{"id":2796,"date":"2025-05-29T03:35:40","date_gmt":"2025-05-29T03:35:40","guid":{"rendered":"https:\/\/buvei.com\/blog\/?p=2796"},"modified":"2025-07-04T09:08:47","modified_gmt":"2025-07-04T09:08:47","slug":"a2a-payments-europe-2025","status":"publish","type":"post","link":"https:\/\/buvei.com\/blog\/a2a-payments-europe-2025\/","title":{"rendered":"Account-to-Account Payments in 2025: The European Transformation"},"content":{"rendered":"<div data-page-id=\"VOt5dc0oDodBhvxLThQl52v8gYd\" data-lark-html-role=\"root\" data-docx-has-block-data=\"true\">\n<div class=\"ace-line ace-line old-record-id-MrhWdjQk5o1Qg3xzfKWl3t4Rgbg\"><strong>Forget cards \u2014 by 2025, A2A could power a quarter of Europe\u2019s online checkouts.<\/strong><\/div>\n<div class=\"ace-line ace-line old-record-id-ARggdKHKUoNV22xneO5ldo2Fgrg\">With real-time speeds, drastically lower costs, and a wave of new regulations coming into force, <strong>Account-to-Account (A2A) payments are moving from the margins to the mainstream<\/strong> in Europe. For merchants, PSPs, and fintech players, this shift represents one of the most consequential developments in payments over the next 12 months.<\/div>\n<div class=\"ace-line ace-line old-record-id-JvKXdrHLxoj2PKxKFoklwnqAgEb\">At <a href=\"https:\/\/buvei.com\/\"><strong>Buvei<\/strong><\/a>, we\u2019ve been tracking this evolution from the start \u2014 and in this article, we\u2019ll share key insights from industry leaders, upcoming challenges, and how businesses can stay ahead of the curve.<\/div>\n<h3 class=\"heading-2 ace-line old-record-id-YBjFdkLf8oAAZhxuscDlyx6mgqe\">Why A2A Payments Are Going Mainstream in Europe<\/h3>\n<div class=\"ace-line ace-line old-record-id-FA8fdZknOohFUQxXNhwlRtI7gSf\">Three powerful forces are converging to drive adoption:<\/div>\n<ul class=\"list-bullet1\">\n<li class=\"ace-line ace-line old-record-id-FolvdnvZNohSp9x1pPzl9LeAg1g\" data-list=\"bullet\">\n<div><strong>Regulation<\/strong>: The EU\u2019s <strong>Instant Payments Regulation (IPR)<\/strong> will mandate real-time euro payments by the end of 2025.<\/div>\n<\/li>\n<li class=\"ace-line ace-line old-record-id-K1IBdV1SNo3mnPx6WuJlJwaQgfg\" data-list=\"bullet\">\n<div><strong>Merchant economics<\/strong>: A2A costs up to <strong>90% less<\/strong> than card-based transactions.<\/div>\n<\/li>\n<li class=\"ace-line ace-line old-record-id-HAwQdHo6VopcRjxXVm3lWAzngDb\" data-list=\"bullet\">\n<div><strong>Consumer demand<\/strong>: A growing number of Europeans \u2014 <strong>73%<\/strong> \u2014 now prefer instant payments for online purchases. <em>*Source: 2024 ECB Payment Attitudes Survey<\/em><\/div>\n<\/li>\n<\/ul>\n<h4><a href=\"https:\/\/www.buvei.com\/\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4750 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png\" alt=\"\" width=\"1024\" height=\"307\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-832x249.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1248x374.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2.png 1442w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/h4>\n<h3 class=\"heading-2 ace-line old-record-id-L1bAdkdMKoYhKWxulZOlVoOsgvh\">4 Trends Defining A2A\u2019s Rise in 2025<\/h3>\n<h4 class=\"heading-3 ace-line old-record-id-PDXydrYVuozETCxb6TGlXONZg7g\">1. <strong>The Cross-Border Breakthrough<\/strong><\/h4>\n<div class=\"ace-line ace-line old-record-id-NYoKdzhcGoUjZPxJqVKl8cNfgnf\">A2A is no longer just a domestic solution. Initiatives like <strong>EuroPA<\/strong> are enabling a pan-European A2A network by connecting local champions such as:<\/div>\n<ul