{"id":6197,"date":"2025-07-09T07:40:12","date_gmt":"2025-07-09T07:40:12","guid":{"rendered":"https:\/\/buvei.com\/blog\/?p=6197"},"modified":"2025-07-09T07:40:12","modified_gmt":"2025-07-09T07:40:12","slug":"what-is-card-present-transaction-3","status":"publish","type":"post","link":"https:\/\/buvei.com\/blog\/pt\/what-is-card-present-transaction-3\/","title":{"rendered":"O Que \u00c9 CPT? Entenda as Transa\u00e7\u00f5es com Cart\u00e3o Presente"},"content":{"rendered":"<div class=\"ace-line ace-line old-record-id-XfkZdFeQdo4jDgxp3EtlFCRXgu3\">\n<p data-start=\"508\" data-end=\"846\">Quando um cliente insere, passa ou aproxima fisicamente um cart\u00e3o em uma maquininha, ele est\u00e1 realizando uma <strong data-start=\"617\" data-end=\"656\">transa\u00e7\u00e3o com cart\u00e3o presente (CPT)<\/strong>.<br data-start=\"657\" data-end=\"660\" \/>Mas por tr\u00e1s desse gesto est\u00e1 uma arquitetura robusta de <strong data-start=\"717\" data-end=\"776\">padr\u00f5es de seguran\u00e7a, perfis de risco e regras de custo<\/strong> que sustentam grande parte dos pagamentos presenciais no mundo atual.<\/p>\n<p data-start=\"848\" data-end=\"1055\">Para comerciantes e plataformas fintech, entender a diferen\u00e7a entre CPT e <strong data-start=\"922\" data-end=\"951\">CNP (Cart\u00e3o N\u00e3o Presente)<\/strong> n\u00e3o \u00e9 apenas um jarg\u00e3o t\u00e9cnico\u2014isso <strong data-start=\"988\" data-end=\"1054\">impacta diretamente taxas, disputas e estrat\u00e9gias operacionais<\/strong>.<\/p>\n<\/div>\n<div><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-6185 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions4-1024x768.png\" alt=\"\" width=\"1024\" height=\"768\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions4-1024x768.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions4-300x225.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions4-768x576.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions4-400x300.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions4-800x600.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions4-832x624.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions4-1248x936.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions4.png 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/div>\n<h3 data-start=\"1062\" data-end=\"1119\">O que \u00e9 exatamente uma transa\u00e7\u00e3o com cart\u00e3o presente?<\/h3>\n<p data-start=\"1121\" data-end=\"1229\">Transa\u00e7\u00f5es CPT ocorrem quando o cart\u00e3o f\u00edsico est\u00e1 presente no momento do pagamento e \u00e9 lido por meios como:<\/p>\n<ul data-start=\"1230\" data-end=\"1373\">\n<li data-start=\"1230\" data-end=\"1261\">\n<p data-start=\"1232\" data-end=\"1261\">Passagem da tarja magn\u00e9tica<\/p>\n<\/li>\n<li data-start=\"1262\" data-end=\"1286\">\n<p data-start=\"1264\" data-end=\"1286\">Inser\u00e7\u00e3o do chip EMV<\/p>\n<\/li>\n<li data-start=\"1287\" data-end=\"1373\">\n<p data-start=\"1289\" data-end=\"1373\">Pagamento por aproxima\u00e7\u00e3o (NFC), como Apple Pay, Google Pay ou cart\u00f5es contactless<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1375\" data-end=\"1513\">Esse tipo de transa\u00e7\u00e3o apresenta <strong data-start=\"1408\" data-end=\"1468\">risco menor de fraude e taxas de interc\u00e2mbio mais baixas<\/strong>, comparado aos pagamentos online ou remotos.<\/p>\n<h3 data-start=\"1520\" data-end=\"1558\">CPT vs. CNP: entenda as diferen\u00e7as<\/h3>\n<div class=\"_tableContainer_16hzy_1\">\n<div class=\"_tableWrapper_16hzy_14 group flex w-fit flex-col-reverse\" tabindex=\"-1\">\n<table class=\"w-fit min-w-(--thread-content-width)\" data-start=\"1560\" data-end=\"2143\">\n<thead data-start=\"1560\" data-end=\"1642\">\n<tr data-start=\"1560\" data-end=\"1642\">\n<th data-start=\"1560\" data-end=\"1589\" data-col-size=\"sm\">Crit\u00e9rio<\/th>\n<th data-start=\"1589\" data-end=\"1613\" data-col-size=\"sm\">CPT (Cart\u00e3o Presente)<\/th>\n<th data-start=\"1613\" data-end=\"1642\" data-col-size=\"sm\">CNP (Cart\u00e3o N\u00e3o