{"id":29108,"date":"2026-01-28T06:49:08","date_gmt":"2026-01-28T06:49:08","guid":{"rendered":"https:\/\/buvei.com\/blog\/?p=29108"},"modified":"2026-01-28T06:49:08","modified_gmt":"2026-01-28T06:49:08","slug":"affirm-virtual-card-vs-klarna-the-buy-now-pay-later-showdown-4","status":"publish","type":"post","link":"https:\/\/buvei.com\/blog\/ja\/affirm-virtual-card-vs-klarna-the-buy-now-pay-later-showdown-4\/","title":{"rendered":"2025 \u5e74 BNPL \u6bd4\u8f03 Affirm vs Klarna\uff5c\u4eee\u60f3\u30ab\u30fc\u30c9\u30fb\u624b\u6570\u6599\u30fb\u4e0e\u4fe1\u5f71\u97ff\u5fb9\u5e95\u89e3\u8aac"},"content":{"rendered":"<h2>\u306f\u3058\u3081\u306b<\/h2>\n<div><\/div>\n<div>\u5f8c\u6255\u3044\u6c7a\u6e08\uff08BNPL\uff1aBuy Now Pay Later\uff09\u306e\u30c8\u30ec\u30f3\u30c9\u306f\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u30fb\u5b9f\u5e97\u8217\u3067\u306e\u30b7\u30e7\u30c3\u30d4\u30f3\u30b0\u4f53\u9a13\u3092\u7d99\u7d9a\u7684\u306b\u5909\u9769\u3057\u3001\u6d88\u8cbb\u8005\u306b\u5206\u5272\u6255\u3044\u306b\u3088\u308b\u67d4\u8edf\u306a\u652f\u6255\u3044\u624b\u6bb5\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u5206\u91ce\u3067\u77e5\u540d\u5ea6\u306e\u9ad8\u3044\u4f01\u696d\u304c<strong>Affirm<\/strong>\u3068<strong>Klarna<\/strong>\u3067\u3059\u3002\u4e21\u793e\u3068\u3082 Visa\u30fbMastercard \u304c\u5229\u7528\u53ef\u80fd\u306a\u3059\u3079\u3066\u306e\u5e97\u8217\u3067\u4f7f\u7528\u3067\u304d\u308b\u4eee\u60f3\u30ab\u30fc\u30c9\u3092\u63d0\u4f9b\u3057\u3066\u304a\u308a\u3001BNPL \u3092\u6a19\u6e96\u5bfe\u5fdc\u3057\u3066\u3044\u306a\u3044\u52a0\u76df\u5e97\u3067\u3082\u5f8c\u6255\u3044\u3092\u5229\u7528\u3067\u304d\u308b\u306e\u304c\u7279\u5fb4\u3067\u3059\u3002<\/div>\n<div><\/div>\n<div>\u672c\u7a3f\u3067\u306f\u3001Affirm \u3068 Klarna \u3092<strong>\u5546\u54c1\u6a5f\u80fd\u3001\u624b\u6570\u6599\u30fb\u91d1\u5229\u4f53\u7cfb\u3001\u6700\u9069\u306a\u5229\u7528\u30b7\u30fc\u30f3\u3001\u4e0e\u4fe1\u3078\u306e\u5f71\u97ff<\/strong>\u306e 4 \u3064\u306e\u8ef8\u3067\u5fb9\u5e95\u6bd4\u8f03\u3057\u3001\u5b89\u5168\u304b\u3064\u52b9\u679c\u7684\u306b BNPL \u30b5\u30fc\u30d3\u30b9\u3092\u6d3b\u7528\u3059\u308b\u305f\u3081\u306e\u6226\u7565\u3092\u7d39\u4ecb\u3057\u307e\u3059\u3002<\/div>\n<div><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-19417\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/10\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-38.jpg\" alt=\"\" width=\"1600\" height=\"896\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/10\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-38.jpg 1600w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/10\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-38-300x168.jpg 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/10\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-38-1024x573.jpg 