{"id":22623,"date":"2025-11-25T02:23:30","date_gmt":"2025-11-25T02:23:30","guid":{"rendered":"https:\/\/buvei.com\/blog\/?p=22623"},"modified":"2025-11-25T02:23:30","modified_gmt":"2025-11-25T02:23:30","slug":"2025-guide-to-the-best-virtual-card-issuing-api-providers-4","status":"publish","type":"post","link":"https:\/\/buvei.com\/blog\/ja\/2025-guide-to-the-best-virtual-card-issuing-api-providers-4\/","title":{"rendered":"2025\u5e74\u306e\u30d0\u30fc\u30c1\u30e3\u30eb\u30ab\u30fc\u30c9\u767a\u884cAPI\u5fb9\u5e95\u30ec\u30d3\u30e5\u30fc"},"content":{"rendered":"

\u4f01\u696d\u304c\u81ea\u793e\u30b5\u30fc\u30d3\u30b9\u306b\u91d1\u878d\u6a5f\u80fd\u3092\u7d44\u307f\u8fbc\u307f\u3001\u652f\u6255\u3044\u904b\u7528\u3092\u81ea\u52d5\u5316\u3059\u308b\u52d5\u304d\u304c\u52a0\u901f\u3059\u308b\u4e2d\u3001\u30d0\u30fc\u30c1\u30e3\u30eb\u30ab\u30fc\u30c9\u767a\u884cAPI\u306f\u73fe\u4ee3\u306e\u6c7a\u6e08\u30a4\u30f3\u30d5\u30e9\u306b\u4e0d\u53ef\u6b20\u306a\u8981\u7d20\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u3053\u3046\u3057\u305fAPI\u306b\u3088\u308a\u3001\u4f01\u696d\u306f\u30ab\u30fc\u30c9\u306e\u5373\u6642\u767a\u884c\u3001\u652f\u51fa\u7ba1\u7406\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u6c7a\u6e08\u306e\u6700\u9069\u5316\u306a\u3069\u3092\u67d4\u8edf\u306b\u5b9f\u73fe\u3067\u304d\u307e\u3059\u3002<\/p>\n

2025\u5e74\u306f\u3001\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u3001SaaS\u3001e\u30b3\u30de\u30fc\u30b9\u3001\u7269\u6d41\u3001\u30ae\u30b0\u30a8\u30b3\u30ce\u30df\u30fc\u3001\u56fd\u969b\u4f01\u696d\u306a\u3069\u5e45\u5e83\u3044\u9818\u57df\u3067\u3001\u4fe1\u983c\u6027\u306e\u9ad8\u3044\u767a\u884c\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3078\u306e\u9700\u8981\u304c\u6025\u5897\u3057\u3066\u3044\u307e\u3059\u3002\u672c\u8a18\u4e8b\u3067\u306f\u3001\u4e3b\u8981\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u306e\u6a5f\u80fd\u3084\u5f37\u307f\u3001\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u4f53\u5236\u3001\u30ab\u30b9\u30bf\u30de\u30a4\u30ba\u6027\u306a\u3069\u3001\u9078\u5b9a\u6642\u306b\u62bc\u3055\u3048\u3066\u304a\u304d\u305f\u3044\u30dd\u30a4\u30f3\u30c8\u3092\u5206\u304b\u308a\u3084\u3059\u304f\u6574\u7406\u3057\u307e\u3059\u3002<\/p>\n

\"\"<\/p>\n

\u30d0\u30fc\u30c1\u30e3\u30eb\u30ab\u30fc\u30c9\u767a\u884cAPI\u306e\u5f79\u5272<\/a><\/strong><\/h3>\n

\u30d0\u30fc\u30c1\u30e3\u30eb\u30ab\u30fc\u30c9\u767a\u884cAPI\u306f\u3001\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u3067\u30ab\u30fc\u30c9\u3092\u751f\u6210\u3057\u3001\u652f\u51fa\u30eb\u30fc\u30eb\u3084\u6c7a\u6e08\u30d7\u30ed\u30bb\u30b9\u3092\u30bd\u30d5\u30c8\u30a6\u30a7\u30a2\u306b\u76f4\u63a5\u7d44\u307f\u8fbc\u3080\u305f\u3081\u306e\u57fa\u76e4\u3067\u3059\u3002<\/p>\n

\u5373\u6642\u30ab\u30fc\u30c9\u767a\u884c\uff08\u5358\u56de\u5229\u7528\u30fb\u8907\u6570\u56de\u5229\u7528\uff09<\/p>\n

MCC\u5236\u9650\u3084\u5229\u7528\u9650\u5ea6\u30fb\u901f\u5ea6\u5236\u5fa1\u306a\u3069\u306e\u67d4\u8edf\u306a\u652f\u51fa\u7ba1\u7406<\/p>\n

