{"id":3710,"date":"2025-06-10T12:37:41","date_gmt":"2025-06-10T12:37:41","guid":{"rendered":"https:\/\/buvei.com\/blog\/?p=3710"},"modified":"2025-06-10T12:37:41","modified_gmt":"2025-06-10T12:37:41","slug":"cross-border-payments-virtual-cards-2025-7","status":"publish","type":"post","link":"https:\/\/buvei.com\/blog\/ar\/cross-border-payments-virtual-cards-2025-7\/","title":{"rendered":"\u0623\u0633\u0627\u0633\u064a\u0627\u062a \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u062d\u062f\u0648\u062f \u0648\u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0645\u062a\u0646\u0627\u0645\u064a"},"content":{"rendered":"<p data-start=\"464\" data-end=\"844\">\u062a\u0634\u064a\u0631 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u062d\u062f\u0648\u062f \u0625\u0644\u0649 \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0628\u064a\u0646 \u0627\u0644\u062f\u0648\u0644 \u0623\u0648 \u0627\u0644\u0645\u0646\u0627\u0637\u0642\u060c \u0648\u062a\u0634\u0645\u0644 \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0628\u064a\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a (B2B)\u060c \u0648\u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0628\u064a\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0648\u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646 (B2C)\u060c \u0648\u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629. \u0648\u0645\u0639 \u062a\u0633\u0627\u0631\u0639 \u0627\u0644\u0639\u0648\u0644\u0645\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629\u060c \u064a\u064f\u062a\u0648\u0642\u0639 \u0623\u0646 \u064a\u062a\u062c\u0627\u0648\u0632 \u062d\u062c\u0645 \u0627\u0644\u0633\u0648\u0642 45 \u062a\u0631\u064a\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631 \u0628\u062d\u0644\u0648\u0644 \u0639\u0627\u0645 2025 \u0628\u0645\u0639\u062f\u0644 \u0646\u0645\u0648 \u0633\u0646\u0648\u064a \u0645\u0631\u0643\u0628 8.5%. \u062a\u0639\u064a\u062f \u0627\u0644\u062a\u0642\u0646\u064a\u0627\u062a \u0627\u0644\u0646\u0627\u0634\u0626\u0629 \u0645\u062b\u0644 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0648\u0627\u0644\u0628\u0644\u0648\u0643\u0634\u064a\u0646 \u0648\u0634\u0628\u0643\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u062a\u0634\u0643\u064a\u0644 \u0627\u0644\u0635\u0646\u0627\u0639\u0629 \u0628\u0627\u0644\u0643\u0627\u0645\u0644.<\/p>\n<h3 data-start=\"846\" data-end=\"903\">I. \u0627\u0644\u0646\u0645\u0627\u0630\u062c \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0648\u0627\u0644\u062a\u062d\u062f\u064a\u0627\u062a \u0641\u064a \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u062d\u062f\u0648\u062f<\/h3>\n<p data-start=\"905\" data-end=\"934\"><strong data-start=\"905\" data-end=\"934\">\u0645\u0634\u0643\u0644\u0627\u062a \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629:<\/strong><\/p>\n<ul data-start=\"935\" data-end=\"1354\">\n<li data-start=\"935\" data-end=\"1061\">\n<p data-start=\"937\" data-end=\"1061\"><strong data-start=\"937\" data-end=\"958\">\u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0645\u0631\u062a\u0641\u0639\u0629:<\/strong> \u0631\u0633\u0648\u0645 \u0645\u062a\u0648\u0633\u0637\u0629 \u062a\u062a\u0631\u0627\u0648\u062d \u0628\u064a\u0646 3-5%\u060c \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u062e\u0641\u064a\u0629 \u0645\u062b\u0644 \u062e\u0633\u0627\u0626\u0631 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0635\u0631\u0641 \u0648\u0631\u0633\u0648\u0645 