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/10\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-38-768x430.jpg 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/10\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-38-1536x860.jpg 1536w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/10\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-38-400x224.jpg 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/10\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-38-800x448.jpg 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/10\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-38-832x466.jpg 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/10\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-38-1248x699.jpg 1248w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><\/div>\n<h2>\u5546\u54c1\u6982\u8981\uff1a<a href=\"https:\/\/buvei.com\/blog\/prepaid-virtual-card-with-no-monthly-fees\/\">\u4eee\u60f3\u30ab\u30fc\u30c9\u306e\u4ed5\u7d44\u307f<\/a><\/h2>\n<div><\/div>\n<h3>Affirm \u4eee\u60f3\u30ab\u30fc\u30c9<\/h3>\n<div><\/div>\n<div>Affirm \u306e\u4eee\u60f3\u30ab\u30fc\u30c9\u306f\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u30fb\u5b9f\u5e97\u8217\u306e\u4e21\u65b9\u3067\u5229\u7528\u53ef\u80fd\u306a\u4e00\u6642\u7684\u306a\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u756a\u53f7\u3068\u3057\u3066\u6a5f\u80fd\u3057\u307e\u3059\u3002\u30ed\u30fc\u30f3\u306e\u5229\u7528\u627f\u8a8d\u5f8c\u3001\u30e6\u30fc\u30b6\u30fc\u306f\u8a2d\u5b9a\u3055\u308c\u305f\u5229\u7528\u9650\u5ea6\u984d\u3068\u8fd4\u6e08\u30b9\u30b1\u30b8\u30e5\u30fc\u30eb\u304c\u7d10\u4ed8\u3044\u305f\u4f7f\u3044\u5207\u308a\u306e\u4eee\u60f3\u30ab\u30fc\u30c9\u3092\u53d7\u3051\u53d6\u308a\u307e\u3059\u3002\u767a\u884c\u5f8c<strong>\u6700\u9577 24 \u6642\u9593<\/strong>\u6709\u52b9\u3068\u306a\u308b\u306e\u304c\u7279\u5fb4\u3067\u3059\u3002<\/div>\n<div><\/div>\n<h3>Klarna \u4eee\u60f3\u30ab\u30fc\u30c9<\/h3>\n<div><\/div>\n<div>Klarna \u306e\u30ef\u30f3\u30bf\u30a4\u30e0\u30ab\u30fc\u30c9\u3082\u540c\u69d8\u306e\u4ed5\u7d44\u307f\u3067\u3001Visa \u3092\u5c0e\u5165\u3059\u308b\u3059\u3079\u3066\u306e\u52a0\u76df\u5e97\u3067\u8cfc\u5165\u304c\u53ef\u80fd\u3067\u3059\u3002\u540c\u793e\u306e\u4ee3\u8868\u7684\u306a\u8fd4\u6e08\u30d7\u30e9\u30f3\u3067\u3042\u308b **4 \u56de\u5206\u5272\u7121\u91d1\u5229\uff08Pay in 4\uff09<strong>\u3084<\/strong>30 \u65e5\u5f8c\u4e00\u62ec\u6255\u3044\uff08Pay in 30 Days\uff09** \u306a\u3069\u306e\u30d7\u30e9\u30f3\u306b\u7d10\u4ed8\u3051\u3066\u5229\u7528\u3057\u307e\u3059\u3002<\/div>\n<div><\/div>\n<h3>\u6bd4\u8f03\u306e\u30dd\u30a4\u30f3\u30c8<\/h3>\n<div><\/div>\n<ul>\n<li>\u5229\u7528\u7bc4\u56f2\uff1aAffirm \u306e\u4eee\u60f3\u30ab\u30fc\u30c9\u306f\u3001BNPL \u3092\u76f4\u63a5\u7d71\u5408\u3057\u3066\u3044\u306a\u3044\u52a0\u76df\u5e97\u3067\u306e\u67d4\u8edf\u6027\u304c\u9ad8\u3044\u3002Klarna \u306e\u30ab\u30fc\u30c9\u306f Visa \u304c\u5229\u7528\u53ef\u80fd\u306a\u4e16\u754c\u4e2d\u306e\u5e97\u8217\u306b\u5bfe\u5fdc\u3002<\/li>\n<li>\u5206\u5272\u4f53\u7cfb\uff1aKlarna \u306f\u77ed\u671f\u9593\u306e\u5c11\u984d\u8cfc\u5165\u3092\u4e2d\u5fc3\u306b\u7121\u91d1\u5229\u30d7\u30e9\u30f3\u3092\u63d0\u4f9b\u3059\u308b\u306e\u306b\u5bfe\u3057\u3001Affirm \u306f\u9577\u671f\u9593\u306e\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u306b\u5bfe\u5fdc\u3057\u3001\u5fc5\u8981\u306b\u5fdc\u3058\u3066\u900f\u660e\u306a\u91d1\u5229\u3092\u8a2d\u5b9a\u3002<\/li>\n<li>\u5be9\u67fb\u30d7\u30ed\u30bb\u30b9\uff1a\u4e21\u793e\u3068\u3082\u521d\u671f\u5be9\u67fb\u3067\u306f\u30bd\u30d5\u30c8\u30af\u30ec\u30b8\u30c3\u30c8\u30c1\u30a7\u30c3\u30af\u3092\u5b9f\u65bd\u3059\u308b\u305f\u3081\u3001\u5927\u534a\u306e\u30e6\u30fc\u30b6\u30fc\u304c\u5229\u7528\u3057\u3084\u3059\u3044\u3002<\/li>\n<\/ul>\n<div>\n<h2 data-start=\"2221\" data-end=\"2265\"><a href=\"https:\/\/app.buvei.com\/?s=blog\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-19299\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/10\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-4.png\" alt=\"\" width=\"1024\" height=\"307\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/10\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-4.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/10\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-4-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/10\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-4-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/10\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-4-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/10\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-4-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/10\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-4-832x249.png 832w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/h2>\n<\/div>\n<h2>\u624b\u6570\u6599\u30fb<a href=\"https:\/\/buvei.com\/blog\/virtual-cards-for-tiktok-ads-best-practices-for-new-platforms\/\">\u91d1\u5229\u30fb\u8fd4\u6e08\u6761\u4ef6<\/a><\/h2>\n<div><\/div>\n<h3>Klarna<\/h3>\n<div><\/div>\n<ul>\n<li>\u4ee3\u8868\u7684\u306a **4 \u56de\u5206\u5272\u30d7\u30e9\u30f3\uff08Pay in 4\uff09** \u3067\u306f\u91d1\u5229\u304c 0% \u3068\u306a\u308b\u3002<\/li>\n<li>6\uff5e36 \u30ab\u6708\u306e\u9577\u671f\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u30d7\u30e9\u30f3\u3067\u306f\u3001\u5e74\u7387\u6700\u5927 24.99% \u306e\u91d1\u5229\u304c\u9069\u7528\u3055\u308c\u308b\u5834\u5408\u304c\u3042\u308b\u3002<\/li>\n<li>\u8fd4\u6e08\u306e\u9045\u5ef6\u304c\u767a\u751f\u3057\u305f\u5834\u5408\u3001\u9045\u5ef6\u624b\u6570\u6599\u304c\u8ab2\u3055\u308c\u308b\uff08\u7c73\u56fd\u3067\u306f\u6982\u306d 