{"id":6200,"date":"2025-07-09T07:51:06","date_gmt":"2025-07-09T07:51:06","guid":{"rendered":"https:\/\/buvei.com\/blog\/?p=6200"},"modified":"2025-07-09T07:51:06","modified_gmt":"2025-07-09T07:51:06","slug":"what-is-card-present-transaction-4","status":"publish","type":"post","link":"https:\/\/buvei.com\/blog\/ru\/what-is-card-present-transaction-4\/","title":{"rendered":"\u0427\u0442\u043e \u0442\u0430\u043a\u043e\u0435 CPT? \u041f\u043b\u0430\u0442\u0435\u0436\u0438 \u0441 \u0444\u0438\u0437\u0438\u0447\u0435\u0441\u043a\u043e\u0439 \u043a\u0430\u0440\u0442\u043e\u0439"},"content":{"rendered":"<div class=\"ace-line ace-line old-record-id-XfkZdFeQdo4jDgxp3EtlFCRXgu3\">\n<p data-start=\"465\" data-end=\"778\">\u041a\u043e\u0433\u0434\u0430 \u043a\u043b\u0438\u0435\u043d\u0442 \u043f\u0440\u043e\u0432\u043e\u0434\u0438\u0442, \u0432\u0441\u0442\u0430\u0432\u043b\u044f\u0435\u0442 \u0438\u043b\u0438 \u043f\u0440\u0438\u043a\u043b\u0430\u0434\u044b\u0432\u0430\u0435\u0442 \u043a\u0430\u0440\u0442\u0443 \u043a \u0442\u0435\u0440\u043c\u0438\u043d\u0430\u043b\u0443, \u043e\u043d \u0441\u043e\u0432\u0435\u0440\u0448\u0430\u0435\u0442 <strong data-start=\"547\" data-end=\"600\">\u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u044e \u0441 \u0444\u0438\u0437\u0438\u0447\u0435\u0441\u043a\u0438\u043c \u043f\u0440\u0435\u0434\u044a\u044f\u0432\u043b\u0435\u043d\u0438\u0435\u043c \u043a\u0430\u0440\u0442\u044b (CPT)<\/strong>.<br data-start=\"601\" data-end=\"604\" \/>\u041e\u0434\u043d\u0430\u043a\u043e \u0437\u0430 \u044d\u0442\u0438\u043c \u043f\u0440\u043e\u0441\u0442\u044b\u043c \u0434\u0435\u0439\u0441\u0442\u0432\u0438\u0435\u043c \u0441\u043a\u0440\u044b\u0432\u0430\u0435\u0442\u0441\u044f \u0446\u0435\u043b\u044b\u0439 \u043f\u043b\u0430\u0441\u0442 <strong data-start=\"660\" data-end=\"723\">\u0441\u0442\u0430\u043d\u0434\u0430\u0440\u0442\u043e\u0432 \u0431\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u043e\u0441\u0442\u0438, \u043f\u0440\u043e\u0444\u0438\u043b\u0435\u0439 \u0440\u0438\u0441\u043a\u0430 \u0438 \u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440 \u043a\u043e\u043c\u0438\u0441\u0441\u0438\u0439<\/strong>, \u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u0444\u043e\u0440\u043c\u0438\u0440\u0443\u044e\u0442 \u043b\u043e\u0433\u0438\u043a\u0443 \u0441\u043e\u0432\u0440\u0435\u043c\u0435\u043d\u043d\u044b\u0445 \u043e\u0444\u043b\u0430\u0439\u043d-\u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439.<\/p>\n<p data-start=\"780\" data-end=\"968\">\u0414\u043b\u044f \u0442\u043e\u0440\u0433\u043e\u0432\u0446\u0435\u0432 \u0438 \u0444\u0438\u043d\u0442\u0435\u0445-\u043f\u043b\u0430\u0442\u0444\u043e\u0440\u043c \u043f\u043e\u043d\u0438\u043c\u0430\u043d\u0438\u0435 \u0440\u0430\u0437\u043b\u0438\u0447\u0438\u0439 \u043c\u0435\u0436\u0434\u0443 <strong data-start=\"837\" data-end=\"869\">CPT \u0438 CNP (Card Not Present)<\/strong> \u2014 \u043d\u0435 \u043f\u0440\u043e\u0441\u0442\u043e \u0442\u0435\u0440\u043c\u0438\u043d\u043e\u043b\u043e\u0433\u0438\u044f, \u0430 \u0444\u0430\u043a\u0442\u043e\u0440, \u043d\u0430\u043f\u0440\u044f\u043c\u0443\u044e \u0432\u043b\u0438\u044f\u044e\u0449\u0438\u0439 \u043d\u0430 <strong data-start=\"927\" data-end=\"967\">\u0441\u0431\u043e\u0440\u044b, \u0432\u043e\u0437\u0432\u0440\u0430\u0442\u044b \u0438 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0435 \u043f\u0440\u043e\u0446\u0435\u0441\u0441\u044b<\/strong>.