{"id":35969,"date":"2026-04-16T04:11:59","date_gmt":"2026-04-16T04:11:59","guid":{"rendered":"https:\/\/buvei.com\/blog\/?p=35969"},"modified":"2026-04-16T04:11:59","modified_gmt":"2026-04-16T04:11:59","slug":"wise-nasdaq-listing-may-11-181-billion-annual-volume-fy26-results-2-2","status":"publish","type":"post","link":"https:\/\/buvei.com\/blog\/pt\/wise-nasdaq-listing-may-11-181-billion-annual-volume-fy26-results-2-2\/","title":{"rendered":"Wise 2026: Listagem na Nasdaq, crescimento recorde e dom\u00ednio global em pagamentos transfronteiri\u00e7os"},"content":{"rendered":"<h2>Resumo Executivo: Wise se muda da Londres para Nova York; listagem principal na Nasdaq em 11 de maio<\/h2>\n<div><\/div>\n<div>A gigante global fintech <strong>Wise<\/strong> est\u00e1 deixando Londres para se estabelecer em Nova York. Ap\u00f3s um ano fiscal recorde de 2026, com volume transfronteiri\u00e7o saltando para <strong>\u00a3181,7 bilh\u00f5es<\/strong>, a empresa confirmou que sua <strong>listagem principal passar\u00e1 para a Nasdaq em 11 de maio<\/strong>. Com <strong>18,9 milh\u00f5es de clientes ativos<\/strong> e uma divis\u00e3o de infraestrutura em expans\u00e3o, a Wise posiciona-se para dominar o mercado dos Estados Unidos.<\/div>\n<div>\n<h2 data-path-to-node=\"5\"><a href=\"https:\/\/buvei.com\/blog\/virtual-cards-cross-border-paymentsbuvei\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-35959\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-1.webp\" alt=\"\" width=\"1600\" height=\"896\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-1.webp 1600w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-1-300x168.webp 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-1-1024x573.webp 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-1-768x430.webp 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-1-1536x860.webp 1536w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-1-400x224.webp 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-1-800x448.webp 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-1-832x466.webp 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-1-1248x699.webp 1248w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><\/a><\/h2>\n<\/div>\n<h2>Crescimento recorde e mudan\u00e7a para a Nasdaq<\/h2>\n<div><\/div>\n<div>A Wise (antiga TransferWise) anunciou na segunda-feira que seus volumes de pagamentos transfronteiri\u00e7os cresceram <strong>26%<\/strong> no \u00faltimo trimestre de 2026, atingindo <strong>\u00a349,4 bilh\u00f5es<\/strong>. No ano total, a empresa fundada em Londres processou <strong>\u00a3181,7 bilh\u00f5es<\/strong> em transfer\u00eancias \u2014 alta de <strong>25%<\/strong> em compara\u00e7\u00e3o com o ano anterior.<\/div>\n<div><\/div>\n<div>Esse impulso financeiro serve como base para a transi\u00e7\u00e3o para a <strong>Nasdaq em 11 de maio<\/strong>. A Bolsa de Londres (LSE) manter\u00e1 uma listagem secund\u00e1ria, mas a mudan\u00e7a para Wall Street visa dar \u00e0 Wise acesso mais profundo ao seu <strong>maior e mais r\u00e1pido mercado: os EUA<\/strong>.<\/div>\n<div>\n<h2 data-start=\"1124\" data-end=\"1167\"><a href=\"https:\/\/buvei.com\/?s=blog\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-28870 aligncenter\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4.png\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-832x249.png 832w\" alt=\"\" width=\"1024\" height=\"307\" \/><\/a><\/h2>\n<\/div>\n<h2>Mudan\u00e7a nas estruturas financeiras<\/h2>\n<div><\/div>\n<div>Como parte de sua <strong>\u201camericaniza\u00e7\u00e3o\u201d<\/strong>, a Wise reformular\u00e1 seus relat\u00f3rios para investidores. A partir dos resultados de 2026:<\/div>\n<div><\/div>\n<ul>\n<li><strong>Relat\u00f3rios em USD<\/strong>: sa\u00edda do uso da Libra Esterlina (GBP).<\/li>\n<li><strong>Ado\u00e7\u00e3o do US GAAP<\/strong>: mudan\u00e7a de m\u00e9tricas de lucro \u201csubjacente\u201d para lucro antes do imposto reportado.<\/li>\n<li><strong>Meta de crescimento<\/strong>: manter <strong>CAGR de receita l\u00edquida de 15%\u201320%<\/strong> e margem de lucro antes de imposto de longo prazo de <strong>15%\u201320%<\/strong>.<\/li>\n<\/ul>\n<div><\/div>\n<h2>Estrat\u00e9gia de taxas baixas: <a href=\"https:\/\/buvei.com\/blog\/which-card-bins-work-best-for-google-ads-billing\/\">escala por volume<\/a><\/h2>\n<div><\/div>\n<div>A Wise mant\u00e9m sua estrat\u00e9gia de <strong>\u201ccompress\u00e3o de taxas\u201d<\/strong>. Ao reinvestir lucros para reduzir custos, sua taxa m\u00e9dia caiu para <strong>51 pontos base (0,51%)<\/strong>, contra 53 no ano anterior.