\u30d7\u30ed\u30b0\u30e9\u30e0\u53ef\u80fd\u306a\u6b8b\u9ad8\u7ba1\u7406<\/p>\n

\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u306e\u30c8\u30e9\u30f3\u30b6\u30af\u30b7\u30e7\u30f3\u76e3\u8996<\/p>\n

KYC\/KYB\u306e\u81ea\u52d5\u5316<\/p>\n

Apple Pay\u30fbGoogle Pay\u5411\u3051\u30c8\u30fc\u30af\u30f3\u5316\u5bfe\u5fdc<\/p>\n

\u4f01\u696d\u306f\u3053\u308c\u3089\u3092\u6d3b\u7528\u3057\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u8ab2\u984c\u3092\u89e3\u6c7a\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n

\u4e0d\u6b63\u30ea\u30b9\u30af\u306e\u4f4e\u6e1b
\u696d\u52d9\u652f\u6255\u3044\u306e\u81ea\u52d5\u5316
\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u3084\u30d1\u30fc\u30c8\u30ca\u30fc\u3078\u306e\u5373\u6642\u9001\u91d1
\u7d4c\u8cbb\u900f\u660e\u6027\u306e\u5411\u4e0a
\u975e\u91d1\u878d\u30a2\u30d7\u30ea\u3078\u306e\u91d1\u878d\u6a5f\u80fd\u306e\u8ffd\u52a0\uff08Embedded Finance\uff09<\/p>\n

\"\"<\/a><\/h3>\n

\u767a\u884cAPI<\/a>\u3092\u9078\u3076\u969b\u306b\u91cd\u8996\u3059\u3079\u304d\u30dd\u30a4\u30f3\u30c8<\/strong><\/h3>\n

\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u3068\u30e9\u30a4\u30bb\u30f3\u30b9<\/strong><\/h4>\n

\u4e3b\u8981\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u306f\u4e00\u822c\u7684\u306b\u4ee5\u4e0b\u306e\u57fa\u6e96\u3092\u6e80\u305f\u3057\u3066\u3044\u307e\u3059\uff1a<\/p>\n

PCI-DSS \u30ec\u30d9\u30eb1
ISO 27001
\u5404\u5730\u57df\u306e\u91d1\u878d\u30e9\u30a4\u30bb\u30f3\u30b9\uff08e\u30de\u30cd\u30fc\u3001\u9001\u91d1\u696d\u306a\u3069\uff09
AML\/KYC\u30a4\u30f3\u30d5\u30e9<\/p>\n

\u3053\u308c\u3089\u306f\u3001\u904b\u7528\u306e\u5805\u7262\u6027\u3068\u4fe1\u983c\u6027\u3092\u793a\u3059\u6307\u6a19\u3067\u3059\u3002<\/p>\n

\u30ab\u30fc\u30c9\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u3068\u9280\u884c\u9023\u643a<\/strong><\/h4>\n

Visa
Mastercard
\u5730\u57df\u30cd\u30c3\u30c8\u30ef\u30fc\u30af
BIN\u30b9\u30dd\u30f3\u30b5\u30fc\u9280\u884c<\/p>\n

\u5e83\u3044\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u306f\u3001\u627f\u8a8d\u7387\u3084\u56fd\u969b\u5229\u7528\u306e\u67d4\u8edf\u6027\u3092\u9ad8\u3081\u307e\u3059\u3002<\/p>\n

API\u306e\u67d4\u8edf\u6027\u30fb\u30ab\u30b9\u30bf\u30de\u30a4\u30ba\u6027<\/strong><\/h4>\n

\u3088\u308a\u9ad8\u5ea6\u306aAPI\u306f\u4ee5\u4e0b\u3092\u30b5\u30dd\u30fc\u30c8\u3057\u307e\u3059\uff1a<\/p>\n

\u8a73\u7d30\u306a\u30ab\u30fc\u30c9\u8a2d\u5b9a
SCA\/3DS
Webhook\u306b\u3088\u308b\u30a4\u30d9\u30f3\u30c8\u901a\u77e5
Funding API
\u7d30\u304b\u306a\u652f\u51fa\u30eb\u30fc\u30eb\u69cb\u7bc9<\/p>\n

\u88fd\u54c1\u3068\u306e\u7d71\u5408\u5ea6\u3092\u5de6\u53f3\u3059\u308b\u91cd\u8981\u8981\u7d20\u3067\u3059\u3002<\/p>\n

\u30b0\u30ed\u30fc\u30d0\u30eb\u5bfe\u5fdc\u529b<\/strong><\/a><\/h4>\n

\u767a\u884c\u53ef\u80fd\u5730\u57df
\u5bfe\u5fdc\u901a\u8ca8
\u70ba\u66ff\u51e6\u7406
\u6e05\u7b97\u901f\u5ea6<\/p>\n