<\/p>\n<\/div>\n<div><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-6185 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions4-1024x768.png\" alt=\"\" width=\"1024\" height=\"768\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions4-1024x768.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions4-300x225.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions4-768x576.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions4-400x300.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions4-800x600.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions4-832x624.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions4-1248x936.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions4.png 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/div>\n<h3 data-start=\"970\" data-end=\"1026\">\u0427\u0442\u043e \u0442\u0430\u043a\u043e\u0435 \u043e\u043f\u0435\u0440\u0430\u0446\u0438\u044f \u0441 \u0444\u0438\u0437\u0438\u0447\u0435\u0441\u043a\u0438\u043c \u043f\u0440\u0435\u0434\u044a\u044f\u0432\u043b\u0435\u043d\u0438\u0435\u043c \u043a\u0430\u0440\u0442\u044b?<\/h3>\n<p data-start=\"1028\" data-end=\"1115\"><strong data-start=\"1028\" data-end=\"1035\">CPT<\/strong> \u2014 \u044d\u0442\u043e \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u044f, \u043f\u0440\u0438 \u043a\u043e\u0442\u043e\u0440\u043e\u0439 \u043a\u0430\u0440\u0442\u0430 \u0444\u0438\u0437\u0438\u0447\u0435\u0441\u043a\u0438 \u043f\u0440\u0435\u0434\u0441\u0442\u0430\u0432\u043b\u0435\u043d\u0430 \u0438 \u0441\u0447\u0438\u0442\u044b\u0432\u0430\u0435\u0442\u0441\u044f \u0447\u0435\u0440\u0435\u0437:<\/p>\n<ul data-start=\"1116\" data-end=\"1223\">\n<li data-start=\"1116\" data-end=\"1135\">\n<p data-start=\"1118\" data-end=\"1135\">\u041c\u0430\u0433\u043d\u0438\u0442\u043d\u0443\u044e \u043b\u0435\u043d\u0442\u0443<\/p>\n<\/li>\n<li data-start=\"1136\" data-end=\"1147\">\n<p data-start=\"1138\" data-end=\"1147\">\u0427\u0438\u043f EMV<\/p>\n<\/li>\n<li data-start=\"1148\" data-end=\"1223\">\n<p data-start=\"1150\" data-end=\"1223\">\u0411\u0435\u0441\u043a\u043e\u043d\u0442\u0430\u043a\u0442\u043d\u044b\u0435 \u0442\u0435\u0445\u043d\u043e\u043b\u043e\u0433\u0438\u0438 (NFC): Apple Pay, Google Pay, \u0444\u0438\u0437\u0438\u0447\u0435\u0441\u043a\u0438\u0435 \u043a\u0430\u0440\u0442\u044b<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1225\" data-end=\"1363\">\u0422\u0430\u043a\u0438\u0435 \u043f\u043b\u0430\u0442\u0435\u0436\u0438 \u043e\u0442\u043b\u0438\u0447\u0430\u044e\u0442\u0441\u044f <strong data-start=\"1250\" data-end=\"1320\">\u043d\u0438\u0437\u043a\u0438\u043c \u0443\u0440\u043e\u0432\u043d\u0435\u043c \u043c\u043e\u0448\u0435\u043d\u043d\u0438\u0447\u0435\u0441\u0442\u0432\u0430 \u0438 \u0431\u043e\u043b\u0435\u0435 \u043d\u0438\u0437\u043a\u0438\u043c\u0438 \u0441\u0442\u0430\u0432\u043a\u0430\u043c\u0438 \u0438\u043d\u0442\u0435\u0440\u0447\u0435\u0439\u043d\u0434\u0436\u0430<\/strong>, \u043e\u0441\u043e\u0431\u0435\u043d\u043d\u043e \u043f\u043e \u0441\u0440\u0430\u0432\u043d\u0435\u043d\u0438\u044e \u0441 \u043e\u043d\u043b\u0430\u0439\u043d-\u043f\u043e\u043a\u0443\u043f\u043a\u0430\u043c\u0438.<\/p>\n<h3 data-start=\"1365\" data-end=\"1399\">CPT \u043f\u0440\u043e\u0442\u0438\u0432 CNP: \u0432 \u0447\u0435\u043c \u0440\u0430\u0437\u043d\u0438\u0446\u0430?