Presente)<\/th>\n<\/tr>\n<\/thead>\n<tbody data-start=\"1727\" data-end=\"2143\">\n<tr data-start=\"1727\" data-end=\"1808\">\n<td data-start=\"1727\" data-end=\"1755\" data-col-size=\"sm\">Cart\u00e3o f\u00edsico apresentado<\/td>\n<td data-start=\"1755\" data-end=\"1779\" data-col-size=\"sm\">\u2705 Sim<\/td>\n<td data-start=\"1779\" data-end=\"1808\" data-col-size=\"sm\">\u274c N\u00e3o<\/td>\n<\/tr>\n<tr data-start=\"1809\" data-end=\"1892\">\n<td data-start=\"1809\" data-end=\"1837\" data-col-size=\"sm\">Risco de fraude<\/td>\n<td data-start=\"1837\" data-end=\"1862\" data-col-size=\"sm\">\ud83d\udd12 Baixo<\/td>\n<td data-start=\"1862\" data-end=\"1892\" data-col-size=\"sm\">\u26a0\ufe0f Alto<\/td>\n<\/tr>\n<tr data-start=\"1893\" data-end=\"1976\">\n<td data-start=\"1893\" data-end=\"1921\" data-col-size=\"sm\">Cen\u00e1rios comuns<\/td>\n<td data-start=\"1921\" data-end=\"1948\" data-col-size=\"sm\">Lojas f\u00edsicas, quiosques<\/td>\n<td data-start=\"1948\" data-end=\"1976\" data-col-size=\"sm\">Compras online, apps<\/td>\n<\/tr>\n<tr data-start=\"1977\" data-end=\"2059\">\n<td data-start=\"1977\" data-end=\"2005\" data-col-size=\"sm\">Verifica\u00e7\u00e3o<\/td>\n<td data-start=\"2005\" data-end=\"2030\" data-col-size=\"sm\">Chip + senha, NFC<\/td>\n<td data-start=\"2030\" data-end=\"2059\" data-col-size=\"sm\">CVV, endere\u00e7o, 3DS<\/td>\n<\/tr>\n<tr data-start=\"2060\" data-end=\"2143\">\n<td data-start=\"2060\" data-end=\"2088\" data-col-size=\"sm\">Taxas m\u00e9dias<\/td>\n<td data-start=\"2088\" data-end=\"2113\" data-col-size=\"sm\">\ud83d\udfe2 Menores<\/td>\n<td data-start=\"2113\" data-end=\"2143\" data-col-size=\"sm\">\ud83d\udd34 Maiores<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div class=\"sticky end-(--thread-content-margin) h-0 self-end select-none\">\n<div class=\"absolute end-0 flex items-end\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"_tableContainer_16hzy_1\"><\/div>\n<h4 class=\"heading-2 ace-line old-record-id-AvESdhp9moszvExfDjHlBLsHgpe\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-6183 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions1-1024x768.png\" alt=\"\" width=\"1024\" height=\"768\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions1-1024x768.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions1-300x225.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions1-768x576.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions1-400x300.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions1-800x600.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions1-832x624.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions1-1248x936.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions1.png 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/h4>\n<h3 data-start=\"2150\" data-end=\"2205\">Por que CPT \u00e9 importante para risco e conformidade?<\/h3>\n<p data-start=\"2207\" data-end=\"2400\">As transa\u00e7\u00f5es CPT s\u00e3o, por natureza, mais seguras. Os terminais f\u00edsicos s\u00e3o normalmente compat\u00edveis com os padr\u00f5es <a href=\"https:\/\/buvei.com\/blog\/fintech-payment-compliance-standards\/\"><strong data-start=\"2322\" data-end=\"2333\">PCI-DSS<\/strong><\/a>, e m\u00e9todos como chip EMV e PIN reduzem significativamente fraudes.<\/p>\n<p data-start=\"2402\" data-end=\"2427\">Isso traz vantagens como:<\/p>\n<ul data-start=\"2428\" data-end=\"2583\">\n<li data-start=\"2428\" data-end=\"2458\">\n<p data-start=\"2430\" data-end=\"2458\">Menor \u00edndice de chargeback<\/p>\n<\/li>\n<li data-start=\"2459\" data-end=\"2514\">\n<p data-start=\"2461\" data-end=\"2514\">Melhor capacidade de contesta\u00e7\u00e3o para o comerciante<\/p>\n<\/li>\n<li data-start=\"2515\" data-end=\"2583\">\n<p data-start=\"2517\" data-end=\"2583\">Avalia\u00e7\u00e3o de risco reduzida por parte de emissores e adquirentes<\/p>\n<\/li>\n<\/ul>\n<h4 data-start=\"1739\" data-end=\"1803\"><a href=\"https:\/\/buvei.com\/\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4750 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png\" alt=\"\" width=\"1024\" height=\"307\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-832x249.