\u56fd\u969b\u5c55\u958b\u3059\u308b\u4f01\u696d\u306b\u3068\u3063\u3066\u7279\u306b\u91cd\u8981\u3067\u3059\u3002<\/p>\n

\u900f\u660e\u6027\u306e\u9ad8\u3044\u6599\u91d1\u4f53\u7cfb<\/strong><\/h4>\n

\u30ab\u30fc\u30c9\u767a\u884c\u624b\u6570\u6599
\u30c8\u30e9\u30f3\u30b6\u30af\u30b7\u30e7\u30f3\u624b\u6570\u6599
\u30a4\u30f3\u30bf\u30fc\u30c1\u30a7\u30f3\u30b8\u53ce\u76ca\u30e2\u30c7\u30eb
\u6708\u984d\u5229\u7528\u6599<\/p>\n

\u6599\u91d1\u306e\u660e\u78ba\u3055\u306f\u4fe1\u983c\u6027\u306b\u3082\u76f4\u7d50\u3057\u307e\u3059\u3002<\/p>\n

\"\"<\/h3>\n

2025\u5e74\u306e\u4e3b\u8981\u30d0\u30fc\u30c1\u30e3\u30eb\u30ab\u30fc\u30c9\u767a\u884cAPI\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc<\/a><\/strong><\/h3>\n

Stripe Issuing<\/strong><\/h4>\n

\u9069\u6027\uff1aSaaS\u30fb\u30b0\u30ed\u30fc\u30d0\u30ebEC
\u7279\u9577\uff1a
\u9ad8\u54c1\u8cea\u30c9\u30ad\u30e5\u30e1\u30f3\u30c8
\u5f37\u529b\u306a\u4e0d\u6b63\u9632\u6b62
\u56fd\u969b\u5c55\u958b\u304c\u30b9\u30e0\u30fc\u30ba<\/p>\n

Marqeta<\/strong><\/h4>\n

\u9069\u6027\uff1a\u5927\u898f\u6a21\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u30fbEmbedded Finance
\u7279\u9577\uff1a
\u67d4\u8edf\u306a\u30ab\u30fc\u30c9\u30b3\u30f3\u30c8\u30ed\u30fc\u30eb
\u5e83\u7bc4\u306a\u30cd\u30c3\u30c8\u30ef\u30fc\u30af
\u9ad8\u3044\u5b89\u5b9a\u6027<\/p>\n

Adyen Issuing<\/strong><\/h4>\n

\u9069\u6027\uff1a\u56fd\u969b\u4f01\u696d
\u7279\u9577\uff1a
Visa\/Mastercard\u3068\u306e\u76f4\u63a5\u63a5\u7d9a
\u7d71\u5408\u3055\u308c\u305f\u6c7a\u6e08\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0
\u9ad8\u5ea6\u306a\u30ea\u30b9\u30af\u7ba1\u7406<\/p>\n

Solaris<\/strong><\/h4>\n

\u9069\u6027\uff1aEU\u30d5\u30a3\u30f3\u30c6\u30c3\u30af
\u7279\u9577\uff1a
\u5b8c\u5168\u306aBaaS\u30e2\u30c7\u30eb
\u5f37\u529b\u306a\u898f\u5236\u5bfe\u5fdc<\/p>\n

Revolut Business API<\/strong><\/h4>\n

\u9069\u6027\uff1a\u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7\u30fb\u4e2d\u5c0f\u4f01\u696d
\u7279\u9577\uff1a
\u30bb\u30c3\u30c8\u30a2\u30c3\u30d7\u304c\u7c21\u5358
\u591a\u901a\u8ca8\u5bfe\u5fdc
\u57fa\u672c\u6a5f\u80fd\u306b\u7279\u5316<\/p>\n

Rapyd Issuing<\/strong><\/h4>\n

\u9069\u6027\uff1a\u56fd\u969b\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0
\u7279\u9577\uff1a
\u591a\u56fd\u5c55\u958b
\u30ed\u30fc\u30ab\u30eb\u6c7a\u6e08\uff0b\u30ab\u30fc\u30c9\u767a\u884c\u3092\u878d\u5408<\/p>\n

Airwallex Issuing<\/strong><\/h4>\n

\u9069\u6027\uff1a\u4f01\u696d\u306e\u652f\u6255\u3044\u30fb\u7d4c\u8cbb\u7ba1\u7406
\u7279\u9577\uff1a
\u5e83\u3044\u901a\u8ca8\u30b5\u30dd\u30fc\u30c8
\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u306e\u652f\u51fa\u5236\u5fa1<\/p>\n

\"\"<\/h2>\n

\u4fe1\u983c\u6027\u3092\u9ad8<\/a>\u3081\u308b\u305f\u3081\u306e\u5c0e\u5165\u30dd\u30a4\u30f3\u30c8<\/strong><\/h3>\n

