{"id":5937,"date":"2025-07-07T06:37:00","date_gmt":"2025-07-07T06:37:00","guid":{"rendered":"https:\/\/buvei.com\/blog\/?p=5937"},"modified":"2025-07-07T06:37:00","modified_gmt":"2025-07-07T06:37:00","slug":"mcc-code-virtual-card-fraud-control-6","status":"publish","type":"post","link":"https:\/\/buvei.com\/blog\/mcc-code-virtual-card-fraud-control-6\/","title":{"rendered":"Cos\u2019\u00e8 il codice MCC e perch\u00e9 \u00e8 cruciale per le carte virtuali aziendali"},"content":{"rendered":"<div class=\"ace-line ace-line old-record-id-Y0htdou3FoAHNIxNCT1lc0w5gcc\">\n<p data-start=\"331\" data-end=\"450\">Hai mai riscontrato errori di pagamento o il blocco di una carta virtuale durante l\u2019uso su piattaforme pubblicitarie, e-commerce o servizi in abbonamento?<br data-start=\"670\" data-end=\"673\" \/>Spesso la causa \u00e8 un dettaglio trascurato: il <strong data-start=\"719\" data-end=\"733\">codice MCC<\/strong> (Merchant Category Code).<\/p>\n<\/div>\n<div><a href=\"https:\/\/www.buvei.com\/\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4750 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png\" alt=\"\" width=\"1024\" height=\"307\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-832x249.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1248x374.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2.png 1442w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/div>\n<h3 data-start=\"761\" data-end=\"789\">Che cos\u2019\u00e8 un codice MCC?<\/h3>\n<p data-start=\"791\" data-end=\"950\">Il codice MCC \u00e8 un numero a quattro cifre assegnato dai circuiti di pagamento (Visa, Mastercard, ecc.) per identificare il settore merceologico dell\u2019esercente.<\/p>\n<p data-start=\"952\" data-end=\"978\">Ecco alcuni esempi comuni:<\/p>\n<ul data-start=\"979\" data-end=\"1122\">\n<li data-start=\"979\" data-end=\"1037\">\n<p data-start=\"981\" data-end=\"1037\">7311 \u2013 Servizi pubblicitari (<a href=\"https:\/\/buvei.com\/blog\/google-ads-virtual-card-risk-control\/\">Google Ads<\/a>, <a href=\"https:\/\/buvei.com\/blog\/add-payment-card-facebook-ads-2025\/\">Facebook Ads<\/a>)<\/p>\n<\/li>\n<li data-start=\"1038\" data-end=\"1081\">\n<p data-start=\"1040\" data-end=\"1081\">5815 \u2013 Abbonamenti a contenuti digitali<\/p>\n<\/li>\n<li data-start=\"1082\" data-end=\"1122\">\n<p data-start=\"1084\" data-end=\"1122\">5999 \u2013 Commercio al dettaglio generico<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1124\" data-end=\"1250\">Ogni transazione porta con s\u00e9 un MCC che indica all\u2019emittente della carta in quale categoria commerciale rientra il pagamento.<\/p>\n<div>\u00a0\u00a0<img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-5907 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-MCCWhy-It-Matters-for-Virtual-Card-Risk-Control2-1024x768.png\" alt=\"\" width=\"1024\" height=\"768\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-MCCWhy-It-Matters-for-Virtual-Card-Risk-Control2-1024x768.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-MCCWhy-It-Matters-for-Virtual-Card-Risk-Control2-300x225.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-MCCWhy-It-Matters-for-Virtual-Card-Risk-Control2-768x576.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-MCCWhy-It-Matters-for-Virtual-Card-Risk-Control2-400x300.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-MCCWhy-It-Matters-for-Virtual-Card-Risk-Control2-800x600.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-MCCWhy-It-Matters-for-Virtual-Card-Risk-Control2-832x624.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-MCCWhy-It-Matters-for-Virtual-Card-Risk-Control2-1248x936.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-MCCWhy-It-Matters-for-Virtual-Card-Risk-Control2.png 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/div>\n<h3 data-start=\"1252\" data-end=\"1318\">Perch\u00e9 l\u2019MCC \u00e8 fondamentale nel controllo delle carte virtuali<\/h3>\n<p data-start=\"1320\" data-end=\"1466\">Sebbene per le carte personali l\u2019MCC abbia un impatto minimo, nelle <strong data-start=\"1388\" data-end=\"1416\">carte virtuali aziendali<\/strong> gioca un ruolo chiave nella gestione del rischio.