f\u0435\u0442\u0441\u044f sca?<\/h3>\n<p data-start=\"1204\" data-end=\"1314\">\u0422\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u044f SCA \u0440\u0430\u0441\u043f\u0440\u043e\u0441\u0442\u0440\u0430\u043d\u044f\u044e\u0442\u0441\u044f \u043d\u0430 \u0432\u0441\u044e <strong data-start=\"1243\" data-end=\"1283\">\u0415\u0432\u0440\u043e\u043f\u0435\u0439\u0441\u043a\u0443\u044e \u044d\u043a\u043e\u043d\u043e\u043c\u0438\u0447\u0435\u0441\u043a\u0443\u044e \u0437\u043e\u043d\u0443 (EEA)<\/strong> \u0438 \u043a\u0430\u0441\u0430\u044e\u0442\u0441\u044f \u0441\u043b\u0435\u0434\u0443\u044e\u0449\u0438\u0445 \u043e\u043f\u0435\u0440\u0430\u0446\u0438\u0439:<\/p>\n<ul data-start=\"1316\" data-end=\"1451\">\n<li data-start=\"1316\" data-end=\"1358\">\n<p data-start=\"1318\" data-end=\"1358\">\u041e\u043f\u043b\u0430\u0442\u0430 \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u0438\u043c\u0438 \u043a\u0430\u0440\u0442\u0430\u043c\u0438 \u0432 \u0438\u043d\u0442\u0435\u0440\u043d\u0435\u0442\u0435<\/p>\n<\/li>\n<li data-start=\"1359\" data-end=\"1382\">\n<p data-start=\"1361\" data-end=\"1382\">\u0411\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u0438\u0435 \u043f\u0435\u0440\u0435\u0432\u043e\u0434\u044b<\/p>\n<\/li>\n<li data-start=\"1383\" data-end=\"1451\">\n<p data-start=\"1385\" data-end=\"1451\">\u0414\u043e\u0441\u0442\u0443\u043f \u043a \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u0438\u043c \u0430\u043a\u043a\u0430\u0443\u043d\u0442\u0430\u043c \u0447\u0435\u0440\u0435\u0437 \u0432\u0435\u0431 \u0438\u043b\u0438 \u043c\u043e\u0431\u0438\u043b\u044c\u043d\u044b\u0435 \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u044f<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1453\" data-end=\"1516\">\u041e\u0434\u043d\u0430\u043a\u043e \u0441\u0443\u0449\u0435\u0441\u0442\u0432\u0443\u044e\u0442 <strong data-start=\"1471\" data-end=\"1485\">\u0438\u0441\u043a\u043b\u044e\u0447\u0435\u043d\u0438\u044f<\/strong>, \u043f\u0440\u0438 \u043a\u043e\u0442\u043e\u0440\u044b\u0445 SCA \u043d\u0435 \u0442\u0440\u0435\u0431\u0443\u0435\u0442\u0441\u044f:<\/p>\n<ul data-start=\"1518\" data-end=\"1737\">\n<li data-start=\"1518\" data-end=\"1551\">\n<p data-start=\"1520\" data-end=\"1551\">\u0422\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u0438 \u043d\u0430 \u0441\u0443\u043c\u043c\u0443 \u043c\u0435\u043d\u0435\u0435 \u20ac30<\/p>\n<\/li>\n<li data-start=\"1552\" data-end=\"1597\">\n<p data-start=\"1554\" data-end=\"1597\">\u0420\u0435\u0433\u0443\u043b\u044f\u0440\u043d\u044b\u0435 \u043f\u043b\u0430\u0442\u0435\u0436\u0438 \u0441 \u0444\u0438\u043a\u0441\u0438\u0440\u043e\u0432\u0430\u043d\u043d\u043e\u0439 \u0441\u0443\u043c\u043c\u043e\u0439<\/p>\n<\/li>\n<li data-start=\"1598\" data-end=\"1642\">\n<p data-start=\"1600\" data-end=\"1642\">\u041f\u043e\u043b\u0443\u0447\u0430\u0442\u0435\u043b\u0438, \u0434\u043e\u0431\u0430\u0432\u043b\u0435\u043d\u043d\u044b\u0435 \u0432 \"\u0431\u0435\u043b\u044b\u0439 \u0441\u043f\u0438\u0441\u043e\u043a\"<\/p>\n<\/li>\n<li data-start=\"1643\" data-end=\"1737\">\n<p data-start=\"1645\" data-end=\"1737\">\u0422\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u0438 \u0441 \u043d\u0438\u0437\u043a\u0438\u043c \u0440\u0438\u0441\u043a\u043e\u043c (\u043e\u043f\u0440\u0435\u0434\u0435\u043b\u044f\u0435\u0442\u0441\u044f \u043f\u043b\u0430\u0442\u0451\u0436\u043d\u044b\u043c \u043f\u0440\u043e\u0432\u0430\u0439\u0434\u0435\u0440\u043e\u043c \u0432 \u0440\u0435\u0436\u0438\u043c\u0435 \u0440\u0435\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0432\u0440\u0435\u043c\u0435\u043d\u0438)<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1739\" data-end=\"1838\">\u0417\u043d\u0430\u043d\u0438\u0435 \u044d\u0442\u0438\u0445 \u0438\u0441\u043a\u043b\u044e\u0447\u0435\u043d\u0438\u0439 \u043f\u043e\u043c\u043e\u0433\u0430\u0435\u0442 \u0432\u044b\u0441\u0442\u0440\u0430\u0438\u0432\u0430\u0442\u044c \u043e\u043f\u0442\u0438\u043c\u0430\u043b\u044c\u043d\u044b\u0439 \u043f\u043b\u0430\u0442\u0451\u0436\u043d\u044b\u0439 \u043f\u0440\u043e\u0446\u0435\u0441\u0441 \u0431\u0435\u0437 \u043d\u0430\u0440\u0443\u0448\u0435\u043d\u0438\u044f \u0442\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u0439.<\/p>\n<h3 data-start=\"1840\" data-end=\"1874\"><\/h3>\n<h3 class=\"heading-3 ace-line old-record-id-LAeNde0UfoEPeTx2CqAlkI3bgrc\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-6881 size-large\" style=\"font-size: 16px;\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-SCA-Strong-Customer-Authentication-Explained3-1-1024x579.png\" alt=\"\" width=\"1024\" height=\"579\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-SCA-Strong-Customer-Authentication-Explained3-1-1024x579.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-SCA-Strong-Customer-Authentication-Explained3-1-300x170.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-SCA-Strong-Customer-Authentication-Explained3-1-768x434.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-SCA-Strong-Customer-Authentication-Explained3-1-400x226.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-SCA-Strong-Customer-Authentication-Explained3-1-800x452.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-SCA-Strong-Customer-Authentication-Explained3-1-832x470.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-SCA-Strong-Customer-Authentication-Explained3-1-1248x705.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-SCA-Strong-Customer-Authentication-Explained3-1.png 1472w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/h3>\n<h3 data-start=\"1840\" data-end=\"1874\">\u043f\u043e\u0447\u0435\u043c\u0443 sca \u0432\u0430\u0436\u043d\u0430 \u0434\u043b\u044f \u043f\u0440\u043e\u0434\u0430\u0432\u0446\u043e\u0432<\/h3>\n<p data-start=\"1876\" data-end=\"2019\">\u0414\u0430\u0436\u0435 \u0435\u0441\u043b\u0438 \u0432\u0430\u0448\u0430 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u044f \u043d\u0435 \u043d\u0430\u0445\u043e\u0434\u0438\u0442\u0441\u044f \u0432 \u0415\u0421, \u043d\u043e \u043f\u0440\u0438\u043d\u0438\u043c\u0430\u0435\u0442 \u043f\u043b\u0430\u0442\u0435\u0436\u0438 \u043e\u0442 \u043a\u043b\u0438\u0435\u043d\u0442\u043e\u0432 \u0438\u0437 \u0415\u0421, \u0432\u044b <strong data-start=\"1962\" data-end=\"1998\">\u043e\u0431\u044f\u0437\u0430\u043d\u044b \u0441\u043e\u0431\u043b\u044e\u0434\u0430\u0442\u044c \u0442\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u044f SCA<\/strong>. \u0412 \u043f\u0440\u043e\u0442\u0438\u0432\u043d\u043e\u043c \u0441\u043b\u0443\u0447\u0430\u0435:<\/p>\n<ul data-start=\"2021\" data-end=\"2180\">\n<li data-start=\"2021\" data-end=\"2064\">\n<p data-start=\"2023\" data-end=\"2064\">\u0411\u0430\u043d\u043a-\u044d\u043c\u0438\u0442\u0435\u043d\u0442 \u043c\u043e\u0436\u0435\u0442 \u043e\u0442\u043a\u043b\u043e\u043d\u0438\u0442\u044c \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u0438<\/p>\n<\/li>\n<li data-start=\"2065\" data-end=\"2135\">\n<p