{"id":3552,"date":"2025-06-09T06:45:35","date_gmt":"2025-06-09T06:45:35","guid":{"rendered":"https:\/\/buvei.com\/blog\/?p=3552"},"modified":"2025-06-09T06:45:35","modified_gmt":"2025-06-09T06:45:35","slug":"card-authorization-optimization-5","status":"publish","type":"post","link":"https:\/\/buvei.com\/blog\/ja\/card-authorization-optimization-5\/","title":{"rendered":"\u30ab\u30fc\u30c9\u8a8d\u8a3c\u306e\u6700\u9069\u5316\uff1a\u627f\u8a8d\u7387\u3092\u4e0a\u3052\u3066\u30b3\u30f3\u30d0\u30fc\u30b8\u30e7\u30f3\u6539\u5584"},"content":{"rendered":"<p data-start=\"421\" 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data-end=\"878\">\u3053\u306e\u6307\u6a19\u3092\u6539\u5584\u3059\u308b\u306b\u306f\u3001\u767a\u884c\u9280\u884c\u306e\u6319\u52d5\u7406\u89e3\u3001\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u306e\u30ea\u30b9\u30af\u8a55\u4fa1\u3001\u305d\u3057\u3066\u30c7\u30fc\u30bf\u306b\u57fa\u3065\u3044\u305f\u8ce2\u3044\u30eb\u30fc\u30c6\u30a3\u30f3\u30b0\u304c\u4e0d\u53ef\u6b20\u3067\u3059\u3002<\/p>\n<p data-start=\"817\" data-end=\"878\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-3553 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Card-Authorization-Optimization-How-to-Reduce-Declines-and-Improve-Conversion1-4-1024x579.jpg\" alt=\"\" width=\"1024\" height=\"579\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Card-Authorization-Optimization-How-to-Reduce-Declines-and-Improve-Conversion1-4-1024x579.jpg 1024w, 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https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Card-Authorization-Optimization-How-to-Reduce-Declines-and-Improve-Conversion1-4.jpg 1472w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<h3 data-start=\"880\" data-end=\"897\">\u8a8d\u8a3c\u7d50\u679c\u306b\u5f71\u97ff\u3059\u308b\u4e3b\u306a\u8981\u56e0<\/h3>\n<h4 data-start=\"899\" data-end=\"923\">1. \u767a\u884c\u9280\u884c\u306e\u30ed\u30b8\u30c3\u30af\u3068\u30ea\u30b9\u30af\u30e2\u30c7\u30eb<\/h4>\n<p data-start=\"925\" data-end=\"1012\">\u9280\u884c\u306f\u72ec\u81ea\u306e\u30ea\u30b9\u30af\u30e2\u30c7\u30eb\u3092\u4f7f\u3063\u3066\u53d6\u5f15\u3092\u5224\u5b9a\u3057\u307e\u3059\u3002\u4f4d\u7f6e\u60c5\u5831\u3001\u8cfc\u5165\u984d\u3001\u5229\u7528\u30d1\u30bf\u30fc\u30f3\u306a\u3069\u304c\u8003\u616e\u3055\u308c\u3001\u901a\u5e38\u3068\u7570\u306a\u308b\u6319\u52d5\u304c\u898b\u3089\u308c\u308b\u3068\u3001\u6b63\u5f53\u306a\u53d6\u5f15\u3067\u3082\u81ea\u52d5\u7684\u306b\u62d2\u5426\u3055\u308c\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p data-start=\"1014\" data-end=\"1026\"><strong data-start=\"1014\" data-end=\"1024\">\u6709\u52b9\u306a\u5bfe\u7b56\uff1a<\/strong><\/p>\n<ul data-start=\"1027\" data-end=\"1090\">\n<li data-start=\"1027\" data-end=\"1060\">\n<p data-start=\"1029\" data-end=\"1060\">MCC\u3001\u52a0\u76df\u5e97\u540d\u3001\u30c7\u30d0\u30a4\u30b9ID\u306a\u3069\u306e\u8a73\u7d30\u306a\u30e1\u30bf\u30c7\u30fc\u30bf\u3092\u9001\u4fe1<\/p>\n<\/li>\n<li data-start=\"1061\" data-end=\"1090\">\n<p data-start=\"1063\" data-end=\"1090\">BIN\u30ec\u30d9\u30eb\u306e\u30c7\u30fc\u30bf\u3092\u6d3b\u7528\u3057\u3066\u9280\u884c\u3068\u306e\u6574\u5408\u6027\u3092\u5f37\u5316<\/p>\n<\/li>\n<\/ul>\n<h4 data-start=\"1092\" data-end=\"1115\">2. \u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u30ea\u30b9\u30af\u30b9\u30b3\u30a2\u30ea\u30f3\u30b0<\/h4>\n<p data-start=\"1117\" data-end=\"1205\">\u9ad8\u5ea6\u306a\u6c7a\u6e08\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306f\u3001\u72ec\u81ea\u306e\u6a5f\u68b0\u5b66\u7fd2\u30e2\u30c7\u30eb\u3092\u4f7f\u3063\u3066\u3001\u9001\u4fe1\u524d\u306b\u4e0d\u6b63\u30ea\u30b9\u30af\u3092\u5224\u5b9a\u3057\u307e\u3059\u3002\u3053\u308c\u306b\u3088\u308a\u3001\u30d5\u30e9\u30b0\u304c\u7acb\u3064\u53d6\u5f15\u3092\u6e1b\u3089\u3057\u3001\u767a\u884c\u9280\u884c\u306e\u4fe1\u983c\u3068\u627f\u8a8d\u7387\u3092\u9ad8\u3081\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p