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0648\u0633\u064a\u0637\u0629<\/p>\n<\/li>\n<li data-start=\"1062\" data-end=\"1227\">\n<p data-start=\"1064\" data-end=\"1227\"><strong data-start=\"1064\" data-end=\"1074\">\u0627\u0644\u0628\u0637\u0621:<\/strong> \u062a\u0633\u062a\u063a\u0631\u0642 \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0639\u0628\u0631 SWIFT \u0645\u0646 \u064a\u0648\u0645 \u0625\u0644\u0649 \u062e\u0645\u0633\u0629 \u0623\u064a\u0627\u0645\u060c \u0628\u064a\u0646\u0645\u0627 \u062a\u0641\u062a\u0642\u0631 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u0641\u064a \u0627\u0644\u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0646\u0627\u0634\u0626\u0629 (\u0645\u062b\u0644 PIX \u0641\u064a \u0627\u0644\u0628\u0631\u0627\u0632\u064a\u0644 \u0648UPI \u0641\u064a \u0627\u0644\u0647\u0646\u062f) \u0625\u0644\u0649 \u0627\u0644\u062a\u0648\u0627\u0641\u0642 \u0627\u0644\u0628\u064a\u0646\u064a<\/p>\n<\/li>\n<li data-start=\"1228\" data-end=\"1354\">\n<p data-start=\"1230\" data-end=\"1354\"><strong data-start=\"1230\" data-end=\"1249\">\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644:<\/strong> \u062a\u0634\u062f\u062f \u0644\u0648\u0627\u0626\u062d \u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u0642\u0627\u0639\u062f\u0629 \u0627\u0644\u0633\u0641\u0631 \u0644\u0640 FATF \u064a\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0644\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"1356\" data-end=\"1411\">\u0643\u064a\u0641 \u062a\u064f\u062d\u0633\u0646 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0641\u062a\u0631\u0627\u0636\u064a\u0629 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u062d\u062f\u0648\u062f\u061f<\/h3>\n<p data-start=\"1413\" data-end=\"1478\">\u0623\u0635\u0628\u062d\u062a \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0641\u062a\u0631\u0627\u0636\u064a\u0629 \u0623\u062f\u0627\u0629 \u0631\u0626\u064a\u0633\u064a\u0629 \u0644\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629:<\/p>\n<p data-start=\"1480\" data-end=\"1626\">\u2705 <strong data-start=\"1482\" data-end=\"1504\">\u0627\u0646\u062e\u0641\u0627\u0636 \u0645\u0639\u062f\u0644 \u0627\u0644\u0631\u0641\u0636:<\/strong> \u062a\u0642\u0646\u064a\u0627\u062a CVV \u0627\u0644\u062f\u064a\u0646\u0627\u0645\u064a\u0643\u064a\u0629 \u0648\u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0630\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0648\u0627\u062d\u062f \u062a\u0642\u0644\u0644 \u0645\u0646 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 (\u0646\u0633\u0628\u0629 \u0627\u0644\u0631\u0641\u0636 \u0641\u064a Buvei: 0.3% \u0645\u0642\u0627\u0628\u0644 1.5% \u0643\u0645\u0639\u062f\u0644 \u0635\u0646\u0627\u0639\u064a)<\/p>\n<p data-start=\"1628\" data-end=\"1719\">\u2705 <strong data-start=\"1630\" data-end=\"1647\">\u0627\u0644\u062a\u062d\u0643\u0645 \u0627\u0644\u0630\u0643\u064a:<\/strong> \u062a\u062d\u062f\u064a\u062f \u062d\u062f\u0648\u062f \u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u0648\u062a\u0642\u064a\u064a\u062f \u0631\u0645\u0648\u0632 \u0627\u0644\u062a\u0627\u062c\u0631 (MCC) \u0644\u0644\u0645\u0634\u062a\u0631\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u0643\u0631\u0631\u0629 \u0623\u0648 \u0627\u0644\u0633\u0641\u0631<\/p>\n<p data-start=\"1721\" data-end=\"1814\">\u2705 <strong data-start=\"1723\" data-end=\"1745\">\u062f\u0639\u0645 \u0645\u062a\u0639\u062f\u062f \u0627\u0644\u0639\u0645\u0644\u0627\u062a:<\/strong> \u0631\u0628\u0637 \u0645\u0628\u0627\u0634\u0631 \u0628\u0634\u0628\u0643\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u0645\u062b\u0644 UnionPay \u0648PIX \u0644\u062a\u062c\u0646\u0628 \u062e\u0633\u0627\u0626\u0631 \u0627\u0644\u062a\u062d\u0648\u064a\u0644<br \/>\n<img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-3711 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/The-Evolution-of-Cross-Border-Payments-Trends-Challenges-The-Rise-of-Virtual-Cards1-7-1024x579.jpg\" alt=\"\" width=\"1024\" height=\"579\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/The-Evolution-of-Cross-Border-Payments-Trends-Challenges-The-Rise-of-Virtual-Cards1-7-1024x579.jpg 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/The-Evolution-of-Cross-Border-Payments-Trends-Challenges-The-Rise-of-Virtual-Cards1-7-300x170.jpg 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/The-Evolution-of-Cross-Border-Payments-Trends-Challenges-The-Rise-of-Virtual-Cards1-7-768x434.jpg 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/The-Evolution-of-Cross-Border-Payments-Trends-Challenges-The-Rise-of-Virtual-Cards1-7-400x226.jpg 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/The-Evolution-of-Cross-Border-Payments-Trends-Challenges-The-Rise-of-Virtual-Cards1-7-800x452.jpg 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/The-Evolution-of-Cross-Border-Payments-Trends-Challenges-The-Rise-of-Virtual-Cards1-7-832x470.jpg 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/The-Evolution-of-Cross-Border-Payments-Trends-Challenges-The-Rise-of-Virtual-Cards1-7-1248x705.jpg 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/The-Evolution-of-Cross-Border-Payments-Trends-Challenges-The-Rise-of-Virtual-Cards1-7.jpg 1472w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<h3 data-start=\"1816\" data-end=\"1855\">II. \u0623\u0647\u0645 3 \u0627\u062a\u062c\u0627\u0647\u0627\u062a \u062a\u0642\u0646\u064a\u0629 \u0641\u064a \u0639\u0627\u0645 2025<\/h3>\n<p data-start=\"1857\" data-end=\"2120\"><strong data-start=\"1857\" data-end=\"1896\">\u0634\u0628\u0643\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u0627\u0644\u0641\u0648\u0631\u064a\u0629 (RTP):<\/strong><br data-start=\"1896\" data-end=\"1899\" \/>\u0645\u0628\u0627\u062f\u0631\u0627\u062a \u0645\u062b\u0644 SWIFT GPI \u062a\u0648\u0641\u0631 \u062a\u0633\u0648\u064a\u0629 \u062e\u0644\u0627\u0644 \u0623\u0642\u0644 \u0645\u0646 \u0633\u0627\u0639\u0629\u060c \u0645\u0642\u0627\u0628\u0644 \u0623\u0646\u0638\u0645\u0629 \u0645\u062d\u0644\u064a\u0629 \u062a\u0633\u0639\u0649 \u0625\u0644\u0649 \u0627\u0644\u062a\u0648\u0627\u0641\u0642 (\u0645\u062b\u0644 \u0631\u0645\u0648\u0632 QR \u0641\u064a \u0645\u0646\u0637\u0642\u0629 \u0627\u0644\u0622\u0633\u064a\u0627\u0646). \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0644\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a\u0629 (CBDCs) \u062a\u0634\u0647\u062f \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u062a\u062c\u0631\u064a\u0628\u064a\u0629 \u0645\u062b\u0644 \u0627\u0644\u064a\u0648\u0627\u0646 \u0627\u0644\u0631\u0642\u0645\u064a \u0641\u064a \u0627\u0644\u0635\u064a\u0646 \u0648\u0645\u0634\u0631\u0648\u0639 mBridge.