data-start=\"2067\" data-end=\"2135\">\u0423\u0432\u0435\u043b\u0438\u0447\u0438\u0442\u0441\u044f \u043a\u043e\u043b\u0438\u0447\u0435\u0441\u0442\u0432\u043e \u043d\u0435\u0437\u0430\u0432\u0435\u0440\u0448\u0451\u043d\u043d\u044b\u0445 \u043f\u043e\u043a\u0443\u043f\u043e\u043a \u0438\u0437-\u0437\u0430 \u0441\u043b\u043e\u0436\u043d\u043e\u0433\u043e \u0447\u0435\u043a\u0430\u0443\u0442\u0430<\/p>\n<\/li>\n<li data-start=\"2136\" data-end=\"2180\">\n<p data-start=\"2138\" data-end=\"2180\">\u041f\u043e\u0432\u044b\u0441\u0438\u0442\u0441\u044f \u0440\u0438\u0441\u043a \u0432\u043e\u0437\u0432\u0440\u0430\u0442\u043e\u0432 \u0438 \u043c\u043e\u0448\u0435\u043d\u043d\u0438\u0447\u0435\u0441\u0442\u0432\u0430<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"2182\" data-end=\"2374\">\u041c\u043d\u043e\u0433\u0438\u0435 \u043f\u043b\u0430\u0442\u0451\u0436\u043d\u044b\u0435 \u043f\u043b\u0430\u0442\u0444\u043e\u0440\u043c\u044b \u0443\u0436\u0435 \u0432\u043d\u0435\u0434\u0440\u0438\u043b\u0438 <strong data-start=\"2222\" data-end=\"2244\"><a href=\"https:\/\/buvei.com\/blog\/3d-secure-authentication\/\">3D Secure<\/a> 2 (3DS2)<\/strong>, \u043a\u043e\u0442\u043e\u0440\u044b\u0439 \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u0438\u0432\u0430\u0435\u0442 \u0431\u0438\u043e\u043c\u0435\u0442\u0440\u0438\u0447\u0435\u0441\u043a\u0443\u044e \u0430\u0443\u0442\u0435\u043d\u0442\u0438\u0444\u0438\u043a\u0430\u0446\u0438\u044e \u0438 \u043f\u043e\u0434\u0442\u0432\u0435\u0440\u0436\u0434\u0435\u043d\u0438\u0435 \u0447\u0435\u0440\u0435\u0437 \u043c\u043e\u0431\u0438\u043b\u044c\u043d\u043e\u0435 \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u0435 \u2014 \u0434\u0435\u043b\u0430\u044f \u043f\u0440\u043e\u0446\u0435\u0441\u0441 SCA \u0431\u043e\u043b\u0435\u0435 \u0443\u0434\u043e\u0431\u043d\u044b\u043c.<\/p>\n<h3 data-start=\"1848\" data-end=\"1900\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-6879 size-large\" style=\"font-size: 16px;\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-SCA-Strong-Customer-Authentication-Explained2-1024x579.png\" alt=\"\" width=\"1024\" height=\"579\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-SCA-Strong-Customer-Authentication-Explained2-1024x579.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-SCA-Strong-Customer-Authentication-Explained2-300x170.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-SCA-Strong-Customer-Authentication-Explained2-768x434.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-SCA-Strong-Customer-Authentication-Explained2-400x226.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-SCA-Strong-Customer-Authentication-Explained2-800x452.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-SCA-Strong-Customer-Authentication-Explained2-832x470.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-SCA-Strong-Customer-Authentication-Explained2-1248x705.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-SCA-Strong-Customer-Authentication-Explained2.png 1472w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/h3>\n<h3 data-start=\"2376\" data-end=\"2431\">\u043a\u0430\u043a buvei \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u0438\u0432\u0430\u0435\u0442 \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0438\u0435 \u0442\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u044f\u043c sca<\/h3>\n<p data-start=\"2433\" data-end=\"2581\">\u041d\u0430 \u043f\u043b\u0430\u0442\u0444\u043e\u0440\u043c\u0435 <a