<\/h3>\n<div class=\"_tableContainer_16hzy_1\">\n<div class=\"_tableWrapper_16hzy_14 group flex w-fit flex-col-reverse\" tabindex=\"-1\">\n<table class=\"w-fit min-w-(--thread-content-width)\" data-start=\"1401\" data-end=\"1973\">\n<thead data-start=\"1401\" data-end=\"1481\">\n<tr data-start=\"1401\" data-end=\"1481\">\n<th data-start=\"1401\" data-end=\"1427\" data-col-size=\"sm\">\u0425\u0430\u0440\u0430\u043a\u0442\u0435\u0440\u0438\u0441\u0442\u0438\u043a\u0430<\/th>\n<th data-start=\"1427\" data-end=\"1454\" data-col-size=\"sm\">CPT (\u041a\u0430\u0440\u0442\u0430 \u043f\u0440\u0438\u0441\u0443\u0442\u0441\u0442\u0432\u0443\u0435\u0442)<\/th>\n<th data-start=\"1454\" data-end=\"1481\" data-col-size=\"sm\">CNP (\u041a\u0430\u0440\u0442\u0430 \u043e\u0442\u0441\u0443\u0442\u0441\u0442\u0432\u0443\u0435\u0442)<\/th>\n<\/tr>\n<\/thead>\n<tbody data-start=\"1563\" data-end=\"1973\">\n<tr data-start=\"1563\" data-end=\"1642\">\n<td data-start=\"1563\" data-end=\"1589\" data-col-size=\"sm\">\u0424\u0438\u0437\u0438\u0447\u0435\u0441\u043a\u0430\u044f \u043a\u0430\u0440\u0442\u0430<\/td>\n<td data-col-size=\"sm\" data-start=\"1589\" data-end=\"1615\">\u2705 \u0414\u0430<\/td>\n<td data-col-size=\"sm\" data-start=\"1615\" data-end=\"1642\">\u274c \u041d\u0435\u0442<\/td>\n<\/tr>\n<tr data-start=\"1643\" data-end=\"1724\">\n<td data-start=\"1643\" data-end=\"1669\" data-col-size=\"sm\">\u0420\u0438\u0441\u043a \u043c\u043e\u0448\u0435\u043d\u043d\u0438\u0447\u0435\u0441\u0442\u0432\u0430<\/td>\n<td data-col-size=\"sm\" data-start=\"1669\" data-end=\"1696\">\ud83d\udd12 \u041d\u0438\u0437\u043a\u0438\u0439<\/td>\n<td data-col-size=\"sm\" data-start=\"1696\" data-end=\"1724\">\u26a0\ufe0f \u0412\u044b\u0441\u043e\u043a\u0438\u0439<\/td>\n<\/tr>\n<tr data-start=\"1725\" data-end=\"1809\">\n<td data-start=\"1725\" data-end=\"1751\" data-col-size=\"sm\">\u041f\u0440\u0438\u043c\u0435\u043d\u0435\u043d\u0438\u0435<\/td>\n<td data-start=\"1751\" data-end=\"1778\" data-col-size=\"sm\">\u041a\u0430\u0441\u0441\u044b, \u0442\u0435\u0440\u043c\u0438\u043d\u0430\u043b\u044b, \u043e\u0444\u043b\u0430\u0439\u043d<\/td>\n<td data-start=\"1778\" data-end=\"1809\" data-col-size=\"sm\">\u041e\u043d\u043b\u0430\u0439\u043d-\u043c\u0430\u0433\u0430\u0437\u0438\u043d\u044b, \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u044f<\/td>\n<\/tr>\n<tr data-start=\"1810\" data-end=\"1891\">\n<td data-start=\"1810\" data-end=\"1836\" data-col-size=\"sm\">\u041f\u0440\u043e\u0432\u0435\u0440\u043a\u0430<\/td>\n<td data-start=\"1836\" data-end=\"1863\" data-col-size=\"sm\">\u041f\u0418\u041d, NFC, \u0447\u0438\u043f<\/td>\n<td data-start=\"1863\" data-end=\"1891\" data-col-size=\"sm\">CVV, \u0430\u0434\u0440\u0435\u0441, 3DS<\/td>\n<\/tr>\n<tr data-start=\"1892\" data-end=\"1973\">\n<td data-start=\"1892\" data-end=\"1918\" data-col-size=\"sm\">\u041a\u043e\u043c\u0438\u0441\u0441\u0438\u044f<\/td>\n<td data-start=\"1918\" data-end=\"1945\" data-col-size=\"sm\">\ud83d\udfe2 \u041d\u0438\u0436\u0435<\/td>\n<td data-col-size=\"sm\" data-start=\"1945\" data-end=\"1973\">\ud83d\udd34 \u0412\u044b\u0448\u0435<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<div class=\"_tableContainer_16hzy_1\"><\/div>\n<h4 class=\"heading-2 ace-line old-record-id-AvESdhp9moszvExfDjHlBLsHgpe\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-6183 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions1-1024x768.png\" alt=\"\" width=\"1024\" height=\"768\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions1-1024x768.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions1-300x225.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions1-768x576.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions1-400x300.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions1-800x600.