{"id":6096,"date":"2025-07-08T08:26:54","date_gmt":"2025-07-08T08:26:54","guid":{"rendered":"https:\/\/buvei.com\/blog\/?p=6096"},"modified":"2025-07-08T08:26:54","modified_gmt":"2025-07-08T08:26:54","slug":"virtual-card-vs-tokenization-3","status":"publish","type":"post","link":"https:\/\/buvei.com\/blog\/pt\/virtual-card-vs-tokenization-3\/","title":{"rendered":"Tokeniza\u00e7\u00e3o vs Cart\u00e3o Virtual: entenda as diferen\u00e7as"},"content":{"rendered":"<div class=\"ace-line ace-line old-record-id-GL4ZdjCk5oFxPvxJoF0lfzrVgpz\">\n<p data-start=\"550\" data-end=\"679\">No din\u00e2mico cen\u00e1rio de pagamentos digitais de hoje, <strong data-start=\"602\" data-end=\"629\">seguran\u00e7a e privacidade<\/strong> s\u00e3o t\u00e3o essenciais quanto conveni\u00eancia e rapidez.<\/p>\n<p data-start=\"681\" data-end=\"881\">Seja ao pagar em lojas com <strong data-start=\"708\" data-end=\"721\">Apple Pay<\/strong> ou ao usar um <strong data-start=\"736\" data-end=\"754\">cart\u00e3o virtual<\/strong> para gerenciar assinaturas online, a <strong data-start=\"792\" data-end=\"821\">tokeniza\u00e7\u00e3o de pagamentos<\/strong> \u00e9 uma tecnologia crucial para manter as transa\u00e7\u00f5es seguras.<\/p>\n<p data-start=\"883\" data-end=\"975\">Mas afinal, o que \u00e9 tokeniza\u00e7\u00e3o? E ser\u00e1 que um cart\u00e3o virtual pode ser considerado um token?<\/p>\n<p data-start=\"977\" data-end=\"1109\">Vamos esclarecer essas diferen\u00e7as com exemplos pr\u00e1ticos \u2014 e mostrar como a <strong data-start=\"1052\" data-end=\"1061\">Buvei<\/strong> se posiciona nesse novo paradigma de seguran\u00e7a.<\/p>\n<h3 data-start=\"1111\" data-end=\"1135\"><\/h3>\n<\/div>\n<h3 class=\"heading-3 ace-line old-record-id-FvAyddK2ooxQ9WxAjn3ltrOpg4g\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-6092 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Tokenization-vs-Virtual-Cards-Whats-the-Difference3-1024x768.png\" alt=\"\" width=\"1024\" height=\"768\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Tokenization-vs-Virtual-Cards-Whats-the-Difference3-1024x768.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Tokenization-vs-Virtual-Cards-Whats-the-Difference3-300x225.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Tokenization-vs-Virtual-Cards-Whats-the-Difference3-768x576.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Tokenization-vs-Virtual-Cards-Whats-the-Difference3-400x300.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Tokenization-vs-Virtual-Cards-Whats-the-Difference3-800x600.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Tokenization-vs-Virtual-Cards-Whats-the-Difference3-832x624.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Tokenization-vs-Virtual-Cards-Whats-the-Difference3-1248x936.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Tokenization-vs-Virtual-Cards-Whats-the-Difference3.png 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/h3>\n<h3 data-start=\"1111\" data-end=\"1135\">O que \u00e9 tokeniza\u00e7\u00e3o?<\/h3>\n<p data-start=\"1137\" data-end=\"1271\">A tokeniza\u00e7\u00e3o substitui dados sens\u00edveis da sua conta ou cart\u00e3o \u2014 como o n\u00famero de 16 d\u00edgitos \u2014 por um <strong data-start=\"1239\" data-end=\"1248\">token<\/strong> seguro e irrevers\u00edvel.<\/p>\n<p data-start=\"1273\" data-end=\"1419\">Esse token funciona como um \"substituto\" durante a transa\u00e7\u00e3o, garantindo que o n\u00famero real do cart\u00e3o n\u00e3o seja exposto ao processador de pagamento.