{"id":6255,"date":"2025-07-09T11:22:28","date_gmt":"2025-07-09T11:22:28","guid":{"rendered":"https:\/\/buvei.com\/blog\/?p=6255"},"modified":"2025-07-09T11:22:28","modified_gmt":"2025-07-09T11:22:28","slug":"virtual-card-bin-explained-3","status":"publish","type":"post","link":"https:\/\/buvei.com\/blog\/pt\/virtual-card-bin-explained-3\/","title":{"rendered":"O que \u00e9 um BIN e como ele alimenta os cart\u00f5es virtuais"},"content":{"rendered":"<div class=\"ace-line ace-line old-record-id-OMiTdhZSzoCaD3xmnzElYes5gfh\">\n<p data-start=\"612\" data-end=\"935\">Se voc\u00ea j\u00e1 observou atentamente o n\u00famero de um cart\u00e3o de pagamento, deve ter notado que os primeiros d\u00edgitos geralmente se repetem entre cart\u00f5es do mesmo emissor. Esses n\u00fameros s\u00e3o chamados de BINs \u2014 Bank Identification Numbers \u2014 e desempenham um papel fundamental em todo o processamento de pagamentos.<\/p>\n<p data-start=\"472\" data-end=\"692\">No universo dos cart\u00f5es virtuais, APIs de fintech e finan\u00e7as embutidas, entender como funcionam os BINs deixou de ser opcional. Para empresas que emitem ou gerenciam cart\u00f5es em escala, dominar essa estrutura \u00e9 essencial.<\/p>\n<p data-start=\"694\" data-end=\"726\">Neste artigo, voc\u00ea vai entender:<\/p>\n<ul data-start=\"727\" data-end=\"966\">\n<li data-start=\"727\" data-end=\"765\">\n<p data-start=\"729\" data-end=\"765\">O que \u00e9 um BIN e como ele funciona<\/p>\n<\/li>\n<li data-start=\"766\" data-end=\"820\">\n<p data-start=\"768\" data-end=\"820\">Por que os BINs s\u00e3o cruciais para cart\u00f5es virtuais<\/p>\n<\/li>\n<li data-start=\"821\" data-end=\"869\">\n<p data-start=\"823\" data-end=\"869\">A evolu\u00e7\u00e3o do patroc\u00ednio e das faixas de BIN<\/p>\n<\/li>\n<li data-start=\"870\" data-end=\"966\">\n<p data-start=\"872\" data-end=\"966\">Como a Buvei utiliza uma estrat\u00e9gia de BIN para oferecer cart\u00f5es mais inteligentes e seguros<\/p>\n<\/li>\n<\/ul>\n<\/div>\n<h3><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-6159 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-a-BIN-How-Bank-Identification-Numbers-Power-Virtual-Cards2-1024x768.png\" alt=\"\" width=\"1024\" height=\"768\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-a-BIN-How-Bank-Identification-Numbers-Power-Virtual-Cards2-1024x768.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-a-BIN-How-Bank-Identification-Numbers-Power-Virtual-Cards2-300x225.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-a-BIN-How-Bank-Identification-Numbers-Power-Virtual-Cards2-768x576.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-a-BIN-How-Bank-Identification-Numbers-Power-Virtual-Cards2-400x300.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-a-BIN-How-Bank-Identification-Numbers-Power-Virtual-Cards2-800x600.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-a-BIN-How-Bank-Identification-Numbers-Power-Virtual-Cards2-832x624.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-a-BIN-How-Bank-Identification-Numbers-Power-Virtual-Cards2-1248x936.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-a-BIN-How-Bank-Identification-Numbers-Power-Virtual-Cards2.png 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/h3>\n<h3 data-start=\"968\" data-end=\"987\">O que \u00e9 um BIN?<\/h3>\n<p data-start=\"989\" data-end=\"1233\">O BIN (Bank Identification Number), tamb\u00e9m chamado de IIN (Issuer Identification Number), corresponde aos 6 a 8 primeiros d\u00edgitos de um n\u00famero de cart\u00e3o. Ele identifica a institui\u00e7\u00e3o emissora e define como a transa\u00e7\u00e3o ser\u00e1 roteada e processada.