{"id":4995,"date":"2025-06-25T15:23:35","date_gmt":"2025-06-25T15:23:35","guid":{"rendered":"https:\/\/buvei.com\/blog\/?p=4995"},"modified":"2025-06-25T15:24:09","modified_gmt":"2025-06-25T15:24:09","slug":"vishing-scam-protection-guide-3","status":"publish","type":"post","link":"https:\/\/buvei.com\/blog\/pt\/vishing-scam-protection-guide-3\/","title":{"rendered":"Fraudes por telefone: como o vishing amea\u00e7a seu dinheiro"},"content":{"rendered":"<p data-start=\"135\" data-end=\"422\">Em 2024, golpes telef\u00f4nicos causaram <strong data-start=\"172\" data-end=\"211\">mais de US$ 25 bilh\u00f5es em preju\u00edzos<\/strong> somente nos EUA. Um dos principais respons\u00e1veis \u00e9 o chamado <strong data-start=\"272\" data-end=\"283\">vishing<\/strong> (<em data-start=\"285\" data-end=\"301\">voice phishing<\/em>), que cresceu com o uso de <strong data-start=\"329\" data-end=\"374\">intelig\u00eancia artificial para clonar vozes<\/strong> e <strong data-start=\"377\" data-end=\"421\">identificadores de chamadas falsificados<\/strong>.<\/p>\n<p data-start=\"424\" data-end=\"613\">Na Buvei, ajudamos voc\u00ea a se proteger dessas fraudes com <strong data-start=\"481\" data-end=\"514\">cart\u00f5es virtuais inteligentes<\/strong>, que isolam seus dados banc\u00e1rios e reduzem os riscos \u2014 mesmo se voc\u00ea atender uma liga\u00e7\u00e3o perigosa.<\/p>\n<p data-start=\"424\" data-end=\"613\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4996 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Phone-Scams-Exposed-How-Vishing-Targets-Your-Wallet-3-1024x768.jpg\" alt=\"\" width=\"1024\" height=\"768\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Phone-Scams-Exposed-How-Vishing-Targets-Your-Wallet-3-1024x768.jpg 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Phone-Scams-Exposed-How-Vishing-Targets-Your-Wallet-3-300x225.jpg 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Phone-Scams-Exposed-How-Vishing-Targets-Your-Wallet-3-768x576.jpg 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Phone-Scams-Exposed-How-Vishing-Targets-Your-Wallet-3-400x300.jpg 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Phone-Scams-Exposed-How-Vishing-Targets-Your-Wallet-3-800x600.jpg 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Phone-Scams-Exposed-How-Vishing-Targets-Your-Wallet-3-832x624.jpg 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Phone-Scams-Exposed-How-Vishing-Targets-Your-Wallet-3-1248x936.jpg 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Phone-Scams-Exposed-How-Vishing-Targets-Your-Wallet-3.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<h3 data-start=\"615\" data-end=\"647\">O que \u00e9 um golpe de vishing?<\/h3>\n<p data-start=\"649\" data-end=\"987\">O <strong data-start=\"651\" data-end=\"662\">vishing<\/strong> \u00e9 uma t\u00e9cnica de fraude onde criminosos ligam se passando por bancos, \u00f3rg\u00e3os p\u00fablicos ou empresas de tecnologia. Eles usam <strong data-start=\"786\" data-end=\"827\">urg\u00eancia emocional e autoridade falsa<\/strong> para convencer voc\u00ea a informar <strong data-start=\"859\" data-end=\"914\">n\u00fameros de cart\u00e3o, senhas ou c\u00f3digos de verifica\u00e7\u00e3o<\/strong> \u2014 ou at\u00e9 a realizar transfer\u00eancias imediatas via cart\u00e3o pr\u00e9-pago ou PIX.<\/p>\n<p data-start=\"989\" data-end=\"1227\">Diferente do phishing (por e-mail) ou smishing (por SMS), o vishing <strong data-start=\"1057\" data-end=\"1103\">explora a confian\u00e7a da comunica\u00e7\u00e3o por voz<\/strong>. Com a IA, golpistas podem <strong data-start=\"1131\" data-end=\"1176\">imitar a voz de familiares ou autoridades<\/strong>, tornando a fraude ainda mais dif\u00edcil de detectar.<\/p>\n<h3 data-start=\"1229\" data-end=\"1267\">Golpes de vishing mais comuns hoje<\/h3>\n<ul data-start=\"1269\" data-end=\"1896\">\n<li data-start=\"1269\" data-end=\"1394\">\n<p data-start=\"1271\" data-end=\"1394\"><strong data-start=\"1271\" data-end=\"1304\">Falsas notifica\u00e7\u00f5es banc\u00e1rias<\/strong>: liga\u00e7\u00f5es dizendo que sua conta foi comprometida, pedindo verifica\u00e7\u00e3o imediata dos dados.<\/p>\n<\/li>\n<li data-start=\"1395\" data-end=\"1519\">\n<p data-start=\"1397\" data-end=\"1519\"><strong data-start=\"1397\" data-end=\"1425\">Cobran\u00e7as fiscais falsas<\/strong>: golpistas fingem ser da Receita Federal exigindo pagamento imediato de \u201cimpostos atrasados\u201d.<\/p>\n<\/li>\n<li data-start=\"1520\" data-end=\"1646\">\n<p data-start=\"1522\" data-end=\"1646\"><strong data-start=\"1522\" data-end=\"1547\">Suporte t\u00e9cnico falso<\/strong>: algu\u00e9m se passa por funcion\u00e1rio da Apple ou Microsoft dizendo que seu dispositivo est\u00e1 com v\u00edrus.