{"id":4097,"date":"2025-06-13T05:55:58","date_gmt":"2025-06-13T05:55:58","guid":{"rendered":"https:\/\/buvei.com\/blog\/?p=4097"},"modified":"2025-06-13T05:55:58","modified_gmt":"2025-06-13T05:55:58","slug":"cbdc-stablecoin-cross-chain-visa-chainlink-3","status":"publish","type":"post","link":"https:\/\/buvei.com\/blog\/pt\/cbdc-stablecoin-cross-chain-visa-chainlink-3\/","title":{"rendered":"Visa e Chainlink testam swap cross-chain entre stablecoin e CBDC sob iniciativa e-HKD+ da HKMA"},"content":{"rendered":"<p data-start=\"4227\" data-end=\"4617\">Com a evolu\u00e7\u00e3o dos ativos tokenizados e da moeda program\u00e1vel, a Visa e a Chainlink deram um passo significativo ao conclu\u00edrem um piloto de sucesso dentro da iniciativa e-HKD+ da Autoridade Monet\u00e1ria de Hong Kong (<a href=\"https:\/\/www.hkma.gov.hk\/eng\/key-functions\/international-financial-centre\/fintech\/e-hkd-pilot-programme\/\">HKMA<\/a>). O teste demonstrou como transa\u00e7\u00f5es cross-chain entre stablecoins e moedas digitais de bancos centrais (CBDCs) podem otimizar investimentos e liquida\u00e7\u00f5es internacionais.<\/p>\n<p data-start=\"4619\" data-end=\"4687\"><strong data-start=\"4619\" data-end=\"4685\">Caso real: convers\u00e3o de stablecoin para CBDC para investimento<\/strong><\/p>\n<p data-start=\"4689\" data-end=\"5035\">O piloto simulou a convers\u00e3o de um stablecoin lastreado no d\u00f3lar australiano (A$DC), emitido pelo ANZ, em e-HKD \u2014 a moeda digital de Hong Kong \u2014 usada para subscri\u00e7\u00e3o em um fundo de mercado monet\u00e1rio tokenizado. Participaram ANZ, Fidelity International, ChinaAMC e Visa, com suporte do Cross-Chain Interoperability Protocol (CCIP) da Chainlink.<\/p>\n<p data-start=\"5037\" data-end=\"5327\">O sistema conectou a blockchain privada do ANZ, chamada DASChain, com o testnet p\u00fablico do Ethereum. Utilizando o CCIP da Chainlink, os ativos foram transferidos de forma segura e eficiente entre blockchains p\u00fablicas e permissionadas \u2014 um avan\u00e7o real rumo \u00e0 interoperabilidade financeira.<\/p>\n<p data-start=\"5037\" data-end=\"5327\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4098 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Visa-and-Chainlink-Pilot-Cross-Chain-CBDC-Stablecoin-Swap-Under-HKMA-e-HKD-Initiative-3-1024x579.jpg\" alt=\"\" width=\"1024\" height=\"579\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Visa-and-Chainlink-Pilot-Cross-Chain-CBDC-Stablecoin-Swap-Under-HKMA-e-HKD-Initiative-3-1024x579.jpg 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Visa-and-Chainlink-Pilot-Cross-Chain-CBDC-Stablecoin-Swap-Under-HKMA-e-HKD-Initiative-3-300x170.jpg 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Visa-and-Chainlink-Pilot-Cross-Chain-CBDC-Stablecoin-Swap-Under-HKMA-e-HKD-Initiative-3-768x434.jpg 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Visa-and-Chainlink-Pilot-Cross-Chain-CBDC-Stablecoin-Swap-Under-HKMA-e-HKD-Initiative-3-400x226.jpg 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Visa-and-Chainlink-Pilot-Cross-Chain-CBDC-Stablecoin-Swap-Under-HKMA-e-HKD-Initiative-3-800x452.jpg 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Visa-and-Chainlink-Pilot-Cross-Chain-CBDC-Stablecoin-Swap-Under-HKMA-e-HKD-Initiative-3-832x470.jpg 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Visa-and-Chainlink-Pilot-Cross-Chain-CBDC-Stablecoin-Swap-Under-HKMA-e-HKD-Initiative-3-1248x705.jpg 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Visa-and-Chainlink-Pilot-Cross-Chain-CBDC-Stablecoin-Swap-Under-HKMA-e-HKD-Initiative-3.jpg 1472w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p data-start=\"5329\" data-end=\"5397\"><strong data-start=\"5329\" data-end=\"5395\">Plataforma de ativos tokenizados da Visa e liquida\u00e7\u00e3o on-chain<\/strong><\/p>\n<p data-start=\"5399\" data-end=\"5658\">A plataforma Visa Tokenized Asset Platform (VTAP) foi essencial para facilitar o ciclo completo da moeda digital. Com os modelos PvP (pagamento versus pagamento) e DvP (entrega versus pagamento), o sistema garantiu liquida\u00e7\u00e3o r\u00e1pida e segura das transa\u00e7\u00f5es.