{"id":36758,"date":"2026-04-28T04:19:21","date_gmt":"2026-04-28T04:19:21","guid":{"rendered":"https:\/\/buvei.com\/blog\/?p=36758"},"modified":"2026-04-28T04:19:21","modified_gmt":"2026-04-28T04:19:21","slug":"using-virtual-cards-for-eu-online-payments-2026-guide-4","status":"publish","type":"post","link":"https:\/\/buvei.com\/blog\/ja\/using-virtual-cards-for-eu-online-payments-2026-guide-4\/","title":{"rendered":"2026 \u5e74 EU \u6c7a\u6e08\u52d5\u5411\uff5cPSD3\u30fbPSR \u65bd\u884c\u306b\u3088\u308b\u8ab2\u984c\u3068\u30d0\u30fc\u30c1\u30e3\u30eb\u30ab\u30fc\u30c9\u6d3b\u7528\u6226\u7565"},"content":{"rendered":"<h2><strong>2026 \u5e74 EU \u6c7a\u6e08\u74b0\u5883\uff1aPSD3\u30fbPSR \u65bd\u884c\u3068\u30d0\u30fc\u30c1\u30e3\u30eb\u30ab\u30fc\u30c9\u306e\u5fc5\u8981\u6027<\/strong><\/h2>\n<div><\/div>\n<div>2026 \u5e74 4 \u6708\u3001\u6b27\u5dde\u9023\u5408\uff08EU\uff09\u306e\u6c7a\u6e08\u5e02\u5834\u306f<strong>PSD3\uff08\u7b2c 3 \u6b21\u6c7a\u6e08\u30b5\u30fc\u30d3\u30b9\u6307\u4ee4\uff09<\/strong> \u3068<strong>PSR\uff08\u6c7a\u6e08\u30b5\u30fc\u30d3\u30b9\u898f\u5247\uff09<\/strong> \u306e\u5b8c\u5168\u65bd\u884c\u306b\u3088\u3063\u3066\u5b9a\u7fa9\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u3089\u306e\u898f\u5236\u306b\u3088\u308a\u3001\u30e8\u30fc\u30ed\u30c3\u30d1\u306f\u4e16\u754c\u3067\u6700\u3082\u5b89\u5168\u6027\u306e\u9ad8\u3044\u5730\u57df\u3068\u306a\u3063\u305f\u4e00\u65b9\u3001\u624b\u7d9a\u304d\u304c\u7169\u96d1\u306a<strong>\u6469\u64e6\u306e\u591a\u3044\u30c7\u30b8\u30bf\u30eb\u5e02\u5834<\/strong>\u306b\u5909\u5316\u3057\u307e\u3057\u305f\u3002<\/div>\n<div><\/div>\n<div>E \u30b3\u30de\u30fc\u30b9\u304a\u3088\u3073 SaaS \u696d\u754c\u306b\u304a\u3044\u3066\u3001\u30d0\u30fc\u30c1\u30e3\u30eb\u30ab\u30fc\u30c9\u306f\u8d05\u6ca2\u54c1\u304b\u3089<strong>\u5fc5\u9808\u30c4\u30fc\u30eb<\/strong>\u3078\u3068\u5909\u308f\u308a\u307e\u3057\u305f\u3002\u5f37\u56fa\u306a\u9867\u5ba2\u8a8d\u8a3c\uff08SCA\uff09\u306e\u8907\u96d1\u306a\u624b\u7d9a\u304d\u3092\u56de\u907f\u3057\u3001EU \u52a0\u76df 27 \u30ab\u56fd\u5168\u57df\u3067\u9ad8\u3044\u6c7a\u6e08\u627f\u8a8d\u7387\u3092\u7dad\u6301\u3059\u308b\u305f\u3081\u306b\u4e0d\u53ef\u6b20\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/div>\n<div>\n<h2 data-path-to-node=\"4\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-36741\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-72-1.webp\" alt=\"\" width=\"1600\" height=\"896\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-72-1.webp 1600w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-72-1-300x168.webp 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-72-1-1024x573.webp 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-72-1-768x430.webp 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-72-1-1536x860.webp 1536w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-72-1-400x224.webp 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-72-1-800x448.webp 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-72-1-832x466.webp 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-72-1-1248x699.webp 1248w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><\/h2>\n<\/div>\n<h2><strong>1. 