class=\"list-bullet1\">\n<li class=\"ace-line ace-line old-record-id-O9YWdmZ5UoK7TFxAAeZlPNZjgYb\" data-list=\"bullet\">\n<div>\ud83c\uddea\ud83c\uddf8 <strong>Bizum<\/strong> (32M users)<\/div>\n<\/li>\n<li class=\"ace-line ace-line old-record-id-SSyEdnteUogW9NxWBHKlzOZ7gzb\" data-list=\"bullet\">\n<div>\ud83c\uddee\ud83c\uddf9 <strong>BANCOMAT Pay<\/strong> (18M users)<\/div>\n<\/li>\n<li class=\"ace-line ace-line old-record-id-MLJ8dngHsoGA1hxuo6alpGxvgNe\" data-list=\"bullet\">\n<div>\ud83c\uddf5\ud83c\uddf9 <strong>MB WAY<\/strong> (4M users)<\/div>\n<\/li>\n<\/ul>\n<blockquote class=\" old-record-id-YDEcdbhggoHuQcxle0llcNijgLd\" data-type=\"quote_container\">\n<div class=\"ace-line ace-line old-record-id-N9PzdM6meoEG4JxcTeRlc1U9g23\">\u201cThis isn\u2019t just about P2P anymore. By 2025, we\u2019ll see A2A used in <strong>25% of European ecommerce checkouts.<\/strong>\u201d \u2014 Mart\u00edn Azcue, Bizum<\/div>\n<\/blockquote>\n<h4 class=\"heading-3 ace-line old-record-id-VskZdDMeOokAwQx7NEFlvAlIgMM\">2. <strong>The UX Revolution<\/strong><\/h4>\n<div class=\"ace-line ace-line old-record-id-FLjpdJuFookHkNxz7nGlBKj6gUc\">Merchants are pushing for A2A solutions that <strong>match or exceed card-like features<\/strong>:<\/div>\n<ul class=\"list-bullet1\">\n<li class=\"ace-line ace-line old-record-id-MYX7dSYxcoQpSUxQYr3lRIXPgFh\" data-list=\"bullet\">\n<div>\u2705 Instant refunds<\/div>\n<\/li>\n<li class=\"ace-line ace-line old-record-id-CN1OdSPUtoWi6xxKDAUlZUeWgbh\" data-list=\"bullet\">\n<div>\u2705 Multi-currency support<\/div>\n<\/li>\n<li class=\"ace-line ace-line old-record-id-EK0Dd3zn3oqCNrxdvail6BkQgXO\" data-list=\"bullet\">\n<div>\u2705 Seamless reconciliation<\/div>\n<\/li>\n<li class=\"ace-line ace-line old-record-id-CnP8ddO3goFuN2xrsYvlCvFRgjA\" data-list=\"bullet\">\n<div>\u2705 Chargeback alternatives<\/div>\n<\/li>\n<\/ul>\n<div class=\"ace-line ace-line old-record-id-QSr7dj5wFoY1JOxqDcJlRnnngPe\">Without these, A2A risks staying a niche product. With them, it becomes a real card challenger.<\/div>\n<h4 class=\"heading-3 ace-line old-record-id-Cx3AdgC65oYuKFxYimQl8fgDg6c\">3. <strong>QR Code\u2019s Second Act<\/strong><\/h4>\n<div class=\"ace-line ace-line old-record-id-D13Ed2nSMo3g8qxFWqjl4SkOgOe\">Europe is adapting lessons from markets like India\u2019s UPI (600M+ QR users):<\/div>\n<ul class=\"list-bullet1\">\n<li class=\"ace-line ace-line old-record-id-HIv9dhLw0opQxux15DhlfvlSgub\" data-list=\"bullet\">\n<div>Dutch retailers saw <strong>40% higher A2A adoption<\/strong> after implementing dynamic QR codes.<\/div>\n<\/li>\n<li class=\"ace-line ace-line old-record-id-RyDqd5zHyoyZIKxUo7wlLGJrgmd\" data-list=\"bullet\">\n<div>The <strong>ECB forecasts 300% growth<\/strong> in QR-based payments by 2026.<\/div>\n<\/li>\n<\/ul>\n<h4 class=\"heading-3 ace-line old-record-id-M8vrdHANeoQ2MBxfNZclAPyag7e\">4. <strong>Regulatory Catalysts Ahead<\/strong><\/h4>\n<div class=\" old-record-id-WbafdBcXKop1xYxXjUAl85KPgxc\" data-type=\"sheet\">\n<table style=\"height: 153px;\" width=\"591\">\n<colgroup>\n<col width=\"105\" \/>\n<col width=\"131\" \/>\n<col width=\"312\" \/><\/colgroup>\n<tbody>\n<tr>\n<td>Regulation<\/td>\n<td>Timeline<\/td>\n<td>What It Changes<\/td>\n<\/tr>\n<tr>\n<td>IPR<\/td>\n<td>Q4 2025<\/td>\n<td>Mandates instant SEPA payments<\/td>\n<\/tr>\n<tr>\n<td>PSR<\/td>\n<td data-sheet-value=\"2026\">2026<\/td>\n<td>Opens access to TARGET for non-banks<\/td>\n<\/tr>\n<tr>\n<td>Digital Euro<\/td>\n<td>Pilot 2025<\/td>\n<td>Opens path for programmable A2A\/<a href=\"https:\/\/buvei.com\/blog\/future-of-digital-payments-in-eu\/\">CBDC<\/a> use<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3 