<\/p>\n<p data-start=\"5660\" data-end=\"5856\">Contratos inteligentes baseados na Chainlink controlaram as regras de opera\u00e7\u00e3o, enquanto verifica\u00e7\u00f5es de identidade on-chain e os padr\u00f5es ERC-20 e ERC-3643 garantiram a conformidade regulat\u00f3ria.<\/p>\n<p data-start=\"5858\" data-end=\"5924\"><strong data-start=\"5858\" data-end=\"5922\">Por que isso importa: o futuro dos <a href=\"https:\/\/buvei.com\/blog\/cross-border-payment-network-operator-tender\/\">pagamentos internacionais<\/a><\/strong><\/p>\n<p data-start=\"5926\" data-end=\"6073\">Este teste \u00e9 uma prova de conceito para o uso de moedas program\u00e1veis em transa\u00e7\u00f5es de investimento de alto valor. Entre os benef\u00edcios observados:<\/p>\n<ul data-start=\"6074\" data-end=\"6300\">\n<li data-start=\"6074\" data-end=\"6126\">\n<p data-start=\"6076\" data-end=\"6126\">Liquida\u00e7\u00e3o em segundos, reduzindo dias de espera<\/p>\n<\/li>\n<li data-start=\"6127\" data-end=\"6182\">\n<p data-start=\"6129\" data-end=\"6182\">Opera\u00e7\u00f5es cont\u00ednuas, inclusive aos finais de semana<\/p>\n<\/li>\n<li data-start=\"6183\" data-end=\"6223\">\n<p data-start=\"6185\" data-end=\"6223\">Compliance e KYC integrados on-chain<\/p>\n<\/li>\n<li data-start=\"6224\" data-end=\"6300\">\n<p data-start=\"6226\" data-end=\"6300\">Acesso direto a fundos tokenizados via convers\u00e3o entre stablecoin e CBDC<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"6302\" data-end=\"6473\">Com previs\u00f5es de que o mercado de ativos tokenizados ultrapasse US$ 2 trilh\u00f5es at\u00e9 2030, esse piloto sinaliza a integra\u00e7\u00e3o real das moedas digitais nas finan\u00e7as globais.<\/p>\n<p data-start=\"6475\" data-end=\"6540\"><strong data-start=\"6475\" data-end=\"6538\">Construindo a infraestrutura para pagamentos interoper\u00e1veis<\/strong><\/p>\n<p data-start=\"6542\" data-end=\"6929\">Na <strong data-start=\"6545\" data-end=\"6554\">Buvei<\/strong>, reconhecemos a import\u00e2ncia da interoperabilidade blockchain para uma experi\u00eancia de pagamento internacional sem atrito. O uso de stablecoins e CBDCs em m\u00faltiplas redes reflete diretamente o que nosso motor modular oferece:<br data-start=\"6778\" data-end=\"6781\" \/>\u2705 Roteamento de transa\u00e7\u00f5es token-agn\u00f3stico<br data-start=\"6823\" data-end=\"6826\" \/>\u2705 Preven\u00e7\u00e3o de fraudes com IA em tempo real<br data-start=\"6869\" data-end=\"6872\" \/>\u2705 Conformidade regulat\u00f3ria para pagamentos program\u00e1veis<\/p>\n<p data-start=\"6931\" data-end=\"7115\">\u00c0 medida que os pagamentos globais migram para o universo digital, a <a href=\"https:\/\/buvei.com\/\">Buvei segue na vanguarda<\/a> \u2014 apoiando empresas, fintechs e institui\u00e7\u00f5es a evolu\u00edrem com seguran\u00e7a, escala e inova\u00e7\u00e3o.<\/p>\n","protected":false},"excerpt":{"rendered":"Com a evolu\u00e7\u00e3o dos ativos tokenizados e da moeda program\u00e1vel, a Visa e a Chainlink deram um passo&hellip;","protected":false},"author":2,"featured_media":4095,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":""},"categories":[336,534],"tags":[387,1842,1844],"class_list":["post-4097","post","type-post","status-publish","format-standard","has-post-thumbnail","category-news-pt","category-trends-pt","tag-cbdc-pt","tag-cross-chain-pt","tag-tokenized-assets-pt","cs-entry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/4097","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/comments?post=4097"}],"version-history":[{"count":0,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/4097\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media\/4095"}],"wp:attachment":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media?parent=4097"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/categories?post=4097"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/tags?post=4097"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}