7 \u30c9\u30eb\u7a0b\u5ea6\uff09\u3002<\/li>\n<\/ul>\n<div><\/div>\n<h3>Affirm<\/h3>\n<div><\/div>\n<ul>\n<li>\u30b3\u30b9\u30c8\u60c5\u5831\u3092\u4e8b\u524d\u306b\u660e\u78ba\u306b\u958b\u793a\u3057\u3066\u304a\u308a\u3001\u8cfc\u5165\u524d\u306b\u7dcf\u8fd4\u6e08\u984d\u3092\u78ba\u8a8d\u3067\u304d\u308b\u3002<\/li>\n<li>\u52a0\u76df\u5e97\u3084\u30e6\u30fc\u30b6\u30fc\u306e\u4e0e\u4fe1\u30d7\u30ed\u30d5\u30a1\u30a4\u30eb\u306b\u5fdc\u3058\u3066\u3001\u91d1\u5229\u306f 0%\uff5e36% APR \u306e\u7bc4\u56f2\u3067\u5909\u52d5\u3002<\/li>\n<li>\u9045\u5ef6\u624b\u6570\u6599\u3084\u96a0\u3057\u6599\u91d1\u304c\u4e00\u5207\u5b58\u5728\u3057\u306a\u3044\u70b9\u304c\u3001\u4ed6\u306e BNPL \u30b5\u30fc\u30d3\u30b9\u3068\u306e\u5927\u304d\u306a\u9055\u3044\u3002<\/li>\n<\/ul>\n<div><\/div>\n<h3>\u6bd4\u8f03\u306e\u7d50\u8ad6<\/h3>\n<div><\/div>\n<div>\u77ed\u671f\u9593\u3067\u7121\u91d1\u5229\u306e\u67d4\u8edf\u6027\u3092\u6c42\u3081\u308b\u5834\u5408\u306f<strong>Klarna<\/strong>\u304c\u6700\u9069\u3002\u9577\u671f\u9593\u306e\u900f\u660e\u6027\u3068\u660e\u78ba\u306a\u30b3\u30b9\u30c8\u3092\u91cd\u8996\u3059\u308b\u5834\u5408\u306f<strong>Affirm<\/strong>\u304c\u512a\u4f4d\u6027\u3092\u6301\u3061\u307e\u3059\u3002<\/div>\n<div><\/div>\n<h2>\u6700\u9069\u306a\u5229\u7528\u30b7\u30fc\u30f3\u3068\u5bfe\u8c61\u30e6\u30fc\u30b6\u30fc<\/h2>\n<div><\/div>\n<h3>Klarna \u304c\u6700\u9069\u306a\u30e6\u30fc\u30b6\u30fc<\/h3>\n<div><\/div>\n<ul>\n<li>\u30d5\u30a1\u30c3\u30b7\u30e7\u30f3\u3001\u30b3\u30b9\u30e1\u3001\u65e5\u7528\u54c1\u306a\u3069\u3001\u983b\u7e41\u306b\u5c11\u984d\u306e\u8cfc\u5165\u3092\u884c\u3046\u6d88\u8cbb\u8005<\/li>\n<li>4 \u56de\u5206\u5272\u306a\u3069\u3001\u7121\u91d1\u5229\u306e\u77ed\u671f\u8fd4\u6e08\u30d7\u30e9\u30f3\u3092\u5e0c\u671b\u3059\u308b\u30e6\u30fc\u30b6\u30fc<\/li>\n<li>\u6c7a\u6e08\u6642\u306e\u30b9\u30d4\u30fc\u30c7\u30a3\u30fc\u306a\u5be9\u67fb\u3068\u624b\u7d9a\u304d\u306e\u7c21\u4fbf\u3055\u3092\u91cd\u8996\u3059\u308b\u5229\u7528\u8005<\/li>\n<\/ul>\n<div><\/div>\n<h3>Affirm \u304c\u6700\u9069\u306a\u30e6\u30fc\u30b6\u30fc<\/h3>\n<div><\/div>\n<ul>\n<li>\u5bb6\u5177\u3001\u65c5\u884c\u3001\u96fb\u5316\u88fd\u54c1\u306a\u3069\u3001\u9ad8\u984d\u306a\u8cfc\u5165\u3092\u8a08\u753b\u7684\u306b\u884c\u3046\u6d88\u8cbb\u8005<\/li>\n<li>3 \u30ab\u6708\uff5e36 \u30ab\u6708\u306e\u7bc4\u56f2\u3067\u3001\u30ab\u30b9\u30bf\u30de\u30a4\u30ba\u3055\u308c\u305f\u8fd4\u6e08\u671f\u9593\u3092\u6c42\u3081\u308b\u30e6\u30fc\u30b6\u30fc<\/li>\n<li>\u96a0\u3057\u624b\u6570\u6599\u3084\u5909\u52d5\u3059\u308b\u91d1\u5229\u3088\u308a\u3082\u3001\u900f\u660e\u6027\u3092\u91cd\u8996\u3059\u308b\u8cfc\u5165\u8005<\/li>\n<\/ul>\n<div><\/div>\n<h3>\u8ce2\u3044\u5229\u7528\u6226\u7565<\/h3>\n<div><\/div>\n<ul>\n<li>\u7533\u3057\u8fbc\u307f\u524d\u306b\u3001\u5404\u52a0\u76df\u5e97\u306e