<\/p>\n<p data-start=\"1421\" data-end=\"1507\"><strong data-start=\"1421\" data-end=\"1460\">Exemplo com Apple Pay ou Google Pay<\/strong><br data-start=\"1460\" data-end=\"1463\" \/>Quando voc\u00ea adiciona um cart\u00e3o no Apple Pay:<\/p>\n<ul data-start=\"1509\" data-end=\"1754\">\n<li data-start=\"1509\" data-end=\"1545\">\n<p data-start=\"1511\" data-end=\"1545\">Seu n\u00famero real n\u00e3o \u00e9 armazenado<\/p>\n<\/li>\n<li data-start=\"1546\" data-end=\"1628\">\n<p data-start=\"1548\" data-end=\"1628\">Um token exclusivo (<em data-start=\"1568\" data-end=\"1591\">Device Account Number<\/em>) \u00e9 emitido pela bandeira do cart\u00e3o<\/p>\n<\/li>\n<li data-start=\"1629\" data-end=\"1685\">\n<p data-start=\"1631\" data-end=\"1685\">Esse token \u00e9 armazenado no dispositivo com seguran\u00e7a<\/p>\n<\/li>\n<li data-start=\"1686\" data-end=\"1754\">\n<p data-start=\"1688\" data-end=\"1754\">Cada transa\u00e7\u00e3o usa um <strong data-start=\"1710\" data-end=\"1731\">criptograma \u00fanico<\/strong>, refor\u00e7ando a prote\u00e7\u00e3o<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1756\" data-end=\"1864\">Mesmo que ocorra uma intercepta\u00e7\u00e3o de dados, o que ser\u00e1 capturado \u00e9 apenas o token \u2014 e n\u00e3o seus dados reais.<\/p>\n<h3 data-start=\"686\" data-end=\"705\"><a href=\"https:\/\/buvei.com\/\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4750 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png\" alt=\"\" width=\"1024\" height=\"307\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-832x249.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1248x374.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2.png 1442w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/h3>\n<h3 data-start=\"1866\" data-end=\"1912\">Tokeniza\u00e7\u00e3o n\u00e3o \u00e9 o mesmo que criptografia<\/h3>\n<p data-start=\"1914\" data-end=\"1992\">Muitos confundem tokeniza\u00e7\u00e3o com criptografia, mas h\u00e1 diferen\u00e7as fundamentais:<\/p>\n<div class=\"_tableContainer_16hzy_1\">\n<div class=\"_tableWrapper_16hzy_14 group flex w-fit flex-col-reverse\" tabindex=\"-1\">\n<table class=\"w-fit min-w-(--thread-content-width)\" data-start=\"1994\" data-end=\"2667\">\n<thead data-start=\"1994\" data-end=\"2104\">\n<tr data-start=\"1994\" data-end=\"2104\">\n<th data-start=\"1994\" data-end=\"2020\" data-col-size=\"sm\">Recurso<\/th>\n<th data-start=\"2020\" data-end=\"2063\" data-col-size=\"md\">Tokeniza\u00e7\u00e3o<\/th>\n<th data-start=\"2063\" data-end=\"2104\" data-col-size=\"sm\">Criptografia<\/th>\n<\/tr>\n<\/thead>\n<tbody data-start=\"2217\" data-end=\"2667\">\n<tr data-start=\"2217\" data-end=\"2329\">\n<td data-start=\"2217\" data-end=\"2242\" data-col-size=\"sm\">Finalidade<\/td>\n<td data-start=\"2242\" data-end=\"2285\" data-col-size=\"md\">Substituir dados por um token seguro<\/td>\n<td data-start=\"2285\" data-end=\"2329\" data-col-size=\"sm\">Codificar dados para torn\u00e1-los ileg\u00edveis<\/td>\n<\/tr>\n<tr data-start=\"2330\" data-end=\"2443\">\n<td data-start=\"2330\" data-end=\"2355\" data-col-size=\"sm\">Revers\u00edvel?<\/td>\n<td data-start=\"2355\" data-end=\"2401\" data-col-size=\"md\">N\u00e3o (somente com acesso ao cofre de tokens)<\/td>\n<td data-col-size=\"sm\" data-start=\"2401\" data-end=\"2443\">Sim (com chave de descriptografia)<\/td>\n<\/tr>\n<tr data-start=\"2444\" data-end=\"2555\">\n<td data-start=\"2444\" data-end=\"2469\" data-col-size=\"sm\">Armazenamento<\/td>\n<td data-start=\"2469\" data-end=\"2513\" data-col-size=\"md\">Requer cofre seguro (token vault)<\/td>\n<td data-start=\"2513\" data-end=\"2555\" data-col-size=\"sm\">Requer gest\u00e3o de chaves<\/td>\n<\/tr>\n<tr data-start=\"2556\" data-end=\"2667\">\n<td data-start=\"2556\" data-end=\"2581\" data-col-size=\"sm\">Casos comuns de uso<\/td>\n<td data-start=\"2581\" data-end=\"2625\" data-col-size=\"md\">Substitui\u00e7\u00e3o de dados de cart\u00e3o<\/td>\n<td data-start=\"2625\" data-end=\"2667\" data-col-size=\"sm\">Prote\u00e7\u00e3o de dados em geral<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<div class=\"_tableContainer_16hzy_1\"><\/div>\n<h3><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-6091 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Tokenization-vs-Virtual-Cards-Whats-the-Difference1-1024x768.png\" alt=\"\" width=\"1024\" height=\"768\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Tokenization-vs-Virtual-Cards-Whats-the-Difference1-1024x768.