{"id":3088,"date":"2025-06-03T06:27:38","date_gmt":"2025-06-03T06:27:38","guid":{"rendered":"https:\/\/buvei.com\/blog\/?p=3088"},"modified":"2025-06-03T06:27:38","modified_gmt":"2025-06-03T06:27:38","slug":"3d-secure-authentication-7","status":"publish","type":"post","link":"https:\/\/buvei.com\/blog\/ar\/3d-secure-authentication-7\/","title":{"rendered":"\u0645\u0627 \u0647\u0648 3D Secure \u0648\u0644\u0645\u0627\u0630\u0627 \u0647\u0648 \u0645\u0647\u0645 \u0641\u064a \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0627\u0644\u062d\u062f\u064a\u062b\u0629"},"content":{"rendered":"<p data-start=\"212\" data-end=\"490\"><strong data-start=\"212\" data-end=\"221\">\u0645\u0642\u062f\u0645\u0629<\/strong><br data-start=\"221\" data-end=\"224\" \/>\u0641\u064a \u0638\u0644 \u062a\u0637\u0648\u0631 \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0628\u0633\u0631\u0639\u0629\u060c \u062a\u0639\u062f \u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0648\u0628\u0646\u0627\u0621 \u062b\u0642\u0629 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0645\u0646 \u0623\u0647\u0645 \u0627\u0644\u0623\u0648\u0644\u0648\u064a\u0627\u062a \u0644\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a. \u0648\u0645\u0646 \u0623\u0628\u0631\u0632 \u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0641\u0639\u0627\u0644\u0629 \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0645\u062c\u0627\u0644 \u0647\u0648 \u0628\u0631\u0648\u062a\u0648\u0643\u0648\u0644 3D Secure (3DS) \u0627\u0644\u0630\u064a \u064a\u0636\u064a\u0641 \u0637\u0628\u0642\u0629 \u0625\u0636\u0627\u0641\u064a\u0629 \u0645\u0646 \u0627\u0644\u062a\u062d\u0642\u0642 \u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u063a\u064a\u0631 \u0627\u0644\u062d\u0627\u0636\u0631\u0629.<\/p>\n<p data-start=\"492\" data-end=\"656\">\u0625\u0630\u0627 \u0643\u0646\u062a \u062a\u062f\u064a\u0631 \u0645\u062a\u062c\u0631\u064b\u0627 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u064b\u0627 \u0623\u0648 \u0645\u0646\u0635\u0629 SaaS \u0623\u0648 \u0623\u064a \u062e\u062f\u0645\u0629 \u062a\u0642\u0628\u0644 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a\u060c \u0641\u0625\u0646 \u0641\u0647\u0645 \u0648\u062a\u0646\u0641\u064a\u0630 3DS \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0642\u0644\u0644 \u0628\u0634\u0643\u0644 \u0643\u0628\u064a\u0631 \u0645\u0646 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0648\u064a\u0639\u0632\u0632 \u062b\u0642\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621.<\/p>\n<p data-start=\"658\" data-end=\"920\"><strong data-start=\"658\" data-end=\"678\">\u0645\u0627 \u0647\u0648 3D Secure\u061f<\/strong><br data-start=\"678\" data-end=\"681\" \/>3D Secure (\u0627\u0644\u0630\u064a \u064a\u0639\u0646\u064a \"\u0627\u0644\u0623\u0645\u0627\u0646 \u062b\u0644\u0627\u062b\u064a \u0627\u0644\u0645\u062c\u0627\u0644\u0627\u062a\") \u0647\u0648 \u062e\u0637\u0648\u0629 \u0625\u0636\u0627\u0641\u064a\u0629 \u0641\u064a \u0639\u0645\u0644\u064a\u0629 \u062f\u0641\u0639 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a. \u062a\u0645 \u062a\u0637\u0648\u064a\u0631\u0647 \u0641\u064a \u0627\u0644\u0628\u062f\u0627\u064a\u0629 \u0628\u0648\u0627\u0633\u0637\u0629 \u0641\u064a\u0632\u0627 (Verified by Visa)\u060c \u062b\u0645 \u0627\u0639\u062a\u0645\u062f\u062a\u0647 \u0645\u0627\u0633\u062a\u0631\u0643\u0627\u0631\u062f (<a href=\"https:\/\/www.mastercard.us\/en-us.html\">Mastercard Identity Check<\/a>)\u060c \u0648\u0623\u0645\u0631\u064a\u0643\u0627\u0646 \u0625\u0643\u0633\u0628\u0631\u064a\u0633 (SafeKey) \u0648\u0634\u0628\u0643\u0627\u062a \u0623\u062e\u0631\u0649.