{"id":2066,"date":"2025-05-21T08:37:19","date_gmt":"2025-05-21T08:37:19","guid":{"rendered":"https:\/\/buvei.com\/blog\/?p=2066"},"modified":"2025-05-21T08:37:19","modified_gmt":"2025-05-21T08:37:19","slug":"3d-secure-authentication-enhancing-online-payment-securit-7","status":"publish","type":"post","link":"https:\/\/buvei.com\/blog\/ar\/3d-secure-authentication-enhancing-online-payment-securit-7\/","title":{"rendered":"3D Secure: \u062d\u062c\u0631 \u0627\u0644\u0623\u0633\u0627\u0633 \u0644\u0623\u0645\u0627\u0646 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a"},"content":{"rendered":"<p class=\"\" data-start=\"114\" data-end=\"457\">\u0645\u0639 \u0627\u0644\u062a\u0648\u0633\u0639 \u0627\u0644\u0633\u0631\u064a\u0639 \u0641\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0648\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062f\u0641\u0639\u060c \u062a\u0632\u0627\u064a\u062f\u062a \u0623\u064a\u0636\u064b\u0627 \u0627\u0644\u062a\u0647\u062f\u064a\u062f\u0627\u062a \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644\u064a\u0629. \u0648\u062a\u0634\u064a\u0631 \u0627\u0644\u062a\u0642\u062f\u064a\u0631\u0627\u062a \u0625\u0644\u0649 \u0623\u0646 \u0627\u0644\u062e\u0633\u0627\u0626\u0631 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u0627\u0644\u0646\u0627\u062a\u062c\u0629 \u0639\u0646 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644\u064a\u0629 \u0633\u062a\u0635\u0644 \u0625\u0644\u0649 385 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631 \u0623\u0645\u0631\u064a\u0643\u064a \u0628\u062d\u0644\u0648\u0644 \u0639\u0627\u0645 2027. \u0644\u0645\u0648\u0627\u062c\u0647\u0629 \u0647\u0630\u0627 \u0627\u0644\u062e\u0637\u0631\u060c \u0638\u0647\u0631\u062a \u062a\u0642\u0646\u064a\u0629 3D Secure \u0643\u0639\u0646\u0635\u0631 \u0623\u0633\u0627\u0633\u064a \u0644\u062a\u0639\u0632\u064a\u0632 \u0623\u0645\u0627\u0646 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a \u0645\u0646 \u062e\u0644\u0627\u0644 \u0625\u0636\u0627\u0641\u0629 \u0637\u0628\u0642\u0629 \u0645\u0635\u0627\u062f\u0642\u0629 \u0625\u0636\u0627\u0641\u064a\u0629.<\/p>\n<h2 class=\"\" data-start=\"459\" data-end=\"485\"><strong data-start=\"462\" data-end=\"485\">\u0623\u0635\u0644 \u062a\u0642\u0646\u064a\u0629 3D Secure<\/strong><\/h2>\n<p class=\"\" data-start=\"487\" data-end=\"689\">\u0645\u0639 \u062a\u0632\u0627\u064a\u062f \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629\u060c \u0628\u0631\u0632\u062a \u0627\u0644\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u062d\u0644\u0648\u0644 \u0623\u0645\u0627\u0646 \u0623\u0643\u062b\u0631 \u062a\u0637\u0648\u0631\u064b\u0627. \u0641\u064a \u0639\u0627\u0645 1999\u060c \u0637\u0648\u0631\u062a \u0634\u0631\u0643\u0629 Celo Communications \u0627\u0644\u0646\u0633\u062e\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 \u0645\u0646 \u062a\u0642\u0646\u064a\u0629 3D Secure\u060c \u0648\u0627\u0644\u062a\u064a \u0627\u0639\u062a\u0645\u062f\u062a\u0647\u0627 Visa \u0648\u0623\u0637\u0644\u0642\u062a\u0647\u0627 \u062a\u062c\u0627\u0631\u064a\u064b\u0627 \u0641\u064a 2000-2001.<\/p>\n<p class=\"\" data-start=\"691\" data-end=\"805\">\u0641\u064a \u0627\u0644\u0628\u062f\u0627\u064a\u0629\u060c \u0627\u0633\u062a\u062e\u062f\u0645\u062a \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0643\u0644\u0645\u0627\u062a \u0645\u0631\u0648\u0631 \u062b\u0627\u0628\u062a\u0629\u060c \u0644\u0643\u0646 \u0630\u0644\u0643 \u0639\u0631\u0651\u0636\u0647\u0627 \u0644\u0647\u062c\u0645\u0627\u062a \u062a\u0635\u064a\u0651\u062f\u060c \u0645\u0645\u0627 \u0623\u062f\u0649 \u0625\u0644\u0649 \u062a\u0637\u0648\u064a\u0631 \u0625\u0635\u062f\u0627\u0631\u0627\u062a \u0645\u062d\u0633\u0646\u0629 \u0644\u0627\u062d\u0642\u064b\u0627.