<\/p>\n<p data-start=\"1468\" data-end=\"1839\">Con <a class=\"cursor-pointer\" target=\"_new\" rel=\"noopener\" data-start=\"1472\" data-end=\"1501\">Buvei<\/a>, ad esempio, puoi configurare restrizioni basate su MCC per:<br \/>\n\u2705 Limitare gli acquisti a piattaforme approvate<br data-start=\"1610\" data-end=\"1613\" \/>\u2705 Bloccare addebiti indesiderati da siti e-commerce o abbonamenti ricorrenti<br data-start=\"1689\" data-end=\"1692\" \/>\u2705 Evitare spese non autorizzate da parte dei dipendenti<br data-start=\"1747\" data-end=\"1750\" \/>\u2705 Migliorare il profilo di rischio ed evitare il blocco delle carte da parte dei provider<\/p>\n<p data-start=\"1841\" data-end=\"1941\">Pensalo come un \u201cvisto aziendale digitale\u201d: la tua carta pu\u00f2 operare solo nei settori pre-approvati.<\/p>\n<h3 data-start=\"1943\" data-end=\"1991\">Cosa rende Buvei migliore nella gestione MCC<\/h3>\n<p data-start=\"1993\" data-end=\"2105\">Buvei ti consente di creare regole MCC personalizzate per ogni carta, offrendo massima flessibilit\u00e0 e controllo.<\/p>\n<p data-start=\"2107\" data-end=\"2372\">\ud83d\udd12 Restringi l\u2019uso a specifici MCC come pubblicit\u00e0 online (Google, Meta)<br data-start=\"2179\" data-end=\"2182\" \/>\ud83d\udecd Autorizza solo categorie coerenti come SaaS, VPN, media<br data-start=\"2240\" data-end=\"2243\" \/>\u274c Blocca i settori non rilevanti per la tua attivit\u00e0<br data-start=\"2295\" data-end=\"2298\" \/>\ud83d\udcca Visualizza spese in tempo reale per categoria grazie ai report avanzati<\/p>\n<p data-start=\"2374\" data-end=\"2498\">Questo livello di granularit\u00e0 \u00e8 particolarmente utile per team marketing, procurement o aziende <a href=\"https:\/\/buvei.com\/blog\/virtual-cards-for-subscription-management\/\">SaaS<\/a> con operazioni globali.<\/p>\n<h3 data-start=\"926\" data-end=\"997\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-5906 size-large\" style=\"font-size: 16px;\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-MCCWhy-It-Matters-for-Virtual-Card-Risk-Control1-1024x768.png\" alt=\"\" width=\"1024\" height=\"768\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-MCCWhy-It-Matters-for-Virtual-Card-Risk-Control1-1024x768.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-MCCWhy-It-Matters-for-Virtual-Card-Risk-Control1-300x225.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-MCCWhy-It-Matters-for-Virtual-Card-Risk-Control1-768x576.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-MCCWhy-It-Matters-for-Virtual-Card-Risk-Control1-400x300.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-MCCWhy-It-Matters-for-Virtual-Card-Risk-Control1-800x600.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-MCCWhy-It-Matters-for-Virtual-Card-Risk-Control1-832x624.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-MCCWhy-It-Matters-for-Virtual-Card-Risk-Control1-1248x936.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/07\/What-Is-MCCWhy-It-Matters-for-Virtual-Card-Risk-Control1.png 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/h3>\n<h3 data-start=\"2500\" data-end=\"2527\">Domande frequenti (FAQ)<\/h3>\n<p data-start=\"2529\" data-end=\"2712\"><strong data-start=\"2529\" data-end=\"2585\">D1: Come faccio a sapere quale MCC usa un fornitore?<\/strong><br data-start=\"2585\" data-end=\"2588\" \/>Di solito non \u00e8 visibile al cliente, ma Buvei permette di vedere gli MCC nei log delle transazioni o nei report esportabili.<\/p>\n<p data-start=\"2714\" data-end=\"2895\"><strong data-start=\"2714\" data-end=\"2778\">D2: Cosa succede se un fornitore usa un MCC non autorizzato?<\/strong><br data-start=\"2778\" data-end=\"2781\" \/>La transazione viene automaticamente rifiutata. Si consiglia di testare prima o confermare l\u2019MCC con il fornitore.<\/p>\n<p data-start=\"2897\" data-end=\"2956\"><strong data-start=\"2897\" data-end=\"2954\">D3: Quali MCC sono comuni per la pubblicit\u00e0 digitale?