{"id":25756,"date":"2025-12-25T05:29:59","date_gmt":"2025-12-25T05:29:59","guid":{"rendered":"https:\/\/buvei.com\/blog\/?p=25756"},"modified":"2025-12-25T05:29:59","modified_gmt":"2025-12-25T05:29:59","slug":"moneygram-launches-stablecoin-pilot-in-latin-america-2","status":"publish","type":"post","link":"https:\/\/buvei.com\/blog\/pt\/moneygram-launches-stablecoin-pilot-in-latin-america-2\/","title":{"rendered":"MoneyGram usa stablecoin para modernizar transfer\u00eancias transfronteiri\u00e7as na Am\u00e9rica Latina"},"content":{"rendered":"<h2 class=\"header-iWP5WJ auto-hide-last-sibling-br\">MoneyGram International entra no espa\u00e7o de criptomoedas com tecnologia de stablecoin<\/h2>\n<div class=\"auto-hide-last-sibling-br paragraph-pP9ZLC paragraph-element br-paragraph-space\">MoneyGram International est\u00e1 adentrando o espa\u00e7o de criptomoedas com tecnologia de stablecoin, visando modernizar as transfer\u00eancias transfronteiri\u00e7as e, ao mesmo tempo, resolver o problema da volatilidade em mercados emergentes. Ao alavancar a infraestrutura blockchain, a MoneyGram busca oferecer aos consumidores um valor mais previs\u00edvel para suas transfer\u00eancias, especialmente em pa\u00edses onde as moedas locais sofrem forte flutua\u00e7\u00e3o em rela\u00e7\u00e3o ao d\u00f3lar americano.<\/div>\n<div class=\"container-Uxvbjy md-box-line-break wrapper-GYqxgQ undefined\"><\/div>\n<div class=\"auto-hide-last-sibling-br paragraph-pP9ZLC paragraph-element br-paragraph-space\">A iniciativa, que teve in\u00edcio na Am\u00e9rica Latina, utiliza stablecoins nos bastidores, garantindo que os clientes beneficiem-se da tecnologia de criptomoedas sem precisar compreend\u00ea-la ou interagir diretamente com ela. Segundo o CEO Anthony Soohoo, isso marca o in\u00edcio de uma era transformadora para as transfer\u00eancias transfronteiri\u00e7as.<img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-25651\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/12\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-78-1.jpg\" alt=\"\" width=\"1600\" height=\"896\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/12\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-78-1.jpg 1600w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/12\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-78-1-300x168.jpg 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/12\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-78-1-1024x573.jpg 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/12\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-78-1-768x430.jpg 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/12\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-78-1-1536x860.jpg 1536w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/12\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-78-1-400x224.jpg 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/12\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-78-1-800x448.jpg 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/12\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-78-1-832x466.jpg 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/12\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-78-1-1248x699.jpg 1248w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><\/div>\n<h2 class=\"header-iWP5WJ auto-hide-last-sibling-br\">Por que a MoneyGram est\u00e1 usando stablecoins<\/h2>\n<div class=\"auto-hide-last-sibling-br paragraph-pP9ZLC paragraph-element br-paragraph-space\">Os stablecoins s\u00e3o criptomoedas vinculadas a moedas fiduci\u00e1rias, tipicamente o d\u00f3lar americano, projetadas para reduzir a volatilidade comumente associada \u00e0s criptomoedas. Para a MoneyGram, os stablecoins oferecem um meio de <a href=\"https:\/\/buvei.com\/blog\/how-to-link-a-virtual-card-to-telegram-premium-safely\/\">troca est\u00e1vel e previs\u00edvel para<\/a> usu\u00e1rios em pa\u00edses com economias flutuantes.<\/div>\n<div class=\"container-Uxvbjy md-box-line-break wrapper-GYqxgQ undefined\"><\/div>\n<div class=\"auto-hide-last-sibling-br paragraph-pP9ZLC paragraph-element br-paragraph-space\">O primeiro piloto da empresa, lan\u00e7ado na Col\u00f4mbia em setembro, integra tr\u00eas tecnologias-chave:<\/div>\n<div class=\"container-Uxvbjy md-box-line-break wrapper-GYqxgQ undefined\"><\/div>\n<ul class=\"auto-hide-last-sibling-br\">\n<li>Blockchain Stellar para liquida\u00e7\u00e3o de transa\u00e7\u00f5es seguras e r\u00e1pidas<\/li>\n<li>Infraestrutura de carteira Crossmint para gerenciar fundos de valor armazenado<\/li>\n<li>USDC da Circle para vincular os fundos dos clientes ao d\u00f3lar americano<\/li>\n<\/ul>\n<div class=\"container-Uxvbjy md-box-line-break wrapper-GYqxgQ undefined\"><\/div>\n<div class=\"auto-hide-last-sibling-br paragraph-pP9ZLC paragraph-element br-paragraph-space\">Ao usar stablecoins nos bastidores, a MoneyGram garante que os fundos permane\u00e7am est\u00e1veis durante as transfer\u00eancias, o que protege os clientes contra a deprecia\u00e7\u00e3o da moeda e reduz os custos de convers\u00e3o.