class=\"heading-2 ace-line old-record-id-YBjFdkLf8oAAZhxuscDlyx6mgqe\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-2798 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/05\/Account-to-Account-Payments-in-2025-The-European-Transformation-1024x579.jpg\" alt=\"\" width=\"1024\" height=\"579\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/05\/Account-to-Account-Payments-in-2025-The-European-Transformation-1024x579.jpg 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/05\/Account-to-Account-Payments-in-2025-The-European-Transformation-300x170.jpg 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/05\/Account-to-Account-Payments-in-2025-The-European-Transformation-768x434.jpg 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/05\/Account-to-Account-Payments-in-2025-The-European-Transformation-400x226.jpg 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/05\/Account-to-Account-Payments-in-2025-The-European-Transformation-800x452.jpg 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/05\/Account-to-Account-Payments-in-2025-The-European-Transformation-832x470.jpg 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/05\/Account-to-Account-Payments-in-2025-The-European-Transformation-1248x705.jpg 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/05\/Account-to-Account-Payments-in-2025-The-European-Transformation.jpg 1472w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/h3>\n<\/div>\n<h3 class=\"heading-2 ace-line old-record-id-W6iSdV2WdoYdeTxBzYKlp604g2c\">The Roadblocks (and How to Solve Them)<\/h3>\n<h4 class=\"heading-3 ace-line old-record-id-BizRdFIbho3GxPxRCm1lHpFgged\">\u26a0\ufe0f The Fraud Dilemma<\/h4>\n<div class=\"ace-line ace-line old-record-id-L4YqdR2mGo5lARxNHphl76r9gif\">A2A payments are typically <strong>irreversible<\/strong> \u2014 a double-edged sword. To build trust:<\/div>\n<ul class=\"list-bullet1\">\n<li class=\"ace-line ace-line old-record-id-B83qdoEZvosJYBxaNmxlAYjlgRe\" data-list=\"bullet\">\n<div>EU\u2019s <strong>\u201cVerification of Payee\u201d<\/strong> system goes live in 2025<\/div>\n<\/li>\n<li class=\"ace-line ace-line old-record-id-BRKGd7qHWocuRKxsn8PlcYGpgmd\" data-list=\"bullet\">\n<div><strong>AI-powered fraud detection<\/strong> tools are growing rapidly<\/div>\n<\/li>\n<\/ul>\n<h4 class=\"heading-3 ace-line old-record-id-KEMbd1eXCoCYtFxOn6hlqbvxgAh\">\u2699\ufe0f API Growing Pains<\/h4>\n<blockquote class=\" old-record-id-TNqFdqxdEohmJMxharTldy6Egud\" data-type=\"quote_container\">\n<div class=\"ace-line ace-line old-record-id-WPZsd8RWdomCQZxIYzslbHZPgCc\">\u201cBank API reliability varies wildly. In Germany, success rates exceed 95%, while some Southern European markets struggle at 70%.\u201d \u2014 Clement Jozwiak, Worldline<\/div>\n<\/blockquote>\n<div class=\"ace-line ace-line old-record-id-QQ1Gdvdoio8V1cxqe79lmpoLgeh\">Fragmented open banking infrastructure remains a hurdle. Expect <strong>standardization to define competitiveness<\/strong> in 2025.<\/div>\n<h4 class=\"heading-3 ace-line old-record-id-XhbGdeLj3oZBP7xyQAclysT4gte\">\ud83e\udd14 The Education Gap<\/h4>\n<div class=\"ace-line ace-line old-record-id-Xqq9dVdzmoZoluxoRzWlNHLMgqe\">A2A still suffers from a branding problem:<\/div>\n<ul class=\"list-bullet1\">\n<li class=\"ace-line ace-line old-record-id-KHuRdOwKLo8QEvxqtdIlsIf7gXc\" data-list=\"bullet\">\n<div>Only <strong>38% of consumers<\/strong> understand how it works<\/div>\n<\/li>\n<li class=\"ace-line ace-line old-record-id-Bw3kdTM4joFkv2x9fUwlgJx1g2g\" data-list=\"bullet\">\n<div><strong>62% confuse A2A<\/strong> with traditional bank transfers<\/div>\n<\/li>\n<\/ul>\n<div class=\"ace-line ace-line old-record-id-OSMddzDdqoRJbgxroHQl1zLMgnb\">User education campaigns will be critical \u2014 especially at the checkout page.