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions1-832x624.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions1-1248x936.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions1.png 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/h4>\n<h3 data-start=\"1975\" data-end=\"2033\">\u041f\u043e\u0447\u0435\u043c\u0443 CPT \u0432\u0430\u0436\u0435\u043d \u0434\u043b\u044f \u0440\u0438\u0441\u043a\u043e\u0432 \u0438 \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0438\u044f \u0442\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u044f\u043c<\/h3>\n<p data-start=\"2035\" data-end=\"2224\">\u041f\u043b\u0430\u0442\u0435\u0436\u0438 \u0441 \u0444\u0438\u0437\u0438\u0447\u0435\u0441\u043a\u043e\u0439 \u043a\u0430\u0440\u0442\u043e\u0439 <strong data-start=\"2063\" data-end=\"2093\">\u0438\u0437\u043d\u0430\u0447\u0430\u043b\u044c\u043d\u043e \u0431\u043e\u043b\u0435\u0435 \u0431\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u044b<\/strong>.<br data-start=\"2094\" data-end=\"2097\" \/>\u0422\u0435\u0440\u043c\u0438\u043d\u0430\u043b\u044b \u0441\u0435\u0440\u0442\u0438\u0444\u0438\u0446\u0438\u0440\u043e\u0432\u0430\u043d\u044b \u043f\u043e <a href=\"https:\/\/buvei.com\/blog\/fintech-payment-compliance-standards\/\"><strong data-start=\"2126\" data-end=\"2137\">PCI-DSS<\/strong><\/a>, \u0430 \u0442\u0430\u043a\u0438\u0435 \u043c\u0435\u0442\u043e\u0434\u044b, \u043a\u0430\u043a \u0447\u0438\u043f EMV \u0438 \u041f\u0418\u041d-\u043a\u043e\u0434, \u0437\u043d\u0430\u0447\u0438\u0442\u0435\u043b\u044c\u043d\u043e \u0441\u043d\u0438\u0436\u0430\u044e\u0442 \u0432\u0435\u0440\u043e\u044f\u0442\u043d\u043e\u0441\u0442\u044c \u043c\u043e\u0448\u0435\u043d\u043d\u0438\u0447\u0435\u0441\u0442\u0432\u0430.<\/p>\n<p data-start=\"2226\" data-end=\"2240\">\u042d\u0442\u043e \u0432\u043b\u0438\u044f\u0435\u0442 \u043d\u0430:<\/p>\n<ul data-start=\"2241\" data-end=\"2389\">\n<li data-start=\"2241\" data-end=\"2285\">\n<p data-start=\"2243\" data-end=\"2285\">\u0423\u043c\u0435\u043d\u044c\u0448\u0435\u043d\u0438\u0435 \u0447\u0438\u0441\u043b\u0430 \u0432\u043e\u0437\u0432\u0440\u0430\u0442\u043e\u0432 (chargebacks)<\/p>\n<\/li>\n<li data-start=\"2286\" data-end=\"2329\">\n<p data-start=\"2288\" data-end=\"2329\">\u0411\u043e\u043b\u0435\u0435 \u043f\u0440\u043e\u0441\u0442\u0443\u044e \u0437\u0430\u0449\u0438\u0442\u0443 \u0438\u043d\u0442\u0435\u0440\u0435\u0441\u043e\u0432 \u043f\u0440\u043e\u0434\u0430\u0432\u0446\u0430<\/p>\n<\/li>\n<li data-start=\"2330\" data-end=\"2389\">\n<p data-start=\"2332\" data-end=\"2389\">\u0411\u043e\u043b\u0435\u0435 \u043d\u0438\u0437\u043a\u0443\u044e \u043e\u0446\u0435\u043d\u043a\u0443 \u0440\u0438\u0441\u043a\u0430 \u0441\u043e \u0441\u0442\u043e\u0440\u043e\u043d\u044b \u0431\u0430\u043d\u043a\u043e\u0432 \u0438 \u044d\u043a\u0432\u0430\u0439\u0435\u0440\u043e\u0432<\/p>\n<\/li>\n<\/ul>\n<h4 data-start=\"1739\" data-end=\"1803\"><a href=\"https:\/\/buvei.com\/\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4750 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png\" alt=\"\" width=\"1024\" height=\"307\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-832x249.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1248x374.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2.png 1442w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/h4>\n<h3 data-start=\"2391\" data-end=\"2435\">\u041a\u0430\u043a CPT \u0432\u043b\u0438\u044f\u0435\u0442 \u043d\u0430 \u043a\u043e\u043c\u0438\u0441\u0441\u0438\u0438 \u0438\u043d\u0442\u0435\u0440\u0447\u0435\u0439\u043d\u0434\u0436\u0430?