<\/p>\n<p data-start=\"922\" data-end=\"944\">\u0627\u0644\u0645\u062c\u0627\u0644\u0627\u062a \u0627\u0644\u062b\u0644\u0627\u062b\u0629 \u0647\u064a:<\/p>\n<ul data-start=\"945\" data-end=\"1091\">\n<li data-start=\"945\" data-end=\"987\">\n<p data-start=\"947\" data-end=\"987\">\u0645\u062c\u0627\u0644 \u0627\u0644\u0645\u064f\u0635\u062f\u0631 (\u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0630\u064a \u0623\u0635\u062f\u0631 \u0627\u0644\u0628\u0637\u0627\u0642\u0629)<\/p>\n<\/li>\n<li data-start=\"988\" data-end=\"1019\">\n<p data-start=\"990\" data-end=\"1019\">\u0645\u062c\u0627\u0644 \u0627\u0644\u0645\u064f\u0633\u062a\u062d\u0648\u0630 (\u0628\u0646\u0643 \u0627\u0644\u062a\u0627\u062c\u0631)<\/p>\n<\/li>\n<li data-start=\"1020\" data-end=\"1091\">\n<p data-start=\"1022\" data-end=\"1091\">\u0645\u062c\u0627\u0644 \u0627\u0644\u062a\u0634\u063a\u064a\u0644 \u0627\u0644\u0628\u064a\u0646\u064a (\u0627\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u062d\u062a\u064a\u0629 \u0645\u062b\u0644 \u0634\u0628\u0643\u0627\u062a \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0648\u0628\u0648\u0627\u0628\u0627\u062a \u0627\u0644\u062f\u0641\u0639)<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1093\" data-end=\"1242\">\u0639\u0646\u062f \u0628\u062f\u0621 \u0627\u0644\u0639\u0645\u064a\u0644 \u0645\u0639\u0627\u0645\u0644\u0629 \u062f\u0641\u0639 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a\u060c \u0642\u062f \u064a\u064f\u0637\u0644\u0628 \u0645\u0646\u0647 \u0625\u0643\u0645\u0627\u0644 \u062e\u0637\u0648\u0629 \u062a\u062d\u0642\u0642 \u0645\u062b\u0644 \u0625\u062f\u062e\u0627\u0644 \u0643\u0644\u0645\u0629 \u0645\u0631\u0648\u0631 \u0645\u0624\u0642\u062a\u0629 (OTP) \u0623\u0648 \u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0629 \u0639\u0628\u0631 \u062a\u0637\u0628\u064a\u0642 \u0627\u0644\u0628\u0646\u0643 \u0623\u0648 \u0627\u0644\u062a\u062d\u0642\u0642 \u0627\u0644\u0628\u064a\u0648\u0645\u062a\u0631\u064a.<\/p>\n<p data-start=\"1093\" data-end=\"1242\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-3089 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/What-Is-3D-Secure-and-Why-It-Matters-in-Modern-Digital-Payments3-7-1024x579.jpg\" alt=\"\" width=\"1024\" height=\"579\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/What-Is-3D-Secure-and-Why-It-Matters-in-Modern-Digital-Payments3-7-1024x579.jpg 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/What-Is-3D-Secure-and-Why-It-Matters-in-Modern-Digital-Payments3-7-300x170.jpg 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/What-Is-3D-Secure-and-Why-It-Matters-in-Modern-Digital-Payments3-7-768x434.jpg 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/What-Is-3D-Secure-and-Why-It-Matters-in-Modern-Digital-Payments3-7-400x226.jpg 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/What-Is-3D-Secure-and-Why-It-Matters-in-Modern-Digital-Payments3-7-800x452.jpg 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/What-Is-3D-Secure-and-Why-It-Matters-in-Modern-Digital-Payments3-7-832x470.jpg 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/What-Is-3D-Secure-and-Why-It-Matters-in-Modern-Digital-Payments3-7-1248x705.jpg 