<\/p>\n<h2 class=\"\" data-start=\"807\" data-end=\"842\"><strong data-start=\"810\" data-end=\"842\">\u0645\u0646 1.0 \u0625\u0644\u0649 2.0: \u062a\u0637\u0648\u0631 \u0627\u0644\u062a\u0642\u0646\u064a\u0629<\/strong><\/h2>\n<p class=\"\" data-start=\"844\" data-end=\"952\">\u0623\u0637\u0644\u0642\u062a Visa \u0631\u0633\u0645\u064a\u064b\u0627 \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0639\u0627\u0645 2001 \u062a\u062d\u062a \u0627\u0633\u0645 \"Verified by Visa\"\u060c \u0648\u062a\u0628\u0639\u062a\u0647\u0627 \u0634\u0628\u0643\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0623\u062e\u0631\u0649 \u0628\u0625\u0635\u062f\u0627\u0631\u0627\u062a\u0647\u0627 \u0627\u0644\u062e\u0627\u0635\u0629:<\/p>\n<ul data-start=\"954\" data-end=\"1072\">\n<li class=\"\" data-start=\"954\" data-end=\"980\">\n<p class=\"\" data-start=\"956\" data-end=\"980\">Mastercard: SecureCode<\/p>\n<\/li>\n<li class=\"\" data-start=\"981\" data-end=\"1005\">\n<p class=\"\" data-start=\"983\" data-end=\"1005\">Discover: ProtectBuy<\/p>\n<\/li>\n<li class=\"\" data-start=\"1006\" data-end=\"1023\">\n<p class=\"\" data-start=\"1008\" data-end=\"1023\">JCB: J\/Secure<\/p>\n<\/li>\n<li class=\"\" data-start=\"1024\" data-end=\"1053\">\n<p class=\"\" data-start=\"1026\" data-end=\"1053\">American Express: SafeKey<\/p>\n<\/li>\n<li class=\"\" data-start=\"1054\" data-end=\"1072\">\n<p class=\"\" data-start=\"1056\" data-end=\"1072\">UnionPay: UPOP<\/p>\n<\/li>\n<\/ul>\n<p class=\"\" data-start=\"1074\" data-end=\"1217\">\u0648\u0645\u0639 \u062a\u0637\u0648\u0631 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0647\u0648\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644\u0629\u060c \u0638\u0647\u0631\u062a \u0627\u0644\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u062a\u062c\u0631\u0628\u0629 \u0645\u0633\u062a\u062e\u062f\u0645 \u0623\u0643\u062b\u0631 \u0633\u0644\u0627\u0633\u0629\u060c \u0645\u0645\u0627 \u0623\u062f\u0649 \u0625\u0644\u0649 \u0625\u0637\u0644\u0627\u0642 \u0627\u0644\u0625\u0635\u062f\u0627\u0631 2.0 \u0641\u064a \u0639\u0627\u0645 2014\u060c \u0648\u0627\u0644\u0630\u064a \u062a\u0636\u0645\u0646 \u0645\u064a\u0632\u0627\u062a \u0645\u062a\u0642\u062f\u0645\u0629:<\/p>\n<ul data-start=\"1219\" data-end=\"1382\">\n<li class=\"\" data-start=\"1219\" data-end=\"1249\">\n<p class=\"\" data-start=\"1221\" data-end=\"1249\">\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0642\u0628\u0644 \u0627\u0644\u0645\u0635\u0627\u062f\u0642\u0629<\/p>\n<\/li>\n<li class=\"\" data-start=\"1250\" data-end=\"1305\">\n<p class=\"\" data-start=\"1252\" data-end=\"1305\">\u062f\u0639\u0645 \u0643\u0644\u0645\u0627\u062a \u0627\u0644\u0645\u0631\u0648\u0631 \u0644\u0645\u0631\u0629 \u0648\u0627\u062d\u062f\u0629 (OTP) \u0648\u0627\u0644\u0642\u064a\u0627\u0633\u0627\u062a \u0627\u0644\u062d\u064a\u0648\u064a\u0629<\/p>\n<\/li>\n<li class=\"\" data-start=\"1306\" data-end=\"1352\">\n<p class=\"\" data-start=\"1308\" data-end=\"1352\">\u0627\u0644\u062a\u0648\u0627\u0641\u0642 \u0645\u0639 \u0627\u0644\u0647\u0648\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644\u0629\u060c \u0631\u0645\u0648\u0632 QR\u060c \u0648NFC<\/p>\n<\/li>\n<li class=\"\" data-start=\"1353\" data-end=\"1382\">\n<p class=\"\" data-start=\"1355\" data-end=\"1382\">\u062a\u062c\u0631\u0628\u0629 \u0645\u0633\u062a\u062e\u062f\u0645 \u0645\u062d\u0633\u0651\u0646\u0629 \u0648\u0633\u0644\u0633\u0629<\/p>\n<\/li>\n<\/ul>\n<p class=\"\" data-start=\"1384\" data-end=\"1435\">\u0628\u062d\u0644\u0648\u0644 \u0639\u0627\u0645 2020\u060c \u0623\u0635\u0628\u062d 3D Secure 2.0 \u0645\u0639\u064a\u0627\u0631\u064b\u0627 \u0639\u0627\u0644\u0645\u064a\u064b\u0627.