<\/div>\n<h3 class=\"heading-2 ace-line old-record-id-LFlnd7fb6or5FzxjIZLltR6Ugre\">Where Buvei Comes In<\/h3>\n<div class=\"ace-line ace-line old-record-id-L1Xcdr2ycowFRjxDIMglw48cgrg\">At <strong>Buvei<\/strong>, we\u2019re not just watching the A2A transformation \u2014 <strong>we\u2019re building it<\/strong>.<\/div>\n<div class=\"ace-line ace-line old-record-id-OGvtdv1SioCiZyx7PYglfc2Qg8f\">Our cross-border payment infrastructure is designed to solve for the three things we believe are non-negotiable for A2A to succeed:<\/div>\n<ul class=\"list-bullet1\">\n<li class=\"ace-line ace-line old-record-id-FKMGdlN54o7L7Ix8t2XlPMjLgSh\" data-list=\"bullet\">\n<div><strong>Interoperability<\/strong> \u2014 Connecting merchants, PSPs, and banks across borders with one unified experience<\/div>\n<\/li>\n<li class=\"ace-line ace-line old-record-id-FDy0dUKZsokCVAx8x8Olo5iUgUf\" data-list=\"bullet\">\n<div><strong>Trust<\/strong> \u2014 Embedding fraud controls and secure identity checks by default<\/div>\n<\/li>\n<li class=\"ace-line ace-line old-record-id-ZwZIdxDsHo2BMzxIXvylnTXjgcd\" data-list=\"bullet\">\n<div><strong>Clarity<\/strong> \u2014 Helping users understand the real value of faster, cheaper, and smarter payments<\/div>\n<\/li>\n<\/ul>\n<div class=\"ace-line ace-line old-record-id-HxdGdfYEto8HVYx5ay9lsBPggrg\">From dynamic QR to instant merchant refunds to intelligent reconciliation, Buvei is helping global businesses turn A2A into a strategic advantage \u2014 not just a cheaper alternative.<\/div>\n<div>\n<h3 class=\"heading-2 ace-line old-record-id-YBjFdkLf8oAAZhxuscDlyx6mgqe\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-2797 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/05\/Account-to-Account-Payments-in-2025The-EuropeanTransformation-1024x579.jpg\" alt=\"\" width=\"1024\" height=\"579\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/05\/Account-to-Account-Payments-in-2025The-EuropeanTransformation-1024x579.jpg 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/05\/Account-to-Account-Payments-in-2025The-EuropeanTransformation-300x170.jpg 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/05\/Account-to-Account-Payments-in-2025The-EuropeanTransformation-768x434.jpg 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/05\/Account-to-Account-Payments-in-2025The-EuropeanTransformation-400x226.jpg 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/05\/Account-to-Account-Payments-in-2025The-EuropeanTransformation-800x452.jpg 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/05\/Account-to-Account-Payments-in-2025The-EuropeanTransformation-832x470.jpg 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/05\/Account-to-Account-Payments-in-2025The-EuropeanTransformation-1248x705.jpg 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/05\/Account-to-Account-Payments-in-2025The-EuropeanTransformation.jpg 1472w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/h3>\n<\/div>\n<h3 class=\"heading-2 ace-line old-record-id-DxtKdcfHho0a9Pxa7XJlwDmdgjg\">What This Means for You<\/h3>\n<div class=\"ace-line ace-line old-record-id-Zpnpdev8mojQHJxZiMylYduWgpf\"><strong>For Merchants:<\/strong><\/div>\n<ul class=\"list-bullet1\">\n<li class=\"ace-line ace-line old-record-id-VAusddQbUoh3GsxMpEtlqlsfgwh\" data-list=\"bullet\">\n<div>Expect <strong>15\u201330% lower fees<\/strong> vs cards<\/div>\n<\/li>\n<li