<\/p>\n<p data-start=\"2122\" data-end=\"2359\"><strong data-start=\"2122\" data-end=\"2167\">\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u062f\u0639\u0648\u0645\u0629 \u0628\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a:<\/strong><br data-start=\"2167\" data-end=\"2170\" \/>\u062a\u0642\u062f\u0645 \u0646\u0645\u0627\u0630\u062c \u0627\u0644\u062a\u0639\u0644\u0645 \u0627\u0644\u0622\u0644\u064a \u062f\u0642\u0629 \u062a\u0635\u0644 \u0625\u0644\u0649 99.7% \u0641\u064a \u0627\u0644\u0643\u0634\u0641 \u0639\u0646 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 (\u0645\u062b\u0644 AI SHIELD \u0645\u0646 PhotonPay). \u0643\u0645\u0627 \u062a\u0639\u0645\u0644 \u0639\u0644\u0649 \u062a\u062d\u0633\u064a\u0646 \u0645\u0633\u0627\u0631\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0648\u062e\u0641\u0636 \u0627\u0644\u062e\u0633\u0627\u0626\u0631 \u0641\u064a \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0635\u0631\u0641 \u0628\u0646\u0633\u0628\u0629 \u062a\u0635\u0644 \u0625\u0644\u0649 0.5% (\u0645\u062b\u0644 \u0646\u0638\u0627\u0645 Buvei).<\/p>\n<p data-start=\"2361\" data-end=\"2551\"><strong data-start=\"2361\" data-end=\"2402\">\u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0641\u062a\u0631\u0627\u0636\u064a\u0629 \u0648\u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u064f\u062f\u0645\u062c:<\/strong><br data-start=\"2402\" data-end=\"2405\" \/>\u0645\u0646\u0635\u0627\u062a \u0644\u0625\u062f\u0627\u0631\u0629 \u0623\u0633\u0627\u0637\u064a\u0644 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0639\u0644\u0649 \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0641\u0631\u0648\u0639\u060c \u0645\u0639 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0627\u0644\u062a\u0644\u0642\u0627\u0626\u064a \u0644\u0644\u0648\u0627\u0626\u062d. \u062d\u0644\u0648\u0644 <a href=\"https:\/\/buvei.com\/developer\">API<\/a> \u0645\u0648\u062d\u062f\u0629 \u062a\u0634\u0645\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a\u060c \u0648\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0639\u0645\u0644\u0627\u062a\u060c \u0648\u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0627\u0644\u0636\u0631\u064a\u0628\u064a.<\/p>\n<h3 data-start=\"2553\" data-end=\"2595\">III. \u062d\u0627\u0644\u0627\u062a \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0641\u062a\u0631\u0627\u0636\u064a\u0629<\/h3>\n<p data-start=\"2597\" data-end=\"2784\"><strong data-start=\"2597\" data-end=\"2632\">\u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u062d\u062f\u0648\u062f:<\/strong><br data-start=\"2632\" data-end=\"2635\" \/>\u062a\u062d\u0633\u064a\u0646 \u0645\u0639\u062f\u0644 \u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0641\u062d\u0635 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0641\u064a \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u0641\u0639\u0644\u064a (Buvei \u062a\u062d\u0642\u0642 \u0645\u0639\u062f\u0644 \u0645\u0648\u0627\u0641\u0642\u0629 91.2%). \u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u0625\u0635\u062f\u0627\u0631 \u0628\u0637\u0627\u0642\u0627\u062a \u0641\u0631\u0639\u064a\u0629 \u0641\u0648\u0631\u064a\u0629 \u0644\u0644\u0645\u0648\u0631\u062f\u064a\u0646 \u0623\u0648 \u0645\u0646\u0635\u0627\u062a \u0627\u0644\u0625\u0639\u0644\u0627\u0646\u0627\u062a.<\/p>\n<p data-start=\"2786\" data-end=\"2930\"><strong data-start=\"2786\" data-end=\"2816\">\u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0628\u064a\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a (B2B):<\/strong><br data-start=\"2816\" data-end=\"2819\" \/>\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0633\u0644\u0633\u0644\u0629 \u0627\u0644\u062a\u0648\u0631\u064a\u062f \u0645\u0635\u062d\u0648\u0628\u0629 \u0628\u0641\u0648\u0627\u062a\u064a\u0631 \u0645\u0648\u062b\u0642\u0629 \u0648\u062d\u062f\u0648\u062f \u0625\u0646\u0641\u0627\u0642. \u0627\u0644\u062a\u0633\u0648\u064a\u0629 \u0628\u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0643\u0627\u0645\u0644 \u0645\u0628\u0627\u0634\u0631 \u0645\u0639 PIX\/UPI.