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1248x374.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2.png 1442w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/h4>\n<h3 data-start=\"2590\" data-end=\"2626\">Impacto nas taxas de interc\u00e2mbio<\/h3>\n<p data-start=\"2628\" data-end=\"2714\">Redes como Visa e Mastercard aplicam <strong data-start=\"2665\" data-end=\"2697\">taxas menores de interc\u00e2mbio<\/strong> nas CPTs porque:<\/p>\n<ul data-start=\"2715\" data-end=\"2889\">\n<li data-start=\"2715\" data-end=\"2760\">\n<p data-start=\"2717\" data-end=\"2760\">O cart\u00e3o \u00e9 autenticado com mais seguran\u00e7a<\/p>\n<\/li>\n<li data-start=\"2761\" data-end=\"2807\">\n<p data-start=\"2763\" data-end=\"2807\">Existe prova f\u00edsica da presen\u00e7a do cliente<\/p>\n<\/li>\n<li data-start=\"2808\" data-end=\"2889\">\n<p data-start=\"2810\" data-end=\"2889\">A responsabilidade do comerciante \u00e9 reduzida (especialmente com leitores EMV)<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"2896\" data-end=\"2939\">Onde o CPT se encaixa no mundo virtual?<\/h3>\n<p data-start=\"2941\" data-end=\"3029\">Com o crescimento das transa\u00e7\u00f5es digitais, <strong data-start=\"2984\" data-end=\"3010\">CNP se tornou o padr\u00e3o<\/strong>, em cen\u00e1rios como:<\/p>\n<ul data-start=\"3030\" data-end=\"3137\">\n<li data-start=\"3030\" data-end=\"3061\">\n<p data-start=\"3032\" data-end=\"3061\">Compras online e e-commerce<\/p>\n<\/li>\n<li data-start=\"3062\" data-end=\"3085\">\n<p data-start=\"3064\" data-end=\"3085\">Assinaturas de<a href=\"https:\/\/buvei.com\/blog\/virtual-cards-for-subscription-management\/\"> SaaS<\/a><\/p>\n<\/li>\n<li data-start=\"3086\" data-end=\"3116\">\n<p data-start=\"3088\" data-end=\"3116\">Pagamentos via apps m\u00f3veis<\/p>\n<\/li>\n<li data-start=\"3117\" data-end=\"3137\">\n<p data-start=\"3119\" data-end=\"3137\">Cart\u00f5es virtuais<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"3139\" data-end=\"3296\"><strong data-start=\"3139\" data-end=\"3167\">Plataformas como a Buvei<\/strong>, especializadas em <strong data-start=\"3187\" data-end=\"3218\">cart\u00f5es de cr\u00e9dito virtuais<\/strong>, atuam nesse espa\u00e7o CNP, mas trazem aprendizados do mundo CPT, implementando:<\/p>\n<ul data-start=\"3297\" data-end=\"3447\">\n<li data-start=\"3297\" data-end=\"3321\">\n<p data-start=\"3299\" data-end=\"3321\">Cart\u00f5es de uso \u00fanico<\/p>\n<\/li>\n<li data-start=\"3322\" data-end=\"3365\">\n<p data-start=\"3324\" data-end=\"3365\">Limites de gastos e janelas de validade<\/p>\n<\/li>\n<li data-start=\"3366\" data-end=\"3400\">\n<p data-start=\"3368\" data-end=\"3400\">BINs otimizados para aceita\u00e7\u00e3o<\/p>\n<\/li>\n<li data-start=\"3401\" data-end=\"3447\">\n<p data-start=\"3403\" data-end=\"3447\">Suporte a<a href=\"https:\/\/buvei.com\/blog\/virtual-cards-payment-security-tokenization-dynamic-cvv\/\"> 3DS<\/a> para simular presen\u00e7a f\u00edsica<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"3449\" data-end=\"3621\">\ud83d\udd10 Mesmo sem um cart\u00e3o f\u00edsico, a Buvei utiliza tokeniza\u00e7\u00e3o, <a href=\"https:\/\/buvei.com\/blog\/virtual-cards-payment-security-tokenization-dynamic-cvv\/\">CVV<\/a> din\u00e2mico e monitoramento em tempo real para oferecer um n\u00edvel de seguran\u00e7a compar\u00e1vel ao das transa\u00e7\u00f5es CPT.<\/p>\n<h4><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-6184 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions2-1024x768.png\" alt=\"\" width=\"1024\" height=\"768\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions2-1024x768.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions2-300x225.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions2-768x576.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions2-400x300.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions2-800x600.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions2-832x624.