{"id":6280,"date":"2025-07-09T12:39:33","date_gmt":"2025-07-09T12:39:33","guid":{"rendered":"https:\/\/buvei.com\/blog\/?p=6280"},"modified":"2025-07-09T12:39:33","modified_gmt":"2025-07-09T12:39:33","slug":"swift-real-time-payments-integration-3","status":"publish","type":"post","link":"https:\/\/buvei.com\/blog\/pt\/swift-real-time-payments-integration-3\/","title":{"rendered":"Broadridge acelera ades\u00e3o aos pagamentos SWIFT instant\u00e2neos"},"content":{"rendered":"<div class=\"ace-line ace-line old-record-id-DITqdK8e1oILIxxym3Tl8GuMgfb\">Com a aproxima\u00e7\u00e3o do prazo para a implementa\u00e7\u00e3o das regulamenta\u00e7\u00f5es europeias sobre pagamentos instant\u00e2neos, os bancos est\u00e3o acelerando a integra\u00e7\u00e3o com a infraestrutura de pagamentos em tempo real da SWIFT. Recentemente, a <strong data-start=\"451\" data-end=\"465\">Broadridge<\/strong> anunciou que sua plataforma j\u00e1 ajudou diversas institui\u00e7\u00f5es financeiras a se conectarem de forma \u00e1gil ao sistema de <strong data-start=\"582\" data-end=\"615\">Pagamentos Instant\u00e2neos SWIFT<\/strong> e ao <strong data-start=\"621\" data-end=\"665\">TIPS (Target Instant Payment Settlement)<\/strong>, garantindo uma opera\u00e7\u00e3o est\u00e1vel neste per\u00edodo cr\u00edtico de adapta\u00e7\u00e3o regulat\u00f3ria.<\/div>\n<h4>\u00a0<img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-6275 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Banks-Fast-Track-SWIFT-Real-Time-Payments-with-Broadridge1-1024x768.png\" alt=\"\" width=\"1024\" height=\"768\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Banks-Fast-Track-SWIFT-Real-Time-Payments-with-Broadridge1-1024x768.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Banks-Fast-Track-SWIFT-Real-Time-Payments-with-Broadridge1-300x225.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Banks-Fast-Track-SWIFT-Real-Time-Payments-with-Broadridge1-768x576.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Banks-Fast-Track-SWIFT-Real-Time-Payments-with-Broadridge1-400x300.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Banks-Fast-Track-SWIFT-Real-Time-Payments-with-Broadridge1-800x600.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Banks-Fast-Track-SWIFT-Real-Time-Payments-with-Broadridge1-832x624.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Banks-Fast-Track-SWIFT-Real-Time-Payments-with-Broadridge1-1248x936.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Banks-Fast-Track-SWIFT-Real-Time-Payments-with-Broadridge1.png 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/h4>\n<h3 data-start=\"748\" data-end=\"812\">O setor banc\u00e1rio avan\u00e7a rumo \u00e0 liquida\u00e7\u00e3o 24\/7 em tempo real<\/h3>\n<p data-start=\"814\" data-end=\"1244\">A partir de outubro de 2025, a Uni\u00e3o Europeia exigir\u00e1 que os bancos possibilitem a liquida\u00e7\u00e3o de pagamentos de forma instant\u00e2nea e cont\u00ednua \u2014 24 horas por dia, 7 dias por semana. Para atender a essa demanda, a Broadridge oferece o servi\u00e7o gerenciado de <strong data-start=\"1067\" data-end=\"1094\">Pagamentos Instant\u00e2neos<\/strong>, que j\u00e1 integrou sete bancos em apenas cinco meses \u2014 um prazo significativamente mais curto do que os habituais seis meses (ou mais) comuns no setor.<\/p>\n<p data-start=\"1246\" data-end=\"1368\">Esse tipo de agilidade \u00e9 essencial para institui\u00e7\u00f5es que precisam se adequar rapidamente \u00e0s novas exig\u00eancias regulat\u00f3rias.<\/p>\n<h3 data-start=\"1370\" data-end=\"1444\">Infraestrutura de alta disponibilidade garante resili\u00eancia operacional<\/h3>\n<p data-start=\"1446\" data-end=\"1887\">A plataforma da Broadridge opera com uma arquitetura <strong data-start=\"1499\" data-end=\"1516\">active-active<\/strong>, distribu\u00edda entre dois centros de dados, permitindo failover autom\u00e1tico em caso de falha. O tempo m\u00e9dio de processamento por transa\u00e7\u00e3o \u00e9 inferior a 10 segundos \u2014 em total conformidade com os requisitos t\u00e9cnicos da UE. Esse tipo de arquitetura robusta reflete a abordagem da <strong data-start=\"1792\" data-end=\"1801\">Buvei<\/strong>, que prioriza a resili\u00eancia, escalabilidade e estabilidade dos sistemas de pagamento.