<\/h3>\n<p data-start=\"2437\" data-end=\"2520\">\u0421\u0435\u0442\u0438, \u0442\u0430\u043a\u0438\u0435 \u043a\u0430\u043a Visa \u0438 Mastercard, \u0432\u0437\u0438\u043c\u0430\u044e\u0442 <strong data-start=\"2480\" data-end=\"2507\">\u043c\u0435\u043d\u044c\u0448\u0443\u044e \u043a\u043e\u043c\u0438\u0441\u0441\u0438\u044e \u0437\u0430 CPT<\/strong>, \u043f\u043e\u0442\u043e\u043c\u0443 \u0447\u0442\u043e:<\/p>\n<ul data-start=\"2521\" data-end=\"2666\">\n<li data-start=\"2521\" data-end=\"2556\">\n<p data-start=\"2523\" data-end=\"2556\">\u041a\u0430\u0440\u0442\u0443 \u043c\u043e\u0436\u043d\u043e \u043f\u0440\u043e\u0432\u0435\u0440\u0438\u0442\u044c \u0444\u0438\u0437\u0438\u0447\u0435\u0441\u043a\u0438<\/p>\n<\/li>\n<li data-start=\"2557\" data-end=\"2605\">\n<p data-start=\"2559\" data-end=\"2605\">\u0415\u0441\u0442\u044c \u0444\u0430\u043a\u0442 \u0432\u0437\u0430\u0438\u043c\u043e\u0434\u0435\u0439\u0441\u0442\u0432\u0438\u044f \u043a\u043b\u0438\u0435\u043d\u0442\u0430 \u0441 \u043f\u0440\u043e\u0434\u0430\u0432\u0446\u043e\u043c<\/p>\n<\/li>\n<li data-start=\"2606\" data-end=\"2666\">\n<p data-start=\"2608\" data-end=\"2666\">\u041e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0435\u043d\u043d\u043e\u0441\u0442\u044c \u043c\u0435\u0440\u0447\u0430\u043d\u0442\u0430 \u043d\u0438\u0436\u0435 (\u043e\u0441\u043e\u0431\u0435\u043d\u043d\u043e \u043f\u0440\u0438 \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u043a\u0435 EMV)<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"2668\" data-end=\"2713\">\u041a\u0430\u043a CPT \u0432\u043f\u0438\u0441\u044b\u0432\u0430\u0435\u0442\u0441\u044f \u0432 \u0446\u0438\u0444\u0440\u043e\u0432\u0443\u044e \u044d\u043a\u043e\u043d\u043e\u043c\u0438\u043a\u0443?<\/h3>\n<p data-start=\"2715\" data-end=\"2767\">\u0421 \u0440\u043e\u0441\u0442\u043e\u043c \u0434\u0438\u0441\u0442\u0430\u043d\u0446\u0438\u043e\u043d\u043d\u044b\u0445 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439 <strong data-start=\"2747\" data-end=\"2766\">CNP \u0441\u0442\u0430\u043b \u043d\u043e\u0440\u043c\u043e\u0439<\/strong>:<\/p>\n<ul data-start=\"2768\" data-end=\"2857\">\n<li data-start=\"2768\" data-end=\"2789\">\n<p data-start=\"2770\" data-end=\"2789\">\u0418\u043d\u0442\u0435\u0440\u043d\u0435\u0442-\u043c\u0430\u0433\u0430\u0437\u0438\u043d\u044b<\/p>\n<\/li>\n<li data-start=\"2790\" data-end=\"2810\">\n<p data-start=\"2792\" data-end=\"2810\">\u041f\u043e\u0434\u043f\u0438\u0441\u043a\u0438 \u043d\u0430 SaaS<\/p>\n<\/li>\n<li data-start=\"2811\" data-end=\"2835\">\n<p data-start=\"2813\" data-end=\"2835\">\u041c\u043e\u0431\u0438\u043b\u044c\u043d\u044b\u0435 \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u044f<\/p>\n<\/li>\n<li data-start=\"2836\" data-end=\"2857\">\n<p data-start=\"2838\" data-end=\"2857\">\u0412\u0438\u0440\u0442\u0443\u0430\u043b\u044c\u043d\u044b\u0435 \u043a\u0430\u0440\u0442\u044b<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"2859\" data-end=\"2968\"><strong data-start=\"2859\" data-end=\"2868\">Buvei<\/strong>, \u043a\u0430\u043a \u043f\u043b\u0430\u0442\u0444\u043e\u0440\u043c\u0430 \u0432\u0438\u0440\u0442\u0443\u0430\u043b\u044c\u043d\u044b\u0445 \u043a\u0430\u0440\u0442, \u0440\u0430\u0431\u043e\u0442\u0430\u0435\u0442 \u0432 \u0437\u043e\u043d\u0435 CNP, \u043d\u043e \u0432\u043d\u0435\u0434\u0440\u044f\u0435\u0442 \u043b\u0443\u0447\u0448\u0438\u0435 \u043f\u0440\u0430\u043a\u0442\u0438\u043a\u0438 \u0431\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u043e\u0441\u0442\u0438 CPT:<\/p>\n<ul data-start=\"2969\" data-end=\"3117\">\n<li data-start=\"2969\" data-end=\"2990\">\n<p data-start=\"2971\" data-end=\"2990\">\u041e\u0434\u043d\u043e\u0440\u0430\u0437\u043e\u0432\u044b\u0435 \u043a\u0430\u0440\u0442\u044b<\/p>\n<\/li>\n<li data-start=\"2991\" data-end=\"3026\">\n<p data-start=\"2993\" data-end=\"3026\">\u041b\u0438\u043c\u0438\u0442\u044b \u0440\u0430\u0441\u0445\u043e\u0434\u043e\u0432 \u0438 \u0441\u0440\u043e\u043a \u0434\u0435\u0439\u0441\u0442\u0432\u0438\u044f<\/p>\n<\/li>\n<li data-start=\"3027\" data-end=\"3071\">\n<p data-start=\"3029\" data-end=\"3071\">\u041e\u043f\u0442\u0438\u043c\u0438\u0437\u0430\u0446\u0438\u044f BIN \u0434\u043b\u044f \u0432\u044b\u0441\u043e\u043a\u043e\u0439 \u043f\u0440\u043e\u0445\u043e\u0434\u0438\u043c\u043e\u0441\u0442\u0438<\/p>\n<\/li>\n<li data-start=\"3072\" data-end=\"3117\">\n<p data-start=\"3074\" data-end=\"3117\">\u041f\u043e\u0434\u0434\u0435\u0440\u0436\u043a\u0430<a href=\"https:\/\/buvei.com\/blog\/virtual-cards-for-subscription-management\/\"> 3DS<\/a> \u0434\u043b\u044f \u0441\u0438\u043c\u0443\u043b\u044f\u0446\u0438\u0438 \"\u043f\u0440\u0438\u0441\u0443\u0442\u0441\u0442\u0432\u0438\u044f\"<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"3119\" data-end=\"3283\">\ud83d\udee1 \u0425\u043e\u0442\u044f \u0432\u0438\u0440\u0442\u0443\u0430\u043b\u044c\u043d\u0430\u044f \u043a\u0430\u0440\u0442\u0430 \u043d\u0435 \u043c\u043e\u0436\u0435\u0442 \"\u043f\u0438\u043a\u043d\u0443\u0442\u044c\" \u0442\u0435\u0440\u043c\u0438\u043d\u0430\u043b, <strong data-start=\"3174\" data-end=\"3237\">Buvei \u0438\u0441\u043f\u043e\u043b\u044c\u0437\u0443\u0435\u0442 \u0442\u043e\u043a\u0435\u043d\u0438\u0437\u0430\u0446\u0438\u044e, \u0434\u0438\u043d\u0430\u043c\u0438\u0447\u0435\u0441\u043a\u0438\u0439 <a href=\"https:\/\/buvei.com\/blog\/virtual-cards-payment-security-tokenization-dynamic-cvv\/\">CVV<\/a> \u0438 \u043c\u043e\u043d\u0438\u0442\u043e\u0440\u0438\u043d\u0433<\/strong>, \u043e\u0431\u0435\u0441\u043f\u0435\u0447\u0438\u0432\u0430\u044f \u0443\u0440\u043e\u0432\u0435\u043d\u044c \u0437\u0430\u0449\u0438\u0442\u044b, \u0441\u0440\u0430\u0432\u043d\u0438\u043c\u044b\u0439 \u0441 CPT.<\/p>\n<h4><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-6184 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions2-1024x768.png\" alt=\"\" width=\"1024\" height=\"768\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions2-1024x768.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions2-300x225.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions2-768x576.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions2-400x300.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions2-800x600.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions2-832x624.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions2-1248x936.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions2.png 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/h4>\n<h3 data-start=\"3285\" data-end=\"3328\">CPT \u0432 2025 \u0433\u043e\u0434\u0443 \u2014 \u043f\u043e-\u043f\u0440\u0435\u0436\u043d\u0435\u043c\u0443 \u0430\u043a\u0442\u0443\u0430\u043b\u0435\u043d?