{"id":6016,"date":"2025-07-07T12:01:26","date_gmt":"2025-07-07T12:01:26","guid":{"rendered":"https:\/\/buvei.com\/blog\/?p=6016"},"modified":"2025-07-07T12:01:26","modified_gmt":"2025-07-07T12:01:26","slug":"brics-cross-border-payment-initiative-2025-3","status":"publish","type":"post","link":"https:\/\/buvei.com\/blog\/pt\/brics-cross-border-payment-initiative-2025-3\/","title":{"rendered":"BRICS avan\u00e7a sistema pr\u00f3prio de pagamentos globais"},"content":{"rendered":"<div data-page-id=\"Q7Kwd2n4soXNWKxFfFblsrfZgmh\" data-lark-html-role=\"root\" data-docx-has-block-data=\"true\">\n<div class=\"ace-line ace-line old-record-id-K6KMd01nto5v6LxG7YglQapogIf\">\n<p data-start=\"464\" data-end=\"754\">Com o aumento das tens\u00f5es geopol\u00edticas e a crescente fragmenta\u00e7\u00e3o da infraestrutura financeira global, os pa\u00edses do BRICS \u2014 Brasil, R\u00fassia, \u00cdndia, China e \u00c1frica do Sul \u2014 est\u00e3o dando passos concretos na constru\u00e7\u00e3o de um <strong data-start=\"684\" data-end=\"751\">sistema independente de pagamentos e liquida\u00e7\u00f5es internacionais<\/strong>.<\/p>\n<p data-start=\"756\" data-end=\"1030\">Em 7 de julho, durante o encontro de pa\u00edses parceiros do BRICS no Rio de Janeiro, o Ministro das Rela\u00e7\u00f5es Exteriores da R\u00fassia, Sergey Lavrov, confirmou que os membros est\u00e3o unindo esfor\u00e7os para reduzir a depend\u00eancia do d\u00f3lar americano e das redes dominadas pelo Ocidente.<\/p>\n<blockquote data-start=\"1032\" data-end=\"1277\">\n<p data-start=\"1034\" data-end=\"1277\">\u201cEstamos desenvolvendo uma infraestrutura de compensa\u00e7\u00e3o e cust\u00f3dia independente, com uma nova plataforma de liquida\u00e7\u00e3o,\u201d afirmou Lavrov. \u201cTamb\u00e9m estamos modernizando o Acordo de Reserva de Conting\u00eancia com instrumentos alternativos ao d\u00f3lar.\u201d<\/p>\n<\/blockquote>\n<\/div>\n<h2><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-6011 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/BRICS-Advances-Cross-Border-Payment-Plan-to-Ditch-Dollar2-1024x579.png\" alt=\"\" width=\"1024\" height=\"579\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/BRICS-Advances-Cross-Border-Payment-Plan-to-Ditch-Dollar2-1024x579.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/BRICS-Advances-Cross-Border-Payment-Plan-to-Ditch-Dollar2-300x170.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/BRICS-Advances-Cross-Border-Payment-Plan-to-Ditch-Dollar2-768x434.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/BRICS-Advances-Cross-Border-Payment-Plan-to-Ditch-Dollar2-400x226.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/BRICS-Advances-Cross-Border-Payment-Plan-to-Ditch-Dollar2-800x452.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/BRICS-Advances-Cross-Border-Payment-Plan-to-Ditch-Dollar2-832x470.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/BRICS-Advances-Cross-Border-Payment-Plan-to-Ditch-Dollar2-1248x705.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/BRICS-Advances-Cross-Border-Payment-Plan-to-Ditch-Dollar2.png 1472w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/h2>\n<h3 data-start=\"1279\" data-end=\"1346\">\ud83d\udd04 De um sistema dolarizado a uma rede de pagamentos multipolar<\/h3>\n<p data-start=\"1348\" data-end=\"1549\">A iniciativa \u00e9 fruto das resolu\u00e7\u00f5es do <strong data-start=\"1387\" data-end=\"1446\">Encontro de C\u00fapula do BRICS realizado em Kazan, em 2024<\/strong>, e representa uma virada estrat\u00e9gica para os mercados emergentes. Entre os principais avan\u00e7os est\u00e3o:<\/p>\n<ul data-start=\"1551\" data-end=\"1911\">\n<li data-start=\"1551\" data-end=\"1637\">\n<p data-start=\"1553\" data-end=\"1637\"><strong