<\/p>\n<p data-start=\"1235\" data-end=\"1301\"><strong data-start=\"1235\" data-end=\"1247\">Exemplo:<\/strong><br data-start=\"1247\" data-end=\"1250\" \/>N\u00famero do Cart\u00e3o: 5298 47XX XXXX XXXX<br data-start=\"1287\" data-end=\"1290\" \/>BIN: 529847<\/p>\n<p data-start=\"1303\" data-end=\"1371\">Esses d\u00edgitos informam \u00e0 rede de pagamento (Visa, Mastercard, etc.):<\/p>\n<ul data-start=\"1372\" data-end=\"1586\">\n<li data-start=\"1372\" data-end=\"1422\">\n<p data-start=\"1374\" data-end=\"1422\">Qual institui\u00e7\u00e3o emissora receber\u00e1 a transa\u00e7\u00e3o<\/p>\n<\/li>\n<li data-start=\"1423\" data-end=\"1488\">\n<p data-start=\"1425\" data-end=\"1488\">O tipo de cart\u00e3o (cr\u00e9dito, d\u00e9bito, pr\u00e9-pago, comercial, etc.)<\/p>\n<\/li>\n<li data-start=\"1489\" data-end=\"1509\">\n<p data-start=\"1491\" data-end=\"1509\">O pa\u00eds de origem<\/p>\n<\/li>\n<li data-start=\"1510\" data-end=\"1586\">\n<p data-start=\"1512\" data-end=\"1586\">Elegibilidade para taxas de interc\u00e2mbio espec\u00edficas ou regras antifraude<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"1588\" data-end=\"1644\">Por que os BINs s\u00e3o essenciais para cart\u00f5es virtuais<\/h3>\n<p data-start=\"1646\" data-end=\"1932\">No caso dos cart\u00f5es virtuais, os BINs s\u00e3o o alicerce t\u00e9cnico que permite sua emiss\u00e3o em tempo real. Diferente dos bancos tradicionais com programas fixos, plataformas modernas como a <a class=\"\" href=\"https:\/\/buvei.com\" target=\"_new\" rel=\"noopener\" data-start=\"1829\" data-end=\"1855\">Buvei<\/a> utilizam faixas de BIN para gerar cart\u00f5es de forma din\u00e2mica e personalizada.<\/p>\n<h3 data-start=\"686\" data-end=\"705\"><a href=\"https:\/\/buvei.com\/\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4750 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png\" alt=\"\" width=\"1024\" height=\"307\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-832x249.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1248x374.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2.png 1442w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/h3>\n<p data-start=\"1934\" data-end=\"2011\">Veja como os BINs influenciam diretamente a experi\u00eancia com cart\u00f5es virtuais:<\/p>\n<div class=\"_tableContainer_16hzy_1\">\n<div class=\"_tableWrapper_16hzy_14 group flex w-fit flex-col-reverse\" tabindex=\"-1\">\n<table class=\"w-fit min-w-(--thread-content-width)\" data-start=\"2013\" data-end=\"2506\">\n<thead data-start=\"2013\" data-end=\"2039\">\n<tr data-start=\"2013\" data-end=\"2039\">\n<th data-start=\"2013\" data-end=\"2023\" data-col-size=\"sm\">Aspecto<\/th>\n<th data-start=\"2023\" data-end=\"2039\" data-col-size=\"md\">Papel do BIN<\/th>\n<\/tr>\n<\/thead>\n<tbody data-start=\"2067\" data-end=\"2506\">\n<tr data-start=\"2067\" data-end=\"2164\">\n<td data-start=\"2067\" data-end=\"2081\" data-col-size=\"sm\">\u2705 Aceita\u00e7\u00e3o<\/td>\n<td data-start=\"2081\" data-end=\"2164\" data-col-size=\"md\">Define onde e como o cart\u00e3o pode ser utilizado (ex: online, internacionalmente)<\/td>\n<\/tr>\n<tr data-start=\"2165\" data-end=\"2251\">\n<td data-start=\"2165\" data-end=\"2185\" data-col-size=\"sm\">\ud83d\udccd Geolocaliza\u00e7\u00e3o<\/td>\n<td data-start=\"2185\" data-end=\"2251\" data-col-size=\"md\">Impacta filtros antifraude e regras de transa\u00e7\u00f5es cross-border<\/td>\n<\/tr>\n<tr data-start=\"2252\" data-end=\"2326\">\n<td data-start=\"2252\" data-end=\"2269\" data-col-size=\"sm\">\ud83d\udcb8 Interc\u00e2mbio<\/td>\n<td data-start=\"2269\" data-end=\"2326\" data-col-size=\"md\">Determina o n\u00edvel de taxas aplicadas aos comerciantes<\/td>\n<\/tr>\n<tr data-start=\"2327\" data-end=\"2413\">\n<td data-start=\"2327\" data-end=\"2347\" data-col-size=\"sm\">\ud83d\udeab