{"id":29907,"date":"2026-02-05T05:26:30","date_gmt":"2026-02-05T05:26:30","guid":{"rendered":"https:\/\/buvei.com\/blog\/?p=29907"},"modified":"2026-02-05T05:28:18","modified_gmt":"2026-02-05T05:28:18","slug":"future-of-digital-payments-in-eu-4-2","status":"publish","type":"post","link":"https:\/\/buvei.com\/blog\/ja\/future-of-digital-payments-in-eu-4-2\/","title":{"rendered":"\u6b27\u5dde\u4e2d\u592e\u9280\u884c\u3001\u30c7\u30b8\u30bf\u30eb\u30e6\u30fc\u30ed\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3092\u6b63\u5f0f\u767a\u8db3\uff5eCBDC \u7814\u7a76\u30fb\u5b9f\u88c5\u3092\u52a0\u901f"},"content":{"rendered":"<h1>\u6b27\u5dde\u4e2d\u592e\u9280\u884c\u3001<strong>\u30c7\u30b8\u30bf\u30eb\u30e6\u30fc\u30ed\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0<\/strong>\u3092\u6b63\u5f0f\u767a\u8db3\uff5eCBDC 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EU \u304c\u3088\u308a\u5305\u6442\u7684\u3067\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u4e3b\u5c0e\u578b\u306e\u30c7\u30b8\u30bf\u30eb\u6c7a\u6e08\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u3092\u69cb\u7bc9\u3059\u308b\u4e0a\u3067\u3001\u91cd\u8981\u306a\u4e00\u6b69\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n<\/div>\n<div><\/div>\n<h2>\ud83d\udccc \u80cc\u666f\uff1a\u6226\u7565\u7684\u306a\u30c7\u30b8\u30bf\u30eb\u91d1\u878d\u4e3b\u6a29\u306e\u63a8\u9032<\/h2>\n<div><\/div>\n<div>\n<p>2024 \u5e74 10 \u6708\u3001ECB \u306f\u53c2\u52a0\u52df\u96c6\u3092\u516c\u52df\u3057\u3001\u5e02\u5834\u5168\u4f53\u304b\u3089 100 \u4ef6\u4ee5\u4e0a\u306e\u5fdc\u52df\u3092\u53d7\u3051\u4ed8\u3051\u307e\u3057\u305f\u3002\u6700\u7d42\u7684\u306b\u7d04 70 \u306e\u6a5f\u95a2\u304c\u3001**Pioneers\uff08\u958b\u62d3\u8005\uff09<strong>\u3068<\/strong>Visionaries\uff08\u5148\u898b\u8005\uff09** \u306e 2 \u3064\u306e\u5c02\u9580\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u30b9\u30c8\u30ea\u30fc\u30e0\u306e\u3044\u305a\u308c\u304b\u306b\u53c2\u52a0\u3059\u308b\u305f\u3081\u9078\u51fa\u3055\u308c\u307e\u3057\u305f\u3002<\/p>\n<div><\/div>\n<p>\u5404\u30b0\u30eb\u30fc\u30d7\u306f\u30c7\u30b8\u30bf\u30eb\u30e6\u30fc\u30ed\u306e\u7279\u5b9a\u306e\u6d3b\u7528\u5206\u91ce\u3092\u63a2\u6c42\u3057\u3001\u73fe\u5b9f\u306b\u5373\u3057\u305f\u5229\u7528\u30b7\u30fc\u30f3\u3092\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3\u3059\u308b\u3068\u3068\u3082\u306b\u3001\u6280\u8853\u9762\u30fb\u653f\u7b56\u9762\u306e\u8cb4\u91cd\u306a\u30d5\u30a3\u30fc\u30c9\u30d0\u30c3\u30af\u3092\u63d0\u4f9b\u3059\u308b\u5f79\u5272\u3092\u62c5\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<\/div>\n<div><\/div>\n<h2>\ud83d\udca1 Pioneers\uff1a\u30d7\u30ed\u30b0\u30e9\u30de\u30d6\u30eb\u6c7a\u6e08\u306b\u6ce8\u529b<\/h2>\n<div><\/div>\n<div>\n<p>Pioneers \u30b9\u30c8\u30ea\u30fc\u30e0\u306f\u6761\u4ef6\u4ed8\u304d\u30fb<strong>\u30d7\u30ed\u30b0\u30e9\u30de\u30d6\u30eb\u6c7a\u6e08<\/strong>\u3092\u4e2d\u5fc3\u306b\u5c55\u958b\u3057\u3001\u4f8b\u3048\u3070\u300c\u8cfc\u5165\u8005\u304c\u5546\u54c1\u306e\u53d7\u3051\u53d6\u308a\u3092\u78ba\u8a8d\u3057\u305f\u5f8c\u306b\u306e\u307f\u8cc7\u91d1\u304c\u81ea\u52d5\u7684\u306b\u652f\u6255\u308f\u308c\u308b\u300d\u4ed5\u7d44\u307f\u306e\u5b9f\u73fe\u3092\u76ee\u6307\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<div><\/div>\n<p>\u53c2\u52a0\u6a5f\u95a2\u306f