BNPL \u5229\u7528\u6761\u4ef6\u3092\u5fc5\u305a\u78ba\u8a8d\u3059\u308b<\/li>\n<li>\u81ea\u8eab\u306e\u53ce\u5165\u30b5\u30a4\u30af\u30eb\u306b\u5408\u308f\u305b\u3066\u8fd4\u6e08\u671f\u9593\u3092\u9078\u629e\u3059\u308b<\/li>\n<li>\u6bce\u6708\u306e\u53ef\u51e6\u5206\u6240\u5f97\u306e 10\uff5e15% \u4ee5\u5185\u306b BNPL \u306e\u5229\u7528\u984d\u3092\u6291\u3048\u3001\u501f\u91d1\u306e\u7f60\u306b\u9665\u3089\u306a\u3044\u3088\u3046\u306b\u3059\u308b<\/li>\n<\/ul>\n<div><\/div>\n<h2>\u4e0e\u4fe1\u3078\u306e<a href=\"https:\/\/buvei.com\/blog\/virtual-cards-for-tiktok-ads-best-practices-for-new-platforms\/\">\u5f71\u97ff\u3068\u8ca1\u52d9\u30ea\u30b9\u30af<\/a><\/h2>\n<div><\/div>\n<h3>\u4e0e\u4fe1\u5be9\u67fb\u306e\u65b9\u91dd<\/h3>\n<div><\/div>\n<ul>\n<li>Affirm\uff1a\u4eee\u5be9\u67fb\u3067\u306f\u30bd\u30d5\u30c8\u30af\u30ec\u30b8\u30c3\u30c8\u30c1\u30a7\u30c3\u30af\u3092\u5b9f\u65bd\u3059\u308b\u304c\u3001\u9577\u671f\u30ed\u30fc\u30f3\u306e\u5834\u5408\u306f\u30cf\u30fc\u30c9\u30a4\u30f3\u30af\u30ef\u30a4\u30a2\u30ea\u30fc\u3092\u884c\u3046\u5834\u5408\u304c\u3042\u308b\u3002\u307e\u305f\u3001\u4e00\u90e8\u30ed\u30fc\u30f3\u3092 Experian \u306b\u5831\u544a\u3057\u3066\u304a\u308a\u3001\u8fd4\u6e08\u72b6\u6cc1\u306b\u3088\u3063\u3066\u4e0e\u4fe1\u30b9\u30b3\u30a2\u306b\u826f\u3044\u5f71\u97ff\u3082\u60aa\u3044\u5f71\u97ff\u3082\u4e0e\u3048\u308b\u3002<\/li>\n<li>Klarna\uff1a\u77ed\u671f\u30d7\u30e9\u30f3\u3067\u306f\u57fa\u672c\u7684\u306b\u30bd\u30d5\u30c8\u30c1\u30a7\u30c3\u30af\u3092\u5b9f\u65bd\u3059\u308b\u304c\u3001\u9577\u671f\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u306e\u5834\u5408\u306f\u30cf\u30fc\u30c9\u30c1\u30a7\u30c3\u30af\u3092\u884c\u3046\u5834\u5408\u304c\u3042\u308b\u3002\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u3078\u306e\u5831\u544a\u306f\u5730\u57df\u306b\u3088\u3063\u3066\u7570\u306a\u308a\u3001\u82f1\u56fd\u3084\u4e00\u90e8 EU \u5730\u57df\u3067\u306f\u5831\u544a\u3092\u5b9f\u65bd\u3002<\/li>\n<\/ul>\n<div><\/div>\n<h3>\u6f5c\u5728\u7684\u306a\u30ea\u30b9\u30af<\/h3>\n<div><\/div>\n<ul>\n<li>BNPL \u306e\u5229\u7528\u304c\u5bb9\u6613\u306a\u3053\u3068\u3067\u3001\u6d6a\u8cbb\u50be\u5411\u304c\u5f37\u307e\u308b\u30ea\u30b9\u30af<\/li>\n<li>\u8fd4\u6e08\u306e\u9045\u5ef6\u306b\u3088\u308b\u624b\u6570\u6599\u306e\u767a\u751f\u3084\u3001\u4fe1\u7528\u5c65\u6b74\u3078\u306e\u60aa\u5f71\u97ff<\/li>\n<li>\u8907\u6570\u306e BNPL \u30a2\u30ab\u30a6\u30f3\u30c8\u3092\u7ba1\u7406\u3059\u308b\u3053\u3068\u3067\u3001\u4e88\u7b97\u7ba1\u7406\u304c\u8907\u96d1\u5316\u3059\u308b\u30ea\u30b9\u30af<\/li>\n<\/ul>\n<div><\/div>\n<h3>\u30b9\u30de\u30fc\u30c8\u306a\u5229\u7528\u306e\u30b3\u30c4<\/h3>\n<div><\/div>\n<ul>\n<li>\u6bce\u6708\u306e