data-start=\"1553\" data-end=\"1568\">BRICS Clear<\/strong>: plataforma de liquida\u00e7\u00e3o pr\u00f3pria para transa\u00e7\u00f5es em moedas locais<\/p>\n<\/li>\n<li data-start=\"1638\" data-end=\"1729\">\n<p data-start=\"1640\" data-end=\"1729\"><strong data-start=\"1640\" data-end=\"1693\">Sistema unificado de pagamentos transfronteiri\u00e7os<\/strong>, reduzindo a depend\u00eancia do SWIFT<\/p>\n<\/li>\n<li data-start=\"1730\" data-end=\"1806\">\n<p data-start=\"1732\" data-end=\"1806\"><strong data-start=\"1732\" data-end=\"1769\">Mecanismos regionais de resseguro<\/strong>, para maior resili\u00eancia financeira<\/p>\n<\/li>\n<li data-start=\"1807\" data-end=\"1911\">\n<p data-start=\"1809\" data-end=\"1911\"><strong data-start=\"1809\" data-end=\"1862\">Moderniza\u00e7\u00e3o do Acordo de Reserva de Conting\u00eancia<\/strong>, com inclus\u00e3o de moedas n\u00e3o atreladas ao d\u00f3lar<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1913\" data-end=\"2068\">Para empresas de tecnologia de pagamentos e fintechs, essas transforma\u00e7\u00f5es exigem <strong data-start=\"1995\" data-end=\"2067\">novos modelos de gest\u00e3o cambial, liquidez e conformidade regulat\u00f3ria<\/strong>.<\/p>\n<h3 data-start=\"686\" data-end=\"705\"><a href=\"https:\/\/buvei.com\/\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4750 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png\" alt=\"\" width=\"1024\" height=\"307\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-832x249.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1248x374.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2.png 1442w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/h3>\n<h3 data-start=\"2070\" data-end=\"2113\">\ud83d\udcca O peso econ\u00f4mico por tr\u00e1s da mudan\u00e7a<\/h3>\n<p data-start=\"2115\" data-end=\"2172\">Lavrov destacou a crescente relev\u00e2ncia global do BRICS:<\/p>\n<ul data-start=\"2174\" data-end=\"2470\">\n<li data-start=\"2174\" data-end=\"2282\">\n<p data-start=\"2176\" data-end=\"2282\">Os pa\u00edses do BRICS representam <strong data-start=\"2207\" data-end=\"2280\">mais de 40% do PIB mundial (ajustado por paridade de poder de compra)<\/strong><\/p>\n<\/li>\n<li data-start=\"2283\" data-end=\"2370\">\n<p data-start=\"2285\" data-end=\"2370\">Com os pa\u00edses parceiros, esse n\u00famero chega a 45%, equivalente a <strong data-start=\"2349\" data-end=\"2368\">US$ 93 trilh\u00f5es<\/strong><\/p>\n<\/li>\n<li data-start=\"2371\" data-end=\"2470\">\n<p data-start=\"2373\" data-end=\"2470\">O grupo responde por <strong data-start=\"2394\" data-end=\"2429\">mais de 20% do com\u00e9rcio mundial<\/strong> e quase <strong data-start=\"2438\" data-end=\"2468\">metade da popula\u00e7\u00e3o global<\/strong><\/p>\n<\/li>\n<\/ul>\n<p data-start=\"2472\" data-end=\"2659\">Esse peso econ\u00f4mico d\u00e1 aos BRICS a capacidade real de <strong data-start=\"2526\" data-end=\"2569\">influenciar o sistema financeiro global<\/strong> e acelerar o uso de moedas locais no com\u00e9rcio internacional, especialmente no Sul Global.<\/p>\n<h3 data-start=\"2996\" data-end=\"3046\"><\/h3>\n<h2><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-6009 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/BRICS-Advances-Cross-Border-Payment-Plan-to-Ditch-Dollar-1024x768.png\" alt=\"\" width=\"1024\" height=\"768\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/BRICS-Advances-Cross-Border-Payment-Plan-to-Ditch-Dollar-1024x768.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/BRICS-Advances-Cross-Border-Payment-Plan-to-Ditch-Dollar-300x225.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/BRICS-Advances-Cross-Border-Payment-Plan-to-Ditch-Dollar-768x576.