<\/p>\n<h2 class=\"\" data-start=\"1437\" data-end=\"1468\"><strong data-start=\"1440\" data-end=\"1468\">\u0643\u064a\u0641 \u062a\u0639\u0645\u0644 \u062a\u0642\u0646\u064a\u0629 3D Secure<\/strong><\/h2>\n<p class=\"\" data-start=\"1470\" data-end=\"1562\">\u062a\u0639\u062a\u0645\u062f \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0639\u0644\u0649 \u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0647\u0648\u064a\u0629 \u062d\u0627\u0645\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0642\u0628\u0644 \u0625\u062a\u0645\u0627\u0645 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0629. \u0648\u062a\u0634\u0645\u0644 \u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u062b\u0644\u0627\u062b \u0645\u062c\u0627\u0644\u0627\u062a:<\/p>\n<ul data-start=\"1564\" data-end=\"1631\">\n<li class=\"\" data-start=\"1564\" data-end=\"1579\">\n<p class=\"\" data-start=\"1566\" data-end=\"1579\">\u0645\u062c\u0627\u0644 \u0627\u0644\u062a\u0627\u062c\u0631<\/p>\n<\/li>\n<li class=\"\" data-start=\"1580\" data-end=\"1611\">\n<p class=\"\" data-start=\"1582\" data-end=\"1611\">\u0645\u062c\u0627\u0644 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u064f\u0635\u062f\u0650\u0631 \u0644\u0644\u0628\u0637\u0627\u0642\u0629<\/p>\n<\/li>\n<li class=\"\" data-start=\"1612\" data-end=\"1631\">\n<p class=\"\" data-start=\"1614\" data-end=\"1631\">\u0645\u062c\u0627\u0644 \u0634\u0628\u0643\u0629 \u0627\u0644\u062f\u0641\u0639<\/p>\n<\/li>\n<\/ul>\n<p class=\"\" data-start=\"1633\" data-end=\"1840\">\u0639\u0646\u062f \u0625\u062c\u0631\u0627\u0621 \u0639\u0645\u0644\u064a\u0629 \u0634\u0631\u0627\u0621\u060c \u064a\u062a\u0645 \u062a\u0648\u062c\u064a\u0647 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0625\u0644\u0649 \u0635\u0641\u062d\u0629 \u0627\u0644\u062a\u062d\u0642\u0642 \u0627\u0644\u062a\u064a \u064a\u0642\u062f\u0645\u0647\u0627 \u0627\u0644\u0628\u0646\u0643\u060c \u062d\u064a\u062b \u064a\u0642\u0648\u0645 \u0628\u0625\u062f\u062e\u0627\u0644 \u0631\u0645\u0632 OTP \u0623\u0648 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u0635\u0645\u0629 \u0627\u0644\u0625\u0635\u0628\u0639 \u0623\u0648 \u0643\u0644\u0645\u0629 \u0645\u0631\u0648\u0631. \u0628\u0639\u062f \u0627\u0644\u062a\u062d\u0642\u0642\u060c \u064a\u062a\u0645 \u062a\u0646\u0641\u064a\u0630 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0629 \u0639\u0628\u0631 \u0642\u0646\u0627\u0629 SSL \u0645\u0634\u0641\u0631\u0629 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u064a\u0627\u0646\u0627\u062a XML.<\/p>\n<p data-start=\"1633\" data-end=\"1840\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-2068\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/05\/3ds-1-7-300x204.png\" alt=\"\" width=\"546\" height=\"371\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/05\/3ds-1-7-300x204.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/05\/3ds-1-7-1024x695.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/05\/3ds-1-7-768x521.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/05\/3ds-1-7-1536x1042.png 1536w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/05\/3ds-1-7-400x271.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/05\/3ds-1-7-800x543.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/05\/3ds-1-7-832x565.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/05\/3ds-1-7-1664x1129.png 1664w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/05\/3ds-1-7-1248x847.