BNPL \u5229\u7528\u984d\u306b\u4e0a\u9650\u3092\u8a2d\u5b9a\u3059\u308b<\/li>\n<li>\u7121\u91d1\u5229\u30d7\u30e9\u30f3\u306e\u8fd4\u6e08\u3092\u512a\u5148\u7684\u306b\u5b8c\u4e86\u3055\u305b\u3066\u304b\u3089\u3001\u65b0\u898f\u306e\u5229\u7528\u3092\u958b\u59cb\u3059\u308b<\/li>\n<li>\u8fd4\u6e08\u30ea\u30de\u30a4\u30f3\u30c0\u30fc\u3092\u8a2d\u5b9a\u3057\u3001\u5206\u5272\u6255\u3044\u306e\u6ede\u7d0d\u3092\u56de\u907f\u3059\u308b<\/li>\n<li>\u8907\u6570\u306e\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3067 BNPL \u30ed\u30fc\u30f3\u3092\u91cd\u8907\u3057\u3066\u5229\u7528\u3059\u308b\u3053\u3068\u3092\u907f\u3051\u308b<\/li>\n<\/ul>\n<div>\n<h2 data-start=\"4847\" data-end=\"4862\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-19416\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/10\/Affirm-Virtual-Card-vs-Klarna_-The-Buy-Now-Pay-Later-Showdown.\uff0c\uff0c-\u8fd9\u662f\u6211\u7684\u6807\u9898\uff0c\u5e2e\u6211\u751f\u6210\u51e0\u5f20\u56fe\uff0c\u4e0d\u8981\u592a\u82b1\u54e8\uff0c\u4e0d\u8981\u6587\u6587\u5b57\u548c\u6570\u5b57.jpg\" alt=\"\" width=\"1600\" height=\"896\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/10\/Affirm-Virtual-Card-vs-Klarna_-The-Buy-Now-Pay-Later-Showdown.\uff0c\uff0c-\u8fd9\u662f\u6211\u7684\u6807\u9898\uff0c\u5e2e\u6211\u751f\u6210\u51e0\u5f20\u56fe\uff0c\u4e0d\u8981\u592a\u82b1\u54e8\uff0c\u4e0d\u8981\u6587\u6587\u5b57\u548c\u6570\u5b57.jpg 1600w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/10\/Affirm-Virtual-Card-vs-Klarna_-The-Buy-Now-Pay-Later-Showdown.\uff0c\uff0c-\u8fd9\u662f\u6211\u7684\u6807\u9898\uff0c\u5e2e\u6211\u751f\u6210\u51e0\u5f20\u56fe\uff0c\u4e0d\u8981\u592a\u82b1\u54e8\uff0c\u4e0d\u8981\u6587\u6587\u5b57\u548c\u6570\u5b57-300x168.jpg 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/10\/Affirm-Virtual-Card-vs-Klarna_-The-Buy-Now-Pay-Later-Showdown.\uff0c\uff0c-\u8fd9\u662f\u6211\u7684\u6807\u9898\uff0c\u5e2e\u6211\u751f\u6210\u51e0\u5f20\u56fe\uff0c\u4e0d\u8981\u592a\u82b1\u54e8\uff0c\u4e0d\u8981\u6587\u6587\u5b57\u548c\u6570\u5b57-1024x573.jpg 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/10\/Affirm-Virtual-Card-vs-Klarna_-The-Buy-Now-Pay-Later-Showdown.\uff0c\uff0c-\u8fd9\u662f\u6211\u7684\u6807\u9898\uff0c\u5e2e\u6211\u751f\u6210\u51e0\u5f20\u56fe\uff0c\u4e0d\u8981\u592a\u82b1\u54e8\uff0c\u4e0d\u8981\u6587\u6587\u5b57\u548c\u6570\u5b57-768x430.jpg 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/10\/Affirm-Virtual-Card-vs-Klarna_-The-Buy-Now-Pay-Later-Showdown.\uff0c\uff0c-\u8fd9\u662f\u6211\u7684\u6807\u9898\uff0c\u5e2e\u6211\u751f\u6210\u51e0\u5f20\u56fe\uff0c\u4e0d\u8981\u592a\u82b1\u54e8\uff0c\u4e0d\u8981\u6587\u6587\u5b57\u548c\u6570\u5b57-1536x860.jpg 1536w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/10\/Affirm-Virtual-Card-vs-Klarna_-The-Buy-Now-Pay-Later-Showdown.