{"id":35980,"date":"2026-04-16T04:23:40","date_gmt":"2026-04-16T04:23:40","guid":{"rendered":"https:\/\/buvei.com\/blog\/?p=35980"},"modified":"2026-04-16T04:23:40","modified_gmt":"2026-04-16T04:23:40","slug":"wise-nasdaq-listing-may-11-181-billion-annual-volume-fy26-results-2-7","status":"publish","type":"post","link":"https:\/\/buvei.com\/blog\/pt\/wise-nasdaq-listing-may-11-181-billion-annual-volume-fy26-results-2-7\/","title":{"rendered":"Resumo Executivo: A gigante fintech global Wise troca Londres por Nova York"},"content":{"rendered":"<h2>Resumo Executivo: A gigante fintech global Wise troca Londres por Nova York<\/h2>\n<div><\/div>\n<div>Ap\u00f3s um ano fiscal de 2026 excepcional, em que os volumes transfronteiri\u00e7os saltaram para <strong>\u00a3181,7 bilh\u00f5es<\/strong>, a empresa confirmou que sua listagem prim\u00e1ria ser\u00e1 transferida para a Nasdaq em 11 de maio. Com <strong>18,9 milh\u00f5es de clientes ativos<\/strong> e uma divis\u00e3o de infraestrutura em expans\u00e3o, a Wise posiciona-se para dominar o mercado dos Estados Unidos.<\/div>\n<div>\n<h2 data-path-to-node=\"5\"><a href=\"https:\/\/buvei.com\/blog\/digital-wallet-adoption-trends-in-b2b-payments\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-35822\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-85.webp\" alt=\"\" width=\"1600\" height=\"896\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-85.webp 1600w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-85-300x168.webp 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-85-1024x573.webp 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-85-768x430.webp 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-85-1536x860.webp 1536w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-85-400x224.webp 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-85-800x448.webp 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-85-832x466.webp 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-85-1248x699.webp 1248w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><\/a><\/h2>\n<\/div>\n<h2>Crescimento recorde e<a href=\"https:\/\/buvei.com\/blog\/digital-wallet-adoption-trends-in-b2b-payments\/\"> mudan\u00e7a para a Nasdaq<\/a><\/h2>\n<div><\/div>\n<div>A Wise (antiga TransferWise) anunciou na segunda-feira que seus volumes de pagamentos transfronteiri\u00e7os cresceram <strong>26%<\/strong> no \u00faltimo trimestre do ano fiscal de 2026, atingindo <strong>\u00a349,4 bilh\u00f5es<\/strong>. No ano completo, a empresa fundada em Londres processou um impressionante total de <strong>\u00a3181,7 bilh\u00f5es<\/strong> em transfer\u00eancias \u2014 um aumento de <strong>25%<\/strong> em compara\u00e7\u00e3o com o ano anterior.<\/div>\n<div><\/div>\n<div>Esse impulso financeiro serve como base para a transi\u00e7\u00e3o da empresa para a Nasdaq em 11 de maio. Embora a Bolsa de Valores de Londres (LSE) mantenha uma listagem secund\u00e1ria, a mudan\u00e7a para Wall Street visa proporcionar \u00e0 Wise um acesso mais profundo ao seu maior e de mais r\u00e1pido crescimento mercado: os Estados Unidos.<\/div>\n<div>\n<h2 data-start=\"1124\" data-end=\"1167\"><a href=\"https:\/\/buvei.com\/?s=blog\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-28870 aligncenter\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4.png\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-832x249.png 832w\" alt=\"\" width=\"1024\" height=\"307\" \/><\/a><\/h2>\n<\/div>\n<h2>Mudan\u00e7a nas estruturas financeiras<\/h2>\n<div><\/div>\n<div>Como parte de sua \u201camericaniza\u00e7\u00e3o\u201d, a Wise est\u00e1 reformando a forma como reporta sua sa\u00fade financeira aos investidores. A partir dos resultados do ano fiscal completo de 2026, a empresa passar\u00e1 a:<\/div>\n<div><\/div>\n<ul>\n<li>Reportar em <strong>d\u00f3lares americanos (USD)<\/strong>, abandonando a libra esterlina (GBP).<\/li>\n<li>Adotar as <strong>US GAAP<\/strong>, mudando de m\u00e9tricas de lucro \u201csubjacente\u201d para renda antes dos impostos reportada.<\/li>\n<li>Manter como alvo um <strong>CAGR de receita l\u00edquida de 15% a 20%<\/strong> e uma margem de renda antes dos impostos de longo prazo de 15% a 20%.<\/li>\n<\/ul>\n<div><\/div>\n<h2>A estrat\u00e9gia de taxas baixas: escala por meio de volume<\/h2>\n<div><\/div>\n<div>A Wise continua aplicando sua estrat\u00e9gia de \u201ccompress\u00e3o de taxas\u201d. Ao reinvestir os lucros para reduzir custos, a taxa de captura transfronteiri\u00e7a da empresa caiu para <strong>51 pontos base (0,51%)<\/strong>, abaixo dos 53 do ano anterior.