{"id":37837,"date":"2026-05-15T06:16:07","date_gmt":"2026-05-15T06:16:07","guid":{"rendered":"https:\/\/buvei.com\/blog\/?p=37837"},"modified":"2026-05-15T06:16:07","modified_gmt":"2026-05-15T06:16:07","slug":"the-5-pillars-of-digital-payments-in-the-united-states-4-2","status":"publish","type":"post","link":"https:\/\/buvei.com\/blog\/ja\/the-5-pillars-of-digital-payments-in-the-united-states-4-2\/","title":{"rendered":"\u7c73\u56fd\u30c7\u30b8\u30bf\u30eb\u6c7a\u6e08 5 \u5927\u57fa\u76e4\u89e3\u8aac 2026"},"content":{"rendered":"<h2><strong>\u7c73\u56fd\u30c7\u30b8\u30bf\u30eb\u6c7a\u6e08\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u306e 5 \u5927\u57fa\u76e4 2026<\/strong><\/h2>\n<div><\/div>\n<div>\u7c73\u56fd\u306e\u30c7\u30b8\u30bf\u30eb\u6c7a\u6e08\u5e02\u5834\u306f\u8907\u6570\u306e\u72ec\u7acb\u3057\u305f\u4ed5\u7d44\u307f\u3067\u69cb\u6210\u3055\u308c\u305f\u9ad8\u5ea6\u306a\u4f53\u7cfb\u3067\u3059\u3002<\/p>\n<div><\/div>\n<p>\u3044\u305a\u308c\u3082<strong>\u96fb\u5b50\u7684\u306a\u8cc7\u91d1\u79fb\u52d5<\/strong>\u3092\u5b9f\u73fe\u3059\u308b\u3082\u306e\u306e\u3001\u30b3\u30fc\u30d2\u30fc\u8cfc\u5165\u3001\u53cb\u4eba\u3068\u306e\u98df\u4e8b\u4ee3\u7cbe\u7b97\u3001\u30ce\u30fc\u30c8 PC \u306e\u5206\u5272\u8cfc\u5165\u3068\u3044\u3063\u305f\u7528\u9014\u306b\u3088\u3063\u3066\u3001\u57fa\u76e4\u3068\u306a\u308b\u6c7a\u6e08\u30ec\u30fc\u30eb\u306e\u5185\u90e8\u69cb\u9020\u306f\u5927\u304d\u304f\u7570\u306a\u308a\u307e\u3059\u3002<\/div>\n<div><\/div>\n<div>\u672c\u7a3f\u3067\u306f\u7c73\u56fd\u6c7a\u6e08\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u3092\u652f\u3048\u308b<strong>5 \u3064\u306e\u67f1<\/strong>\u306e\u4ed5\u7d44\u307f\u3068\u30012026 \u5e74\u306b\u5e02\u5834\u3092\u652f\u914d\u3059\u308b\u8981\u56e0\u3092\u89e3\u8aac\u3057\u307e\u3059\u3002<\/div>\n<div>\n<h2 data-path-to-node=\"3\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-37708\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/05\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-38.webp\" alt=\"\" width=\"1600\" height=\"896\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/05\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-38.webp 1600w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/05\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-38-300x168.webp 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/05\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-38-1024x573.webp 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/05\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-38-768x430.webp 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/05\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-38-1536x860.webp 1536w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/05\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-38-400x224.webp 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/05\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-38-800x448.webp 