<\/p>\n<h2 data-start=\"1936\" data-end=\"1964\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-25507\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/12\/buvei-9.png\" alt=\"\" width=\"1024\" height=\"307\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/12\/buvei-9.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/12\/buvei-9-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/12\/buvei-9-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/12\/buvei-9-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/12\/buvei-9-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/12\/buvei-9-832x249.png 832w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/h2>\n<\/div>\n<h2 class=\"header-iWP5WJ auto-hide-last-sibling-br\">Foco na Am\u00e9rica Latina<\/h2>\n<div class=\"auto-hide-last-sibling-br paragraph-pP9ZLC paragraph-element br-paragraph-space\">A MoneyGram est\u00e1 direcionando pa\u00edses da Am\u00e9rica Latina para o lan\u00e7amento inicial de seus stablecoins, incluindo Col\u00f4mbia, M\u00e9xico, El Salvador, Honduras, Guatemala, Venezuela e Haiti. Existem dois motivos estrat\u00e9gicos por tr\u00e1s dessa escolha:<\/div>\n<div class=\"container-Uxvbjy md-box-line-break wrapper-GYqxgQ undefined\"><\/div>\n<ul class=\"auto-hide-last-sibling-br\">\n<li>Presen\u00e7a f\u00edsica e suporte \u2013 a MoneyGram opera in\u00fameras localidades na regi\u00e3o, permitindo que os clientes acessem assist\u00eancia presencial quando necess\u00e1rio. Essa abordagem omnicanal ajuda a garantir a ado\u00e7\u00e3o tranquila da nova tecnologia<\/li>\n<li>Alta volatilidade cambial \u2013 v\u00e1rios pa\u00edses da regi\u00e3o experimentam flutua\u00e7\u00f5es r\u00e1pidas em suas moedas locais. Vincular os fundos ao d\u00f3lar americano protege os clientes contra perdas potenciais, oferecendo-lhes um valor mais seguro e previs\u00edvel para seu dinheiro<\/li>\n<\/ul>\n<div class=\"container-Uxvbjy md-box-line-break wrapper-GYqxgQ undefined\"><\/div>\n<div class=\"auto-hide-last-sibling-br paragraph-pP9ZLC paragraph-element br-paragraph-space\">Para os consumidores, a experi\u00eancia \u00e9 simples: eles veem seus fundos vinculados ao d\u00f3lar americano no aplicativo da MoneyGram, sem precisar saber que um stablecoin est\u00e1 envolvido. Essa integra\u00e7\u00e3o perfeita simplifica a ado\u00e7\u00e3o e, ao mesmo tempo, entrega valor real.<\/div>\n<h2 class=\"header-iWP5WJ auto-hide-last-sibling-br\">Benef\u00edcios para os consumidores<\/h2>\n<div class=\"auto-hide-last-sibling-br paragraph-pP9ZLC paragraph-element br-paragraph-space\">Ao alavancar os stablecoins USDC, a MoneyGram oferece v\u00e1rias vantagens aos seus clientes:<\/div>\n<div class=\"container-Uxvbjy md-box-line-break wrapper-GYqxgQ undefined\"><\/div>\n<ul class=\"auto-hide-last-sibling-br\">\n<li>Prote\u00e7\u00e3o contra deprecia\u00e7\u00e3o cambial: usu\u00e1rios em economias vol\u00e1teis ret\u00eam mais valor ao manter fundos vinculados ao d\u00f3lar americano<\/li>\n<li>Redu\u00e7\u00e3o de custos: com stablecoins, o processo de convers\u00e3o \u00e9 mais eficiente, podendo gerar economia em taxas de c\u00e2mbio<\/li>\n<li>Experi\u00eancia perfeita: os fundos s\u00e3o armazenados no aplicativo sem exigir que os usu\u00e1rios interajam diretamente com a tecnologia blockchain<\/li>\n<\/ul>\n<div class=\"container-Uxvbjy md-box-line-break wrapper-GYqxgQ undefined\"><\/div>\n<div class=\"auto-hide-last-sibling-br paragraph-pP9ZLC paragraph-element br-paragraph-space\">Soohoo destaca que esses recursos podem ajudar os consumidores a manter o valor ao longo do tempo. Por exemplo, se um usu\u00e1rio esperar sete dias para converter fundos em uma economia vol\u00e1til, \u00e9 mais prov\u00e1vel que preserve o poder de compra gra\u00e7as ao v\u00ednculo com o d\u00f3lar.<\/div>\n<h2 class=\"header-iWP5WJ auto-hide-last-sibling-br\">Contexto regulat\u00f3rio e implica\u00e7\u00f5es para a ind\u00fastria<\/h2>\n<div class=\"auto-hide-last-sibling-br paragraph-pP9ZLC paragraph-element br-paragraph-space\">A estrat\u00e9gia de stablecoin da MoneyGram est\u00e1 alinhada com desenvolvimentos regulat\u00f3rios mais amplos. O recently enacted Genius Act nos Estados Unidos fornece uma estrutura para opera\u00e7\u00f5es de criptomoedas, o que pode acelerar a ado\u00e7\u00e3o de stablecoins em servi\u00e7os financeiros globais.<\/div>\n<div class=\"container-Uxvbjy md-box-line-break wrapper-GYqxgQ undefined\"><\/div>\n<div class=\"auto-hide-last-sibling-br paragraph-pP9ZLC paragraph-element br-paragraph-space\">Soohoo compara os stablecoins de<a href=\"https:\/\/buvei.com\/blog\/how-to-link-a-virtual-card-to-telegram-premium-safely\/\"> hoje \u00e0 era inicial da internet<\/a>: inicialmente subestimados, mas capazes de transformar o com\u00e9rcio e os pagamentos ao longo do tempo. Embora o piloto ainda esteja em fase inicial, ele acredita que a tecnologia se tornar\u00e1 um tema principal na ind\u00fastria nos pr\u00f3ximos anos.