<\/p>\n<p data-start=\"2932\" data-end=\"3057\"><strong data-start=\"2932\" data-end=\"2958\">\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u0627\u0644\u0645\u0624\u0633\u0633\u064a:<\/strong><br data-start=\"2958\" data-end=\"2961\" \/>\u0644\u0644\u0633\u0641\u0631 \u0648\u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643\u0627\u062a\u060c \u062a\u062a\u064a\u062d CVV \u0627\u0644\u062f\u064a\u0646\u0627\u0645\u064a\u0643\u064a \u0648\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0628\u0646\u0633\u0628\u0629 \u062a\u0635\u0644 \u0625\u0644\u0649 30%.<\/p>\n<h3 data-start=\"3059\" data-end=\"3099\">IV. \u0622\u0641\u0627\u0642 \u0645\u0633\u062a\u0642\u0628\u0644 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u062d\u062f\u0648\u062f<\/h3>\n<p data-start=\"3101\" data-end=\"3208\"><strong data-start=\"3101\" data-end=\"3119\">\u0627\u0644\u062f\u0645\u062c \u0645\u0639 DeFi:<\/strong><br data-start=\"3119\" data-end=\"3122\" \/>\u062a\u0633\u0648\u064a\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0642\u0631\u0629 \u0648\u062a\u0646\u0641\u064a\u0630 \u0627\u0644\u0639\u0642\u0648\u062f \u0627\u0644\u0630\u0643\u064a\u0629 \u0628\u0634\u0643\u0644 \u062a\u0644\u0642\u0627\u0626\u064a \u0644\u0632\u064a\u0627\u062f\u0629 \u0627\u0644\u0643\u0641\u0627\u0621\u0629 \u0648\u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629.<\/p>\n<p data-start=\"3210\" data-end=\"3321\"><strong data-start=\"3210\" data-end=\"3238\">\u062a\u062d\u0627\u0644\u0641\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0625\u0642\u0644\u064a\u0645\u064a\u0629:<\/strong><br data-start=\"3238\" data-end=\"3241\" \/>\u0634\u0628\u0643\u0627\u062a \u0639\u0645\u0644\u0629 \u0645\u062d\u0644\u064a\u0629 \u0641\u064a \u0645\u0646\u0627\u0637\u0642 \u0645\u062b\u0644 \u0627\u0644\u0622\u0633\u064a\u0627\u0646 \u0648\u0623\u0645\u0631\u064a\u0643\u0627 \u0627\u0644\u0644\u0627\u062a\u064a\u0646\u064a\u0629 \u062a\u062f\u0641\u0639 \u0646\u062d\u0648 \u0627\u0633\u062a\u0642\u0644\u0627\u0644\u064a\u0629 \u0623\u0643\u0628\u0631.<\/p>\n<p data-start=\"3323\" data-end=\"3418\"><strong data-start=\"3323\" data-end=\"3359\">\u0627\u0644\u062a\u062e\u0635\u064a\u0635 \u0627\u0644\u0630\u0643\u064a \u0628\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a:<\/strong><br data-start=\"3359\" data-end=\"3362\" \/>\u062d\u062f\u0648\u062f \u0625\u0646\u0641\u0627\u0642 \u062a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0627\u0644\u0633\u0644\u0648\u0643 \u0644\u062a\u062d\u0633\u064a\u0646 \u0623\u0645\u0627\u0646 \u0648\u0643\u0641\u0627\u0621\u0629 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a.