class=\"\" href=\"https:\/\/www.buvei.com\" target=\"_new\" rel=\"noopener\" data-start=\"2446\" data-end=\"2480\"><strong data-start=\"2447\" data-end=\"2456\">Buvei<\/strong><\/a> \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0438\u0435 \u0441\u0442\u0430\u043d\u0434\u0430\u0440\u0442\u0430\u043c \u0431\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u043e\u0441\u0442\u0438 \u0432\u0441\u0442\u0440\u043e\u0435\u043d\u043e \u0432 \u0430\u0440\u0445\u0438\u0442\u0435\u043a\u0442\u0443\u0440\u0443 \u0432\u0438\u0440\u0442\u0443\u0430\u043b\u044c\u043d\u044b\u0445 \u043a\u0430\u0440\u0442. \u041d\u0430\u0448\u0438 \u0440\u0435\u0448\u0435\u043d\u0438\u044f \u0432\u043a\u043b\u044e\u0447\u0430\u044e\u0442:<\/p>\n<ul data-start=\"2583\" data-end=\"2983\">\n<li data-start=\"2583\" data-end=\"2703\">\n<p data-start=\"2585\" data-end=\"2703\">\ud83d\udcb3 <strong data-start=\"2588\" data-end=\"2626\">\u0412\u0438\u0440\u0442\u0443\u0430\u043b\u044c\u043d\u044b\u0435 \u043a\u0430\u0440\u0442\u044b \u0441 \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u043a\u043e\u0439 SCA<\/strong>: \u0432\u044b\u043f\u0443\u0441\u043a\u0430\u044e\u0442\u0441\u044f \u0441 \u0441\u043e\u0431\u043b\u044e\u0434\u0435\u043d\u0438\u0435\u043c \u0442\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u0439 \u044d\u043c\u0438\u0442\u0435\u043d\u0442\u043e\u0432 \u0438 \u043f\u043e\u0434\u0445\u043e\u0434\u044f\u0442 \u0434\u043b\u044f \u0440\u0430\u0431\u043e\u0442\u044b \u0432 \u0415\u0421<\/p>\n<\/li>\n<li data-start=\"2704\" data-end=\"2854\">\n<p data-start=\"2706\" data-end=\"2854\">\ud83d\udcca <strong data-start=\"2709\" data-end=\"2754\">\u0418\u043d\u0442\u0435\u043b\u043b\u0435\u043a\u0442\u0443\u0430\u043b\u044c\u043d\u044b\u0439 \u0440\u043e\u0443\u0442\u0438\u043d\u0433 \u0441 \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u043a\u043e\u0439 3DS<\/strong>: \u043c\u0430\u0440\u0448\u0440\u0443\u0442\u0438\u0437\u0430\u0446\u0438\u044f \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u0439 Visa\/Mastercard \u0447\u0435\u0440\u0435\u0437 \u0437\u0430\u0449\u0438\u0449\u0451\u043d\u043d\u044b\u0435 \u043a\u0430\u043d\u0430\u043b\u044b \u0441 \u0430\u043d\u0430\u043b\u0438\u0442\u0438\u043a\u043e\u0439 \u0432 \u0440\u0435\u0430\u043b\u044c\u043d\u043e\u043c \u0432\u0440\u0435\u043c\u0435\u043d\u0438<\/p>\n<\/li>\n<li data-start=\"2855\" data-end=\"2983\">\n<p data-start=\"2857\" data-end=\"2983\">\ud83d\udd17 <strong data-start=\"2860\" data-end=\"2917\">\u041f\u0440\u043e\u0437\u0440\u0430\u0447\u043d\u044b\u0435 \u043e\u043f\u0435\u0440\u0430\u0446\u0438\u0438 \u043f\u0440\u0438 \u043f\u043e\u043f\u043e\u043b\u043d\u0435\u043d\u0438\u0438 \u0447\u0435\u0440\u0435\u0437 \u043a\u0440\u0438\u043f\u0442\u043e\u0432\u0430\u043b\u044e\u0442\u0443<\/strong>: \u043f\u043e\u043f\u043e\u043b\u043d\u0435\u043d\u0438\u0435 \u0441 \u043f\u043e\u043c\u043e\u0449\u044c\u044e USDT (TRC20\/ERC20) \u0441 \u043f\u043e\u043b\u043d\u043e\u0439 \u0430\u0443\u0434\u0438\u0440\u0443\u0435\u043c\u043e\u0441\u0442\u044c\u044e<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"2985\" data-end=\"3092\">\u041c\u044b \u043d\u0435 \u043f\u0440\u043e\u0441\u0442\u043e \u0441\u043e\u0431\u043b\u044e\u0434\u0430\u0435\u043c \u043d\u043e\u0440\u043c\u044b, \u0430 <strong data-start=\"3017\" data-end=\"3078\">\u043f\u043e\u0432\u044b\u0448\u0430\u0435\u043c \u0434\u043e\u0432\u0435\u0440\u0438\u0435, \u0431\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u043e\u0441\u0442\u044c \u0438 \u044d\u0444\u0444\u0435\u043a\u0442\u0438\u0432\u043d\u043e\u0441\u0442\u044c \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u0439<\/strong> \u0431\u043b\u0430\u0433\u043e\u0434\u0430\u0440\u044f \u0438\u043c.