<\/p>\n<\/li>\n<li data-start=\"1647\" data-end=\"1761\">\n<p data-start=\"1649\" data-end=\"1761\"><strong data-start=\"1649\" data-end=\"1684\">Suspens\u00e3o de benef\u00edcios sociais<\/strong>: amea\u00e7as de cancelamento do INSS ou SUS caso voc\u00ea n\u00e3o \"confirme\" seus dados.<\/p>\n<\/li>\n<li data-start=\"1762\" data-end=\"1896\">\n<p data-start=\"1764\" data-end=\"1896\"><strong data-start=\"1764\" data-end=\"1794\">Golpe do parente em apuros<\/strong>: criminosos usam uma voz familiar para dizer que um ente querido precisa de ajuda financeira urgente.<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"1898\" data-end=\"1953\"><a href=\"https:\/\/app.buvei.com\/signin\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4756 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-3-1024x307.png\" alt=\"\" width=\"1024\" height=\"307\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-3-1024x307.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-3-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-3-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-3-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-3-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-3-832x249.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-3-1248x374.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-3.png 1442w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/h3>\n<h3 data-start=\"1898\" data-end=\"1953\">O que fazer ao suspeitar de uma fraude por telefone<\/h3>\n<ul data-start=\"1955\" data-end=\"2363\">\n<li data-start=\"1955\" data-end=\"2069\">\n<p data-start=\"1957\" data-end=\"2069\"><strong data-start=\"1957\" data-end=\"1983\">Desligue imediatamente<\/strong> e entre em contato com a institui\u00e7\u00e3o por meio dos canais oficiais (como site ou app).<\/p>\n<\/li>\n<li data-start=\"2070\" data-end=\"2150\">\n<p data-start=\"2072\" data-end=\"2150\"><strong data-start=\"2072\" data-end=\"2090\">Jamais forne\u00e7a<\/strong> informa\u00e7\u00f5es banc\u00e1rias ou c\u00f3digos de seguran\u00e7a por telefone.<\/p>\n<\/li>\n<li data-start=\"2151\" data-end=\"2253\">\n<p data-start=\"2153\" data-end=\"2253\"><strong data-start=\"2153\" data-end=\"2176\">Notifique seu banco<\/strong> e registre o ocorrido em <a class=\"\" href=\"https:\/\/www.identitytheft.gov\" target=\"_new\" rel=\"noopener\" data-start=\"2202\" data-end=\"2252\">IdentityTheft.gov<\/a>.<\/p>\n<\/li>\n<li data-start=\"2254\" data-end=\"2363\">\n<p data-start=\"2256\" data-end=\"2363\">Use um <strong data-start=\"2263\" data-end=\"2290\">cart\u00e3o virtual da Buvei<\/strong> para isolar riscos \u2014 ele pode ser pausado ou apagado a qualquer momento.<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"2365\" data-end=\"2422\">Por que os cart\u00f5es virtuais da Buvei s\u00e3o mais seguros<\/h3>\n<p data-start=\"2424\" data-end=\"2507\">Mesmo se seus dados forem expostos, os cart\u00f5es virtuais Buvei evitam preju\u00edzos com:<\/p>\n<ul data-start=\"2509\" data-end=\"2876\">\n<li data-start=\"2509\" data-end=\"2581\">\n<p data-start=\"2511\" data-end=\"2581\"><strong data-start=\"2511\" data-end=\"2543\">N\u00fameros de cart\u00e3o aleat\u00f3rios<\/strong>, desvinculados da sua conta principal<\/p>\n<\/li>\n<li data-start=\"2582\" data-end=\"2682\">\n<p data-start=\"2584\" data-end=\"2682\"><strong data-start=\"2584\" data-end=\"2622\">Cart\u00f5es bloqueados por comerciante<\/strong> ou de uso \u00fanico \u2014 se roubados, n\u00e3o funcionam em outro lugar<\/p>\n<\/li>\n<li data-start=\"2683\" data-end=\"2755\">\n<p data-start=\"2685\" data-end=\"2755\"><strong data-start=\"2685\" data-end=\"2720\">Limites de gastos configur\u00e1veis<\/strong>, que bloqueiam cobran\u00e7as indevidas<\/p>\n<\/li>\n<li data-start=\"2756\" data-end=\"2804\">\n<p data-start=\"2758\" data-end=\"2804\"><strong data-start=\"2758\" data-end=\"2783\">Alertas em tempo real<\/strong> sobre cada transa\u00e7\u00e3o<\/p>\n<\/li>\n<li data-start=\"2805\" data-end=\"2876\">\n<p data-start=\"2807\" data-end=\"2876\"><strong data-start=\"2807\" data-end=\"2846\">Congelamento e exclus\u00e3o instant\u00e2nea<\/strong> em caso de suspeita de fraude<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"2878\" data-end=\"2911\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4997 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Phone-Scams-Exposed-How-Vishing-Targets-Your-Wallet1-2-1024x768.jpg\" alt=\"\" width=\"1024\" height=\"768\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Phone-Scams-Exposed-How-Vishing-Targets-Your-Wallet1-2-1024x768.jpg 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Phone-Scams-Exposed-How-Vishing-Targets-Your-Wallet1-2-300x225.jpg 