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/What-Is-3D-Secure-and-Why-It-Matters-in-Modern-Digital-Payments3-7.jpg 1472w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p data-start=\"1244\" data-end=\"1295\"><strong data-start=\"1244\" data-end=\"1267\">\u0643\u064a\u0641 \u064a\u0639\u0645\u0644 3D Secure\u061f<\/strong><br data-start=\"1267\" data-end=\"1270\" \/>\u062e\u0637\u0648\u0627\u062a \u0645\u0628\u0633\u0637\u0629 \u0644\u0639\u0645\u0644\u064a\u0629 3DS:<\/p>\n<ol data-start=\"1296\" data-end=\"1536\">\n<li data-start=\"1296\" data-end=\"1364\">\n<p data-start=\"1299\" data-end=\"1364\">\u064a\u0628\u062f\u0623 \u0627\u0644\u0639\u0645\u064a\u0644 \u0627\u0644\u062f\u0641\u0639 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u0637\u0627\u0642\u0629 \u0627\u0626\u062a\u0645\u0627\u0646 \u0623\u0648 \u062e\u0635\u0645 \u0639\u0644\u0649 \u0645\u0648\u0642\u0639 \u0627\u0644\u062a\u0627\u062c\u0631.<\/p>\n<\/li>\n<li data-start=\"1365\" data-end=\"1413\">\n<p data-start=\"1368\" data-end=\"1413\">\u064a\u062a\u062d\u0642\u0642 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0635\u062f\u0631 \u0645\u0646 \u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0641\u064a 3DS.<\/p>\n<\/li>\n<li data-start=\"1414\" data-end=\"1463\">\n<p data-start=\"1417\" data-end=\"1463\">\u0625\u0630\u0627 \u0643\u0627\u0646\u062a \u0645\u0633\u062c\u0644\u0629\u060c \u064a\u0628\u062f\u0623 \u0627\u0644\u062a\u062d\u0642\u0642 (\u062a\u062d\u062f\u064a \u0627\u0644\u0645\u0635\u0627\u062f\u0642\u0629).<\/p>\n<\/li>\n<li data-start=\"1464\" data-end=\"1504\">\n<p data-start=\"1467\" data-end=\"1504\">\u064a\u0624\u0643\u062f \u0627\u0644\u0639\u0645\u064a\u0644 \u0647\u0648\u064a\u062a\u0647 (OTP\u060c \u0628\u0635\u0645\u0629\u060c \u0625\u0644\u062e).<\/p>\n<\/li>\n<li data-start=\"1505\" data-end=\"1536\">\n<p data-start=\"1508\" data-end=\"1536\">\u0625\u0630\u0627 \u0646\u062c\u062d\u060c \u064a\u062a\u0645 \u0625\u062a\u0645\u0627\u0645 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0629.<\/p>\n<\/li>\n<\/ol>\n<p data-start=\"1538\" data-end=\"1559\">\u0647\u0646\u0627\u0643 \u0645\u0633\u0627\u0631\u0627\u0646 \u0641\u064a 3DS:<\/p>\n<ul data-start=\"1560\" data-end=\"1673\">\n<li data-start=\"1560\" data-end=\"1615\">\n<p data-start=\"1562\" data-end=\"1615\">\u0627\u0644\u062a\u062f\u0641\u0642 \u0627\u0644\u0633\u0644\u0633: \u0644\u0627 \u064a\u062a\u0637\u0644\u0628 \u062a\u062d\u062f\u064a \u0625\u0630\u0627 \u0643\u0627\u0646 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0645\u0646\u062e\u0641\u0636\u0629.<\/p>\n<\/li>\n<li data-start=\"1616\" data-end=\"1673\">\n<p data-start=\"1618\" data-end=\"1673\">\u0627\u0644\u062a\u062f\u0641\u0642 \u0628\u0627\u0644\u062a\u062d\u062f\u064a: \u064a\u062a\u0637\u0644\u0628 \u0645\u0635\u0627\u062f\u0642\u0629 \u0625\u0636\u0627\u0641\u064a\u0629 \u0639\u0646\u062f \u0627\u0631\u062a\u0641\u0627\u0639 \u0627\u0644\u0645\u062e\u0627\u0637\u0631.<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1675\" data-end=\"1773\">\u0645\u0639 \u0625\u0635\u062f\u0627\u0631 3D Secure 2.0\u060c \u0623\u0635\u0628\u062d \u0627\u0644\u0646\u0638\u0627\u0645 \u0623\u0643\u062b\u0631 \u062a\u0648\u0627\u0641\u0642\u064b\u0627 \u0645\u0639 \u0627\u0644\u0647\u0648\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644\u0629\u060c \u0623\u0633\u0631\u0639\u060c \u0648\u0623\u0642\u0644 \u0625\u0632\u0639\u0627\u062c\u064b\u0627 \u0644\u0644\u0645\u0633\u062a\u062e\u062f\u0645.