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/05\/3ds-1-7.png 1798w\" sizes=\"auto, (max-width: 546px) 100vw, 546px\" \/><\/p>\n<h2 class=\"\" data-start=\"1842\" data-end=\"1880\"><strong data-start=\"1845\" data-end=\"1880\">\u0645\u0646\u0635\u0629 Buvei: \u0636\u0645\u0627\u0646 \u0623\u0645\u0627\u0646 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a<\/strong><\/h2>\n<p class=\"\" data-start=\"1882\" data-end=\"2025\">\u062a\u0639\u062a\u0645\u062f \u0645\u0646\u0635\u0627\u062a \u0645\u062b\u0644 <a href=\"https:\/\/buvei.com\/\"><strong data-start=\"1898\" data-end=\"1907\">Buvei<\/strong><\/a> \u0639\u0644\u0649 \u062a\u0642\u0646\u064a\u0629 3D Secure \u0644\u062a\u0648\u0641\u064a\u0631 \u062a\u062c\u0631\u0628\u0629 \u062f\u0641\u0639 \u0622\u0645\u0646\u0629 \u0648\u0645\u0637\u0627\u0628\u0642\u0629 \u0644\u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u062f\u0648\u0644\u064a\u0629\u060c \u0645\u0645\u0627 \u064a\u0636\u0645\u0646 \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0648\u0627\u0644\u062a\u062c\u0627\u0631 \u0645\u0646 \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644.<\/p>\n<h2 class=\"\" data-start=\"2027\" data-end=\"2073\"><strong data-start=\"2030\" data-end=\"2073\">\u062e\u0637\u0648\u0627\u062a \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0645\u0635\u0627\u062f\u0642\u0629 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 3D Secure<\/strong><\/h2>\n<ol data-start=\"2075\" data-end=\"2463\">\n<li class=\"\" data-start=\"2075\" data-end=\"2180\">\n<p class=\"\" data-start=\"2078\" data-end=\"2180\"><strong data-start=\"2078\" data-end=\"2094\">\u0628\u062f\u0621 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0629<\/strong><br data-start=\"2094\" data-end=\"2097\" \/>\u064a\u0642\u0648\u0645 \u0627\u0644\u0639\u0645\u064a\u0644 \u0628\u0625\u062f\u062e\u0627\u0644 \u0628\u064a\u0627\u0646\u0627\u062a \u0628\u0637\u0627\u0642\u062a\u0647. \u064a\u062a\u062d\u0642\u0642 \u0646\u0638\u0627\u0645 \u0627\u0644\u062a\u0627\u062c\u0631 \u0645\u0646 \u062f\u0639\u0645 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0644\u0640 3D Secure.<\/p>\n<\/li>\n<li class=\"\" data-start=\"2182\" data-end=\"2269\">\n<p class=\"\" data-start=\"2185\" data-end=\"2269\"><strong data-start=\"2185\" data-end=\"2214\">\u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0625\u0644\u0649 \u0635\u0641\u062d\u0629 \u0627\u0644\u0645\u0635\u0627\u062f\u0642\u0629<\/strong><br data-start=\"2214\" data-end=\"2217\" \/>\u064a\u062a\u0645 \u0641\u062a\u062d \u0646\u0627\u0641\u0630\u0629 \u0645\u0646\u0628\u062b\u0642\u0629 \u0623\u0648 \u0635\u0641\u062d\u0629 \u062c\u062f\u064a\u062f\u0629 \u0644\u062a\u0623\u0643\u064a\u062f \u0627\u0644\u0647\u0648\u064a\u0629.<\/p>\n<\/li>\n<li class=\"\" data-start=\"2271\" data-end=\"2375\">\n<p class=\"\" data-start=\"2274\" data-end=\"2375\"><strong data-start=\"2274\" data-end=\"2299\">\u0645\u0635\u0627\u062f\u0642\u0629 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u064f\u0635\u062f\u0650\u0631<\/strong><br data-start=\"2299\" data-end=\"2302\" \/>\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631\u060c \u0625\u062f\u062e\u0627\u0644 \u0631\u0645\u0632 OTP\u060c \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0642\u064a\u0627\u0633\u0627\u062a \u0627\u0644\u062d\u064a\u0648\u064a\u0629 \u0623\u0648 \u0643\u0644\u0645\u0629 \u0627\u0644\u0645\u0631\u0648\u0631.