\uff0c\uff0c-\u8fd9\u662f\u6211\u7684\u6807\u9898\uff0c\u5e2e\u6211\u751f\u6210\u51e0\u5f20\u56fe\uff0c\u4e0d\u8981\u592a\u82b1\u54e8\uff0c\u4e0d\u8981\u6587\u6587\u5b57\u548c\u6570\u5b57-400x224.jpg 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/10\/Affirm-Virtual-Card-vs-Klarna_-The-Buy-Now-Pay-Later-Showdown.\uff0c\uff0c-\u8fd9\u662f\u6211\u7684\u6807\u9898\uff0c\u5e2e\u6211\u751f\u6210\u51e0\u5f20\u56fe\uff0c\u4e0d\u8981\u592a\u82b1\u54e8\uff0c\u4e0d\u8981\u6587\u6587\u5b57\u548c\u6570\u5b57-800x448.jpg 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/10\/Affirm-Virtual-Card-vs-Klarna_-The-Buy-Now-Pay-Later-Showdown.\uff0c\uff0c-\u8fd9\u662f\u6211\u7684\u6807\u9898\uff0c\u5e2e\u6211\u751f\u6210\u51e0\u5f20\u56fe\uff0c\u4e0d\u8981\u592a\u82b1\u54e8\uff0c\u4e0d\u8981\u6587\u6587\u5b57\u548c\u6570\u5b57-832x466.jpg 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/10\/Affirm-Virtual-Card-vs-Klarna_-The-Buy-Now-Pay-Later-Showdown.\uff0c\uff0c-\u8fd9\u662f\u6211\u7684\u6807\u9898\uff0c\u5e2e\u6211\u751f\u6210\u51e0\u5f20\u56fe\uff0c\u4e0d\u8981\u592a\u82b1\u54e8\uff0c\u4e0d\u8981\u6587\u6587\u5b57\u548c\u6570\u5b57-1248x699.jpg 1248w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><\/h2>\n<\/div>\n<h2>\u307e\u3068\u3081<\/h2>\n<div><\/div>\n<div>Affirm \u3068 Klarna \u306e\u6bd4\u8f03\u306f\u3001BNPL \u5e02\u5834\u306b\u304a\u3051\u308b 2 \u3064\u306e\u7570\u306a\u308b\u7406\u5ff5\u3092\u6d6e\u304d\u5f6b\u308a\u306b\u3057\u3066\u3044\u307e\u3059\u3002<strong>Klarna<\/strong>\u306f\u77ed\u671f\u7684\u306a\u5229\u4fbf\u6027\u3068\u7121\u91d1\u5229\u306e\u30b7\u30f3\u30d7\u30eb\u3055\u3092\u91cd\u8996\u3057\u3001\u65e5\u5e38\u7684\u306a\u30b7\u30e7\u30c3\u30d4\u30f3\u30b0\u306b\u6700\u9069\u3067\u3059\u3002\u4e00\u65b9<strong>Affirm<\/strong>\u306f\u3001\u7279\u306b\u9ad8\u984d\u306a\u8a08\u753b\u7684\u306a\u8cfc\u5165\u306b\u5bfe\u3057\u3066\u3001\u67d4\u8edf\u6027\u3068\u900f\u660e\u6027\u3092\u63d0\u4f9b\u3059\u308b\u70b9\u304c\u7279\u5fb4\u3067\u3059\u3002<\/div>\n<p><a href=\"https:\/\/app.buvei.com\/?s=blog\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-19299\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/10\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-4.png\" alt=\"\" width=\"1024\" height=\"307\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/10\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-4.