<\/p>\n<h3 data-start=\"1889\" data-end=\"1944\"><\/h3>\n<h4><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-6276 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Banks-Fast-Track-SWIFT-Real-Time-Payments-with-Broadridge2-1024x768.png\" alt=\"\" width=\"1024\" height=\"768\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Banks-Fast-Track-SWIFT-Real-Time-Payments-with-Broadridge2-1024x768.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Banks-Fast-Track-SWIFT-Real-Time-Payments-with-Broadridge2-300x225.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Banks-Fast-Track-SWIFT-Real-Time-Payments-with-Broadridge2-768x576.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Banks-Fast-Track-SWIFT-Real-Time-Payments-with-Broadridge2-400x300.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Banks-Fast-Track-SWIFT-Real-Time-Payments-with-Broadridge2-800x600.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Banks-Fast-Track-SWIFT-Real-Time-Payments-with-Broadridge2-832x624.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Banks-Fast-Track-SWIFT-Real-Time-Payments-with-Broadridge2-1248x936.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Banks-Fast-Track-SWIFT-Real-Time-Payments-with-Broadridge2.png 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/h4>\n<h3 data-start=\"1889\" data-end=\"1944\">Gateways certificados SWIFT aceleram a conformidade<\/h3>\n<p data-start=\"1946\" data-end=\"2264\">A solu\u00e7\u00e3o integra gateways certificados como o <strong data-start=\"1993\" data-end=\"2027\">SWIFT Alliance Gateway Instant<\/strong>, o que reduz drasticamente as barreiras t\u00e9cnicas de entrada, os custos de conformidade e a complexidade de implementa\u00e7\u00e3o. Com isso, os bancos podem focar em seu core business, sem se preocupar com a conectividade regulat\u00f3ria subjacente.<\/p>\n<p data-start=\"2266\" data-end=\"2474\">Para provedores de pagamento que buscam expans\u00e3o internacional, esse modelo de <strong data-start=\"2345\" data-end=\"2372\">Compliance-as-a-Service<\/strong> representa um passo decisivo em dire\u00e7\u00e3o a uma infraestrutura global mais padronizada e interoper\u00e1vel.<\/p>\n<h3 data-start=\"2476\" data-end=\"2555\">Conformidade e conectividade: os pilares para empresas de pagamento globais<\/h3>\n<p data-start=\"2557\" data-end=\"2979\">\u00c0 medida que o ecossistema de pagamentos evolui, a conformidade regulat\u00f3ria e a capacidade de integra\u00e7\u00e3o tecnol\u00f3gica se tornam fatores cruciais para qualquer plataforma. O apoio da Broadridge aos bancos na migra\u00e7\u00e3o para os pagamentos instant\u00e2neos SWIFT ilustra a urg\u00eancia do setor em adotar infraestruturas mais eficientes, seguras e escal\u00e1veis \u2014 um movimento estrat\u00e9gico que beneficia tamb\u00e9m plataformas como a <strong data-start=\"2969\" data-end=\"2978\">Buvei<\/strong>.<\/p>\n<p data-start=\"2981\" data-end=\"3389\">Como provedor global de solu\u00e7\u00f5es de pagamento, a <strong data-start=\"3030\" data-end=\"3039\">Buvei<\/strong> oferece suporte a empresas em seus desafios com pagamentos internacionais, fornecendo servi\u00e7os seguros, eficientes e em total conformidade com os padr\u00f5es regulat\u00f3rios. Com integra\u00e7\u00f5es profundas aos principais sistemas de pagamento do mundo, estamos ajudando a construir o futuro dos pagamentos globais \u2014 mais inteligente, mais conectado e mais \u00e1gil.<\/p>\n<p data-start=\"3391\" data-end=\"3552\"><a href=\"https:\/\/buvei.com\/\"><strong data-start=\"3391\" data-end=\"3423\">Entre em contato com a Buvei<\/strong><\/a> e descubra como nossas solu\u00e7\u00f5es de cart\u00f5es virtuais e pagamentos globais podem acelerar a expans\u00e3o internacional do seu neg\u00f3cio.<\/p>\n<h4 class=\"heading-3 ace-line old-record-id-QWY7dHWWLoJZ2OxWaQelw1xWgxe\"><a href=\"https:\/\/buvei.com\/\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4750 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png\" alt=\"\" width=\"1024\" height=\"307\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png 1024w, 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