<\/p>\n<\/li>\n<li class=\"\" data-start=\"2377\" data-end=\"2463\">\n<p class=\"\" data-start=\"2380\" data-end=\"2463\"><strong data-start=\"2380\" data-end=\"2398\">\u062a\u0623\u0643\u064a\u062f \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0629<\/strong><br data-start=\"2398\" data-end=\"2401\" \/>\u064a\u062a\u0645 \u0625\u0639\u0627\u062f\u0629 \u062a\u0648\u062c\u064a\u0647 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0625\u0644\u0649 \u0645\u0648\u0642\u0639 \u0627\u0644\u062a\u0627\u062c\u0631 \u0648\u0627\u0633\u062a\u0643\u0645\u0627\u0644 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0629.<\/p>\n<\/li>\n<\/ol>\n<p class=\"\" data-start=\"2465\" data-end=\"2534\">\u0639\u0627\u062f\u0629\u064b \u0645\u0627 \u062a\u0633\u062a\u063a\u0631\u0642 \u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0628\u0636\u0639 \u062b\u0648\u0627\u0646\u064d\u060c \u0645\u0639 \u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u062a\u062c\u0631\u0628\u0629 \u0633\u0644\u0633\u0629 \u0644\u0644\u0645\u0633\u062a\u062e\u062f\u0645.<\/p>\n<h2 class=\"\" data-start=\"2536\" data-end=\"2573\"><strong data-start=\"2539\" data-end=\"2573\">\u0627\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0644\u0646\u0638\u0627\u0645 3D Secure<\/strong><\/h2>\n<p class=\"\" data-start=\"2575\" data-end=\"2603\">\u062a\u0634\u0645\u0644 \u0645\u0643\u0648\u0646\u0627\u062a \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629:<\/p>\n<ul data-start=\"2605\" data-end=\"2837\">\n<li class=\"\" data-start=\"2605\" data-end=\"2630\">\n<p class=\"\" data-start=\"2607\" data-end=\"2630\">\u0627\u0644\u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u0645\u0633\u0628\u0642 \u0644\u0644\u062a\u062c\u0627\u0631<\/p>\n<\/li>\n<li class=\"\" data-start=\"2631\" data-end=\"2693\">\n<p class=\"\" data-start=\"2633\" data-end=\"2693\">\u062a\u062d\u0644\u064a\u0644 \u0645\u062e\u0627\u0637\u0631 \u0645\u062a\u0642\u062f\u0645 \u064a\u0633\u062a\u0646\u062f \u0625\u0644\u0649 IP\u060c \u0646\u0648\u0639 \u0627\u0644\u062c\u0647\u0627\u0632\u060c \u0648\u0627\u0644\u0633\u062c\u0644 \u0627\u0644\u0633\u0644\u0648\u0643\u064a<\/p>\n<\/li>\n<li class=\"\" data-start=\"2694\" data-end=\"2755\">\n<p class=\"\" data-start=\"2696\" data-end=\"2755\">\u0645\u0635\u0627\u062f\u0642\u0629 \u0645\u062a\u0639\u062f\u062f\u0629 \u0627\u0644\u0639\u0648\u0627\u0645\u0644: OTP\u060c \u0627\u0644\u0642\u064a\u0627\u0633\u0627\u062a \u0627\u0644\u062d\u064a\u0648\u064a\u0629\u060c \u0643\u0644\u0645\u0629 \u0627\u0644\u0645\u0631\u0648\u0631<\/p>\n<\/li>\n<li class=\"\" data-start=\"2756\" data-end=\"2797\">\n<p class=\"\" data-start=\"2758\" data-end=\"2797\">\u062a\u0634\u0641\u064a\u0631 SSL \u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0623\u062b\u0646\u0627\u0621 \u0627\u0644\u0646\u0642\u0644<\/p>\n<\/li>\n<li class=\"\" data-start=\"2798\" data-end=\"2837\">\n<p class=\"\" data-start=\"2800\" data-end=\"2837\">\u0633\u062c\u0644\u0627\u062a \u062f\u0642\u064a\u0642\u0629 \u0644\u062f\u0639\u0645 \u0627\u0644\u0645\u0631\u0627\u0642\u0628\u0629 \u0648\u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644<\/p>\n<\/li>\n<\/ul>\n<h2 class=\"\" data-start=\"2839\" data-end=\"2880\"><strong data-start=\"2842\" data-end=\"2880\">\u0644\u0645\u0627\u0630\u0627 \u064a\u0639\u062a\u0628\u0631 3D Secure \u0636\u0631\u0648\u0631\u0629 \u0645\u0644\u062d\u0651\u0629\u061f<\/strong><\/h2>\n<p class=\"\" data-start=\"2882\" data-end=\"3096\">\u062a\u064f\u0639\u062f\u0651 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0628\u062f\u0648\u0646 \u0648\u062c\u0648\u062f \u0627\u0644\u0628\u0637\u0627\u0642\u0629 (CNP) \u0627\u0644\u0623\u0643\u062b\u0631 \u0639\u0631\u0636\u0629 \u0644\u0644\u0627\u062d\u062a\u064a\u0627\u0644. \u0648\u0642\u062f \u0641\u0631\u0636\u062a \u0623\u0648\u0631\u0648\u0628\u0627 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0648\u062c\u064a\u0647 PSD2 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u0635\u0627\u062f\u0642\u0629 \u0627\u0644\u0642\u0648\u064a\u0629 (SCA)\u060c \u0648\u064a\u064f\u0639\u062f 3D Secure \u0623\u062d\u062f \u0627\u0644\u062d\u0644\u0648\u0644 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0644\u062a\u062d\u0642\u064a\u0642 \u0630\u0644\u0643. \u0648\u064a\u064f\u0637\u0628\u0642 \u0647\u0630\u0627 \u0627\u0644\u062a\u0648\u062c\u0647 \u0639\u0627\u0644\u0645\u064a\u064b\u0627 \u0628\u0634\u0643\u0644 \u0645\u062a\u0632\u0627\u064a\u062f.