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/BRICS-Advances-Cross-Border-Payment-Plan-to-Ditch-Dollar-400x300.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/BRICS-Advances-Cross-Border-Payment-Plan-to-Ditch-Dollar-800x600.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/BRICS-Advances-Cross-Border-Payment-Plan-to-Ditch-Dollar-832x624.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/BRICS-Advances-Cross-Border-Payment-Plan-to-Ditch-Dollar-1248x936.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/BRICS-Advances-Cross-Border-Payment-Plan-to-Ditch-Dollar.png 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/h2>\n<h3 data-start=\"2661\" data-end=\"2715\">\ud83e\udded O que isso significa para o setor de pagamentos<\/h3>\n<p data-start=\"2717\" data-end=\"2933\">Para provedores de pagamento internacionais, redes de cart\u00f5es e emissores de cart\u00f5es virtuais como <a class=\"\" href=\"https:\/\/www.buvei.com\" target=\"_new\" rel=\"noopener\" data-start=\"2816\" data-end=\"2850\"><strong data-start=\"2817\" data-end=\"2826\">Buvei<\/strong><\/a>, o avan\u00e7o dos BRICS representa <strong data-start=\"2882\" data-end=\"2930\">desafios t\u00e9cnicos e oportunidades comerciais<\/strong>:<\/p>\n<ul data-start=\"2935\" data-end=\"3294\">\n<li data-start=\"2935\" data-end=\"3060\">\n<p data-start=\"2937\" data-end=\"3060\"><strong data-start=\"2937\" data-end=\"2983\">Suporte a moedas locais se torna essencial<\/strong>: empresas devem adaptar suas plataformas para integra\u00e7\u00e3o com padr\u00f5es BRICS<\/p>\n<\/li>\n<li data-start=\"3061\" data-end=\"3173\">\n<p data-start=\"3063\" data-end=\"3173\"><strong data-start=\"3063\" data-end=\"3108\">Regula\u00e7\u00e3o e compliance ser\u00e3o redesenhados<\/strong>: novas jurisdi\u00e7\u00f5es podem adotar estruturas pr\u00f3prias de <a href=\"https:\/\/buvei.com\/blog\/kyc-vs-kyb-identity-business-verification\/\">AML\/KYC<\/a><\/p>\n<\/li>\n<li data-start=\"3174\" data-end=\"3294\">\n<p data-start=\"3176\" data-end=\"3294\"><strong data-start=\"3176\" data-end=\"3211\">Interoperabilidade ser\u00e1 cr\u00edtica<\/strong>: sistemas devem operar tanto com a rede SWIFT quanto com as novas solu\u00e7\u00f5es BRICS<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"3296\" data-end=\"3544\">A Buvei j\u00e1 est\u00e1 se preparando para esse cen\u00e1rio. Com <strong data-start=\"3349\" data-end=\"3432\">suporte multi-moeda, integra\u00e7\u00e3o flex\u00edvel e ferramentas robustas de conformidade<\/strong>, a empresa est\u00e1 capacitando seus clientes globais para navegar com seguran\u00e7a neste novo ecossistema financeiro.<\/p>\n<h3 data-start=\"2996\" data-end=\"3046\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-6012 size-large\" style=\"font-size: 16px;\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/BRICS-Advances-Cross-Border-Payment-Plan-to-Ditch-Dollar3-1024x579.png\" alt=\"\" width=\"1024\" height=\"579\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/BRICS-Advances-Cross-Border-Payment-Plan-to-Ditch-Dollar3-1024x579.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/BRICS-Advances-Cross-Border-Payment-Plan-to-Ditch-Dollar3-300x170.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/BRICS-Advances-Cross-Border-Payment-Plan-to-Ditch-Dollar3-768x434.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/BRICS-Advances-Cross-Border-Payment-Plan-to-Ditch-Dollar3-400x226.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/BRICS-Advances-Cross-Border-Payment-Plan-to-Ditch-Dollar3-800x452.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/BRICS-Advances-Cross-Border-Payment-Plan-to-Ditch-Dollar3-832x470.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/BRICS-Advances-Cross-Border-Payment-Plan-to-Ditch-Dollar3-1248x705.