ECB \u304c\u63d0\u4f9b\u3059\u308b API \u3092\u901a\u3058\u3066\u3001\u72ec\u81ea\u306e\u30b7\u30b9\u30c6\u30e0\u306b\u6a21\u64ec\u7684\u306a\u30c7\u30b8\u30bf\u30eb\u30e6\u30fc\u30ed\u30a4\u30f3\u30bf\u30fc\u30d5\u30a7\u30fc\u30b9\u3092\u7d71\u5408\u3057\u3001\u500b\u5225\u306e\u30e6\u30fc\u30b9\u30b1\u30fc\u30b9\u30ec\u30dd\u30fc\u30c8\u3092\u63d0\u51fa\u3059\u308b\u4e88\u5b9a\u3067\u3059\u3002\u3053\u306e\u5b9f\u8df5\u7684\u306a\u30d7\u30ed\u30bb\u30b9\u306b\u3088\u308a\u3001ECB \u306f\u65e2\u5b58\u306e\u91d1\u878d\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u3078\u306e\u30c7\u30b8\u30bf\u30eb\u30e6\u30fc\u30ed\u306e\u7d44\u307f\u8fbc\u307f\u53ef\u80fd\u6027\u3092\u7cbe\u67fb\u3059\u308b\u3068\u540c\u6642\u306b\u3001\u3088\u308a\u52b9\u7387\u7684\u3067\u30a4\u30f3\u30c6\u30ea\u30b8\u30a7\u30f3\u30c8\u306a\u6c7a\u6e08\u30e1\u30ab\u30cb\u30ba\u30e0\u306e\u958b\u767a\u3092\u63a8\u9032\u3057\u307e\u3059\u3002<\/p>\n<\/div>\n<div><\/div>\n<h2>\ud83c\udf0d Visionaries\uff1a\u91d1\u878d\u5305\u6442\u306e\u5b9f\u73fe\u3092\u76ee\u6307\u3059<\/h2>\n<div><\/div>\n<div>\n<p>Visionaries \u30b9\u30c8\u30ea\u30fc\u30e0\u306f\u3088\u308a\u5e83\u7bc4\u306a\u793e\u4f1a\u7684\u5f71\u97ff\u306b\u7126\u70b9\u3092\u5f53\u3066\u3001\u7279\u306b\u9280\u884c\u53e3\u5ea7\u3092\u6301\u305f\u306a\u3044\u5c64\u3084\u5341\u5206\u306a\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u3092\u53d7\u3051\u3089\u308c\u306a\u3044\u5c64\u3092\u5bfe\u8c61\u3068\u3057\u305f<strong>\u91d1\u878d\u5305\u6442<\/strong>\u306e\u4fc3\u9032\u306b\u304a\u3044\u3066\u3001\u30c7\u30b8\u30bf\u30eb\u30e6\u30fc\u30ed\u304c\u3069\u306e\u3088\u3046\u306b\u8ca2\u732e\u3067\u304d\u308b\u304b\u3092\u63a2\u6c42\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<div><\/div>\n<p>\u4e3b\u306a\u691c\u8a0e\u30c6\u30fc\u30de\u306f\u4ee5\u4e0b\u306e\u901a\u308a\u3067\u3059\u3002<\/p>\n<\/div>\n<div><\/div>\n<ul>\n<li>\u5229\u7528\u3057\u3084\u3059\u3044\u30c7\u30b8\u30bf\u30eb\u30e6\u30fc\u30ed\u30a6\u30a9\u30ec\u30c3\u30c8<\/li>\n<li>\u793e\u4f1a\u7684\u8106\u5f31\u5c64\u306e\u91d1\u878d\u53c2\u52a0\u62e1\u5927<\/li>\n<li>\u90f5\u4fbf\u5c40\u306a\u3069\u306e\u7269\u7406\u7684\u30a2\u30af\u30bb\u30b9\u30dd\u30a4\u30f3\u30c8\u3092\u6d3b\u7528\u3057\u305f\u30c7\u30b8\u30bf\u30eb\u30a4\u30f3\u30d5\u30e9\u306e\u62e1\u5145\n<div><\/div>\n<p>ECB \u306f\u3053\u3046\u3057\u305f\u53d6\u308a\u7d44\u307f\u3092\u652f\u63f4\u3059\u308b\u3053\u3068\u3067\u3001\u30c7\u30b8\u30bf\u30eb\u91d1\u878d\u306e\u5305\u6442\u6027\u3068\u5229\u4fbf\u6027\u3092\u9ad8\u3081\u3001\u3059\u3079\u3066\u306e\u6b27\u5dde\u5e02\u6c11\u304c\u30c7\u30b8\u30bf\u30eb\u5909\u9769\u306e\u6069\u6075\u3092\u4eab\u53d7\u3067\u304d\u308b\u3088\u3046\u306b\u3059\u308b\u3053\u3068\u3092\u76ee\u6307\u3057\u3066\u3044\u307e\u3059\u3002<\/li>\n<\/ul>\n<div><\/div>\n<h2>\ud83d\udd27 \u30c7\u30b8\u30bf\u30eb\u30e6\u30fc\u30ed\u306e\u6bb5\u968e\u7684\u306a\u5c55\u958b\u306b\u5411\u3051\u3066<\/h2>\n<div><\/div>\n<div>\n<p>\u672c\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306f\u3001ECB \u304c\u9032\u3081\u308b CBDC \u306e\u6bb5\u968e\u7684\u306a\u30ed\u30fc\u30eb\u30a2\u30a6\u30c8\u65b9\u91dd\u306b\u304a\u3051\u308b\u91cd\u8981\u306a\u7bc0\u76ee\u3068\u306a\u308a\u307e\u3059\u3002\u6c7a\u6e08\u30fb\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u5206\u91ce\u306e\u30ea\u30fc\u30c7\u30a3\u30f3\u30b0\u30ab\u30f3\u30d1\u30cb\u30fc\u3068\u7dca\u5bc6\u306b\u9023\u643a\u3059\u308b\u3053\u3068\u3067\u3001ECB \u306f\u30c7\u30b8\u30bf\u30eb\u30e6\u30fc\u30ed\u306e\u30e6\u30fc\u30b6\u30fc\u4f53\u9a13\u3001\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u3001\u898f\u5236\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u3001\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u9593\u76f8\u4e92\u904b\u7528\u6027\u306e\u6700\u9069\u5316\u3092\u9032\u3081\u3066\u3044\u307e\u3059\u3002<\/p>\n<div><\/div>\n<p>ECB \u306f\u672c\u30a4\u30cb\u30b7\u30a2\u30c1\u30d6\u304c\u3001\u6c7a\u6e08\u306e\u672a\u6765\u3092\u63a2\u6c42\u3059\u308b\u3060\u3051\u3067\u306a\u304f\u3001\u30c7\u30b8\u30bf\u30eb\u5316\u304c\u9032\u3080\u4e16\u754c\u7684\u306a\u91d1\u878d\u60c5\u52e2\u306e\u4e2d\u3067\u6b27\u5dde\u306e<strong>\u6226\u7565\u7684\u81ea\u6cbb<\/strong>\u3092\u5f37\u5316\u3059\u308b\u3082\u306e\u3067\u3042\u308b\u3068\u5f37\u8abf\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<\/div>\n<div><\/div>\n<h2>\ud83d\ude80 EU \u6c7a\u6e08\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u306e\u65b0\u6642\u4ee3\u5230\u6765<\/h2>\n<div><\/div>\n<div>\u672c\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306e\u767a\u8db3\u3092\u901a\u3058\u3001\u6b27\u5dde\u4e2d\u592e\u9280\u884c\u306f\u30c7\u30b8\u30bf\u30eb\u30e6\u30fc\u30ed\u3092\u69cb\u60f3\u304b\u3089\u73fe\u5b9f\u306e\u30b5\u30fc\u30d3\u30b9\u3078\u3068\u843d\u3068\u3057\u8fbc\u3080\u5f37\u3044\u6c7a\u610f\u3092\u793a\u3057\u3066\u3044\u307e\u3059\u3002Buvei \u3067\u306f\u3001\u30c7\u30b8\u30bf\u30eb\u30e6\u30fc\u30ed\u304a\u3088\u3073\u4e16\u754c\u5404\u56fd\u306e CBDC \u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u306e\u52d5\u5411\u3092\u7d99\u7d9a\u7684\u306b\u8ffd\u8de1\u3057\u3001\u8aad\u8005\u306e\u7686\u69d8\u306b\u30c7\u30b8\u30bf\u30eb\u91d1\u878d\u5206\u91ce\u306e\u30bf\u30a4\u30e0\u30ea\u30fc\u304b\u3064\u6a29\u5a01\u3042\u308b\u6d1e\u5bdf\u3092\u63d0\u4f9b\u3057\u3066\u307e\u3044\u308a\u307e\u3059\u3002<\/div>\n<div><\/div>\n<div>\n<p>\ud83d\udd39 \u30b0\u30ed\u30fc\u30d0\u30eb\u30c7\u30b8\u30bf\u30eb\u91d1\u878d\u306e\u6700\u65b0\u52d5\u5411\u3092\u8ffd\u3046\u306b\u306f Buvei \u30d6\u30ed\u30b0\u3092\u8cfc\u8aad<\/p>\n<div><\/div>\n\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f426-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"426\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/wp-json\/wp\/v2\/posts\/29907#wpcf7-f426-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset 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