<\/p>\n<p data-start=\"2882\" data-end=\"3096\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-2067\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/05\/3ds-2-7-300x204.png\" alt=\"\" width=\"535\" height=\"364\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/05\/3ds-2-7-300x204.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/05\/3ds-2-7-1024x695.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/05\/3ds-2-7-768x521.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/05\/3ds-2-7-1536x1043.png 1536w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/05\/3ds-2-7-400x272.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/05\/3ds-2-7-800x543.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/05\/3ds-2-7-832x565.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/05\/3ds-2-7-1664x1130.png 1664w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/05\/3ds-2-7-1248x847.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/05\/3ds-2-7.png 1794w\" sizes=\"auto, (max-width: 535px) 100vw, 535px\" \/><\/p>\n<h2 class=\"\" data-start=\"3098\" data-end=\"3126\"><strong data-start=\"3101\" data-end=\"3126\">\u0645\u0632\u0627\u064a\u0627 \u062a\u0637\u0628\u064a\u0642 3D Secure<\/strong><\/h2>\n<p class=\"\" data-start=\"3128\" data-end=\"3220\">\u062d\u062a\u0649 \u0641\u064a \u0627\u0644\u062f\u0648\u0644 \u0627\u0644\u062a\u064a \u0644\u0627 \u062a\u0641\u0631\u0636 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u060c \u062a\u0639\u062a\u0645\u062f \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u062a\u0642\u0646\u064a\u0629 3D Secure \u0644\u0645\u0627 \u064a\u0648\u0641\u0631\u0647 \u0645\u0646:<\/p>\n<ul data-start=\"3222\" data-end=\"3424\">\n<li class=\"\" data-start=\"3222\" data-end=\"3263\">\n<p class=\"\" data-start=\"3224\" data-end=\"3263\">\u062a\u0642\u0644\u064a\u0644 \u0645\u0639\u062f\u0644 \u062d\u0627\u0644\u0627\u062a \u0627\u0644\u062a\u0631\u0627\u062c\u0639 (chargeback)<\/p>\n<\/li>\n<li class=\"\" data-start=\"3264\" data-end=\"3321\">\n<p class=\"\" data-start=\"3266\" data-end=\"3321\">\u062a\u0639\u0632\u064a\u0632 \u062b\u0642\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0639\u0644\u0627\u0645\u0627\u062a \u0645\u062b\u0644 Verified by Visa<\/p>\n<\/li>\n<li class=\"\" data-start=\"3322\" data-end=\"3371\">\n<p class=\"\" data-start=\"3324\" data-end=\"3371\">\u062a\u062d\u0633\u064a\u0646 \u0645\u0639\u062f\u0644\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u062e\u0627\u0635\u0629 \u0641\u064a \u0627\u0644\u0647\u0648\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644\u0629<\/p>\n<\/li>\n<li class=\"\" data-start=\"3372\" data-end=\"3424\">\n<p class=\"\" data-start=\"3374\" data-end=\"3424\">\u062a\u062c\u0631\u0628\u0629 \u0645\u0635\u0627\u062f\u0642\u0629 \u0633\u0644\u0633\u0629 \u0639\u0628\u0631 OTP \u0623\u0648 \u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u062f\u062e\u0648\u0644 \u0627\u0644\u0645\u0648\u062d\u062f<\/p>\n<\/li>\n<\/ul>\n<p class=\"\" data-start=\"3426\" data-end=\"3470\">\u0648\u0647\u0648 \u0623\u0645\u0631 \u0628\u0627\u0644\u063a \u0627\u0644\u0623\u0647\u0645\u064a\u0629 \u0644\u0645\u0646\u0635\u0627\u062a \u062f\u0648\u0644\u064a\u0629 \u0645\u062b\u0644<a href=\"https:\/\/buvei.com\/\"> Buvei<\/a>.