{"id":36760,"date":"2026-04-28T04:19:30","date_gmt":"2026-04-28T04:19:30","guid":{"rendered":"https:\/\/buvei.com\/blog\/?p=36760"},"modified":"2026-04-28T04:19:30","modified_gmt":"2026-04-28T04:19:30","slug":"using-virtual-cards-for-eu-online-payments-2026-guide-6","status":"publish","type":"post","link":"https:\/\/buvei.com\/blog\/ar\/using-virtual-cards-for-eu-online-payments-2026-guide-6\/","title":{"rendered":"\u06cc\u0648\u0631\u067e\u06cc \u06cc\u0648\u0646\u06cc\u0646 PSD3 \u0648 PSR 2026: \u0648\u0631\u0686\u0648\u0626\u0644 \u06a9\u0627\u0631\u0688\u0632 \u0633\u06d2 \u0627\u062f\u0627\u0626\u06cc\u06af\u06cc \u06a9\u06cc \u0631\u06a9\u0627\u0648\u0679\u0648\u06ba \u06a9\u0627 \u062d\u0644"},"content":{"rendered":"<h2>2026 \u06cc\u0648\u0631\u067e\u06cc \u06cc\u0648\u0646\u06cc\u0646 \u0627\u062f\u0627\u0626\u06cc\u06af\u06cc \u06a9\u0627 \u0645\u0627\u062d\u0648\u0644: PSD3\u060c PSR \u0627\u0648\u0631 \u0648\u0631\u0686\u0648\u0626\u0644 \u06a9\u0627\u0631\u0688\u0632<\/h2>\n<div><\/div>\n<div>\u0627\u067e\u0631\u06cc\u0644 2026 \u0645\u06cc\u06ba \u06cc\u0648\u0631\u067e\u06cc \u06cc\u0648\u0646\u06cc\u0646 \u06a9\u06d2 \u0627\u062f\u0627\u0626\u06cc\u06af\u06cc \u06a9\u06d2 \u0634\u0639\u0628\u06d2 \u067e\u0631 <strong>PSD3 (\u062a\u06cc\u0633\u0631\u0627 \u0627\u062f\u0627\u0626\u06cc\u06af\u06cc \u0633\u0631\u0648\u0633\u0632 \u06c1\u062f\u0627\u06cc\u062a \u0646\u0627\u0645\u06c1)<\/strong> \u0627\u0648\u0631 <strong>PSR (\u0627\u062f\u0627\u0626\u06cc\u06af\u06cc \u0633\u0631\u0648\u0633\u0632 \u0631\u06cc\u06af\u0648\u0644\u06cc\u0634\u0646)<\/strong> \u06a9\u06d2 \u0645\u06a9\u0645\u0644 \u0646\u0641\u0627\u0630 \u06a9\u0627 \u063a\u0644\u0628\u06c1 \u06c1\u06d2\u06d4 \u0627\u0646 \u0636\u0627\u0628\u0637\u0648\u06ba \u0646\u06d2 \u06cc\u0648\u0631\u067e \u06a9\u0648 \u062f\u0646\u06cc\u0627 \u06a9\u0627 \u0633\u0628 \u0633\u06d2 \u0645\u062d\u0641\u0648\u0638 \u0644\u06cc\u06a9\u0646 \u0633\u0628 \u0633\u06d2 \u0632\u06cc\u0627\u062f\u06c1 \u067e\u06cc\u0686\u06cc\u062f\u06c1 \u0688\u06cc\u062c\u06cc\u0679\u0644 \u0645\u0627\u0631\u06a9\u06cc\u0679 \u0628\u0646\u0627 \u062f\u06cc\u0627 \u06c1\u06d2\u06d4<\/div>\n<div><\/div>\n<div>\u0627\u06cc \u06a9\u0627\u0645\u0631\u0633 \u0627\u0648\u0631 \u0633\u0627\u0633 \u0634\u0639\u0628\u0648\u06ba \u06a9\u06d2 \u0644\u06cc\u06d2 \u0648\u0631\u0686\u0648\u0626\u0644 \u06a9\u0627\u0631\u0688\u0632 \u0627\u0628 \u0635\u0631\u0641 \u0627\u0636\u0627\u0641\u06cc \u0633\u06c1\u0648\u0644\u062a \u0646\u06c1\u06cc\u06ba \u0628\u0644\u06a9\u06c1 <strong>\u0645\u0636\u0628\u0648\u0637 \u0635\u0627\u0631\u0641 \u06a9\u06cc \u062a\u0648\u062b\u06cc\u0642 (SCA)<\/strong> \u06a9\u06cc \u067e\u06cc\u0686\u06cc\u062f\u06af\u06cc\u0648\u06ba \u0633\u06d2 \u0628\u0686\u0646\u06d2 \u0627\u0648\u0631 \u062a\u0645\u0627\u0645 27 \u0631\u06a9\u0646 \u0645\u0645\u0627\u0644\u06a9 \u0645\u06cc\u06ba \u0627\u0639\u0644\u06cc\u0670 \u0645\u0646\u0638\u0648\u0631\u06cc \u06a9\u06cc \u0634\u0631\u062d \u0628\u0631\u0642\u0631\u0627\u0631 \u0631\u06a9\u06be\u0646\u06d2 \u06a9\u06d2 \u0644\u06cc\u06d2 \u0644\u0627\u0632\u0645\u06cc \u0636\u0631\u0648\u0631\u062a \u0628\u0646 \u0686\u06a9\u06d2 \u06c1\u06cc\u06ba\u06d4<\/div>\n<div>\n<h2 data-path-to-node=\"4\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-36741\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-72-1.webp\" alt=\"\" width=\"1600\" height=\"896\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-72-1.webp 1600w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-72-1-300x168.webp 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-72-1-1024x573.webp 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-72-1-768x430.webp 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-72-1-1536x860.webp 1536w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-72-1-400x224.webp 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-72-1-800x448.webp 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-72-1-832x466.webp 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-72-1-1248x699.webp 1248w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><\/h2>\n<\/div>\n<h2><a href=\"https:\/\/buvei.com\/blog\/how-to-cancel-saas-payments-using-virtual-cards-2026-guide\/\">2026 \u06a9\u0627 \u06cc\u0648\u0631\u067e\u06cc \u06cc\u0648\u0646\u06cc\u0646<\/a> \u0627\u062f\u0627\u0626\u06cc\u06af\u06cc \u06a9\u0627 \u0645\u0646\u0638\u0631 \u0646\u0627\u0645\u06c1<\/h2>\n<div><\/div>\n<div>\u06cc\u0648\u0631\u067e\u06cc \u06cc\u0648\u0646\u06cc\u0646 \u0646\u06d2 \u0645\u06a9\u0645\u0644 \u0637\u0648\u0631 \u067e\u0631 <strong>\u0641\u0648\u0631\u06cc \u0627\u0648\u0631 \u0634\u0641\u0627\u0641 \u0645\u0627\u0644\u06cc\u0627\u062a<\/strong> \u06a9\u06cc \u0633\u0645\u062a \u0628\u0646\u06cc\u0627\u062f\u06cc \u062a\u0628\u062f\u06cc\u0644\u06cc \u0627\u062e\u062a\u06cc\u0627\u0631 \u06a9\u0631 \u0644\u06cc \u06c1\u06d2\u06d4<\/div>\n<div><\/div>\n<ul>\n<li><strong>\u0645\u0639\u06cc\u0627\u0631 \u06a9\u06d2 \u0637\u0648\u0631 \u067e\u0631 \u0641\u0648\u0631\u06cc \u0627\u062f\u0627\u0626\u06cc\u06af\u06cc\u0627\u06ba<\/strong>: \u0627\u06a9\u062a\u0648\u0628\u0631 2025 \u0633\u06d2 \u062a\u0645\u0627\u0645 \u06cc\u0648\u0631\u067e\u06cc \u0628\u06cc\u0646\u06a9\u0648\u06ba \u06a9\u0648 10 \u0633\u06cc\u06a9\u0646\u0688 \u06a9\u06d2 \u0627\u0646\u062f\u0631 \u06cc\u0648\u0631\u0648 \u0679\u0631\u0627\u0646\u0633\u0641\u0631 \u067e\u0631 \u06a9\u0627\u0631\u0631\u0648\u0627\u0626\u06cc \u06a9\u0631\u0646\u0627 \u0644\u0627\u0632\u0645\u06cc \u06c1\u06d2 (SEPA Instant)\u06d4 \u0648\u0631\u0686\u0648\u0626\u0644 \u06a9\u0627\u0631\u0688\u0632 \u0627\u0628 \u0627\u0646\u06c1\u06cc \u0646\u06cc\u0679 \u0648\u0631\u06a9\u0633 \u06a9\u06d2 \u0630\u0631\u06cc\u0639\u06d2 \u0641\u0648\u0631\u06cc \u0679\u0627\u067e \u0627\u067e \u062d\u0627\u0635\u0644 \u06a9\u0631\u062a\u06d2 \u06c1\u06cc\u06ba\u06d4<\/li>\n<li><strong>PSD3 \u06a9\u0627 \u0639\u0631\u0648\u062c<\/strong>: \u0646\u0626\u06d2 \u06c1\u062f\u0627\u06cc\u062a \u0646\u0627\u0645\u06d2 \u0646\u06d2 \u0627\u062f\u0627\u0626\u06cc\u06af\u06cc \u06a9\u0646\u0646\u062f\u06c1 \u06a9\u06cc \u062a\u0648\u062b\u06cc\u0642 (VoP) \u06a9\u06d2 \u0642\u0648\u0627\u0646\u06cc\u0646 \u0633\u062e\u062a \u06a9\u0631 \u062f\u06cc\u06d2 \u06c1\u06cc\u06ba\u060c \u062c\u0633 \u0645\u06cc\u06ba \u06a9\u0627\u0631\u0688 \u067e\u0631 \u062f\u0631\u062c \u0646\u0627\u0645 \u06a9\u0627 IBAN \u06cc\u0627 \u0627\u06a9\u0627\u0624\u0646\u0679 \u06c1\u0648\u0644\u0688\u0631 \u06a9\u06d2 \u0646\u0627\u0645 \u0633\u06d2 \u0645\u06a9\u0645\u0644 \u0645\u0645\u0627\u062b\u0644\u062a \u0644\u0627\u0632\u0645\u06cc \u06c1\u06d2\u06d4<\/li>\n<li><strong>\u062e\u0648\u062f\u0645\u062e\u062a\u0627\u0631 \u0688\u06cc\u062c\u06cc\u0679\u0644 \u0646\u06cc\u0679 \u0648\u0631\u06a9\u0633<\/strong>: \u0688\u06cc\u062c\u06cc\u0679\u0644 \u06cc\u0648\u0631\u0648 \u06a9\u06d2 \u0622\u062e\u0631\u06cc \u0622\u0632\u0645\u0627\u0626\u0634\u06cc \u0645\u0631\u0627\u062d\u0644 \u0645\u06cc\u06ba \u06c1\u0648\u0646\u06d2 \u0633\u06d2\u060c \u0648\u0631\u0686\u0648\u0626\u0644 \u06a9\u0627\u0631\u0688\u0632 \u0631\u0648\u0627\u06cc\u062a\u06cc \u0628\u06cc\u0646\u06a9 \u0627\u06a9\u0627\u0624\u0646\u0679\u0633 \u0627\u0648\u0631 \u06cc\u0648\u0631\u067e\u06cc \u06cc\u0648\u0646\u06cc\u0646 \u06a9\u06d2 \u0646\u0626\u06d2 \u062e\u0648\u062f\u0645\u062e\u062a\u0627\u0631 \u0688\u06cc\u062c\u06cc\u0679\u0644 \u06a9\u0631\u0646\u0633\u06cc \u06a9\u06d2 \u062f\u0631\u0645\u06cc\u0627\u0646 \u062e\u0644\u0627 \u062e\u062a\u0645 \u06a9\u0631\u0646\u06d2 \u06a9\u06d2 \u0644\u06cc\u06d2 \u062c\u0627\u0631\u06cc \u06a9\u06cc\u06d2 \u062c\u0627 \u0631\u06c1\u06d2 \u06c1\u06cc\u06ba\u06d4<\/li>\n<\/ul>\n<div><\/div>\n<h2>\u06cc\u0648\u0631\u067e\u06cc \u06cc\u0648\u0646\u06cc\u0646 \u0627\u062f\u0627\u0626\u06cc\u06af\u06cc\u0648\u06ba \u0645\u06cc\u06ba \u062f\u0631\u067e\u06cc\u0634 \u0639\u0627\u0645 \u0686\u06cc\u0644\u0646\u062c\u0632<\/h2>\n<div><\/div>\n<div>2026 \u062a\u06a9 \u0628\u06be\u06cc \u06cc\u0648\u0631\u067e\u06cc \u06cc\u0648\u0646\u06cc\u0646 \u0633\u06d2 \u0628\u0627\u06c1\u0631 \u0633\u06d2 \u0627\u062f\u0627\u0626\u06cc\u06af\u06cc \u06a9\u0631\u0646\u06d2 \u06cc\u0627 \u06cc\u0648\u0631\u0648 \u0632\u0648\u0646 \u06a9\u06d2 \u0627\u0646\u062f\u0631 \u0633\u0631\u062d\u062f \u067e\u0627\u0631 \u0644\u06cc\u0646 \u062f\u06cc\u0646 \u0645\u06cc\u06ba \u06a9\u0626\u06cc \u0631\u06a9\u0627\u0648\u0679\u06cc\u06ba \u0645\u0648\u062c\u0648\u062f \u06c1\u06cc\u06ba:<\/div>\n<div><\/div>\n<ul>\n<li><strong>SCA \u062a\u06be\u06a9\u0627\u0648\u0679<\/strong>: 30 \u06cc\u0648\u0631\u0648 \u0633\u06d2 \u0632\u06cc\u0627\u062f\u06c1 \u06c1\u0631 \u0644\u06cc\u0646 \u062f\u06cc\u0646 \u06a9\u06d2 \u0644\u06cc\u06d2 \u062f\u0648 \u0639\u0646\u0635\u0631 \u06a9\u06cc \u062a\u0648\u062b\u06cc\u0642 (2FA) \u0644\u0627\u0632\u0645\u06cc \u06c1\u0648\u062a\u06cc \u06c1\u06d2\u06d4 \u06cc\u06c1 \u067e\u06cc\u0686\u06cc\u062f\u06af\u06cc \u0627\u06cc \u06a9\u0627\u0645\u0631\u0633 \u0645\u06cc\u06ba \u062e\u0631\u06cc\u062f\u0627\u0631\u06cc \u06a9\u06d2 \u0639\u0645\u0644 \u06a9\u0648 \u0627\u062f\u06be\u0648\u0631\u0627 \u0686\u06be\u0648\u0691\u0646\u06d2 \u06a9\u0627 \u0633\u0628\u0628 \u0628\u0646\u062a\u06cc \u06c1\u06d2\u06d4<\/li>\n<li><strong>3D \u0633\u06cc\u06a9\u06cc\u0648\u0631 3.0 (3DS3) \u0633\u06d2 \u0627\u0646\u06a9\u0627\u0631<\/strong>: \u06cc\u0648\u0631\u067e\u06cc \u062a\u0627\u062c\u0631 \u0641\u0631\u0627\u0688 \u06a9\u06d2 \u0627\u0633\u06a9\u0648\u0631\u0646\u06af \u06a9\u06d2 \u0633\u062e\u062a \u0637\u0631\u06cc\u0642\u06d2 \u0627\u0633\u062a\u0639\u0645\u0627\u0644 \u06a9\u0631 \u0631\u06c1\u06d2 \u06c1\u06cc\u06ba\u06d4 \u06cc\u0648\u0631\u067e\u06cc BIN (\u0628\u06cc\u0646\u06a9 \u0634\u0646\u0627\u062e\u062a\u06cc \u0646\u0645\u0628\u0631) \u06a9\u06d2 \u0628\u063a\u06cc\u0631 \u06a9\u0627\u0631\u0688\u0632 \u06a9\u0648 \u0632\u06cc\u0627\u062f\u06c1 \u062e\u0637\u0631\u06c1 \u0648\u0627\u0644\u0627 \u0642\u0631\u0627\u0631 \u062f\u06d2 \u06a9\u0631 \u0627\u06a9\u062b\u0631 \u0645\u0633\u062a\u0631\u062f \u06a9\u0631 \u062f\u06cc\u0627 \u062c\u0627\u062a\u0627 \u06c1\u06d2\u06d4<\/li>\n<li><strong>\u063a\u06cc\u0631 \u06cc\u0648\u0631\u0648 \u06a9\u0627\u0631\u0688\u0632 \u067e\u0631 \u0632\u0631\u0645\u0628\u0627\u062f\u0644\u06c1 \u0627\u0636\u0627\u0641\u06cc \u0686\u0627\u0631\u062c\u0632<\/strong>: \u0628\u0631\u0637\u0627\u0646\u06cc\u06c1\u060c \u0627\u0645\u0631\u06cc\u06a9\u06c1 \u06cc\u0627 \u0627\u06cc\u0634\u06cc\u0627\u0626\u06cc \u06a9\u0627\u0631\u0648\u0628\u0627\u0631\u0648\u06ba \u06a9\u06d2 \u0644\u06cc\u06d2 \u06cc\u0648\u0631\u067e\u06cc \u062a\u0627\u062c\u0631\u0648\u06ba \u06a9\u0648 \u06cc\u0648\u0631\u0648 \u0645\u06cc\u06ba \u0627\u062f\u0627\u0626\u06cc\u06af\u06cc \u06a9\u0631\u0646\u06d2 \u067e\u0631 \u067e\u0631\u0627\u0646\u06d2 \u0628\u06cc\u0646\u06a9\u0648\u06ba \u06a9\u06d2 \u063a\u06cc\u0631 \u0633\u0627\u0632\u06af\u0627\u0631 \u0634\u0631\u062d \u062a\u0628\u0627\u062f\u0644\u06d2 \u0633\u06d2 2.5% \u0633\u06d2 4% \u062a\u06a9 \u0686\u06be\u067e\u0627 \u06c1\u0648\u0627 \u0679\u06cc\u06a9\u0633 \u0627\u062f\u0627 \u06a9\u0631\u0646\u0627 \u067e\u0691\u062a\u0627 \u06c1\u06d2\u06d4<\/li>\n<\/ul>\n<div>\n<h2 data-start=\"1124\" data-end=\"1167\"><a href=\"https:\/\/buvei.com\/?s=blog\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-28870 aligncenter\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4.png\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-832x249.png 832w\" alt=\"\" width=\"1024\" height=\"307\" \/><\/a><\/h2>\n<\/div>\n<h2><a href=\"https:\/\/buvei.com\/blog\/how-to-cancel-saas-payments-using-virtual-cards-2026-guide\/\">\u0648\u0631\u0686\u0648\u0626\u0644 \u06a9\u0627\u0631\u0688\u0632 \u06cc\u0648\u0631\u067e\u06cc \u06cc\u0648\u0646\u06cc\u0646 \u0645\u06cc<\/a>\u06ba \u0627\u062f\u0627\u0626\u06cc\u06af\u06cc \u06a9\u06cc \u06a9\u0627\u0645\u06cc\u0627\u0628\u06cc \u06a9\u06cc \u0634\u0631\u062d \u06a9\u0648 \u06a9\u06cc\u0648\u06ba \u0628\u06c1\u062a\u0631 \u0628\u0646\u0627\u062a\u06d2 \u06c1\u06cc\u06ba<\/h2>\n<div><\/div>\n<div>\u0648\u0631\u0686\u0648\u0626\u0644 \u06a9\u0627\u0631\u0688\u0632 <strong>\u062a\u0639\u0645\u06cc\u0644 \u06a9\u06d2 \u062a\u062d\u0641\u0638 \u06a9\u06d2 \u0688\u06be\u0627\u0646\u0686\u06d2<\/strong> \u06a9\u0627 \u06a9\u0627\u0645 \u06a9\u0631\u062a\u06d2 \u06c1\u06cc\u06ba \u0627\u0648\u0631 PSD3 \u06a9\u06d2 \u0631\u06cc\u06af\u0648\u0644\u06cc\u0679\u0631\u06cc \u0631\u06a9\u0627\u0648\u0679\u0648\u06ba \u06a9\u0648 \u0622\u0633\u0627\u0646 \u0628\u0646\u0627\u062a\u06d2 \u06c1\u06cc\u06ba\u06d4<\/div>\n<div><\/div>\n<h3>\u0645\u0642\u0627\u0645\u06cc BIN \u062d\u06a9\u0645\u062a \u0639\u0645\u0644\u06cc<\/h3>\n<div><\/div>\n<div>2026 \u06a9\u06d2 \u0645\u0639\u0631\u0648\u0641 \u0641\u0631\u0627\u06c1\u0645 \u06a9\u0646\u0646\u062f\u06af\u0627\u0646 (Revolut\u060c Wise\u060c ConnectPay) <strong>EEA (\u06cc\u0648\u0631\u067e\u06cc \u0627\u0642\u062a\u0635\u0627\u062f\u06cc \u0639\u0644\u0627\u0642\u06c1)<\/strong> \u06a9\u06d2 BIN \u0648\u0627\u0644\u06d2 \u0648\u0631\u0686\u0648\u0626\u0644 \u06a9\u0627\u0631\u0688\u0632 \u062c\u0627\u0631\u06cc \u06a9\u0631\u062a\u06d2 \u06c1\u06cc\u06ba\u06d4<\/div>\n<div><\/div>\n<div>\u0646\u062a\u06cc\u062c\u062a\u0627\u064b: \u0641\u0631\u0627\u0646\u0633 \u062c\u06cc\u0633\u06d2 \u06cc\u0648\u0631\u067e\u06cc \u062a\u0627\u062c\u0631 \u0627\u0633 \u06a9\u0627\u0631\u0688 \u06a9\u0648 \u0645\u0642\u0627\u0645\u06cc \u0633\u0645\u062c\u06be\u062a\u06d2 \u06c1\u06cc\u06ba\u060c \u0632\u06cc\u0627\u062f\u06c1 \u062e\u0637\u0631\u06d2 \u0648\u0627\u0644\u06d2 \u0641\u0644\u0679\u0631\u0632 \u0633\u06d2 \u0628\u0686 \u062c\u0627\u062a\u06d2 \u06c1\u06cc\u06ba \u0627\u0648\u0631 \u0644\u06cc\u0646 \u062f\u06cc\u0646 \u06a9\u06cc \u0645\u0646\u0638\u0648\u0631\u06cc \u06a9\u06d2 \u0627\u0645\u06a9\u0627\u0646\u0627\u062a \u0645\u06cc\u06ba \u0646\u0645\u0627\u06cc\u0627\u06ba \u0627\u0636\u0627\u0641\u06c1 \u06c1\u0648\u062a\u0627 \u06c1\u06d2\u06d4<\/div>\n<div><\/div>\n<h3>\u0645\u062a\u062d\u0631\u06a9 SCA \u0627\u0646\u062a\u0638\u0627\u0645<\/h3>\n<div><\/div>\n<div>\u062c\u062f\u06cc\u062f \u06cc\u0648\u0631\u067e\u06cc \u06cc\u0648\u0646\u06cc\u0646 \u0648\u0631\u0686\u0648\u0626\u0644 \u06a9\u0627\u0631\u0688\u0632 \u0630\u06c1\u06cc\u0646 \u062e\u0635\u0648\u0635\u06cc\u0627\u062a \u0633\u06d2 \u0622\u0631\u0627\u0633\u062a\u06c1 \u06c1\u0648\u062a\u06d2 \u06c1\u06cc\u06ba\u06d4 \u0627\u0646\u06c1\u06cc\u06ba \u0628\u06cc\u0646\u06a9 \u0627\u06cc\u067e \u06a9\u06d2 \u0627\u0646\u062f\u0631 \u067e\u06c1\u0644\u06d2 \u0633\u06d2 \u062a\u0648\u062b\u06cc\u0642 \u06a9\u06cc\u0627 \u062c\u0627 \u0633\u06a9\u062a\u0627 \u06c1\u06d2\u060c \u062c\u0633 \u0633\u06d2 \u0628\u0627\u0631 \u0628\u0627\u0631 \u0633\u0627\u0633 \u0633\u0628\u0633\u06a9\u0631\u067e\u0634\u0646\u0632 \u0627\u0648\u0631 \u0642\u0627\u0628\u0644 \u0627\u0639\u062a\u0645\u0627\u062f \u062a\u0627\u062c\u0631\u0648\u06ba \u06a9\u06d2 \u0644\u06cc\u06d2 SCA \u0633\u06d2 \u0645\u0633\u062a\u062b\u0646\u06cc\u0670 \u0644\u06cc\u0646 \u062f\u06cc\u0646 \u0645\u0645\u06a9\u0646 \u06c1\u0648\u062a\u06d2 \u06c1\u06cc\u06ba\u06d4 \u0627\u0633 \u0633\u06d2 \u0645\u0627\u06c1\u0627\u0646\u06c1 \u0628\u0644 \u0627\u062f\u0627 \u06a9\u0631\u062a\u06d2 \u0648\u0642\u062a \u0628\u0627\u0631 \u0628\u0627\u0631 \u0645\u0648\u0628\u0627\u0626\u0644 \u06a9\u0648\u0688 \u0688\u0627\u0644\u0646\u06d2 \u06a9\u06cc \u067e\u0631\u06cc\u0634\u0627\u0646\u06cc \u062e\u062a\u0645 \u06c1\u0648 \u062c\u0627\u062a\u06cc \u06c1\u06d2\u06d4<\/div>\n<div><\/div>\n<h3>\u06cc\u06a9\u0633\u0627\u06ba \u0633\u06cc\u0679\u0644\u0645\u0646\u0679 \u06a9\u06cc \u0633\u06c1\u0648\u0644\u062a<\/h3>\n<div><\/div>\n<div>2026 \u0645\u06cc\u06ba \u0648\u0631\u0686\u0648\u0626\u0644 \u06a9\u0627\u0631\u0688 \u067e\u0644\u06cc\u0679 \u0641\u0627\u0631\u0645\u0632 \u06cc\u0648\u0631\u0648 \u0648\u0627\u0644\u06cc\u0679\u0633 \u0631\u06a9\u06be\u0646\u06d2 \u06a9\u06cc \u0633\u06c1\u0648\u0644\u062a \u0641\u0631\u0627\u06c1\u0645 \u06a9\u0631\u062a\u06d2 \u06c1\u06cc\u06ba\u06d4<\/div>\n<div><\/div>\n<div>\u0641\u0627\u0626\u062f\u06c1: \u0645\u0642\u0627\u0645\u06cc \u0679\u0631\u0627\u0646\u0633\u0641\u0631 \u06a9\u06d2 \u0630\u0631\u06cc\u0639\u06d2 \u0648\u0627\u0644\u06cc\u0679 \u0645\u06cc\u06ba \u0627\u06cc\u06a9 \u0628\u0627\u0631 \u0641\u0646\u0688 \u0634\u0627\u0645\u0644 \u06a9\u0631\u06a9\u06d2 \u06cc\u0648\u0631\u0648 \u0645\u06cc\u06ba \u0648\u0631\u0686\u0648\u0626\u0644 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\u0633\u0628\u0633\u06a9\u0631\u067e\u0634\u0646\u0632<\/h2>\n<div><\/div>\n<div>\n<div>\n<div>\u8868\u683c<\/div>\n<div>\n<div tabindex=\"0\" aria-describedby=\"zt69gfc\"><\/div>\n<div tabindex=\"0\" aria-describedby=\"hcihz1j\"><\/div>\n<div tabindex=\"0\" aria-describedby=\"9vw1lrs\"><\/div>\n<\/div>\n<\/div>\n<div>\n<div>\n<div>\n<table>\n<thead>\n<tr>\n<th>\u0627\u0633\u062a\u0639\u0645\u0627\u0644 \u06a9\u0627 \u0634\u0639\u0628\u06c1<\/th>\n<th>2026 \u06a9\u06cc \u062d\u06a9\u0645\u062a \u0639\u0645\u0644\u06cc<\/th>\n<th>\u0633\u0631\u0641\u06c1\u0631\u0633\u062a \u06cc\u0648\u0631\u067e\u06cc \u06cc\u0648\u0646\u06cc\u0646 \u0641\u0631\u0627\u06c1\u0645 \u06a9\u0646\u0646\u062f\u06af\u0627\u0646<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u0627\u06cc \u06a9\u0627\u0645\u0631\u0633 \u062a\u0648\u0633\u06cc\u0639<\/td>\n<td>\u0646\u0626\u06d2 \u06cc\u0648\u0631\u067e\u06cc \u0645\u0627\u0631\u06a9\u06cc\u0679 \u067e\u0644\u06cc\u0679 \u0641\u0627\u0631\u0645\u0632 \u0645\u06cc\u06ba \u0627\u06cc\u06a9 \u0628\u0627\u0631 \u0627\u0633\u062a\u0639\u0645\u0627\u0644 \u06c1\u0648\u0646\u06d2 \u0648\u0627\u0644\u06d2 \u0688\u0633\u067e\u0648\u0632\u0627\u06cc\u0628\u0644 \u0648\u0631\u0686\u0648\u0626\u0644 \u06a9\u0627\u0631\u0688\u0632 \u0633\u06d2 \u0688\u06cc\u0679\u0627 \u0644\u06cc\u06a9 \u0633\u06d2 \u0628\u0686\u0627\u0624<\/td>\n<td>Revolut\u060c Wallester<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/buvei.com\/blog\/how-to-cancel-saas-payments-using-virtual-cards-2026-guide\/\">\u0633\u0627\u0633 \u0633\u0628\u0633\u06a9\u0631\u067e\u0634\u0646\u0632<\/a><\/td>\n<td>\u06cc\u0648\u0631\u067e\u06cc \u0633\u0627\u0641\u0679 \u0648\u06cc\u0626\u0631 \u06a9\u06d2 \u0642\u06cc\u0645\u062a \u0645\u06cc\u06ba \u0627\u0636\u0627\u0641\u06d2 \u0633\u06d2 \u0628\u0686\u0646\u06d2 \u06a9\u06d2 \u0644\u06cc\u06d2 \u062a\u0627\u062c\u0631 \u0633\u06d2 \u0645\u0646\u0633\u0644\u06a9 \u0633\u062e\u062a \u06cc\u0648\u0631\u0648 \u062d\u062f \u0648\u0627\u0644\u06d2 \u06a9\u0627\u0631\u0688\u0632 \u0627\u0633\u062a\u0639\u0645\u0627\u0644 \u06a9\u0631\u0646\u0627<\/td>\n<td>Wise Business\u060c Airwallex<\/td>\n<\/tr>\n<tr>\n<td>\u0633\u0631\u062d\u062f \u067e\u0627\u0631 \u0627\u062f\u0627\u0626\u06cc\u06af\u06cc\u0627\u06ba<\/td>\n<td>\u06cc\u0648\u0631\u067e\u06cc \u06a9\u0646\u0679\u0631\u06cc\u06a9\u0679\u0631\u0632 \u06a9\u0648 \u0648\u0631\u0686\u0648\u0626\u0644 \u06a9\u0627\u0631\u0688\u0632 \u062c\u0627\u0631\u06cc \u06a9\u0631\u06a9\u06d2 \u062a\u0627\u0631 \u06a9\u06d2 \u0679\u0631\u0627\u0646\u0633\u0641\u0631 \u0641\u06cc\u0633 \u06a9\u06d2 \u0628\u063a\u06cc\u0631 \u0641\u0648\u0631\u06cc \u0622\u0645\u062f\u0646\u06cc \u062e\u0631\u0686 \u06a9\u0631\u0646\u06d2 \u06a9\u06cc \u0633\u06c1\u0648\u0644\u062a<\/td>\n<td>Stripe Issuing\u060c ConnectPay<\/td>\n<\/tr>\n<tr>\n<td>\u0633\u0641\u0631\u06cc \u0627\u0633\u062a\u0639\u0645\u0627\u0644 (\u0679\u0631\u06cc\u0646\/\u06c1\u0648\u0627\u0626\u06cc \u062c\u06c1\u0627\u0632)<\/td>\n<td>\u0627\u06cc\u067e\u0644 \u067e\u06d2 \u0645\u06cc\u06ba \u0648\u0631\u0686\u0648\u0626\u0644 \u06a9\u0627\u0631\u0688 \u0634\u0627\u0645\u0644 \u06a9\u0631\u06a9\u06d2 \u067e\u06cc\u0631\u0633 \u0645\u06cc\u0679\u0631\u0648 \u0627\u0648\u0631 \u0628\u0631\u0644\u06cc\u0646 \u0679\u0631\u06cc\u0646 \u0645\u06cc\u06ba \u0627\u06cc\u0646 \u0627\u06cc\u0641 \u0633\u06cc \u0679\u06cc\u067e \u0627\u062f\u0627\u0626\u06cc\u06af\u06cc\u0627\u06ba<\/td>\n<td>Revolut\u060c N26<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<h2 data-path-to-node=\"23\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-36742\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-73.webp\" alt=\"\" width=\"1600\" height=\"896\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-73.webp 1600w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-73-300x168.webp 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-73-1024x573.webp 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-73-768x430.webp 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-73-1536x860.webp 1536w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-73-400x224.webp 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-73-800x448.webp 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-73-832x466.webp 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-73-1248x699.webp 1248w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><\/h2>\n<\/div>\n<h2>\u062d\u062a\u0645\u06cc \u0646\u062a\u06cc\u062c\u06c1: \u0688\u06cc\u062c\u06cc\u0679\u0644 \u067e\u0631 \u0645\u0628\u0646\u06cc \u0646\u06cc\u0627 \u06cc\u0648\u0631\u067e\u06cc \u06cc\u0648\u0646\u06cc\u0646<\/h2>\n<div><\/div>\n<div>2026 \u0645\u06cc\u06ba \u06cc\u0648\u0631\u067e \u0645\u06cc\u06ba \u0628\u063a\u06cc\u0631 \u0648\u0631\u0686\u0648\u0626\u0644 \u06a9\u0627\u0631\u0688 \u06a9\u06d2 \u0627\u062f\u0627\u0626\u06cc\u06af\u06cc \u06a9\u0631\u0646\u0627 \u0627\u06cc\u0633\u06d2 \u06c1\u06cc \u06c1\u06d2 \u062c\u06cc\u0633\u06d2 \u062e\u0648\u062f\u06a9\u0627\u0631 \u0634\u06c1\u0631 \u0645\u06cc\u06ba \u062f\u0633\u062a\u06cc \u06af\u06cc\u0631 \u0648\u0627\u0644\u06cc \u06af\u0627\u0691\u06cc \u0686\u0644\u0627\u0646\u0627\u06d4<\/div>\n<div><\/div>\n<div>\u06cc\u0648\u0631\u067e\u06cc \u06cc\u0648\u0646\u06cc\u0646 \u06a9\u06d2 \u0631\u06cc\u06af\u0648\u0644\u06cc\u0679\u0688 \u0648\u0631\u0686\u0648\u0626\u0644 \u06a9\u0627\u0631\u0688 \u0641\u0631\u0627\u06c1\u0645 \u06a9\u0646\u0646\u062f\u06af\u0627\u0646 \u06a9\u06d2 \u0627\u0633\u062a\u0639\u0645\u0627\u0644 \u0633\u06d2 \u0622\u067e \u06a9\u0648 <strong>PSD3 \u06a9\u06d2 \u0641\u0631\u0627\u0688 \u062a\u062d\u0641\u0638 \u06a9\u06cc \u0633\u06cc\u06a9\u06cc\u0648\u0631\u0679\u06cc<\/strong> \u0645\u0644\u062a\u06cc \u06c1\u06d2\u060c \u062c\u0628\u06a9\u06c1 \u062a\u0648\u062b\u06cc\u0642 \u06a9\u06d2 \u067e\u06cc\u0686\u06cc\u062f\u06c1 \u0627\u0646\u062a\u0638\u0627\u0645\u06cc \u0645\u0633\u0627\u0626\u0644 \u0633\u06d2 \u0628\u0686\u0627 \u062c\u0627 \u0633\u06a9\u062a\u0627 \u06c1\u06d2\u06d4<\/div>\n<h2 data-start=\"1124\" data-end=\"1167\"><a href=\"https:\/\/buvei.com\/?s=blog\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-28870 aligncenter\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4.png\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-832x249.png 832w\" alt=\"\" width=\"1024\" height=\"307\" \/><\/a><\/h2>\n","protected":false},"excerpt":{"rendered":"2026 \u06cc\u0648\u0631\u067e\u06cc \u06cc\u0648\u0646\u06cc\u0646 \u0627\u062f\u0627\u0626\u06cc\u06af\u06cc \u06a9\u0627 \u0645\u0627\u062d\u0648\u0644: PSD3\u060c PSR \u0627\u0648\u0631 \u0648\u0631\u0686\u0648\u0626\u0644 \u06a9\u0627\u0631\u0688\u0632 \u0627\u067e\u0631\u06cc\u0644 2026 \u0645\u06cc\u06ba \u06cc\u0648\u0631\u067e\u06cc \u06cc\u0648\u0646\u06cc\u0646 \u06a9\u06d2 \u0627\u062f\u0627\u0626\u06cc\u06af\u06cc&hellip;","protected":false},"author":6,"featured_media":36742,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":""},"categories":[472],"tags":[6640,1777,1907,2127,4113],"class_list":{"0":"post-36760","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-affiliate-ar","8":"tag-advertising-payments-ar","9":"tag-cross-border-payments-ar","10":"tag-digital-payments-ar","11":"tag-payment-security-ar","12":"tag-secure-payments-ar","13":"cs-entry"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/36760","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/comments?post=36760"}],"version-history":[{"count":0,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/36760\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media\/36742"}],"wp:attachment":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media?parent=36760"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/categories?post=36760"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/tags?post=36760"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}