<\/p>\n<h3 data-start=\"3094\" data-end=\"3127\">\u0431\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u043e\u0441\u0442\u044c \u0431\u0435\u0437 \u043a\u043e\u043c\u043f\u0440\u043e\u043c\u0438\u0441\u0441\u043e\u0432<\/h3>\n<p data-start=\"3129\" data-end=\"3295\">\u041f\u043e\u0441\u043a\u043e\u043b\u044c\u043a\u0443 \u0430\u043d\u0430\u043b\u043e\u0433\u0438\u0447\u043d\u044b\u0435 \u043d\u043e\u0440\u043c\u044b \u0432\u0432\u043e\u0434\u044f\u0442\u0441\u044f \u0438 \u0432 \u0434\u0440\u0443\u0433\u0438\u0445 \u0441\u0442\u0440\u0430\u043d\u0430\u0445 \u2014 \u043e\u0442 \u0412\u0435\u043b\u0438\u043a\u043e\u0431\u0440\u0438\u0442\u0430\u043d\u0438\u0438 \u0434\u043e \u0418\u043d\u0434\u0438\u0438 \u2014 \u0431\u0443\u0434\u0443\u0449\u0435\u0435 \u043f\u043b\u0430\u0442\u0451\u0436\u043d\u044b\u0445 \u043f\u043b\u0430\u0442\u0444\u043e\u0440\u043c \u0437\u0430\u0432\u0438\u0441\u0438\u0442 \u043e\u0442 \u0433\u0438\u0431\u043a\u043e\u0441\u0442\u0438 \u0438 \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0438\u044f \u043d\u043e\u0432\u044b\u043c \u0441\u0442\u0430\u043d\u0434\u0430\u0440\u0442\u0430\u043c.<\/p>\n<p data-start=\"3297\" data-end=\"3318\">\u0421 Buvei \u0432\u044b \u043f\u043e\u043b\u0443\u0447\u0430\u0435\u0442\u0435:<\/p>\n<ul data-start=\"3320\" data-end=\"3462\">\n<li data-start=\"3320\" data-end=\"3371\">\n<p data-start=\"3322\" data-end=\"3371\">\u042d\u043c\u0438\u0441\u0441\u0438\u044e \u0432\u0438\u0440\u0442\u0443\u0430\u043b\u044c\u043d\u044b\u0445 \u043a\u0430\u0440\u0442 \u0441 \u043f\u043e\u043b\u043d\u044b\u043c \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0438\u0435\u043c<\/p>\n<\/li>\n<li data-start=\"3372\" data-end=\"3423\">\n<p data-start=\"3374\" data-end=\"3423\">\u0418\u043d\u0442\u0435\u043b\u043b\u0435\u043a\u0442\u0443\u0430\u043b\u044c\u043d\u043e\u0435 \u0443\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u0435 \u043f\u043b\u0430\u0442\u0451\u0436\u043d\u044b\u043c\u0438 \u043a\u0430\u043d\u0430\u043b\u0430\u043c\u0438<\/p>\n<\/li>\n<li data-start=\"3424\" data-end=\"3462\">\n<p data-start=\"3426\" data-end=\"3462\">\u041f\u0440\u043e\u0437\u0440\u0430\u0447\u043d\u043e\u0441\u0442\u044c \u043c\u0430\u0440\u0448\u0440\u0443\u0442\u043e\u0432 \u0430\u0432\u0442\u043e\u0440\u0438\u0437\u0430\u0446\u0438\u0438<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"3464\" data-end=\"3581\">\u27a1\ufe0f <a class=\"\" href=\"https:\/\/www.buvei.com\" target=\"_new\" rel=\"noopener\" data-start=\"3467\" data-end=\"3516\"><strong data-start=\"3468\" data-end=\"3492\">\u041e\u0437\u043d\u0430\u043a\u043e\u043c\u044c\u0442\u0435\u0441\u044c \u0441 Buvei<\/strong><\/a> \u2014 \u0438 \u0431\u0443\u0434\u044c\u0442\u0435 \u043d\u0430 \u0448\u0430\u0433 \u0432\u043f\u0435\u0440\u0435\u0434\u0438 \u0432 \u043c\u0438\u0440\u0435 \u0440\u0435\u0433\u0443\u043b\u0438\u0440\u0443\u0435\u043c\u044b\u0445 \u0446\u0438\u0444\u0440\u043e\u0432\u044b\u0445 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439.<\/p>\n<h3 data-start=\"2550\" data-end=\"2597\"><a style=\"font-size: 16px;\" href=\"https:\/\/buvei.com\/\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4750 size-large\" 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