<\/p>\n<h2 class=\"\" data-start=\"3472\" data-end=\"3508\"><strong data-start=\"3475\" data-end=\"3508\">\u0645\u0642\u0627\u0631\u0646\u0629 \u0645\u0639 \u0637\u0631\u0642 \u0627\u0644\u0645\u0635\u0627\u062f\u0642\u0629 \u0627\u0644\u0623\u062e\u0631\u0649<\/strong><\/h2>\n<p class=\"\" data-start=\"3510\" data-end=\"3534\">\u0631\u063a\u0645 \u0648\u062c\u0648\u062f \u0648\u0633\u0627\u0626\u0644 \u0623\u062e\u0631\u0649 \u0645\u062b\u0644:<\/p>\n<ul data-start=\"3536\" data-end=\"3651\">\n<li class=\"\" data-start=\"3536\" data-end=\"3584\">\n<p class=\"\" data-start=\"3538\" data-end=\"3584\">AVS (\u0646\u0638\u0627\u0645 \u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0627\u0644\u0639\u0646\u0648\u0627\u0646): \u063a\u064a\u0631 \u0643\u0627\u0641\u064d \u0644\u0648\u062d\u062f\u0647<\/p>\n<\/li>\n<li class=\"\" data-start=\"3585\" data-end=\"3618\">\n<p class=\"\" data-start=\"3587\" data-end=\"3618\">\u0627\u0644\u0631\u0642\u0645 \u0627\u0644\u0633\u0631\u064a (PIN): \u0639\u0631\u0636\u0629 \u0644\u0644\u0643\u0634\u0641<\/p>\n<\/li>\n<li class=\"\" data-start=\"3619\" data-end=\"3651\">\n<p class=\"\" data-start=\"3621\" data-end=\"3651\">\u0631\u0645\u0632 CVV: \u064a\u0645\u0643\u0646 \u0627\u062e\u062a\u0631\u0627\u0642\u0647 \u0628\u0633\u0647\u0648\u0644\u0629<\/p>\n<\/li>\n<\/ul>\n<p class=\"\" data-start=\"3653\" data-end=\"3717\">\u0641\u0625\u0646 3D Secure \u064a\u062d\u0642\u0642 \u062a\u0648\u0627\u0632\u0646\u064b\u0627 \u0628\u064a\u0646 \u0627\u0644\u0623\u0645\u0627\u0646 \u0648\u0633\u0647\u0648\u0644\u0629 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0648\u0627\u0644\u0645\u0631\u0648\u0646\u0629.<\/p>\n<h2 class=\"\" data-start=\"3719\" data-end=\"3754\"><strong data-start=\"3722\" data-end=\"3754\">\u062d\u0644\u0648\u0644 \u0644\u0645\u0634\u0627\u0643\u0644 \u0627\u0644\u0645\u0635\u0627\u062f\u0642\u0629 \u0627\u0644\u0634\u0627\u0626\u0639\u0629<\/strong><\/h2>\n<p class=\"\" data-start=\"3756\" data-end=\"3792\">\u0627\u0644\u0623\u0633\u0628\u0627\u0628 \u0627\u0644\u0645\u062d\u062a\u0645\u0644\u0629 \u0644\u0641\u0634\u0644 \u0627\u0644\u0645\u0635\u0627\u062f\u0642\u0629 \u062a\u0634\u0645\u0644:<\/p>\n<ul data-start=\"3794\" data-end=\"3870\">\n<li class=\"\" data-start=\"3794\" data-end=\"3817\">\n<p class=\"\" data-start=\"3796\" data-end=\"3817\">\u0625\u062f\u062e\u0627\u0644 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u062e\u0627\u0637\u0626\u0629<\/p>\n<\/li>\n<li class=\"\" data-start=\"3818\" data-end=\"3843\">\n<p class=\"\" data-start=\"3820\" data-end=\"3843\">\u0627\u0646\u062a\u0647\u0627\u0621 \u0635\u0644\u0627\u062d\u064a\u0629 \u0631\u0645\u0632 OTP<\/p>\n<\/li>\n<li class=\"\" data-start=\"3844\" data-end=\"3870\">\n<p class=\"\" data-start=\"3846\" data-end=\"3870\">\u0645\u0634\u0627\u0643\u0644 \u062a\u0648\u0627\u0641\u0642 \u0641\u064a \u0627\u0644\u0645\u062a\u0635\u0641\u062d<\/p>\n<\/li>\n<\/ul>\n<p class=\"\" data-start=\"3872\" data-end=\"3887\">\u0627\u0644\u062d\u0644\u0648\u0644 \u0627\u0644\u0645\u0645\u0643\u0646\u0629:<\/p>\n<ul data-start=\"3889\" data-end=\"3990\">\n<li class=\"\" data-start=\"3889\" data-end=\"3916\">\n<p class=\"\" data-start=\"3891\" data-end=\"3916\">\u0645\u0631\u0627\u062c\u0639\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u062f\u062e\u0644\u0629<\/p>\n<\/li>\n<li class=\"\" data-start=\"3917\" data-end=\"3933\">\n<p class=\"\" data-start=\"3919\" data-end=\"3933\">\u0637\u0644\u0628 \u0631\u0645\u0632 \u062c\u062f\u064a\u062f<\/p>\n<\/li>\n<li class=\"\" data-start=\"3934\" data-end=\"3955\">\n<p