<\/p>\n<p data-start=\"1775\" data-end=\"2036\"><strong data-start=\"1775\" data-end=\"1801\">\u0623\u0647\u0645\u064a\u0629 3D Secure \u0644\u0644\u062a\u062c\u0627\u0631<\/strong><br data-start=\"1801\" data-end=\"1804\" \/>\u062a\u0646\u0641\u064a\u0630 3DS \u064a\u0642\u062f\u0645 \u0641\u0648\u0627\u0626\u062f \u0639\u062f\u0629:<br data-start=\"1829\" data-end=\"1832\" \/>\u2705 \u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644<br data-start=\"1848\" data-end=\"1851\" \/>\u2705 \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629: \u064a\u0646\u062a\u0642\u0644 \u0639\u0628\u0621 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0645\u0646 \u0627\u0644\u062a\u0627\u062c\u0631 \u0625\u0644\u0649 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0635\u062f\u0631 \u0641\u064a \u062d\u0627\u0644 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644<br data-start=\"1940\" data-end=\"1943\" \/>\u2705 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u060c \u062e\u0627\u0635\u0629 \u0645\u0639 \u0645\u062a\u0637\u0644\u0628\u0627\u062a PSD2 \u0641\u064a \u0623\u0648\u0631\u0648\u0628\u0627 \u0648\u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629<br data-start=\"2011\" data-end=\"2014\" \/>\u2705 \u062a\u0639\u0632\u064a\u0632 \u062b\u0642\u0629 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646<\/p>\n<p data-start=\"2038\" data-end=\"2069\"><strong data-start=\"2038\" data-end=\"2067\">\u0627\u0644\u062d\u0627\u0644\u0627\u062a \u0627\u0644\u0634\u0627\u0626\u0639\u0629 \u0644\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645<\/strong><\/p>\n<ul data-start=\"2070\" data-end=\"2320\">\n<li data-start=\"2070\" data-end=\"2141\">\n<p data-start=\"2072\" data-end=\"2141\">\u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0641\u064a \u0627\u0644\u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u0629 \u0648\u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0627\u0644\u0635\u0627\u0631\u0645\u0629<\/p>\n<\/li>\n<li data-start=\"2142\" data-end=\"2199\">\n<p data-start=\"2144\" data-end=\"2199\">\u0627\u0644\u0645\u062d\u0627\u0641\u0638 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0648\u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062c\u062f\u064a\u062f\u0629 \u0644\u062a\u0642\u0644\u064a\u0644 \u0645\u062e\u0627\u0637\u0631 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data-end=\"2838\">\"3DS \u064a\u0642\u0644\u0644 \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a\" \u2014 \u0639\u0646\u062f \u0627\u0644\u0625\u0639\u062f\u0627\u062f \u0627\u0644\u0633\u0644\u064a\u0645\u060c \u064a\u0639\u0632\u0632 \u0627\u0644\u062b\u0642\u0629 \u0648\u064a\u0642\u0644\u0644 \u0627\u0644\u062a\u0633\u0631\u0628<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"2840\" data-end=\"3020\"><strong data-start=\"2840\" data-end=\"2857\">\u0646\u0638\u0631\u0629 \u0645\u0633\u062a\u0642\u0628\u0644\u064a\u0629<\/strong><br data-start=\"2857\" data-end=\"2860\" \/>\u0645\u0639 \u062a\u0637\u0648\u0631 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a\u060c \u064a\u0635\u0628\u062d 3DS \u0645\u0639\u064a\u0627\u0631\u064b\u0627 \u0639\u0627\u0644\u0645\u064a\u064b\u0627 \u0644\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0622\u0645\u0646\u0629. \u0645\u0646 \u062e\u0644\u0627\u0644 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