Restri\u00e7\u00f5es MCC<\/td>\n<td data-start=\"2347\" data-end=\"2413\" data-col-size=\"md\">Permite ou bloqueia categorias espec\u00edficas de estabelecimentos<\/td>\n<\/tr>\n<tr data-start=\"2414\" data-end=\"2506\">\n<td data-start=\"2414\" data-end=\"2434\" data-col-size=\"sm\">\ud83d\udd27 Personaliza\u00e7\u00e3o<\/td>\n<td data-start=\"2434\" data-end=\"2506\" data-col-size=\"md\">BINs espec\u00edficos ativam recursos como uso \u00fanico, limites ou validade<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div class=\"sticky end-(--thread-content-margin) h-0 self-end select-none\">\n<div class=\"absolute end-0 flex items-end\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<h3 data-start=\"2508\" data-end=\"2575\">Faixas de BIN &amp; Patroc\u00ednio de BIN: a base das fintechs modernas<\/h3>\n<p data-start=\"2577\" data-end=\"2813\">Com a evolu\u00e7\u00e3o da infraestrutura de pagamentos, surgiu o conceito de <em data-start=\"2646\" data-end=\"2665\">Patroc\u00ednio de BIN<\/em>. Isso permite que institui\u00e7\u00f5es financeiras licenciadas (BIN Sponsors) \"alugem\" BINs para plataformas como a Buvei, por meio de parceiros emissores.<\/p>\n<p data-start=\"2815\" data-end=\"2835\">Tend\u00eancias do setor:<\/p>\n<ul data-start=\"2836\" data-end=\"3252\">\n<li data-start=\"2836\" data-end=\"2963\">\n<p data-start=\"2838\" data-end=\"2963\"><strong data-start=\"2838\" data-end=\"2859\">Expans\u00e3o dos BINs<\/strong>: redes como Visa e Mastercard est\u00e3o migrando de 6 para 8 d\u00edgitos, aumentando a precis\u00e3o e o controle.<\/p>\n<\/li>\n<li data-start=\"2964\" data-end=\"3100\">\n<p data-start=\"2966\" data-end=\"3100\"><strong data-start=\"2966\" data-end=\"2985\">APIs de emiss\u00e3o<\/strong>: empresas como Marqeta, Highnote e Adyen fornecem acesso a BINs via API, escalando programas de cart\u00f5es fintech.<\/p>\n<\/li>\n<li data-start=\"3101\" data-end=\"3252\">\n<p data-start=\"3103\" data-end=\"3252\"><strong data-start=\"3103\" data-end=\"3126\">Regula\u00e7\u00e3o crescente<\/strong>: o uso de BINs agora precisa estar em conformidade com normas locais como PSD2 (UE) e FedNow (EUA), al\u00e9m das regras de <a href=\"https:\/\/buvei.com\/blog\/kyc-vs-aml-payment-compliance\/\">AML<\/a>.<\/p>\n<\/li>\n<\/ul>\n<h3><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-6157 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-a-BIN-How-Bank-Identification-Numbers-Power-Virtual-Cards-1024x768.png\" alt=\"\" width=\"1024\" height=\"768\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-a-BIN-How-Bank-Identification-Numbers-Power-Virtual-Cards-1024x768.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-a-BIN-How-Bank-Identification-Numbers-Power-Virtual-Cards-300x225.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-a-BIN-How-Bank-Identification-Numbers-Power-Virtual-Cards-768x576.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-a-BIN-How-Bank-Identification-Numbers-Power-Virtual-Cards-400x300.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-a-BIN-How-Bank-Identification-Numbers-Power-Virtual-Cards-800x600.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-a-BIN-How-Bank-Identification-Numbers-Power-Virtual-Cards-832x624.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-a-BIN-How-Bank-Identification-Numbers-Power-Virtual-Cards-1248x936.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-a-BIN-How-Bank-Identification-Numbers-Power-Virtual-Cards.png 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/h3>\n<h3 data-start=\"3254\" data-end=\"3320\">Como a Buvei utiliza BINs para controle inteligente de cart\u00f5es<\/h3>\n<p data-start=\"3322\" data-end=\"3580\">A Buvei trabalha com l\u00edderes em patroc\u00ednio e emiss\u00e3o de BINs para construir programas de cart\u00f5es virtuais flex\u00edveis e de alto desempenho. Em vez de uma solu\u00e7\u00e3o \u00fanica para todos, alocamos BINs estrategicamente com base no perfil e nas necessidades do cliente.