\u900f\u660e\u306aKYC\/KYB\u30d7\u30ed\u30bb\u30b9<\/strong><\/h4>\n

\u81ea\u52d5\u5316\u3055\u308c\u305f\u672c\u4eba\u78ba\u8a8d\u306f\u30ea\u30b9\u30af\u8efd\u6e1b\u3068\u30e6\u30fc\u30b6\u30fc\u4fe1\u983c\u306b\u3064\u306a\u304c\u308a\u307e\u3059\u3002<\/p>\n

\u660e\u78ba\u306a\u652f\u51fa\u30eb\u30fc\u30eb\u8a2d\u8a08<\/strong><\/h4>\n

MCC\u5236\u9650
\u5229\u7528\u9650\u5ea6
\u6b8b\u9ad8\u88dc\u5145\u30dd\u30ea\u30b7\u30fc<\/p>\n

\u30eb\u30fc\u30eb\u3092\u6574\u7406\u3059\u308b\u3053\u3068\u3067\u4e0d\u6b63\u5229\u7528\u3092\u6291\u5236\u3067\u304d\u307e\u3059\u3002<\/p>\n

\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u306e\u30c8\u30e9\u30f3\u30b6\u30af\u30b7\u30e7\u30f3\u76e3\u8996<\/strong><\/h4>\n

\u4e0d\u6b63\u691c\u77e5
\u4e88\u7b97\u7ba1\u7406
\u8fc5\u901f\u306a\u30c1\u30e3\u30fc\u30b8\u30d0\u30c3\u30af\u51e6\u7406<\/p>\n

\u30b0\u30ed\u30fc\u30d0\u30eb\u6a19\u6e96\u3078\u306e\u9069\u5408<\/strong><\/h4>\n

PCI-DSS
ISO 27001
SOC 2<\/p>\n

\u516c\u958b\u3059\u308b\u3053\u3068\u3067\u4f01\u696d\u3068\u3057\u3066\u306e\u4fe1\u983c\u6027\u304c\u5411\u4e0a\u3057\u307e\u3059\u3002<\/p>\n

\u30a4\u30f3\u30d5\u30e9\u5197\u9577\u5316<\/strong><\/h4>\n

\u30d5\u30a7\u30a4\u30eb\u30aa\u30fc\u30d0\u30fc\u69cb\u6210
\u30c8\u30e9\u30f3\u30b6\u30af\u30b7\u30e7\u30f3\u518d\u8a66\u884c
\u30de\u30eb\u30c1\u30ea\u30fc\u30b8\u30e7\u30f3\u30c7\u30d7\u30ed\u30a4<\/p>\n

\u5b89\u5b9a\u7a3c\u50cd\u306b\u306f\u5fc5\u9808\u3067\u3059\u3002<\/p>\n

\u307e\u3068\u3081<\/strong><\/h3>\n

\u30d0\u30fc\u30c1\u30e3\u30eb\u30ab\u30fc\u30c9\u767a\u884cAPI\u306f\u3001\u6b21\u4e16\u4ee3\u306e\u652f\u6255\u3044\u30a4\u30f3\u30d5\u30e9\u3092\u652f\u3048\u308b\u91cd\u8981\u30b3\u30f3\u30dd\u30fc\u30cd\u30f3\u30c8\u3067\u3059\u30022025\u5e74\u306b\u7406\u60f3\u7684\u306a\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3092\u9078\u3076\u306b\u306f\u3001\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u6c34\u6e96\u3001API\u306e\u67d4\u8edf\u6027\u3001\u56fd\u969b\u5bfe\u5fdc\u529b\u3001\u958b\u767a\u8005\u4f53\u9a13\u306a\u3069\u3092\u91cd\u8996\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n

Stripe\u3001Marqeta\u3001Adyen\u3001Solaris\u3001Rapyd\u3001Airwallex\u3068\u3044\u3063\u305f\u4e3b\u8981\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u306f\u3001\u305d\u308c\u305e\u308c\u7570\u306a\u308b\u5f37\u307f\u3092\u6301\u3061\u3001\u591a\u69d8\u306a\u30e6\u30fc\u30b9\u30b1\u30fc\u30b9\u306b\u5bfe\u5fdc\u3057\u3066\u3044\u307e\u3059\u3002\u9069\u5207\u306a\u6280\u8853\u57fa\u76e4\u3068\u900f\u660e\u6027\u306e\u3042\u308b\u904b\u7528\u4f53\u5236\u3092\u69cb\u7bc9\u3059\u308b\u3053\u3068\u3067\u3001\u5b89\u5168\u3067\u30b9\u30b1\u30fc\u30e9\u30d6\u30eb\u306a\u767a\u884c\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3092\u5b9f\u73fe\u3067\u304d\u307e\u3059\u3002<\/p>\n

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