<\/p>\n<h3 data-start=\"3420\" data-end=\"3431\">\u0627\u0644\u062e\u0627\u062a\u0645\u0629<\/h3>\n<p data-start=\"3433\" data-end=\"3624\">\u062a\u062a\u0637\u0648\u0631 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u062d\u062f\u0648\u062f \u0645\u0646 \u0623\u0646\u0638\u0645\u0629 \u0628\u0637\u064a\u0626\u0629 \u0648\u0645\u0643\u0644\u0641\u0629 \u0625\u0644\u0649 \u062d\u0644\u0648\u0644 \u0641\u0648\u0631\u064a\u0629 \u0645\u062f\u0639\u0648\u0645\u0629 \u0628\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0648\u0645\u064f\u062f\u0645\u062c\u0629 \u0628\u0639\u0645\u0642 \u0641\u064a \u0627\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u062d\u062a\u064a\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629. \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0641\u062a\u0631\u0627\u0636\u064a\u0629 \u0627\u0644\u0622\u0646 \u0639\u0646\u0635\u0631 \u0623\u0633\u0627\u0633\u064a \u0641\u064a \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u062e\u0632\u064a\u0646\u0629 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629.<\/p>\n<p data-start=\"3626\" data-end=\"3644\"><strong data-start=\"3626\" data-end=\"3642\">\u0644\u0645\u0627\u0630\u0627 <a href=\"https:\/\/buvei.com\/blog\/virtual-cards-cross-border-paymentsbuvei\/\">Buvei<\/a>\u061f<\/strong><\/p>\n<ul data-start=\"3645\" data-end=\"3786\">\n<li data-start=\"3645\" data-end=\"3713\">\n<p data-start=\"3647\" data-end=\"3713\">\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0641\u062a\u0631\u0627\u0636\u064a\u0629 \u0645\u062a\u0639\u062f\u062f\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0628\u062a\u0633\u0648\u064a\u0629 \u0641\u0648\u0631\u064a\u0629 \u0648\u062a\u0642\u0644\u064a\u0644 \u062e\u0633\u0627\u0626\u0631 \u0627\u0644\u062a\u062d\u0648\u064a\u0644<\/p>\n<\/li>\n<li data-start=\"3714\" data-end=\"3786\">\n<p data-start=\"3716\" data-end=\"3786\">\u0645\u062d\u0631\u0643 \u0645\u062e\u0627\u0637\u0631\u0629 \u0645\u062f\u0639\u0648\u0645 \u0628\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0644\u0644\u0645\u0631\u0627\u0642\u0628\u0629 \u0627\u0644\u0644\u062d\u0638\u064a\u0629 \u0648\u0627\u0644\u062a\u062d\u0643\u0645 \u0627\u0644\u062a\u0643\u064a\u0641\u064a<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"3788\" data-end=\"3839\">\u25b6 \u0627\u0628\u062f\u0623 \u0627\u0644\u0622\u0646: <a class=\"\" href=\"https:\/\/buvei.com\" target=\"_new\" rel=\"noopener\" data-start=\"3801\" data-end=\"3839\">https:\/\/buvei.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"\u062a\u0634\u064a\u0631 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u062d\u062f\u0648\u062f \u0625\u0644\u0649 \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0628\u064a\u0646 \u0627\u0644\u062f\u0648\u0644 \u0623\u0648 \u0627\u0644\u0645\u0646\u0627\u0637\u0642\u060c \u0648\u062a\u0634\u0645\u0644 \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0628\u064a\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a (B2B)\u060c \u0648\u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629&hellip;","protected":false},"author":2,"featured_media":3629,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":""},"categories":[47],"tags":[146,1629,1631],"class_list":{"0":"post-3710","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-payment-basics-ar","8":"tag-buvei-ar","9":"tag-crossborderpayments-ar","10":"tag-virtualcards-ar","11":"cs-entry"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/3710","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/comments?post=3710"}],"version-history":[{"count":0,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/3710\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media\/3629"}],"wp:attachment":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media?parent=3710"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/categories?post=3710"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/tags?post=3710"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}