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Phone-Scams-Exposed-How-Vishing-Targets-Your-Wallet1-2-768x576.jpg 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Phone-Scams-Exposed-How-Vishing-Targets-Your-Wallet1-2-400x300.jpg 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Phone-Scams-Exposed-How-Vishing-Targets-Your-Wallet1-2-800x600.jpg 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Phone-Scams-Exposed-How-Vishing-Targets-Your-Wallet1-2-832x624.jpg 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Phone-Scams-Exposed-How-Vishing-Targets-Your-Wallet1-2-1248x936.jpg 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Phone-Scams-Exposed-How-Vishing-Targets-Your-Wallet1-2.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/h3>\n<h3 data-start=\"2878\" data-end=\"2911\">Como evitar golpes de vishing<\/h3>\n<ul data-start=\"2913\" data-end=\"3302\">\n<li data-start=\"2913\" data-end=\"3044\">\n<p data-start=\"2915\" data-end=\"3044\"><strong data-start=\"2915\" data-end=\"2950\">Identifique os sinais de alerta<\/strong>: press\u00e3o para agir r\u00e1pido, pedidos de dados sens\u00edveis ou meios de pagamento n\u00e3o convencionais<\/p>\n<\/li>\n<li data-start=\"3045\" data-end=\"3143\">\n<p data-start=\"3047\" data-end=\"3143\"><strong data-start=\"3047\" data-end=\"3094\">Verifique a autenticidade por conta pr\u00f3pria<\/strong>: desligue e retorne pelo n\u00famero oficial do banco<\/p>\n<\/li>\n<li data-start=\"3144\" data-end=\"3229\">\n<p data-start=\"3146\" data-end=\"3229\"><strong data-start=\"3146\" data-end=\"3176\">Use cart\u00f5es virtuais Buvei<\/strong>: proteja seus dados reais mesmo que caia em um golpe<\/p>\n<\/li>\n<li data-start=\"3230\" data-end=\"3302\">\n<p data-start=\"3232\" data-end=\"3302\"><strong data-start=\"3232\" data-end=\"3274\">Nunca compartilhe informa\u00e7\u00f5es pessoais<\/strong> em liga\u00e7\u00f5es n\u00e3o solicitadas<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"3304\" data-end=\"3363\">Buvei: sua prote\u00e7\u00e3o digital contra fraudes por telefone<\/h3>\n<p data-start=\"3365\" data-end=\"3600\">Voc\u00ea n\u00e3o pode impedir que golpistas liguem, mas pode evitar que eles tenham acesso ao seu dinheiro. Com os <strong data-start=\"3472\" data-end=\"3501\">cart\u00f5es virtuais da Buvei<\/strong>, voc\u00ea tem <strong data-start=\"3512\" data-end=\"3551\">controle, seguran\u00e7a e tranquilidade<\/strong> em cada pagamento \u2014 seja online ou por telefone.<\/p>\n<p data-start=\"3602\" data-end=\"3687\"><strong data-start=\"3602\" data-end=\"3687\">Quer tornar os golpes de vishing inofensivos? \ud83d\udc49 <a href=\"https:\/\/buvei.com\/\">Experimente a Buvei agora mesmo.<\/a><\/strong><\/p>\n<h3 data-start=\"1898\" data-end=\"1953\"><a href=\"https:\/\/app.buvei.com\/signin\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4756 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-3-1024x307.png\" alt=\"\" width=\"1024\" height=\"307\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-3-1024x307.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-3-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-3-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-3-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-3-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-3-832x249.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-3-1248x374.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-3.png 1442w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/h3>\n<p data-start=\"3979\" data-end=\"4018\">\n","protected":false},"excerpt":{"rendered":"Em 2024, golpes telef\u00f4nicos causaram mais de US$ 25 bilh\u00f5es em preju\u00edzos somente nos EUA. Um dos principais&hellip;","protected":false},"author":2,"featured_media":4989,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":""},"categories":[27],"tags":[126,436,2319,2321,2323],"class_list":{"0":"post-4995","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-payment-basics-pt","8":"tag-buvei-pt","9":"tag-payment-en-pt","10":"tag-phone-fraud-pt","11":"tag-security-pt","12":"tag-vishing-scam-pt","13":"cs-entry"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/4995","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/comments?post=4995"}],"version-history":[{"count":0,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/4995\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media\/4989"}],"wp:attachment":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media?parent=4995"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/categories?post=4995"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/tags?post=4995"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}