class=\"ace-line ace-line old-record-id-Nj89daDa3ojzYNxbTnglRwCqgic\" data-list=\"bullet\">\n<div>Get ready to <strong>revamp checkout UX<\/strong> for A2A<\/div>\n<\/li>\n<li class=\"ace-line ace-line old-record-id-WP1bdeLBJok2l9xQTBWl4TLZgNh\" data-list=\"bullet\">\n<div><strong>Invest early<\/strong> in fraud prevention tools<\/div>\n<\/li>\n<\/ul>\n<div class=\"ace-line ace-line old-record-id-DCg3dePzboZ2MdxJ7zilBNCrg4g\"><strong>For PSPs:<\/strong><\/div>\n<ul class=\"list-bullet1\">\n<li class=\"ace-line ace-line old-record-id-NPjqdoO76oi6QSxkns5ltKU2gBc\" data-list=\"bullet\">\n<div>API reliability and <strong>standardization<\/strong> will be key<\/div>\n<\/li>\n<li class=\"ace-line ace-line old-record-id-DQqedXWI6oxOxExNgGdlgVbVgGd\" data-list=\"bullet\">\n<div><strong>Value-added services<\/strong> like reconciliation and analytics will differentiate you<\/div>\n<\/li>\n<\/ul>\n<div class=\"ace-line ace-line old-record-id-YMrBdNiSqoMTjUxSsjIlECjOgvh\"><strong>For Consumers:<\/strong><\/div>\n<ul class=\"list-bullet1\">\n<li class=\"ace-line ace-line old-record-id-UdGgdNp8VoYysZxYP4flhtR0g1e\" data-list=\"bullet\">\n<div>Enjoy <strong>faster settlement<\/strong> and better cash flow<\/div>\n<\/li>\n<li class=\"ace-line ace-line old-record-id-BrRvdGTzAopbpIxHlEpls50xgoh\" data-list=\"bullet\">\n<div><strong>New safeguards<\/strong> will protect against scams<\/div>\n<\/li>\n<\/ul>\n<h3 class=\"heading-2 ace-line old-record-id-Wjj9dhFvWoJXJ0xLLdzlgOg1g4B\">Ready to Embrace the Future of Payments?<\/h3>\n<div class=\"ace-line ace-line old-record-id-VZCLdeQyFoTmZzxCVQPlcnDVg5b\">As Europe moves toward real-time A2A payments, forward-thinking businesses have a narrow window to adapt, innovate, and lead.<\/div>\n<div class=\"ace-line ace-line old-record-id-AaaIdTSyfoHB1SxOrqul1oX7gx1\">\ud83d\udc49 <strong>Learn how Buvei can help you prepare for the A2A era.<\/strong> <a href=\"https:\/\/www.buvei.com\" data-lark-is-custom=\"true\">Explore our solutions<\/a> or get in touch.<\/div>\n<div>\n<h4><a href=\"https:\/\/www.buvei.com\/\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4750 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png\" alt=\"\" width=\"1024\" height=\"307\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1024x307.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-832x249.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2-1248x374.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/06\/Buvei-2.png 1442w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/h4>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"Forget cards \u2014 by 2025, A2A could power a quarter of Europe\u2019s online checkouts. With real-time speeds, drastically&hellip;","protected":false},"author":2,"featured_media":2801,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":""},"categories":[6],"tags":[1247,225],"class_list":["post-2796","post","type-post","status-publish","format-standard","has-post-thumbnail","category-news","tag-business-en","tag-payments","cs-entry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/2796","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/comments?post=2796"}],"version-history":[{"count":0,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/2796\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media\/2801"}],"wp:attachment":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media?parent=2796"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/categories?post=2796"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/tags?post=2796"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}