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/10\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-4-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/10\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-4-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/10\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-4-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/10\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-4-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/10\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-4-832x249.png 832w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"\u306f\u3058\u3081\u306b \u5f8c\u6255\u3044\u6c7a\u6e08\uff08BNPL\uff1aBuy Now Pay Later\uff09\u306e\u30c8\u30ec\u30f3\u30c9\u306f\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u30fb\u5b9f\u5e97\u8217\u3067\u306e\u30b7\u30e7\u30c3\u30d4\u30f3\u30b0\u4f53\u9a13\u3092\u7d99\u7d9a\u7684\u306b\u5909\u9769\u3057\u3001\u6d88\u8cbb\u8005\u306b\u5206\u5272\u6255\u3044\u306b\u3088\u308b\u67d4\u8edf\u306a\u652f\u6255\u3044\u624b\u6bb5\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u5206\u91ce\u3067\u77e5\u540d\u5ea6\u306e\u9ad8\u3044\u4f01\u696d\u304cAffirm\u3068Klarna\u3067\u3059\u3002\u4e21\u793e\u3068\u3082 Visa\u30fbMastercard \u304c\u5229\u7528\u53ef\u80fd\u306a\u3059\u3079\u3066\u306e\u5e97\u8217\u3067\u4f7f\u7528\u3067\u304d\u308b\u4eee\u60f3\u30ab\u30fc\u30c9\u3092\u63d0\u4f9b\u3057\u3066\u304a\u308a\u3001BNPL \u3092\u6a19\u6e96\u5bfe\u5fdc\u3057\u3066\u3044\u306a\u3044\u52a0\u76df\u5e97\u3067\u3082\u5f8c\u6255\u3044\u3092\u5229\u7528\u3067\u304d\u308b\u306e\u304c\u7279\u5fb4\u3067\u3059\u3002 \u672c\u7a3f\u3067\u306f\u3001Affirm \u3068 Klarna \u3092\u5546\u54c1\u6a5f\u80fd\u3001\u624b\u6570\u6599\u30fb\u91d1\u5229\u4f53\u7cfb\u3001\u6700\u9069\u306a\u5229\u7528\u30b7\u30fc\u30f3\u3001\u4e0e\u4fe1\u3078\u306e\u5f71\u97ff\u306e 4 \u3064\u306e\u8ef8\u3067\u5fb9\u5e95\u6bd4\u8f03\u3057\u3001\u5b89\u5168\u304b\u3064\u52b9\u679c\u7684\u306b BNPL \u30b5\u30fc\u30d3\u30b9\u3092\u6d3b\u7528\u3059\u308b\u305f\u3081\u306e\u6226\u7565\u3092\u7d39\u4ecb\u3057\u307e\u3059\u3002 \u5546\u54c1\u6982\u8981\uff1a\u4eee\u60f3\u30ab\u30fc\u30c9\u306e\u4ed5\u7d44\u307f Affirm&hellip;","protected":false},"author":6,"featured_media":19417,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":""},"categories":[35],"tags":[750,2212,166],"class_list":{"0":"post-29108","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-payment-basics-ja","8":"tag-bnpl-en-ja","9":"tag-credit-score-ja","10":"tag-virtual-card-ja","11":"cs-entry"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/29108","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/comments?post=29108"}],"version-history":[{"count":0,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/29108\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media\/19417"}],"wp:attachment":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media?parent=29108"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/categories?post=29108"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/tags?post=29108"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}