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions2-1248x936.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-CPT-Understanding-Card-Present-Transactions2.png 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/h4>\n<h3 data-start=\"3628\" data-end=\"3662\">CPT ainda \u00e9 relevante em 2025?<\/h3>\n<p data-start=\"3664\" data-end=\"3790\">Com certeza. Pagamentos presenciais continuam sendo essenciais no varejo, hotelaria e servi\u00e7os presenciais. As transa\u00e7\u00f5es CPT:<\/p>\n<ul data-start=\"3791\" data-end=\"3953\">\n<li data-start=\"3791\" data-end=\"3836\">\n<p data-start=\"3793\" data-end=\"3836\">Operam nos terminais de pagamento globais<\/p>\n<\/li>\n<li data-start=\"3837\" data-end=\"3888\">\n<p data-start=\"3839\" data-end=\"3888\">Garantem pagamentos r\u00e1pidos e com baixa fric\u00e7\u00e3o<\/p>\n<\/li>\n<li data-start=\"3889\" data-end=\"3953\">\n<p data-start=\"3891\" data-end=\"3953\">Est\u00e3o alinhadas ao h\u00e1bito do consumidor em ambientes f\u00edsicos<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"3955\" data-end=\"4094\">Mesmo as fintechs mais digitais est\u00e3o investindo em <strong data-start=\"4007\" data-end=\"4037\">infraestrutura omnichannel<\/strong>, unindo fluxos de CPT e CNP por meio de APIs integradas.<\/p>\n<h3 data-start=\"4101\" data-end=\"4152\">Unindo CPT e CNP com infraestrutura inteligente<\/h3>\n<p data-start=\"4154\" data-end=\"4283\">Compreender as transa\u00e7\u00f5es CPT \u00e9 <strong data-start=\"4186\" data-end=\"4280\">fundamental para avaliar riscos, reduzir custos e criar experi\u00eancias de pagamento h\u00edbridas<\/strong>.<\/p>\n<p data-start=\"4285\" data-end=\"4442\">\u00c0 medida que plataformas como a <strong data-start=\"4317\" data-end=\"4347\"><a class=\"\" href=\"https:\/\/buvei.com\" target=\"_new\" rel=\"noopener\" data-start=\"4319\" data-end=\"4345\">Buvei<\/a><\/strong> seguem inovando no universo virtual, os princ\u00edpios por tr\u00e1s do CPT continuam sendo essenciais.<\/p>\n<p data-start=\"4444\" data-end=\"4584\">Aprendendo com ambos os sistemas, \u00e9 poss\u00edvel construir um ecossistema de pagamentos que oferece:<br \/>\n\u2705 Seguran\u00e7a, \u2705 Efici\u00eancia, \u2705 Flexibilidade.<\/p>\n<p data-start=\"4586\" data-end=\"4674\">\ud83d\udd17 Comece agora com os cart\u00f5es virtuais da Buvei: <a class=\"\" href=\"https:\/\/buvei.com\" target=\"_new\" rel=\"noopener\" data-start=\"4636\" data-end=\"4674\">https:\/\/buvei.com<\/a><\/p>\n<h4 class=\"heading-2 ace-line old-record-id-UqTKdS2P0oQiaZxAqrjlMjzfgJc\"><a href=\"https:\/\/buvei.com\/\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4750 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png\" alt=\"\" width=\"1024\" height=\"307\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-832x249.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1248x374.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2.png 1442w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/h4>\n","protected":false},"excerpt":{"rendered":"Quando um cliente insere, passa ou aproxima fisicamente um cart\u00e3o em uma maquininha, ele est\u00e1 realizando uma transa\u00e7\u00e3o&hellip;","protected":false},"author":2,"featured_media":6182,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":""},"categories":[27],"tags":[126,1615],"class_list":{"0":"post-6197","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-payment-basics-pt","8":"tag-buvei-pt","9":"tag-virtualcards-pt","10":"cs-entry"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/6197","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/comments?post=6197"}],"version-history":[{"count":0,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/6197\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media\/6182"}],"wp:attachment":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media?parent=6197"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/categories?post=6197"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/tags?post=6197"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}