<\/strong><\/p>\n<div class=\"_tableContainer_16hzy_1\">\n<div class=\"_tableWrapper_16hzy_14 group flex w-fit flex-col-reverse\" tabindex=\"-1\">\n<table class=\"w-fit min-w-(--thread-content-width)\" style=\"height: 152px;\" width=\"474\" data-start=\"2957\" data-end=\"3249\">\n<thead data-start=\"2957\" data-end=\"3007\">\n<tr data-start=\"2957\" data-end=\"3007\">\n<th data-start=\"2957\" data-end=\"2977\" data-col-size=\"sm\">Piattaforma<\/th>\n<th data-start=\"2977\" data-end=\"3007\" data-col-size=\"sm\">MCC tipico<\/th>\n<\/tr>\n<\/thead>\n<tbody data-start=\"3059\" data-end=\"3249\">\n<tr data-start=\"3059\" data-end=\"3110\">\n<td data-start=\"3059\" data-end=\"3079\" data-col-size=\"sm\">Google Ads<\/td>\n<td data-start=\"3079\" data-end=\"3110\" data-col-size=\"sm\">7311 \u2013 Servizi pubblicitari<\/td>\n<\/tr>\n<tr data-start=\"3111\" data-end=\"3162\">\n<td data-start=\"3111\" data-end=\"3131\" data-col-size=\"sm\">Facebook Ads<\/td>\n<td data-start=\"3131\" data-end=\"3162\" data-col-size=\"sm\">7311 \u2013 Servizi pubblicitari<\/td>\n<\/tr>\n<tr data-start=\"3163\" data-end=\"3220\">\n<td data-start=\"3163\" data-end=\"3183\" data-col-size=\"sm\"><a href=\"https:\/\/buvei.com\/blog\/tiktok-ads-virtual-credit-card-guide\/\">TikTok Ads<\/a><\/td>\n<td data-start=\"3183\" data-end=\"3220\" data-col-size=\"sm\">7311 o 7399 (a seconda dell\u2019area)<\/td>\n<\/tr>\n<tr data-start=\"3221\" data-end=\"3249\">\n<td data-start=\"3221\" data-end=\"3241\" data-col-size=\"sm\">Microsoft Ads<\/td>\n<td data-start=\"3241\" data-end=\"3249\" data-col-size=\"sm\">7311<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<p data-start=\"3251\" data-end=\"3476\"><strong data-start=\"3251\" data-end=\"3321\">D4: Tutti i provider di carte virtuali supportano l\u2019MCC filtering?<\/strong><br data-start=\"3321\" data-end=\"3324\" \/>No. Molti provider tradizionali non permettono restrizioni basate su MCC. Buvei, invece, offre strumenti avanzati ideali per esigenze aziendali moderne.<\/p>\n<h3 data-start=\"3478\" data-end=\"3543\">MCC: lo strumento nascosto per controllare meglio i pagamenti<\/h3>\n<p data-start=\"3545\" data-end=\"3671\">Se gestisci pi\u00f9 account pubblicitari, budget per team o acquisti ricorrenti, l\u2019uso intelligente dei codici MCC pu\u00f2 aiutarti a:<\/p>\n<p data-start=\"3673\" data-end=\"3855\">\u2714\ufe0f Prevenire addebiti non autorizzati<br data-start=\"3710\" data-end=\"3713\" \/>\u2714\ufe0f Ridurre i rischi di chargeback<br data-start=\"3746\" data-end=\"3749\" \/>\u2714\ufe0f Evitare blocchi da parte delle piattaforme<br data-start=\"3794\" data-end=\"3797\" \/>\u2714\ufe0f Aumentare la trasparenza nella gestione spese aziendali<\/p>\n<p data-start=\"3857\" data-end=\"4046\">\ud83d\udca1 Vuoi un controllo pi\u00f9 sicuro sulle spese aziendali? Prova <a class=\"cursor-pointer\" target=\"_new\" rel=\"noopener\" data-start=\"3918\" data-end=\"3947\">Buvei<\/a> e scopri come i filtri MCC possono trasformare ogni pagamento in una decisione pi\u00f9 smart e sicura.<\/p>\n<h3 data-start=\"2468\" data-end=\"2502\"><a style=\"font-size: 16px;\" href=\"https:\/\/www.buvei.com\/\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4750 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png\" alt=\"\" width=\"1024\" height=\"307\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-832x249.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1248x374.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2.png 1442w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/h3>\n","protected":false},"excerpt":{"rendered":"Hai mai riscontrato errori di pagamento o il blocco di una carta virtuale durante l\u2019uso su piattaforme pubblicitarie,&hellip;","protected":false},"author":2,"featured_media":5905,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":""},"categories":[39],"tags":[134,3098,3100,358,170],"class_list":{"0":"post-5937","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-payment-basics-it","8":"tag-buvei-it","9":"tag-control-it","10":"tag-mcc-it","11":"tag-payments-it","12":"tag-virtual-card-it","13":"cs-entry"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/5937","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/comments?post=5937"}],"version-history":[{"count":0,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/5937\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media\/5905"}],"wp:attachment":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media?parent=5937"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/categories?post=5937"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/tags?post=5937"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}