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Tokenization-vs-Virtual-Cards-Whats-the-Difference1-300x225.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Tokenization-vs-Virtual-Cards-Whats-the-Difference1-768x576.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Tokenization-vs-Virtual-Cards-Whats-the-Difference1-400x300.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Tokenization-vs-Virtual-Cards-Whats-the-Difference1-800x600.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Tokenization-vs-Virtual-Cards-Whats-the-Difference1-832x624.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Tokenization-vs-Virtual-Cards-Whats-the-Difference1-1248x936.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Tokenization-vs-Virtual-Cards-Whats-the-Difference1.png 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/h3>\n<h3 data-start=\"2669\" data-end=\"2699\">O que \u00e9 um cart\u00e3o virtual?<\/h3>\n<p data-start=\"2701\" data-end=\"2941\">O <a href=\"https:\/\/buvei.com\/blog\/buvei-virtual-card-payment-guide\/\"><strong data-start=\"2703\" data-end=\"2721\">cart\u00e3o virtual<\/strong> <\/a>\u00e9 uma vers\u00e3o digital de um cart\u00e3o f\u00edsico, emitido por bancos ou plataformas como a <a class=\"\" href=\"https:\/\/www.buvei.com\" target=\"_new\" rel=\"noopener\" data-start=\"2805\" data-end=\"2835\">Buvei<\/a>. Ele possui numera\u00e7\u00e3o pr\u00f3pria e configura\u00e7\u00f5es flex\u00edveis, mesmo sendo vinculado a uma fonte de saldo real.<\/p>\n<p data-start=\"2943\" data-end=\"2968\"><strong data-start=\"2943\" data-end=\"2968\">Vantagens principais:<\/strong><\/p>\n<ul data-start=\"2970\" data-end=\"3162\">\n<li data-start=\"2970\" data-end=\"3009\">\n<p data-start=\"2972\" data-end=\"3009\">Pode ser de uso \u00fanico ou recorrente<\/p>\n<\/li>\n<li data-start=\"3010\" data-end=\"3088\">\n<p data-start=\"3012\" data-end=\"3088\">Permite configurar limites de gastos, categorias de uso e data de validade<\/p>\n<\/li>\n<li data-start=\"3089\" data-end=\"3162\">\n<p data-start=\"3091\" data-end=\"3162\">Ideal para compras online em ambientes de risco ou sites internacionais<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"3164\" data-end=\"3188\"><strong data-start=\"3164\" data-end=\"3188\">Casos de uso comuns:<\/strong><\/p>\n<ul data-start=\"3190\" data-end=\"3317\">\n<li data-start=\"3190\" data-end=\"3210\">\n<p data-start=\"3192\" data-end=\"3210\">Assinaturas<a href=\"https:\/\/buvei.com\/blog\/virtual-cards-for-subscription-management\/\"> SaaS<\/a><\/p>\n<\/li>\n<li data-start=\"3211\" data-end=\"3246\">\n<p data-start=\"3213\" data-end=\"3246\">Pagamentos de an\u00fancios digitais<\/p>\n<\/li>\n<li data-start=\"3247\" data-end=\"3273\">\n<p data-start=\"3249\" data-end=\"3273\">Compras internacionais<\/p>\n<\/li>\n<li data-start=\"3274\" data-end=\"3317\">\n<p data-start=\"3276\" data-end=\"3317\">Despesas de equipe e viagens corporativas<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"3319\" data-end=\"3408\">Apesar de ambos aumentarem a seguran\u00e7a, <strong data-start=\"3359\" data-end=\"3407\">cart\u00e3o virtual e token n\u00e3o s\u00e3o a mesma coisa<\/strong>.