<\/p>\n<p data-start=\"3582\" data-end=\"3623\">Com a Buvei, a estrat\u00e9gia de BIN permite:<\/p>\n<ul data-start=\"3624\" data-end=\"4074\">\n<li data-start=\"3624\" data-end=\"3723\">\n<p data-start=\"3626\" data-end=\"3723\"><strong data-start=\"3626\" data-end=\"3657\">BINs para an\u00fancios digitais<\/strong>: cart\u00f5es otimizados para funcionar com <a href=\"https:\/\/buvei.com\/blog\/guide-link-virtual-card-facebook-ads\/\">Meta<\/a>, <a href=\"https:\/\/buvei.com\/blog\/google-ads-virtual-card-risk-control\/\">Google Ads<\/a>, <a href=\"https:\/\/buvei.com\/blog\/tiktok-ads-buvei-virtual-card-binding\/\">TikTok<\/a><\/p>\n<\/li>\n<li data-start=\"3724\" data-end=\"3813\">\n<p data-start=\"3726\" data-end=\"3813\"><strong data-start=\"3726\" data-end=\"3755\">BINs exclusivos para <a href=\"https:\/\/buvei.com\/blog\/virtual-cards-for-subscription-management\/\">SaaS<\/a><\/strong>: cart\u00f5es restritos a assinaturas e servi\u00e7os de software<\/p>\n<\/li>\n<li data-start=\"3814\" data-end=\"3893\">\n<p data-start=\"3816\" data-end=\"3893\"><strong data-start=\"3816\" data-end=\"3839\">BINs internacionais<\/strong>: aceita\u00e7\u00e3o global com total transpar\u00eancia de c\u00e2mbio<\/p>\n<\/li>\n<li data-start=\"3894\" data-end=\"3988\">\n<p data-start=\"3896\" data-end=\"3988\"><strong data-start=\"3896\" data-end=\"3931\">Filtragem de alto risco por MCC<\/strong>: preven\u00e7\u00e3o contra fraudes por categoria de comerciante<\/p>\n<\/li>\n<li data-start=\"3989\" data-end=\"4074\">\n<p data-start=\"3991\" data-end=\"4074\"><strong data-start=\"3991\" data-end=\"4021\">Mapeamento de BINs via <a href=\"https:\/\/www.buvei.com\/developer\">API<\/a><\/strong>: atribui\u00e7\u00e3o de BINs por projeto, equipe ou cliente<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"3347\" data-end=\"3411\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-6160 size-large\" style=\"font-size: 16px;\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-a-BIN-How-Bank-Identification-Numbers-Power-Virtual-Cards3-1024x768.png\" alt=\"\" width=\"1024\" height=\"768\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-a-BIN-How-Bank-Identification-Numbers-Power-Virtual-Cards3-1024x768.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-a-BIN-How-Bank-Identification-Numbers-Power-Virtual-Cards3-300x225.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-a-BIN-How-Bank-Identification-Numbers-Power-Virtual-Cards3-768x576.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-a-BIN-How-Bank-Identification-Numbers-Power-Virtual-Cards3-400x300.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-a-BIN-How-Bank-Identification-Numbers-Power-Virtual-Cards3-800x600.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-a-BIN-How-Bank-Identification-Numbers-Power-Virtual-Cards3-832x624.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-a-BIN-How-Bank-Identification-Numbers-Power-Virtual-Cards3-1248x936.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-a-BIN-How-Bank-Identification-Numbers-Power-Virtual-Cards3.png 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/h3>\n<h3 data-start=\"4076\" data-end=\"4139\">BIN + Interc\u00e2mbio: reduza custos com roteamento inteligente<\/h3>\n<p data-start=\"4141\" data-end=\"4317\">Como os BINs determinam as taxas de interc\u00e2mbio, usar a estrutura certa pode representar uma economia consider\u00e1vel \u2014 principalmente para empresas com alto volume de transa\u00e7\u00f5es.