2026 \u5e74 <a href=\"https:\/\/buvei.com\/blog\/how-to-cancel-saas-payments-using-virtual-cards-2026-guide\/\">EU \u6c7a\u6e08\u5e02\u5834\u306e\u7279\u5fb4<\/a><\/strong><\/h2>\n<div><\/div>\n<div>EU \u5168\u57df\u306f\u300c\u5373\u6642\u6027\u30fb\u900f\u660e\u6027\u300d\u3092\u8ef8\u3068\u3057\u305f\u91d1\u878d\u30b7\u30b9\u30c6\u30e0\u3078\u6839\u672c\u7684\u306b\u79fb\u884c\u3057\u3066\u3044\u307e\u3059\u3002<\/div>\n<div><\/div>\n<ul>\n<li><strong>\u5373\u6642\u6c7a\u6e08\u306e\u6a19\u6e96\u5316<\/strong>\uff1a2025 \u5e74 10 \u6708\u3088\u308a\u3001EU \u52a0\u76df\u9280\u884c\u306f\u30e6\u30fc\u30ed\u5efa\u3066\u9001\u91d1\u3092 10 \u79d2\u4ee5\u5185\u306b\u51e6\u7406\u3059\u308b SEPA Instant \u306e\u904b\u7528\u3092\u7fa9\u52d9\u4ed8\u3051\u3089\u308c\u307e\u3057\u305f\u3002\u73fe\u5728\u306e\u30d0\u30fc\u30c1\u30e3\u30eb\u30ab\u30fc\u30c9\u306f\u3053\u306e\u6c7a\u6e08\u56de\u7dda\u3092\u6d3b\u7528\u3057\u3001\u307b\u307c\u77ac\u6642\u306b\u6b8b\u9ad8\u30c1\u30e3\u30fc\u30b8\u304c\u53ef\u80fd\u3067\u3059\u3002<\/li>\n<li><strong>PSD3 \u306e\u5f37\u5316<\/strong>\uff1a\u65b0\u305f\u306a\u6307\u4ee4\u3067\u306f\u53d7\u53d6\u4eba\u78ba\u8a8d\uff08VoP\uff09\u898f\u5236\u304c\u53b3\u683c\u5316\u3055\u308c\u3001\u30ab\u30fc\u30c9\u540d\u7fa9\u3068 IBAN \u53e3\u5ea7\u540d\u7fa9\u306e\u5b8c\u5168\u4e00\u81f4\u304c\u7fa9\u52d9\u5316\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/li>\n<li><strong>\u4e3b\u6a29\u578b\u30c7\u30b8\u30bf\u30eb\u901a\u8ca8\u56de\u7dda\u306e\u6574\u5099<\/strong>\uff1a\u30c7\u30b8\u30bf\u30eb\u30e6\u30fc\u30ed\u304c\u6700\u7d42\u5b9f\u8a3c\u5b9f\u9a13\u6bb5\u968e\u306b\u5165\u308a\u3001\u30d0\u30fc\u30c1\u30e3\u30eb\u30ab\u30fc\u30c9\u304c\u5f93\u6765\u306e\u9280\u884c\u53e3\u5ea7\u3068 EU \u767a\u884c\u306e\u6cd5\u5b9a\u30c7\u30b8\u30bf\u30eb\u901a\u8ca8\u3092\u3064\u306a\u3050\u67b6\u3051\u6a4b\u3068\u3057\u3066\u767a\u884c\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/li>\n<\/ul>\n<div><\/div>\n<h3><strong>2. EU \u56fd\u5883\u6c7a\u6e08\u306b\u304a\u3051\u308b\u5171\u901a\u8ab2\u984c<\/strong><\/h3>\n<div><\/div>\n<div>2026 \u5e74\u73fe\u5728\u3067\u3082\u3001EU \u57df\u5916\u304b\u3089\u306e\u6c7a\u6e08\u3001\u307e\u305f\u306f\u30e6\u30fc\u30ed\u570f\u5185\u306e\u56fd\u5883\u3092\u307e\u305f\u3050\u53d6\u5f15\u306b\u306f\u3001\u8907\u6570\u306e<strong>\u6469\u64e6\u8981\u56e0<\/strong>\u304c\u5b58\u5728\u3057\u307e\u3059\u3002<\/div>\n<div><\/div>\n<ul>\n<li><strong>SCA \u75b2\u5f0a<\/strong>\uff1a30 \u30e6\u30fc\u30ed\u8d85\u306e\u53d6\u5f15\u306b\u306f\u539f\u5247\u4e8c\u8981\u7d20\u8a8d\u8a3c\uff082FA\uff09\u304c\u5fc5\u9808\u3068\u306a\u308a\u3001E \u30b3\u30de\u30fc\u30b9\u306b\u304a\u3051\u308b\u30ab\u30fc\u30c8\u653e\u68c4\u7387\u306e\u4e0a\u6607\u3092\u5f15\u304d\u8d77\u3053\u3057\u3066\u3044\u307e\u3059\u3002<\/li>\n<li><strong>3D \u30bb\u30ad\u30e5\u30a2 3.0\uff083DS3\uff09\u62d2\u5426\u30ea\u30b9\u30af<\/strong>\uff1a\u6b27\u5dde\u52a0\u76df\u5e97\u306e\u4e0d\u6b63\u5224\u5b9a\u57fa\u6e96\u304c\u53b3\u683c\u5316\u3057\u3001\u6b27\u5dde BIN \u30b3\u30fc\u30c9\u3092\u6301\u305f\u306a\u3044\u30ab\u30fc\u30c9\u306f\u9ad8\u30ea\u30b9\u30af\u5224\u5b9a\u3092\u53d7\u3051\u3001\u8a8d\u8a3c\u51e6\u7406\u3067\u62d2\u5426\u3055\u308c\u308b\u30b1\u30fc\u30b9\u304c\u5897\u52a0\u3057\u3066\u3044\u307e\u3059\u3002<\/li>\n<li><strong>\u5916\u8ca8\u70ba\u66ff\u4e0a\u4e57\u305b\u624b\u6570\u6599<\/strong>\uff1a\u82f1\u56fd\u30fb\u7c73\u56fd\u30fb\u30a2\u30b8\u30a2\u4f01\u696d\u304c\u6b27\u5dde\u53d6\u5f15\u5148\u3078\u30e6\u30fc\u30ed\u6c7a\u6e08\u3092\u884c\u3046\u969b\u3001\u5f93\u6765\u578b\u9280\u884c\u306e\u4e0d\u5229\u306a\u70ba\u66ff\u30ec\u30fc\u30c8\u306b\u3088\u308a<strong>2.5%\uff5e4% \u306e\u96a0\u308c\u305f\u30b3\u30b9\u30c8<\/strong>\u304c\u767a\u751f\u3057\u307e\u3059\u3002<\/li>\n<\/ul>\n<div>\n<h2 data-start=\"1124\" data-end=\"1167\"><a href=\"https:\/\/buvei.com\/?s=blog\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-28870 aligncenter\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4.png\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-832x249.png 832w\" alt=\"\" width=\"1024\" height=\"307\" \/><\/a><\/h2>\n<\/div>\n<h2><strong>3. \u30d0\u30fc\u30c1\u30e3\u30eb\u30ab\u30fc\u30c9\u304c <a href=\"https:\/\/buvei.com\/blog\/how-to-cancel-saas-payments-using-virtual-cards-2026-guide\/\">EU \u6c7a\u6e08\u6210\u529f\u7387\u3092\u9ad8\u3081\u308b\u7406\u7531<\/a><\/strong><\/h2>\n<div><\/div>\n<div>\u30d0\u30fc\u30c1\u30e3\u30eb\u30ab\u30fc\u30c9\u306f<strong>\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u8abf\u6574\u30c4\u30fc\u30eb<\/strong>\u3068\u3057\u3066\u6a5f\u80fd\u3057\u3001PSD3 \u306b\u3088\u308b\u898f\u5236\u4e0a\u306e\u969c\u58c1\u3092\u7de9\u548c\u3057\u307e\u3059\u3002<\/div>\n<div><\/div>\n<h3><strong>3.1 \u5730\u57df\u9650\u5b9a BIN \u6226\u7565<\/strong><\/h3>\n<div><\/div>\n<div>2026 \u5e74\u306e\u5927\u624b\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\uff08Revolut\u3001Wise\u3001ConnectPay \u306a\u3069\uff09\u306f\u3001\u6b27\u5dde\u7d4c\u6e08\u9818\u57df\uff08EEA\uff09\u306e BIN \u30b3\u30fc\u30c9\u3092\u642d\u8f09\u3057\u305f\u30d0\u30fc\u30c1\u30e3\u30eb\u30ab\u30fc\u30c9\u3092\u767a\u884c\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<div><\/div>\n<p>\u52b9\u679c\uff1a\u30d5\u30e9\u30f3\u30b9\u306a\u3069\u306e\u52a0\u76df\u5e97\u3067\u5730\u57df\u767a\u884c\u30ab\u30fc\u30c9\u3068\u8a8d\u8b58\u3055\u308c\u3001\u9ad8\u30ea\u30b9\u30af\u30d5\u30a3\u30eb\u30bf\u30fc\u3092\u56de\u907f\u3057\u3001\u6c7a\u6e08\u627f\u8a8d\u7387\u3092\u5927\u5e45\u306b\u5411\u4e0a\u3055\u305b\u307e\u3059\u3002<\/p><\/div>\n<div><\/div>\n<h3><strong>3.2 \u52d5\u7684 SCA \u7ba1\u7406\u6a5f\u80fd<\/strong><\/h3>\n<div><\/div>\n<div>\u6700\u65b0\u306e EU \u5411\u3051\u30d0\u30fc\u30c1\u30e3\u30eb\u30ab\u30fc\u30c9\u306f\u30b9\u30de\u30fc\u30c8\u8a8d\u8a3c\u306b\u5bfe\u5fdc\u3057\u3066\u3044\u307e\u3059\u3002\u9280\u884c\u30a2\u30d7\u30ea\u5185\u3067\u4e8b\u524d\u8a8d\u8a3c\u3092\u5b8c\u4e86\u3055\u305b\u308b\u3053\u3068\u3067\u3001\u5b9a\u984d SaaS \u5229\u7528\u3084\u4fe1\u983c\u3067\u304d\u308b\u52a0\u76df\u5e97\u306e\u53d6\u5f15\u306f SCA \u8a8d\u8a3c\u514d\u9664\u5bfe\u8c61\u3068\u306a\u308a\u3001\u6bce\u6708\u306e\u8acb\u6c42\u6642\u306b\u30b9\u30de\u30db\u8a8d\u8a3c\u30b3\u30fc\u30c9\u3092\u5165\u529b\u3059\u308b\u624b\u9593\u304c\u4e0d\u8981\u306b\u306a\u308a\u307e\u3059\u3002<\/div>\n<div><\/div>\n<h3><strong>3.3 \u5b8c\u5168\u540c\u901a\u8ca8\u6c7a\u6e08<\/strong><\/h3>\n<div><\/div>\n<div>2026 \u5e74\u306e\u30d0\u30fc\u30c1\u30e3\u30eb\u30ab\u30fc\u30c9\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3067\u306f\u3001\u30e6\u30fc\u30ed\u5c02\u7528\u30a6\u30a9\u30ec\u30c3\u30c8\u306e\u4fdd\u6709\u304c\u53ef\u80fd\u3067\u3059\u3002<\/p>\n<div><\/div>\n<p>\u30e1\u30ea\u30c3\u30c8\uff1a\u56fd\u5185\u9001\u91d1\u3067\u4e00\u5ea6\u30a6\u30a9\u30ec\u30c3\u30c8\u306b\u5165\u91d1\u3059\u308b\u3060\u3051\u3067\u3001\u30e6\u30fc\u30ed\u5efa\u3066\u6c7a\u6e08\u304c\u53ef\u80fd\u3068\u306a\u308a\u3001\u90fd\u5ea6\u767a\u751f\u3059\u308b\u70ba\u66ff\u4e0a\u4e57\u305b\u624b\u6570\u6599\u3092\u524a\u6e1b\u3002\u4f01\u696d\u306e\u30b0\u30ed\u30fc\u30d0\u30eb\u4e8b\u696d\u30b3\u30b9\u30c8\u3092\u5927\u5e45\u306b\u6291\u3048\u307e\u3059\u3002<\/p><\/div>\n<div><\/div>\n<h2><strong>4. \u6d3b\u7528\u4e8b\u4f8b\uff1aE \u30b3\u30de\u30fc\u30b9\u30fbSaaS\u30fb\u5b9a\u671f\u8cfc\u8aad<\/strong><\/h2>\n<div><\/div>\n<div>\n<div>\n<div>\u8868\u683c<\/div>\n<div>\n<div tabindex=\"0\" aria-describedby=\"wcjcvjf\"><\/div>\n<div tabindex=\"0\" aria-describedby=\"8ujzr35\"><\/div>\n<div tabindex=\"0\" aria-describedby=\"961cqng\"><\/div>\n<\/div>\n<\/div>\n<div>\n<div>\n<div>\n<table>\n<thead>\n<tr>\n<th align=\"left\">\u6d3b\u7528\u5206\u91ce<\/th>\n<th align=\"left\">2026 \u5e74\u63a8\u5968\u6226\u7565<\/th>\n<th align=\"left\">EU \u4e3b\u8981\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td align=\"left\">E \u30b3\u30de\u30fc\u30b9\u4e8b\u696d\u62e1\u5927<\/td>\n<td align=\"left\">\u65b0\u898f EU \u5e02\u5834\u3067\u306e\u4e00\u6642\u8cfc\u5165\u306b<strong>\u4f7f\u3044\u5207\u308a\u578b\u30d0\u30fc\u30c1\u30e3\u30eb\u30ab\u30fc\u30c9<\/strong>\u3092\u5229\u7528\u3057\u3001\u60c5\u5831\u6f0f\u6d29\u3092\u9632\u6b62<\/td>\n<td align=\"left\">Revolut\u3001Wallester<\/td>\n<\/tr>\n<tr>\n<td align=\"left\"><a href=\"https:\/\/buvei.com\/blog\/how-to-cancel-saas-payments-using-virtual-cards-2026-guide\/\">SaaS \u5b9a\u671f\u5951\u7d04<\/a><\/td>\n<td align=\"left\">\u53d6\u5f15\u5148\u9650\u5b9a\u30fb\u30e6\u30fc\u30ed\u56fa\u5b9a\u4e0a\u9650\u8a2d\u5b9a\u30ab\u30fc\u30c9\u3092\u767a\u884c\u3057\u3001\u6b27\u5dde\u30bd\u30d5\u30c8\u30a6\u30a7\u30a2\u306e\u6599\u91d1\u9ad8\u9a30\u3092\u6291\u5236<\/td>\n<td align=\"left\">Wise Business\u3001Airwallex<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">\u56fd\u5883\u8d8a\u3048\u5831\u916c\u652f\u6255<\/td>\n<td align=\"left\">EU \u5951\u7d04\u30b9\u30bf\u30c3\u30d5\u3078\u30d0\u30fc\u30c1\u30e3\u30eb\u30ab\u30fc\u30c9\u3092\u767a\u884c\u3057\u3001\u9280\u884c\u9001\u91d1\u624b\u6570\u6599\u306a\u3057\u3067\u53ce\u5165\u3092\u5373\u6642\u5229\u7528\u53ef\u80fd\u306b<\/td>\n<td align=\"left\">Stripe Issuing\u3001ConnectPay<\/td>\n<\/tr>\n<tr>\n<td align=\"left\">\u6e21\u822a\u6c7a\u6e08\uff08\u9244\u9053\u30fb\u822a\u7a7a\uff09<\/td>\n<td align=\"left\">Apple Pay \u3078\u30d0\u30fc\u30c1\u30e3\u30eb\u30ab\u30fc\u30c9\u3092\u767b\u9332\u3057\u3001\u30d1\u30ea\u5730\u4e0b\u9244\u30fb\u30d9\u30eb\u30ea\u30f3\u90fd\u5e02\u9244\u9053\u306a\u3069\u3067 NFC \u30bf\u30c3\u30c1\u6c7a\u6e08\u3092\u5229\u7528<\/td>\n<td align=\"left\">Revolut\u3001N26<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<h2 data-path-to-node=\"23\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-36742\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-73.webp\" alt=\"\" width=\"1600\" height=\"896\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-73.webp 1600w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-73-300x168.webp 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-73-1024x573.webp 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-73-768x430.webp 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-73-1536x860.webp 1536w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-73-400x224.webp 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-73-800x448.webp 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-73-832x466.webp 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-73-1248x699.webp 1248w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><\/h2>\n<\/div>\n<h2><strong>5. \u307e\u3068\u3081\uff1a\u30c7\u30b8\u30bf\u30eb\u30d5\u30a1\u30fc\u30b9\u30c8\u306a EU \u5e02\u5834<\/strong><\/h2>\n<div><\/div>\n<div>2026 \u5e74\u306e\u30e8\u30fc\u30ed\u30c3\u30d1\u306b\u304a\u3044\u3066\u3001\u30d0\u30fc\u30c1\u30e3\u30eb\u30ab\u30fc\u30c9\u3092\u5229\u7528\u305b\u305a\u306b\u6c7a\u6e08\u3092\u884c\u3046\u3053\u3068\u306f\u3001\u81ea\u52d5\u5316\u3055\u308c\u305f\u90fd\u5e02\u3067\u30de\u30cb\u30e5\u30a2\u30eb\u8eca\u3092\u904b\u8ee2\u3059\u308b\u3088\u3046\u306a\u3082\u306e\u3067\u3059\u3002<\/p>\n<div><\/div>\n<p>EU \u898f\u5236\u9069\u5408\u306e\u30d0\u30fc\u30c1\u30e3\u30eb\u30ab\u30fc\u30c9\u3092\u6d3b\u7528\u3059\u308b\u3053\u3068\u3067\u3001PSD3 \u306b\u3088\u308b\u4e0d\u6b63\u9632\u6b62\u306e\u5b89\u5168\u6027\u3092\u78ba\u4fdd\u3057\u3064\u3064\u3001\u7169\u96d1\u306a\u8a8d\u8a3c\u696d\u52d9\u306e\u8ca0\u62c5\u3092\u89e3\u6d88\u3067\u304d\u307e\u3059\u3002<\/p><\/div>\n<h2 data-start=\"1124\" data-end=\"1167\"><a href=\"https:\/\/buvei.com\/?s=blog\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-28870 aligncenter\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4.png\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-832x249.png 832w\" alt=\"\" width=\"1024\" height=\"307\" \/><\/a><\/h2>\n","protected":false},"excerpt":{"rendered":"2026 \u5e74 EU \u6c7a\u6e08\u74b0\u5883\uff1aPSD3\u30fbPSR \u65bd\u884c\u3068\u30d0\u30fc\u30c1\u30e3\u30eb\u30ab\u30fc\u30c9\u306e\u5fc5\u8981\u6027 2026 \u5e74 4 \u6708\u3001\u6b27\u5dde\u9023\u5408\uff08EU\uff09\u306e\u6c7a\u6e08\u5e02\u5834\u306fPSD3\uff08\u7b2c 3 \u6b21\u6c7a\u6e08\u30b5\u30fc\u30d3\u30b9\u6307\u4ee4\uff09 \u3068PSR\uff08\u6c7a\u6e08\u30b5\u30fc\u30d3\u30b9\u898f\u5247\uff09 \u306e\u5b8c\u5168\u65bd\u884c\u306b\u3088\u3063\u3066\u5b9a\u7fa9\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u3089\u306e\u898f\u5236\u306b\u3088\u308a\u3001\u30e8\u30fc\u30ed\u30c3\u30d1\u306f\u4e16\u754c\u3067\u6700\u3082\u5b89\u5168\u6027\u306e\u9ad8\u3044\u5730\u57df\u3068\u306a\u3063\u305f\u4e00\u65b9\u3001\u624b\u7d9a\u304d\u304c\u7169\u96d1\u306a\u6469\u64e6\u306e\u591a\u3044\u30c7\u30b8\u30bf\u30eb\u5e02\u5834\u306b\u5909\u5316\u3057\u307e\u3057\u305f\u3002 E \u30b3\u30de\u30fc\u30b9\u304a\u3088\u3073 SaaS \u696d\u754c\u306b\u304a\u3044\u3066\u3001\u30d0\u30fc\u30c1\u30e3\u30eb\u30ab\u30fc\u30c9\u306f\u8d05\u6ca2\u54c1\u304b\u3089\u5fc5\u9808\u30c4\u30fc\u30eb\u3078\u3068\u5909\u308f\u308a\u307e\u3057\u305f\u3002\u5f37\u56fa\u306a\u9867\u5ba2\u8a8d\u8a3c\uff08SCA\uff09\u306e\u8907\u96d1\u306a\u624b\u7d9a\u304d\u3092\u56de\u907f\u3057\u3001EU \u52a0\u76df&hellip;","protected":false},"author":6,"featured_media":36742,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":""},"categories":[446],"tags":[6624,5615,1889,2115,4101],"class_list":{"0":"post-36758","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-affiliate-ja","8":"tag-advertising-payments-ja","9":"tag-cross-border-payments-ja","10":"tag-digital-payments-ja","11":"tag-payment-security-ja","12":"tag-secure-payments-ja","13":"cs-entry"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/36758","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/comments?post=36758"}],"version-history":[{"count":0,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/36758\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media\/36742"}],"wp:attachment":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media?parent=36758"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/categories?post=36758"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/tags?post=36758"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}