<\/p>\n<h3><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-6089 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Tokenization-vs-Virtual-Cards-Whats-the-Difference2-1024x768.png\" alt=\"\" width=\"1024\" height=\"768\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Tokenization-vs-Virtual-Cards-Whats-the-Difference2-1024x768.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Tokenization-vs-Virtual-Cards-Whats-the-Difference2-300x225.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Tokenization-vs-Virtual-Cards-Whats-the-Difference2-768x576.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Tokenization-vs-Virtual-Cards-Whats-the-Difference2-400x300.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Tokenization-vs-Virtual-Cards-Whats-the-Difference2-800x600.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Tokenization-vs-Virtual-Cards-Whats-the-Difference2-832x624.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Tokenization-vs-Virtual-Cards-Whats-the-Difference2-1248x936.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/Tokenization-vs-Virtual-Cards-Whats-the-Difference2.png 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/h3>\n<h3 data-start=\"3410\" data-end=\"3461\">Comparando: cart\u00e3o tokenizado vs cart\u00e3o virtual<\/h3>\n<div class=\"_tableContainer_16hzy_1\">\n<div class=\"_tableWrapper_16hzy_14 group flex w-fit flex-col-reverse\" tabindex=\"-1\">\n<table class=\"w-fit min-w-(--thread-content-width)\" data-start=\"3463\" data-end=\"4387\">\n<thead data-start=\"3463\" data-end=\"3576\">\n<tr data-start=\"3463\" data-end=\"3576\">\n<th data-start=\"3463\" data-end=\"3497\" data-col-size=\"sm\">Recurso<\/th>\n<th data-start=\"3497\" data-end=\"3533\" data-col-size=\"sm\">Cart\u00e3o tokenizado (Apple Pay)<\/th>\n<th data-start=\"3533\" data-end=\"3576\" data-col-size=\"sm\">Cart\u00e3o virtual (Buvei)<\/th>\n<\/tr>\n<\/thead>\n<tbody data-start=\"3693\" data-end=\"4387\">\n<tr data-start=\"3693\" data-end=\"3808\">\n<td data-start=\"3693\" data-end=\"3728\" data-col-size=\"sm\">Vinculado a cart\u00e3o f\u00edsico?<\/td>\n<td data-col-size=\"sm\" data-start=\"3728\" data-end=\"3764\">Sim<\/td>\n<td data-col-size=\"sm\" data-start=\"3764\" data-end=\"3808\">N\u00e3o obrigatoriamente<\/td>\n<\/tr>\n<tr data-start=\"3809\" data-end=\"3924\">\n<td data-start=\"3809\" data-end=\"3844\" data-col-size=\"sm\">N\u00famero alter\u00e1vel?<\/td>\n<td data-col-size=\"sm\" data-start=\"3844\" data-end=\"3880\">N\u00e3o (token fixo)<\/td>\n<td data-col-size=\"sm\" data-start=\"3880\" data-end=\"3924\">Sim (Buvei oferece PAN din\u00e2mico)<\/td>\n<\/tr>\n<tr data-start=\"3925\" data-end=\"4040\">\n<td data-start=\"3925\" data-end=\"3960\" data-col-size=\"sm\">Armazenamento no dispositivo?<\/td>\n<td data-col-size=\"sm\" data-start=\"3960\" data-end=\"3996\">Sim<\/td>\n<td data-col-size=\"sm\" data-start=\"3996\" data-end=\"4040\">N\u00e3o. Acesso via nuvem (cloud)<\/td>\n<\/tr>\n<tr data-start=\"4041\" data-end=\"4155\">\n<td data-start=\"4041\" data-end=\"4076\" data-col-size=\"sm\">Forma de cria\u00e7\u00e3o?<\/td>\n<td data-col-size=\"sm\" data-start=\"4076\" data-end=\"4111\">Sistema\/app cria automaticamente<\/td>\n<td data-col-size=\"sm\" data-start=\"4111\" data-end=\"4155\">Usu\u00e1rio gera via painel ou API<\/td>\n<\/tr>\n<tr data-start=\"4156\" data-end=\"4271\">\n<td data-start=\"4156\" data-end=\"4191\" data-col-size=\"sm\">Restri\u00e7\u00f5es de uso?<\/td>\n<td data-col-size=\"sm\" data-start=\"4191\" data-end=\"4227\">Limitado ao dispositivo<\/td>\n<td data-col-size=\"sm\" data-start=\"4227\" data-end=\"4271\">Altamente configur\u00e1vel<\/td>\n<\/tr>\n<tr data-start=\"4272\" data-end=\"4387\">\n<td data-start=\"4272\" data-end=\"4307\" data-col-size=\"sm\">Controle do ciclo de vida?