<\/div>\n<div><\/div>\n<div>Esse modelo \u00e9 impulsionado por escala massiva e renda de juros. Os dep\u00f3sitos de clientes subiram <strong>37%<\/strong> para <strong>\u00a329,4 bilh\u00f5es<\/strong>, gerando receita significativa com saldos protegidos. A empresa estima que cada varia\u00e7\u00e3o de 25 pontos base em taxas de bancos centrais impacta sua renda de juros l\u00edquida em cerca de <strong>US$40 milh\u00f5es por ano<\/strong>.<\/div>\n<div><\/div>\n<h2>Velocidade como vantagem competitiva<\/h2>\n<div><\/div>\n<div>Um marco importante em 2026 foi o crescimento das <strong>\u201cTransfer\u00eancias Instant\u00e2neas\u201d<\/strong> (chegam em menos de 20 segundos). Elas representam agora <strong>75%<\/strong> de todo o volume, contra 65% no ano anterior. Essa velocidade tornou a Wise parceira de corretoras globais como Interactive Brokers, Tiger Brokers e Gotrade.<\/div>\n<div>\n<h2 data-path-to-node=\"16\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-35640\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-79.webp\" alt=\"\" width=\"1600\" height=\"896\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-79.webp 1600w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-79-300x168.webp 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-79-1024x573.webp 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-79-768x430.webp 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-79-1536x860.webp 1536w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-79-400x224.webp 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-79-800x448.webp 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-79-832x466.webp 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/04\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-79-1248x699.webp 1248w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><\/h2>\n<\/div>\n<h2>Wise Platform: impulsionando a concorr\u00eancia<\/h2>\n<div><\/div>\n<div>Embora seja popular entre consumidores, o bra\u00e7o B2B <strong>Wise Platform<\/strong> se tornou um gigante silencioso. Ele fornece infraestrutura transfronteiri\u00e7a para mais de <strong>85 parceiros<\/strong>, incluindo:<\/div>\n<div><\/div>\n<ul>\n<li><a href=\"https:\/\/buvei.com\/blog\/which-card-bins-work-best-for-google-ads-billing\/\"><strong>Nubank<\/strong>:<\/a> gigante neobanco da Am\u00e9rica Latina.<\/li>\n<li><strong>L\u00edderes tradicionais<\/strong>: Morgan Stanley e Standard Chartered.<\/li>\n<li><strong>Big Tech<\/strong>: Google Pay.<\/li>\n<\/ul>\n<div><\/div>\n<div>Com rivais como a Revolut expandindo-se na \u00c1frica e mercados emergentes, a ida para a Nasdaq marca um cap\u00edtulo de expans\u00e3o global agressiva e desafio direto ao sistema banc\u00e1rio correspondente tradicional.<\/div>\n<h2 data-start=\"1124\" data-end=\"1167\"><a href=\"https:\/\/buvei.com\/?s=blog\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-28870 aligncenter\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4.png\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2026\/01\/buvei-4-832x249.png 832w\" alt=\"\" width=\"1024\" height=\"307\" \/><\/a><\/h2>\n","protected":false},"excerpt":{"rendered":"Resumo Executivo: Wise se muda da Londres para Nova York; listagem principal na Nasdaq em 11 de maio&hellip;","protected":false},"author":6,"featured_media":35959,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":""},"categories":[27],"tags":[6608,6212,5405,7981,5409],"class_list":{"0":"post-35969","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-payment-basics-pt","8":"tag-advertising-payments-pt","9":"tag-buvei-virtual-card-pt","10":"tag-online-payment-security-pt","11":"tag-secure-online-payments-pt","12":"tag-usdt-top-up-pt","13":"cs-entry"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/35969","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/comments?post=35969"}],"version-history":[{"count":0,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/35969\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media\/35959"}],"wp:attachment":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media?parent=35969"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/categories?post=35969"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/tags?post=35969"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}