data-start=\"1207\" data-end=\"1267\"><strong data-start=\"1207\" data-end=\"1213\">\u4f8b\uff1a<\/strong><br data-start=\"1213\" data-end=\"1216\" \/>\u7aef\u672b\u6307\u7d0b\u304c\u904e\u53bb\u306e\u5229\u7528\u5c65\u6b74\u3068\u4e00\u81f4\u3059\u308b\u5834\u5408\u3001\u30ea\u30b9\u30af\u30ec\u30d9\u30eb\u304c\u300c\u9ad8\u300d\u304b\u3089\u300c\u4e2d\u300d\u3078\u5f15\u304d\u4e0b\u3052\u3089\u308c\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<h4 data-start=\"1269\" data-end=\"1299\">3. BIN\u30a4\u30f3\u30c6\u30ea\u30b8\u30a7\u30f3\u30b9\u3068\u30b9\u30de\u30fc\u30c8\u30eb\u30fc\u30c6\u30a3\u30f3\u30b0<\/h4>\n<p data-start=\"1301\" data-end=\"1376\">BIN\uff08\u9280\u884c\u8b58\u5225\u756a\u53f7\uff09\u306f\u3001\u767a\u884c\u9280\u884c\u306e\u7279\u6027\u3092\u793a\u3059\u91cd\u8981\u306a\u30c7\u30fc\u30bf\u3067\u3059\u3002\u7279\u5b9a\u306e\u9280\u884c\u306f\u7279\u5b9a\u306e\u7d4c\u8def\u3092\u597d\u3080\u50be\u5411\u304c\u3042\u308a\u3001\u9045\u5ef6\u3084\u969c\u5bb3\u304c\u767a\u751f\u3057\u3084\u3059\u3044\u30d1\u30bf\u30fc\u30f3\u3082\u5b58\u5728\u3057\u307e\u3059\u3002<\/p>\n<p data-start=\"1378\" data-end=\"1397\"><strong data-start=\"1378\" data-end=\"1395\">BIN\u30ec\u30d9\u30eb\u3067\u3067\u304d\u308b\u3053\u3068\uff1a<\/strong><\/p>\n<ul data-start=\"1398\" data-end=\"1451\">\n<li data-start=\"1398\" data-end=\"1422\">\n<p data-start=\"1400\" data-end=\"1422\">\u6700\u9069\u306a\u30a2\u30af\u30ef\u30a4\u30a2\u30e9\u30fc\u30eb\u30fc\u30c8\u3092\u9078\u629e\u3057\u3066\u9001\u4fe1<\/p>\n<\/li>\n<li data-start=\"1423\" data-end=\"1451\">\n<p data-start=\"1425\" data-end=\"1451\">\u30bd\u30d5\u30c8\u30c7\u30af\u30e9\u30a4\u30f3\u6642\u306b\u4ee3\u66ff\u30d7\u30ed\u30bb\u30c3\u30b5\u30fc\u7d4c\u7531\u3067\u518d\u8a66\u884c<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"1453\" data-end=\"1471\"><a href=\"https:\/\/buvei.com\/blog\/tokenization-in-payments-security-compliance-guide\/\">\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u30c8\u30fc\u30af\u30f3\u5316\u306e\u62e1\u5927<\/a><\/h3>\n<p data-start=\"1473\" data-end=\"1578\">\u30c8\u30fc\u30af\u30f3\u5316\u306f\u3082\u306f\u3084\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u5bfe\u7b56\u306b\u3068\u3069\u307e\u308a\u307e\u305b\u3093\u3002Visa\u3084Mastercard\u306a\u3069\u304c\u767a\u884c\u30fb\u7ba1\u7406\u3059\u308b\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u30c8\u30fc\u30af\u30f3\u306f\u3001\u5b9a\u671f\u8ab2\u91d1\u3084\u56fd\u969b\u53d6\u5f15\u306b\u304a\u3044\u3066\u3001\u8a8d\u8a3c\u7387\u3092\u6700\u59273%\u5411\u4e0a\u3055\u305b\u308b\u52b9\u679c\u304c\u3042\u308b\u3068\u8a3c\u660e\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p data-start=\"1580\" data-end=\"1591\"><strong data-start=\"1580\" data-end=\"1589\">\u305d\u306e\u7406\u7531\uff1a<\/strong><\/p>\n<ul data-start=\"1592\" data-end=\"1645\">\n<li data-start=\"1592\" data-end=\"1616\">\n<p data-start=\"1594\" data-end=\"1616\">\u5b9a\u671f\u7684\u306b\u66f4\u65b0\u3055\u308c\u3001\u9280\u884c\u5074\u306b\u8a8d\u8b58\u3055\u308c\u3084\u3059\u3044<\/p>\n<\/li>\n<li data-start=\"1617\" data-end=\"1645\">\n<p data-start=\"1619\" data-end=\"1645\">\u30c7\u30d0\u30a4\u30b9\u3068\u306e\u7d10\u4ed8\u3051\u3084\u6587\u8108\u30c7\u30fc\u30bf\u304c\u9280\u884c\u306e\u4fe1\u983c\u3092\u5411\u4e0a<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1647\" data-end=\"1699\">\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u30c8\u30fc\u30af\u30f3\u3092\u5c0e\u5165\u3057\u305f\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306f\u3001\u6709\u52b9\u671f\u9650\u5207\u308c\u3084\u30ab\u30fc\u30c9\u518d\u767a\u884c\u306b\u3088\u308b\u5931\u6557\u304c\u6e1b\u5c11\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<h3 data-start=\"1701\" data-end=\"1724\">Buvei\u306e\u8996\u70b9\uff1a\u67d4\u8edf\u6027\u306e\u3042\u308b\u8a8d\u8a3c\u8a2d\u8a08<\/h3>\n<p data-start=\"1726\" 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