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/05\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-38-832x466.webp 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/05\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-38-1248x699.webp 1248w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><\/h2>\n<\/div>\n<h2><strong>\u30e2\u30d0\u30a4\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8\uff1a\u30c8\u30fc\u30af\u30f3\u5316\u306b\u3088\u308b\u30bf\u30c3\u30c1\u6c7a\u6e08<\/strong><\/h2>\n<div><\/div>\n<div>Apple Pay\u3001Google Pay \u306a\u3069\u306e\u30e2\u30d0\u30a4\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8\u306f\u3001\u5f93\u6765\u306e<strong>\u30ab\u30fc\u30c9\u7269\u7406\u30b9\u30ef\u30a4\u30d7\u6c7a\u6e08<\/strong>\u3092\u307b\u307c\u7f6e\u304d\u63db\u3048\u307e\u3057\u305f\u3002<\/p>\n<div><\/div>\n<p>\u666e\u53ca\u306e\u6839\u5e79\u3092\u652f\u3048\u308b\u306e\u304c<strong>\u30c8\u30fc\u30af\u30f3\u5316<\/strong>\u6280\u8853\u3067\u3059\u3002<\/div>\n<div><\/div>\n<div><strong>\u4ed5\u7d44\u307f<\/strong><\/p>\n<div><\/div>\n<p>\u30b9\u30de\u30db\u3092\u30bf\u30c3\u30c1\u6c7a\u6e08\u3059\u308b\u969b\u3001\u30a6\u30a9\u30ec\u30c3\u30c8\u306f 16 \u6841\u306e\u751f\u306e\u30ab\u30fc\u30c9\u756a\u53f7\u3092\u9001\u4fe1\u3057\u307e\u305b\u3093\u3002<\/p>\n<div><\/div>\n<p>\u4ee3\u308f\u308a\u306b\u9280\u884c\u306e\u307f\u5fa9\u53f7\u53ef\u80fd\u306a\u30e9\u30f3\u30c0\u30e0\u6570\u5b57\u5217\u306e<strong>\u30ef\u30f3\u30bf\u30a4\u30e0\u30c8\u30fc\u30af\u30f3<\/strong>\u3092\u9001\u4fe1\u3057\u307e\u3059\u3002<\/div>\n<div><\/div>\n<div><strong>\u30e1\u30ea\u30c3\u30c8<\/strong><\/p>\n<div><\/div>\n<p>\u52a0\u76df\u5e97\u306e\u30c7\u30fc\u30bf\u30d9\u30fc\u30b9\u304c\u30cf\u30c3\u30ad\u30f3\u30b0\u3055\u308c\u305f\u5834\u5408\u3067\u3082\u3001\u672c\u6765\u306e\u30ab\u30fc\u30c9\u60c5\u5831\u306f\u52a0\u76df\u5e97\u30b7\u30b9\u30c6\u30e0\u306b\u767b\u9332\u30fb\u4fdd\u5b58\u3055\u308c\u3066\u3044\u306a\u3044\u305f\u3081\u3001\u60c5\u5831\u6d41\u51fa\u306e\u30ea\u30b9\u30af\u3092\u5b8c\u5168\u306b\u56de\u907f\u3067\u304d\u307e\u3059\u3002<\/p><\/div>\n<div>\n<h2 data-start=\"1124\" data-end=\"1167\"><a href=\"https:\/\/buvei.com\/?s=blog\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-28870 aligncenter\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4.png\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-832x249.png 832w\" alt=\"\" width=\"1024\" height=\"307\" \/><\/a><\/h2>\n<\/div>\n<h2><strong><a href=\"https:\/\/buvei.com\/blog\/the-rise-of-unified-payment-platforms-in-modern-commerce\/\">P2P \u500b\u4eba\u9593\u9001\u91d1<\/a>\uff1a\u30bd\u30fc\u30b7\u30e3\u30eb\u6c7a\u6e08\u30ec\u30fc\u30eb<\/strong><\/h2>\n<div><\/div>\n<div>P2P \u9001\u91d1\u306f\u5358\u306a\u308b\u30a2\u30d7\u30ea\u6a5f\u80fd\u304b\u3089\u3001\u65e5\u5e38\u306e\u884c\u52d5\u8a00\u8449\u3068\u3057\u3066\u5b9a\u7740\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<div><\/div>\n<p>\u73fe\u5728\u306e\u5e02\u5834\u306f\u6280\u8853\u7684\u306b 