<\/td>\n<td data-col-size=\"sm\" data-start=\"4307\" data-end=\"4343\">Limitado<\/td>\n<td data-col-size=\"sm\" data-start=\"4343\" data-end=\"4387\">Totalmente personaliz\u00e1vel<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div class=\"sticky end-(--thread-content-margin) h-0 self-end select-none\">\n<div class=\"absolute end-0 flex items-end\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<p data-start=\"4389\" data-end=\"4539\">Em resumo: o cart\u00e3o tokenizado protege seu cart\u00e3o f\u00edsico. J\u00e1 o cart\u00e3o virtual da Buvei <strong data-start=\"4476\" data-end=\"4538\">permite criar um novo cart\u00e3o sob medida para cada contexto<\/strong>.<\/p>\n<h3 data-start=\"4541\" data-end=\"4588\">Por que empresas preferem cart\u00f5es virtuais?<\/h3>\n<p data-start=\"4590\" data-end=\"4740\">Se voc\u00ea gerencia m\u00faltiplos fornecedores, contas de an\u00fancios ou ferramentas SaaS, a tokeniza\u00e7\u00e3o sozinha <strong data-start=\"4693\" data-end=\"4739\">n\u00e3o oferece o n\u00edvel de controle necess\u00e1rio<\/strong>.<\/p>\n<p data-start=\"4742\" data-end=\"4791\"><strong data-start=\"4742\" data-end=\"4791\">Limita\u00e7\u00f5es da tokeniza\u00e7\u00e3o em uso corporativo:<\/strong><\/p>\n<ul data-start=\"4793\" data-end=\"4953\">\n<li data-start=\"4793\" data-end=\"4830\">\n<p data-start=\"4795\" data-end=\"4830\">N\u00e3o permite controle de or\u00e7amento<\/p>\n<\/li>\n<li data-start=\"4831\" data-end=\"4896\">\n<p data-start=\"4833\" data-end=\"4896\">N\u00e3o possibilita limitar uso por per\u00edodo, equipe ou fornecedor<\/p>\n<\/li>\n<li data-start=\"4897\" data-end=\"4953\">\n<p data-start=\"4899\" data-end=\"4953\">Falta de rastreabilidade para concilia\u00e7\u00e3o e relat\u00f3rios<\/p>\n<\/li>\n<\/ul>\n<div><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-6012 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/BRICS-Advances-Cross-Border-Payment-Plan-to-Ditch-Dollar3-1024x579.png\" alt=\"\" width=\"1024\" height=\"579\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/BRICS-Advances-Cross-Border-Payment-Plan-to-Ditch-Dollar3-1024x579.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/BRICS-Advances-Cross-Border-Payment-Plan-to-Ditch-Dollar3-300x170.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/BRICS-Advances-Cross-Border-Payment-Plan-to-Ditch-Dollar3-768x434.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/BRICS-Advances-Cross-Border-Payment-Plan-to-Ditch-Dollar3-400x226.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/BRICS-Advances-Cross-Border-Payment-Plan-to-Ditch-Dollar3-800x452.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/BRICS-Advances-Cross-Border-Payment-Plan-to-Ditch-Dollar3-832x470.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/BRICS-Advances-Cross-Border-Payment-Plan-to-Ditch-Dollar3-1248x705.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/BRICS-Advances-Cross-Border-Payment-Plan-to-Ditch-Dollar3.png 1472w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/div>\n<div><\/div>\n<div class=\"ace-line ace-line old-record-id-SFGsduj73ovVrMxVCqClU3JCgdd\">\n<h3 data-start=\"4955\" data-end=\"4985\">Como a Buvei resolve isso?<\/h3>\n<p data-start=\"4987\" data-end=\"5080\">A <a class=\"\" href=\"https:\/\/www.buvei.com\" target=\"_new\" rel=\"noopener\" data-start=\"4989\" data-end=\"5030\">plataforma Buvei<\/a> oferece recursos avan\u00e7ados de emiss\u00e3o e controle:<\/p>\n<ul data-start=\"5082\" data-end=\"5296\">\n<li data-start=\"5082\" data-end=\"5137\">\n<p data-start=\"5084\" data-end=\"5137\">Crie cart\u00f5es conforme projeto, equipe ou fornecedor<\/p>\n<\/li>\n<li data-start=\"5138\" data-end=\"5194\">\n<p data-start=\"5140\" data-end=\"5194\">Defina limites por categoria de comerciante ou valor<\/p>\n<\/li>\n<li data-start=\"5195\" data-end=\"5248\">\n<p data-start=\"5197\" data-end=\"5248\">Monitore gastos via relat\u00f3rios com integra\u00e7\u00e3o API<\/p>\n<\/li>\n<li data-start=\"5249\" data-end=\"5296\">\n<p data-start=\"5251\" data-end=\"5296\">Bloqueie automaticamente tentativas suspeitas<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"5298\" data-end=\"5347\">Tokeniza\u00e7\u00e3o protege. Cart\u00e3o virtual controla.