class=\"\" data-start=\"3936\" data-end=\"3955\">\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0645\u062a\u0635\u0641\u062d \u0622\u062e\u0631<\/p>\n<\/li>\n<li class=\"\" data-start=\"3956\" data-end=\"3990\">\n<p class=\"\" data-start=\"3958\" data-end=\"3990\">\u0627\u0644\u062a\u0648\u0627\u0635\u0644 \u0645\u0639 \u062f\u0639\u0645 \u0627\u0644\u0628\u0646\u0643 \u0623\u0648 \u0627\u0644\u062a\u0627\u062c\u0631<\/p>\n<\/li>\n<\/ul>\n<h2 class=\"\" data-start=\"3992\" data-end=\"4034\"><strong data-start=\"3995\" data-end=\"4034\">\u0639\u0646\u0635\u0631 \u0623\u0633\u0627\u0633\u064a \u0641\u064a \u0645\u0633\u062a\u0642\u0628\u0644 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0631\u0642\u0645\u064a<\/strong><\/h2>\n<p class=\"\" data-start=\"4036\" data-end=\"4200\">\u0641\u064a \u0638\u0644 \u062a\u0632\u0627\u064a\u062f \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0639\u0644\u0649 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0644\u0627 \u062a\u064f\u0639\u062f 3D Secure \u0645\u062c\u0631\u062f \u062a\u0642\u0646\u064a\u0629 \u0623\u0645\u0627\u0646 \u0628\u0644 \u0647\u064a \u0623\u062f\u0627\u0629 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644\u060c \u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644\u060c \u0648\u0628\u0646\u0627\u0621 \u0627\u0644\u062b\u0642\u0629 \u0628\u064a\u0646 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646.<\/p>\n<p class=\"\" data-start=\"4202\" data-end=\"4334\">\ud83d\udd10 <strong data-start=\"4205\" data-end=\"4334\">\u062a\u0648\u0641\u0631 \u062a\u0642\u0646\u064a\u0629 3D Secure \u062e\u0637\u0648\u0629 \u062a\u062d\u0642\u0642 \u0636\u0631\u0648\u0631\u064a\u0629 \u062a\u062d\u0645\u064a \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0648\u0627\u0644\u062a\u062c\u0627\u0631. \u0647\u0630\u0627 \u0627\u0644\u0645\u0642\u0627\u0644 \u064a\u0648\u0636\u062d \u062a\u0637\u0648\u0631\u0647\u0627\u060c \u0622\u0644\u064a\u0629 \u0639\u0645\u0644\u0647\u0627\u060c \u0648\u062f\u0648\u0631\u0647\u0627 \u0641\u064a \u0645\u0646\u0635\u0627\u062a \u0645\u062b\u0644 Buvei.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"\u0645\u0639 \u0627\u0644\u062a\u0648\u0633\u0639 \u0627\u0644\u0633\u0631\u064a\u0639 \u0641\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0648\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062f\u0641\u0639\u060c \u062a\u0632\u0627\u064a\u062f\u062a \u0623\u064a\u0636\u064b\u0627 \u0627\u0644\u062a\u0647\u062f\u064a\u062f\u0627\u062a \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644\u064a\u0629. \u0648\u062a\u0634\u064a\u0631 \u0627\u0644\u062a\u0642\u062f\u064a\u0631\u0627\u062a \u0625\u0644\u0649 \u0623\u0646&hellip;","protected":false},"author":2,"featured_media":2036,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":""},"categories":[472,474],"tags":[614,146,476],"class_list":["post-2066","post","type-post","status-publish","format-standard","has-post-thumbnail","category-affiliate-ar","category-business-ar","tag-3d-secure-ar","tag-buvei-ar","tag-payment-en-ar","cs-entry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/2066","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/comments?post=2066"}],"version-history":[{"count":0,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/2066\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media\/2036"}],"wp:attachment":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media?parent=2066"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/categories?post=2066"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/tags?post=2066"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}