2 \u3064\u306e\u5206\u985e\u306b\u5206\u304b\u308c\u307e\u3059\u3002<\/p><\/div>\n<div><\/div>\n<ul>\n<li><strong>\u9280\u884c\u9023\u643a\u578b\uff08Zelle\uff09<\/strong>\n<div><\/div>\n<p>ACH \u81ea\u52d5\u6c7a\u6e08\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u307e\u305f\u306f RTP \u5373\u6642\u6c7a\u6e08\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u3092\u5229\u7528\u3057\u3001\u9280\u884c\u9593\u3067\u76f4\u63a5\u8cc7\u91d1\u304c\u79fb\u52d5\u3002<\/p>\n<div><\/div>\n<p>\u5373\u6642\u3067\u5f53\u5ea7\u9810\u91d1\u53e3\u5ea7\u306b\u5165\u91d1\u3055\u308c\u308b\u305f\u3081\u3001\u591a\u304f\u306e\u30e6\u30fc\u30b6\u30fc\u306b\u9078\u597d\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/li>\n<li><strong>\u30c7\u30b8\u30bf\u30eb\u53f0\u5e33\u578b\uff08Venmo \/ Cash App\uff09<\/strong>\n<div><\/div>\n<p>\u30af\u30ed\u30fc\u30ba\u30c9\u30eb\u30fc\u30d7\u578b\u30b7\u30b9\u30c6\u30e0\u3067\u3001\u9001\u91d1\u306f\u30a2\u30d7\u30ea\u5185\u90e8\u306e\u53f0\u5e33\u4e0a\u3067\u6b8b\u9ad8\u3092\u79fb\u52d5\u3055\u305b\u308b\u3060\u3051\u3002<\/p>\n<div><\/div>\n<p>\u30e6\u30fc\u30b6\u30fc\u304c\u73fe\u91d1\u5f15\u51fa\u3057\u64cd\u4f5c\u3092\u884c\u3063\u305f\u30bf\u30a4\u30df\u30f3\u30b0\u3067\u3001\u521d\u3081\u3066\u5f93\u6765\u306e\u9280\u884c\u30b7\u30b9\u30c6\u30e0\u306b\u8cc7\u91d1\u304c\u9023\u643a\u3057\u307e\u3059\u3002<\/li>\n<\/ul>\n<div><\/div>\n<h2><strong>\u30ab\u30fc\u30c9\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\uff1a\u5171\u901a\u57fa\u76e4\u30a4\u30f3\u30d5\u30e9<\/strong><\/h2>\n<div><\/div>\n<div>\u65b0\u8208\u6c7a\u6e08\u30a2\u30d7\u30ea\u304c\u6ce8\u76ee\u3092\u96c6\u3081\u308b\u4e2d\u3067\u3082\u3001Visa\u30fbMastercard \u306f\u7c73\u56fd\u5546\u53d6\u5f15\u306e<strong>\u6839\u5e79\u30a4\u30f3\u30d5\u30e9<\/strong>\u3092\u7dad\u6301\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<div><\/div>\n<p>\u305d\u306e\u4ed6\u306e\u591a\u304f\u306e\u30c7\u30b8\u30bf\u30eb\u6c7a\u6e08\u306f\u3001\u3053\u306e\u30ab\u30fc\u30c9\u6c7a\u6e08\u30ec\u30fc\u30eb\u3092\u30e9\u30c3\u30d7\u3057\u305f\u6d3e\u751f\u30b5\u30fc\u30d3\u30b9\u306b\u904e\u304e\u307e\u305b\u3093\u3002<\/p><\/div>\n<div><\/div>\n<ul>\n<li><strong>\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3068\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9<\/strong>\n<div><\/div>\n<p>\u7c73\u56fd\u3067\u306f\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306f<strong>\u516c\u6b63\u30af\u30ec\u30b8\u30c3\u30c8\u8acb\u6c42\u6cd5<\/strong>\u306b\u3088\u308b\u6d88\u8cbb\u8005\u4fdd\u8b77\u5236\u5ea6\u304c\u6574\u5099\u3055\u308c\u3001P2P \u30a2\u30d7\u30ea\u306b\u306f\u306a\u3044\u88dc\u511f\u6a5f\u80fd\u3092\u5099\u3048\u307e\u3059\u3002<\/p>\n<div><\/div>\n<p>\u9ad8\u984d\u5546\u54c1\u8cfc\u5165\u3084\u4e0d\u660e\u306a\u8ca9\u58f2\u8005\u3068\u306e\u53d6\u5f15\u3067\u306f\u3001\u30ab\u30fc\u30c9\u6c7a\u6e08\u304c\u5727\u5012\u7684\u4e3b\u6d41\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/li>\n<li><strong>\u898b\u3048\u306a\u3044\u30ab\u30fc\u30c9\u6c7a\u6e08<\/strong>\n<div><\/div>\n<p>Netflix\u3001Amazon\u3001Uber \u306a\u3069\u306e<strong>\u30ab\u30fc\u30c9\u767b\u9332\u578b\u7d99\u7d9a\u8ab2\u91d1<\/strong>\u304c\u666e\u53ca\u3057\u3001\u7269\u7406\u30ab\u30fc\u30c9\u3092\u4f7f\u7528\u3057\u306a\u3044\u6c7a\u6e08\u304c\u5e38\u614b\u5316\u3002<\/p>\n<div><\/div>\n<p>\u53d6\u5f15\u81ea\u4f53\u306f\u6570\u5341\u5e74\u524d\u306b\u69cb\u7bc9\u3055\u308c\u305f\u65e2\u5b58\u306e\u30ab\u30fc\u30c9\u51e6\u7406\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u306b\u4f9d\u5b58\u3057\u3066\u3044\u307e\u3059\u3002<\/li>\n<\/ul>\n<div><\/div>\n<h2><strong><a href=\"https:\/\/buvei.com\/blog\/best-virtual-visa-cards-for-russia-2026-international-payment-guide\/\">\u30aa\u30f3\u30e9\u30a4\u30f3\u4ef2\u4ecb\u6c7a\u6e08<\/a>\uff1a\u4fe1\u983c\u306e\u4e2d\u9593\u30ec\u30a4\u30e4\u30fc<\/strong><\/h2>\n<div><\/div>\n<div>PayPal \u306e\u3088\u3046\u306a\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306f\u3001\u30e6\u30fc\u30b6\u30fc\u306e\u91d1\u878d\u60c5\u5831\u3092\u5b88\u308b<strong>\u30d5\u30a1\u30a4\u30a2\u30a6\u30a9\u30fc\u30eb<\/strong>\u306e\u5f79\u5272\u3092\u62c5\u3044\u307e\u3059\u3002<\/p>\n<div><\/div>\n<p>\u30b0\u30ed\u30fc\u30d0\u30eb\u30ae\u30b0\u30a8\u30b3\u30ce\u30df\u30fc\u3068\u56fd\u5883\u8d8a\u3048\u96fb\u5b50\u5546\u53d6\u5f15\u306b\u304a\u3044\u3066\u4e0d\u53ef\u6b20\u306a\u5b58\u5728\u3067\u3059\u3002<\/p><\/div>\n<div><\/div>\n<ul>\n<li><strong>\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u4fdd\u8b77<\/strong>\n<div><\/div>\n<p>\u6a5f\u5bc6\u306e\u91d1\u878d\u30c7\u30fc\u30bf\u3092\u591a\u6570\u306e\u901a\u8ca9\u30b5\u30a4\u30c8\u306b\u767b\u9332\u3059\u308b\u5fc5\u8981\u304c\u306a\u304f\u3001PayPal 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srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/05\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-39.webp 1600w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/05\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-39-300x168.webp 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/05\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-39-1024x573.webp 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/05\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-39-768x430.webp 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/05\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-39-1536x860.webp 1536w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/05\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-39-400x224.webp 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/05\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-39-800x448.webp 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/05\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-39-832x466.webp 832w, 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