<\/p>\n<p data-start=\"4319\" data-end=\"4344\">A Buvei ajuda empresas a:<\/p>\n<ul data-start=\"4345\" data-end=\"4527\">\n<li data-start=\"4345\" data-end=\"4401\">\n<p data-start=\"4347\" data-end=\"4401\">Escolher BINs com taxas mais baixas para certos MCCs<\/p>\n<\/li>\n<li data-start=\"4402\" data-end=\"4466\">\n<p data-start=\"4404\" data-end=\"4466\">Evitar BINs que sofrem muitas recusas por filtros antifraude<\/p>\n<\/li>\n<li data-start=\"4467\" data-end=\"4527\">\n<p data-start=\"4469\" data-end=\"4527\">Ajustar a l\u00f3gica de emiss\u00e3o para maximizar as aprova\u00e7\u00f5es<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"4529\" data-end=\"4729\">\ud83d\udca1 <strong data-start=\"4532\" data-end=\"4541\">Dica:<\/strong> Muitas taxas ocultas em plataformas de cart\u00f5es virtuais est\u00e3o ligadas a uma m\u00e1 configura\u00e7\u00e3o de BINs. Na Buvei, tornamos nossa l\u00f3gica de BINs transparente e adapt\u00e1vel \u00e0s suas necessidades.<\/p>\n<h3 data-start=\"4731\" data-end=\"4794\">BINs s\u00e3o a infraestrutura invis\u00edvel por tr\u00e1s da experi\u00eancia<\/h3>\n<p data-start=\"4796\" data-end=\"5026\">BINs n\u00e3o s\u00e3o apenas metadados banc\u00e1rios \u2014 s\u00e3o o alicerce invis\u00edvel que molda cada pagamento. Para plataformas de cart\u00f5es virtuais como a <a class=\"\" href=\"https:\/\/buvei.com\" target=\"_new\" rel=\"noopener\" data-start=\"4933\" data-end=\"4959\">Buvei<\/a>, eles representam flexibilidade, seguran\u00e7a e efici\u00eancia de custos.<\/p>\n<p data-start=\"5028\" data-end=\"5224\">Seja para controlar or\u00e7amentos de an\u00fancios, pagar por ferramentas SaaS ou processar pagamentos internacionais, ter o BIN certo \u00e9 o que garante desempenho e estabilidade ao seu programa de cart\u00f5es.<\/p>\n<p data-start=\"5226\" data-end=\"5308\">\ud83d\udd17 Conhe\u00e7a os cart\u00f5es virtuais da Buvei: \ud83d\udc49 <a class=\"\" href=\"https:\/\/buvei.com\" target=\"_new\" rel=\"noopener\" data-start=\"5270\" data-end=\"5308\">https:\/\/buvei.com<\/a><\/p>\n<h3 data-start=\"4040\" data-end=\"4111\"><a style=\"font-size: 16px;\" href=\"https:\/\/buvei.com\/\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4750 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png\" alt=\"\" width=\"1024\" height=\"307\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-832x249.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1248x374.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2.png 1442w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/h3>\n","protected":false},"excerpt":{"rendered":"Se voc\u00ea j\u00e1 observou atentamente o n\u00famero de um cart\u00e3o de pagamento, deve ter notado que os primeiros&hellip;","protected":false},"author":2,"featured_media":6158,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":""},"categories":[27],"tags":[3358,126,3360,3362,988],"class_list":{"0":"post-6255","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-payment-basics-pt","8":"tag-bin-pt","9":"tag-buvei-pt","10":"tag-cardissuing-pt","11":"tag-fintechinfrastructure-pt","12":"tag-virtualcard-pt","13":"cs-entry"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/6255","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/comments?post=6255"}],"version-history":[{"count":0,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/6255\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media\/6158"}],"wp:attachment":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media?parent=6255"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/categories?post=6255"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/tags?post=6255"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}