<\/h3>\n<p data-start=\"3330\" data-end=\"3418\">\u0414\u0430. \u041e\u0444\u043b\u0430\u0439\u043d-\u043f\u043b\u0430\u0442\u0435\u0436\u0438 \u043e\u0441\u0442\u0430\u044e\u0442\u0441\u044f \u043a\u043b\u044e\u0447\u0435\u0432\u044b\u043c\u0438 \u0432 \u0440\u043e\u0437\u043d\u0438\u0446\u0435, \u0433\u043e\u0441\u0442\u0438\u043d\u0438\u0447\u043d\u043e\u043c \u0431\u0438\u0437\u043d\u0435\u0441\u0435 \u0438 \u0441\u0444\u0435\u0440\u0435 \u0443\u0441\u043b\u0443\u0433. CPT:<\/p>\n<ul data-start=\"3419\" data-end=\"3532\">\n<li data-start=\"3419\" data-end=\"3461\">\n<p data-start=\"3421\" data-end=\"3461\">\u041e\u0431\u0435\u0441\u043f\u0435\u0447\u0438\u0432\u0430\u0435\u0442 \u0431\u044b\u0441\u0442\u0440\u044b\u0435 \u0438 \u0443\u0434\u043e\u0431\u043d\u044b\u0435 \u0440\u0430\u0441\u0447\u0451\u0442\u044b<\/p>\n<\/li>\n<li data-start=\"3462\" data-end=\"3491\">\n<p data-start=\"3464\" data-end=\"3491\">\u041f\u0440\u0438\u0432\u044b\u0447\u0435\u043d \u0434\u043b\u044f \u043f\u043e\u0442\u0440\u0435\u0431\u0438\u0442\u0435\u043b\u0435\u0439<\/p>\n<\/li>\n<li data-start=\"3492\" data-end=\"3532\">\n<p data-start=\"3494\" data-end=\"3532\">\u0420\u0430\u0431\u043e\u0442\u0430\u0435\u0442 \u0441 \u0433\u043b\u043e\u0431\u0430\u043b\u044c\u043d\u044b\u043c\u0438 POS-\u0441\u0438\u0441\u0442\u0435\u043c\u0430\u043c\u0438<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"3534\" data-end=\"3637\">\u0414\u0430\u0436\u0435 \u0446\u0438\u0444\u0440\u043e\u0432\u044b\u0435 \u0444\u0438\u043d\u0442\u0435\u0445-\u043f\u0440\u043e\u0435\u043a\u0442\u044b \u0438\u043d\u0432\u0435\u0441\u0442\u0438\u0440\u0443\u044e\u0442 \u0432 <strong data-start=\"3577\" data-end=\"3602\">\u043e\u043c\u043d\u0438\u043a\u0430\u043d\u0430\u043b\u044c\u043d\u044b\u0435 \u0440\u0435\u0448\u0435\u043d\u0438\u044f<\/strong>, \u043e\u0431\u044a\u0435\u0434\u0438\u043d\u044f\u044e\u0449\u0438\u0435 CPT \u0438 CNP \u0447\u0435\u0440\u0435\u0437 API.<\/p>\n<h3 data-start=\"3639\" data-end=\"3681\">\u0418\u043d\u0444\u0440\u0430\u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u0430, \u043e\u0431\u044a\u0435\u0434\u0438\u043d\u044f\u044e\u0449\u0430\u044f CPT \u0438 CNP<\/h3>\n<p data-start=\"3683\" data-end=\"3814\">\u041f\u043e\u043d\u0438\u043c\u0430\u043d\u0438\u0435 <strong data-start=\"3693\" data-end=\"3722\">Card Present Transactions<\/strong> \u0432\u0430\u0436\u043d\u043e \u0434\u043b\u044f \u0441\u043d\u0438\u0436\u0435\u043d\u0438\u044f \u0440\u0438\u0441\u043a\u043e\u0432, \u043e\u043f\u0442\u0438\u043c\u0438\u0437\u0430\u0446\u0438\u0438 \u0437\u0430\u0442\u0440\u0430\u0442 \u0438 \u0441\u043e\u0437\u0434\u0430\u043d\u0438\u044f \u0433\u0438\u0431\u043a\u0438\u0445 \u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u0435\u043b\u044c\u0441\u043a\u0438\u0445 \u0441\u0446\u0435\u043d\u0430\u0440\u0438\u0435\u0432.<\/p>\n<p data-start=\"3816\" data-end=\"3946\">\u041f\u043b\u0430\u0442\u0444\u043e\u0440\u043c\u044b, \u0442\u0430\u043a\u0438\u0435 \u043a\u0430\u043a <a class=\"\" href=\"https:\/\/buvei.com\" target=\"_new\" rel=\"noopener\" data-start=\"3837\" data-end=\"3867\"><strong data-start=\"3838\" data-end=\"3847\">Buvei<\/strong><\/a>, \u043f\u0440\u043e\u0434\u043e\u043b\u0436\u0430\u044e\u0442 \u0440\u0430\u0437\u0432\u0438\u0432\u0430\u0442\u044c CNP-\u043d\u0430\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u0435, \u043d\u043e \u0444\u0443\u043d\u0434\u0430\u043c\u0435\u043d\u0442\u043e\u043c \u043e\u0441\u0442\u0430\u044e\u0442\u0441\u044f \u043f\u0440\u0438\u043d\u0446\u0438\u043f\u044b CPT.