<\/h3>\n<p data-start=\"5349\" data-end=\"5471\">Tanto a <strong data-start=\"5357\" data-end=\"5372\">tokeniza\u00e7\u00e3o<\/strong> quanto os <strong data-start=\"5383\" data-end=\"5403\">cart\u00f5es virtuais<\/strong> refor\u00e7am a seguran\u00e7a de pagamentos \u2014 mas com finalidades distintas:<\/p>\n<ul data-start=\"5473\" data-end=\"5603\">\n<li data-start=\"5473\" data-end=\"5524\">\n<p data-start=\"5475\" data-end=\"5524\">Tokeniza\u00e7\u00e3o = protege <strong data-start=\"5497\" data-end=\"5505\">como<\/strong> o cart\u00e3o \u00e9 usado<\/p>\n<\/li>\n<li data-start=\"5525\" data-end=\"5603\">\n<p data-start=\"5527\" data-end=\"5603\">Cart\u00e3o virtual = permite definir <strong data-start=\"5560\" data-end=\"5568\">qual<\/strong> cart\u00e3o usar, <strong data-start=\"5582\" data-end=\"5592\">quando<\/strong> e <strong data-start=\"5595\" data-end=\"5603\">como<\/strong><\/p>\n<\/li>\n<\/ul>\n<p data-start=\"5605\" data-end=\"5722\">Com a <strong data-start=\"5611\" data-end=\"5620\">Buvei<\/strong>, voc\u00ea combina os dois:<br data-start=\"5643\" data-end=\"5646\" \/><strong data-start=\"5646\" data-end=\"5721\">emiss\u00e3o segura e flex\u00edvel de cart\u00f5es com controle total do ciclo de uso<\/strong>.<\/p>\n<p data-start=\"5724\" data-end=\"5836\">\ud83d\udccc Acesse <a class=\"\" href=\"https:\/\/www.buvei.com\" target=\"_new\" rel=\"noopener\" data-start=\"5734\" data-end=\"5766\">a Buvei<\/a> e conhe\u00e7a nossas solu\u00e7\u00f5es de cart\u00f5es virtuais para neg\u00f3cios digitais.<\/p>\n<h3 data-start=\"4576\" data-end=\"4614\"><a style=\"font-size: 16px;\" href=\"https:\/\/buvei.com\/\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4750 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png\" alt=\"\" width=\"1024\" height=\"307\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-832x249.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1248x374.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2.png 1442w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/h3>\n<\/div>\n","protected":false},"excerpt":{"rendered":"No din\u00e2mico cen\u00e1rio de pagamentos digitais de hoje, seguran\u00e7a e privacidade s\u00e3o t\u00e3o essenciais quanto conveni\u00eancia e rapidez.&hellip;","protected":false},"author":2,"featured_media":6097,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":""},"categories":[430],"tags":[126,880,3205,1499,1615],"class_list":{"0":"post-6096","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-affiliate-pt","8":"tag-buvei-pt","9":"tag-fintech-pt","10":"tag-paymentsecurity-pt","11":"tag-tokenization-pt","12":"tag-virtualcards-pt","13":"cs-entry"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/6096","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/comments?post=6096"}],"version-history":[{"count":0,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/6096\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media\/6097"}],"wp:attachment":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media?parent=6096"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/categories?post=6096"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/tags?post=6096"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}