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/BRICS-Advances-Cross-Border-Payment-Plan-to-Ditch-Dollar3.png 1472w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/h3>\n<\/div>\n<div data-page-id=\"Q7Kwd2n4soXNWKxFfFblsrfZgmh\" data-lark-html-role=\"root\" data-docx-has-block-data=\"true\">\n<h3 data-start=\"3546\" data-end=\"3610\">\ud83d\udd2e Pr\u00f3ximos passos: o que esperar da pr\u00f3xima c\u00fapula do BRICS<\/h3>\n<p data-start=\"3612\" data-end=\"3757\">A <strong data-start=\"3614\" data-end=\"3637\">17\u00aa C\u00fapula do BRICS<\/strong>, que ser\u00e1 realizada no Brasil ainda este ano, abordar\u00e1 uma agenda estrat\u00e9gica que vai al\u00e9m dos pagamentos, incluindo:<\/p>\n<ul data-start=\"3759\" data-end=\"3982\">\n<li data-start=\"3759\" data-end=\"3824\">\n<p data-start=\"3761\" data-end=\"3824\">Resili\u00eancia das cadeias de suprimento de sa\u00fade e medicamentos<\/p>\n<\/li>\n<li data-start=\"3825\" data-end=\"3883\">\n<p data-start=\"3827\" data-end=\"3883\">Digitaliza\u00e7\u00e3o do com\u00e9rcio e infraestrutura tecnol\u00f3gica<\/p>\n<\/li>\n<li data-start=\"3884\" data-end=\"3925\">\n<p data-start=\"3886\" data-end=\"3925\">Governan\u00e7a de IA e soberania de dados<\/p>\n<\/li>\n<li data-start=\"3926\" data-end=\"3982\">\n<p data-start=\"3928\" data-end=\"3982\">Financiamento clim\u00e1tico e investimentos sustent\u00e1veis<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"3984\" data-end=\"4193\">O recado \u00e9 claro: <strong data-start=\"4002\" data-end=\"4048\">o eixo dos pagamentos globais est\u00e1 mudando<\/strong>. Como ressaltou Lavrov, \u201co Sul Global e o Leste s\u00e3o os principais vetores do crescimento mundial. O BRICS est\u00e1 no centro dessa transforma\u00e7\u00e3o.\u201d<\/p>\n<p data-start=\"4195\" data-end=\"4429\">Para fintechs como a Buvei, isso representa uma <strong data-start=\"4243\" data-end=\"4291\">oportunidade hist\u00f3rica de liderar a inova\u00e7\u00e3o<\/strong> no novo cen\u00e1rio financeiro multipolar \u2014 oferecendo solu\u00e7\u00f5es digitais seguras e escal\u00e1veis para uma nova era de pagamentos internacionais.<\/p>\n<h3 data-start=\"3989\" data-end=\"4058\"><a style=\"font-size: 16px;\" href=\"https:\/\/buvei.com\/\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4750 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png\" alt=\"\" width=\"1024\" height=\"307\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-832x249.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1248x374.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2.png 1442w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/h3>\n<\/div>\n","protected":false},"excerpt":{"rendered":"Com o aumento das tens\u00f5es geopol\u00edticas e a crescente fragmenta\u00e7\u00e3o da infraestrutura financeira global, os pa\u00edses do BRICS&hellip;","protected":false},"author":2,"featured_media":6017,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":""},"categories":[336],"tags":[126,2619,340,625],"class_list":{"0":"post-6016","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-news-pt","8":"tag-buvei-pt","9":"tag-cross-border-pt","10":"tag-payments-pt","11":"tag-virtual-cards-pt","12":"cs-entry"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/6016","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/comments?post=6016"}],"version-history":[{"count":0,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/6016\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media\/6017"}],"wp:attachment":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media?parent=6016"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/categories?post=6016"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/tags?post=6016"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}