<\/div>\n<div class=\"container-Uxvbjy md-box-line-break wrapper-GYqxgQ undefined\"><\/div>\n<div class=\"auto-hide-last-sibling-br paragraph-pP9ZLC paragraph-element br-paragraph-space\">Ainda que a empresa n\u00e3o tenha anunciado um lan\u00e7amento nos Estados Unidos, a MoneyGram est\u00e1 focada em aperfei\u00e7oar o produto antes de expandir-se para mercados dom\u00e9sticos, garantindo confiabilidade e conformidade em ambientes regulat\u00f3rios mais complexos.<\/p>\n<h2 data-start=\"4525\" data-end=\"4538\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-25652\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/12\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-79.jpg\" alt=\"\" width=\"1600\" height=\"896\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/12\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-79.jpg 1600w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/12\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-79-300x168.jpg 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/12\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-79-1024x573.jpg 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/12\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-79-768x430.jpg 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/12\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-79-1536x860.jpg 1536w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/12\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-79-400x224.jpg 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/12\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-79-800x448.jpg 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/12\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-79-832x466.jpg 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/12\/\u672a\u547d\u540d\u7684\u8bbe\u8ba1-79-1248x699.jpg 1248w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><\/h2>\n<\/div>\n<h2 class=\"header-iWP5WJ auto-hide-last-sibling-br\">Conclus\u00e3o<\/h2>\n<div class=\"auto-hide-last-sibling-br paragraph-pP9ZLC paragraph-element br-paragraph-space\">O piloto de stablecoin da MoneyGram na Am\u00e9rica Latina representa um passo estrat\u00e9gico rumo \u00e0 moderniza\u00e7\u00e3o das transfer\u00eancias transfronteiri\u00e7as. Ao integrar tecnologia blockchain e criptomoedas vinculadas nos bastidores, a empresa oferece aos consumidores uma forma segura, previs\u00edvel e eficiente de transferir dinheiro internacionalmente.<\/div>\n<div class=\"container-Uxvbjy md-box-line-break wrapper-GYqxgQ undefined\"><\/div>\n<div class=\"auto-hide-last-sibling-br paragraph-pP9ZLC paragraph-element br-paragraph-space\">Esta iniciativa destaca uma tend\u00eancia mais ampla: os stablecoins n\u00e3o s\u00e3o apenas ativos especulativos, mas ferramentas pr\u00e1ticas que podem ampliar a inclus\u00e3o financeira, proteger contra volatilidade cambial e simplificar pagamentos em mercados emergentes. \u00c0 medida que a MoneyGram continua testando e expandindo esses servi\u00e7os, a empresa se posiciona \u00e0 frente da transforma\u00e7\u00e3o digital em remessas e finan\u00e7as transfronteiri\u00e7as.<\/div>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-25507\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/12\/buvei-9.png\" alt=\"\" width=\"1024\" height=\"307\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/12\/buvei-9.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/12\/buvei-9-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/12\/buvei-9-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/12\/buvei-9-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/12\/buvei-9-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/12\/buvei-9-832x249.png 832w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"MoneyGram International entra no espa\u00e7o de criptomoedas com tecnologia de stablecoin MoneyGram International est\u00e1 adentrando o espa\u00e7o de&hellip;","protected":false},"author":7,"featured_media":25651,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":""},"categories":[27],"tags":[1710,1320],"class_list":{"0":"post-25756","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-payment-basics-pt","8":"tag-digital-wallets-pt","9":"tag-usdc-pt","10":"cs-entry"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/25756","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/comments?post=25756"}],"version-history":[{"count":0,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/25756\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media\/25651"}],"wp:attachment":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media?parent=25756"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/categories?post=25756"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/tags?post=25756"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}