<\/div>\n<div><\/div>\n<div>Esse modelo \u00e9 impulsionado por escala massiva e receita de juros. As participa\u00e7\u00f5es de clientes saltaram <strong>37%<\/strong> para <strong>\u00a329,4 bilh\u00f5es<\/strong>, permitindo que a Wise gere receita significativa com saldos protegidos. A empresa estima que cada varia\u00e7\u00e3o de 25 pontos base nas taxas dos bancos centrais impacta sua receita de juros l\u00edquida em aproximadamente <strong>$40 milh\u00f5es por ano<\/strong>.<\/div>\n<div><\/div>\n<h2>Velocidade como vantagem competitiva<\/h2>\n<div><\/div>\n<div>Um dos maiores feitos da Wise neste ano \u00e9 o aumento das \u201cTransfer\u00eancias Instant\u00e2neas\u201d (definidas como chegadas em menos de 20 segundos). Elas agora representam <strong>75%<\/strong> de todos os fluxos, acima dos 65% do ano passado. Essa velocidade tornou a Wise a parceira de financiamento preferida de corretoras globais como a Interactive Brokers, Tiger Brokers e Gotrade.<\/div>\n<div>\n<h2 data-path-to-node=\"16\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-35823\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-86-1.webp\" alt=\"\" width=\"1600\" height=\"896\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-86-1.webp 1600w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-86-1-300x168.webp 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-86-1-1024x573.webp 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-86-1-768x430.webp 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-86-1-1536x860.webp 1536w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-86-1-400x224.webp 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-86-1-800x448.webp 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-86-1-832x466.webp 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-86-1-1248x699.webp 1248w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><\/h2>\n<\/div>\n<h2>Wise Platform: impulsionando a concorr\u00eancia<\/h2>\n<div><\/div>\n<div>Embora a Wise seja uma favorita entre consumidores, sua divis\u00e3o de infraestrutura B2B \u2014 a <strong>Wise Platform<\/strong> \u2014 est\u00e1 se tornando um gigante silencioso no setor. Ela hoje oferece capacidades transfronteiri\u00e7as para mais de 85 parceiros, incluindo:<\/div>\n<div><\/div>\n<ul>\n<li>Nubank: a grande neobanco latino-americana.<\/li>\n<li>L\u00edderes tradicionais: Morgan Stanley e Standard Chartered.<\/li>\n<li>Big Tech: Google Pay.<\/li>\n<\/ul>\n<div><\/div>\n<div>Com concorrentes como a Revolut expandindo-se rapidamente pela \u00c1frica e outros mercados emergentes, a mudan\u00e7a da Wise para a Nasdaq sinaliza um novo cap\u00edtulo de expans\u00e3o global agressiva e um desafio direto ao sistema banc\u00e1rio correspondente tradicional.<\/div>\n<h2 data-start=\"1124\" data-end=\"1167\"><a href=\"https:\/\/buvei.com\/?s=blog\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-28870 aligncenter\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4.png\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-832x249.png 832w\" alt=\"\" width=\"1024\" height=\"307\" \/><\/a><\/h2>\n","protected":false},"excerpt":{"rendered":"Resumo Executivo: A gigante fintech global Wise troca Londres por Nova York Ap\u00f3s um ano fiscal de 2026&hellip;","protected":false},"author":7,"featured_media":35822,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":""},"categories":[27],"tags":[6608,4654,3924,4095,14348],"class_list":{"0":"post-35980","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-payment-basics-pt","8":"tag-advertising-payments-pt","9":"tag-fraud-prevention-pt","10":"tag-online-payments-pt","11":"tag-secure-payments-pt","12":"tag-usdt-virtual-card-pt","13":"cs-entry"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/35980","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/comments?post=35980"}],"version-history":[{"count":0,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/35980\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media\/35822"}],"wp:attachment":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media?parent=35980"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/categories?post=35980"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/tags?post=35980"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}