<\/p>\n<p data-start=\"3948\" data-end=\"4064\">\u0418\u0437\u0443\u0447\u0430\u044f \u043e\u0431\u0435 \u043c\u043e\u0434\u0435\u043b\u0438, \u043c\u043e\u0436\u043d\u043e \u043f\u043e\u0441\u0442\u0440\u043e\u0438\u0442\u044c \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u0443\u044e \u0441\u0438\u0441\u0442\u0435\u043c\u0443, \u043a\u043e\u0442\u043e\u0440\u0430\u044f \u0441\u043e\u0447\u0435\u0442\u0430\u0435\u0442:<br \/>\n\u2705 \u0411\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u043e\u0441\u0442\u044c, \u2705 \u042d\u043a\u043e\u043d\u043e\u043c\u0438\u0447\u043d\u043e\u0441\u0442\u044c, \u2705 \u0413\u0438\u0431\u043a\u043e\u0441\u0442\u044c.<\/p>\n<p data-start=\"4066\" data-end=\"4200\">\ud83d\udccc \u0425\u043e\u0442\u0438\u0442\u0435 \u0443\u043f\u0440\u043e\u0441\u0442\u0438\u0442\u044c \u0433\u043b\u043e\u0431\u0430\u043b\u044c\u043d\u044b\u0435 \u043f\u043b\u0430\u0442\u0435\u0436\u0438 \u0441 \u0431\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u043e\u0441\u0442\u044c\u044e \u0443\u0440\u043e\u0432\u043d\u044f CPT?<br data-start=\"4132\" data-end=\"4135\" \/>\ud83d\udc49 <a class=\"\" href=\"https:\/\/buvei.com\" target=\"_new\" rel=\"noopener\" data-start=\"4138\" data-end=\"4200\">\u041e\u0437\u043d\u0430\u043a\u043e\u043c\u044c\u0442\u0435\u0441\u044c \u0441 \u0432\u0438\u0440\u0442\u0443\u0430\u043b\u044c\u043d\u044b\u043c\u0438 \u043a\u0430\u0440\u0442\u0430\u043c\u0438 Buvei<\/a><\/p>\n<h4 class=\"heading-2 ace-line old-record-id-UqTKdS2P0oQiaZxAqrjlMjzfgJc\"><a href=\"https:\/\/buvei.com\/\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4750 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png\" alt=\"\" width=\"1024\" height=\"307\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-832x249.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1248x374.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2.png 1442w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/h4>\n","protected":false},"excerpt":{"rendered":"\u041a\u043e\u0433\u0434\u0430 \u043a\u043b\u0438\u0435\u043d\u0442 \u043f\u0440\u043e\u0432\u043e\u0434\u0438\u0442, \u0432\u0441\u0442\u0430\u0432\u043b\u044f\u0435\u0442 \u0438\u043b\u0438 \u043f\u0440\u0438\u043a\u043b\u0430\u0434\u044b\u0432\u0430\u0435\u0442 \u043a\u0430\u0440\u0442\u0443 \u043a \u0442\u0435\u0440\u043c\u0438\u043d\u0430\u043b\u0443, \u043e\u043d \u0441\u043e\u0432\u0435\u0440\u0448\u0430\u0435\u0442 \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u044e \u0441 \u0444\u0438\u0437\u0438\u0447\u0435\u0441\u043a\u0438\u043c \u043f\u0440\u0435\u0434\u044a\u044f\u0432\u043b\u0435\u043d\u0438\u0435\u043c \u043a\u0430\u0440\u0442\u044b (CPT).\u041e\u0434\u043d\u0430\u043a\u043e \u0437\u0430&hellip;","protected":false},"author":2,"featured_media":6182,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":""},"categories":[31],"tags":[128,3299,3301,3303,1619],"class_list":{"0":"post-6200","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-payment-basics-ru","8":"tag-buvei-ru","9":"tag-cpt-ru","10":"tag-fintecheducation-ru","11":"tag-paymentbasics-ru","12":"tag-virtualcards-ru","13":"cs-entry"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/6200","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/comments?post=6200"}],"version-history":[{"count":0,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/6200\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media\/6182"}],"wp:attachment":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media?parent=6200"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/categories?post=6200"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/tags?post=6200"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}