{"id":19560,"date":"2025-10-27T06:44:40","date_gmt":"2025-10-27T06:44:40","guid":{"rendered":"https:\/\/buvei.com\/blog\/?p=19560"},"modified":"2025-10-27T06:44:40","modified_gmt":"2025-10-27T06:44:40","slug":"virtual-prepaid-card-with-iban-future-of-cross-border-payments-4","status":"publish","type":"post","link":"https:\/\/buvei.com\/blog\/ja\/virtual-prepaid-card-with-iban-future-of-cross-border-payments-4\/","title":{"rendered":"IBAN\u5bfe\u5fdc\u30d0\u30fc\u30c1\u30e3\u30eb\u30d7\u30ea\u30da\u30a4\u30c9\u30ab\u30fc\u30c9\uff1a\u56fd\u969b\u9001\u91d1\u306e\u672a\u6765"},"content":{"rendered":"

\u30dc\u30fc\u30c0\u30ec\u30b9\u7d4c\u6e08\u304c\u9032\u3080\u73fe\u4ee3\u306b\u304a\u3044\u3066\u3001\u30d5\u30ea\u30fc\u30e9\u30f3\u30b5\u30fc\u3001\u30c7\u30b8\u30bf\u30eb\u30d3\u30b8\u30cd\u30b9\u3001\u56fd\u969b\u7684\u306a\u8d77\u696d\u5bb6\u304c\u76f4\u9762\u3059\u308b\u5171\u901a\u306e\u8ab2\u984c\u306f\u300c\u56fd\u969b\u9001\u91d1\u300d\u3067\u3059\u3002
\u5f93\u6765\u306e\u9280\u884c\u53e3\u5ea7\u306f\u3001\u9ad8\u984d\u306a\u624b\u6570\u6599\u3001\u7169\u96d1\u306a\u672c\u4eba\u78ba\u8a8d\u3001\u5730\u57df\u5236\u9650\u3068\u3044\u3063\u305f\u554f\u984c\u3092\u62b1\u3048\u3066\u3044\u307e\u3059\u3002<\/p>\n

\u305d\u3053\u3067\u6ce8\u76ee\u3092\u96c6\u3081\u3066\u3044\u308b\u306e\u304c\u3001IBAN\uff08\u56fd\u969b\u9280\u884c\u53e3\u5ea7\u756a\u53f7\uff09\u5bfe\u5fdc\u30d0\u30fc\u30c1\u30e3\u30eb\u30d7\u30ea\u30da\u30a4\u30c9\u30ab\u30fc\u30c9<\/strong>\u3067\u3059\u3002
\u3053\u308c\u306f\u3001\u30d7\u30ea\u30da\u30a4\u30c9\u30ab\u30fc\u30c9\u306e\u67d4\u8edf\u6027\u3068IBAN\u53e3\u5ea7\u306e\u30b0\u30ed\u30fc\u30d0\u30eb\u30a2\u30af\u30bb\u30b9\u3092\u7d44\u307f\u5408\u308f\u305b\u305f\u65b0\u3057\u3044\u30c7\u30b8\u30bf\u30eb\u91d1\u878d\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3002
\u7269\u7406\u7684\u306a\u9280\u884c\u53e3\u5ea7\u3092\u958b\u8a2d\u305b\u305a\u306b\u3001\u8cc7\u91d1\u306e\u9001\u91d1\u30fb\u53d7\u53d6\u30fb\u7ba1\u7406\u3092\u4e16\u754c\u898f\u6a21\u3067\u884c\u3046\u3053\u3068\u304c\u53ef\u80fd\u3067\u3059\u3002<\/p>\n

\u672c\u8a18\u4e8b\u3067\u306f\u3001\u3053\u306e\u30ab\u30fc\u30c9\u306e\u4ed5\u7d44\u307f\u3001\u30e1\u30ea\u30c3\u30c8\u3001\u5b89\u5168\u306a\u904b\u7528\u65b9\u6cd5\u3001\u305d\u3057\u3066SEO\u30fb\u4fe1\u983c\u6027\u3092\u9ad8\u3081\u308b\u305f\u3081\u306e\u6226\u7565\u3092\u8a73\u3057\u304f\u7d39\u4ecb\u3057\u307e\u3059\u3002<\/p>\n

\"\"<\/p>\n

IBAN<\/a>\u5bfe\u5fdc\u30d0\u30fc\u30c1\u30e3\u30eb\u30d7\u30ea\u30da\u30a4\u30c9\u30ab\u30fc\u30c9\u3068\u306f<\/h3>\n

\u30d0\u30fc\u30c1\u30e3\u30eb\u30d7\u30ea\u30da\u30a4\u30c9\u30ab\u30fc\u30c9<\/strong>\u306f\u3001\u7269\u7406\u30ab\u30fc\u30c9\u3092\u6301\u305f\u306a\u3044\u5b8c\u5168\u30c7\u30b8\u30bf\u30eb\u578b\u306e\u652f\u6255\u3044\u624b\u6bb5\u3067\u3059\u3002
\u30ab\u30fc\u30c9\u756a\u53f7\u3001\u6709\u52b9\u671f\u9650\u3001CVV\u30b3\u30fc\u30c9\u306a\u3069\u3092\u6301\u3061\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u6c7a\u6e08\u3001\u30b5\u30d6\u30b9\u30af\u30ea\u30d7\u30b7\u30e7\u30f3\u3001EC\u30b5\u30a4\u30c8\u3067\u306e\u652f\u6255\u3044\u306b\u5229\u7528\u3067\u304d\u307e\u3059\u3002<\/p>\n

\u4e00\u65b9\u3001**IBAN\uff08International Bank Account Number\uff09**\u306f\u56fd\u969b\u9001\u91d1\u306b\u7528\u3044\u3089\u308c\u308b\u3001\u9280\u884c\u53e3\u5ea7\u3092\u8b58\u5225\u3059\u308b\u6a19\u6e96\u7684\u306a\u5f62\u5f0f\u3067\u3059\u3002<\/p>\n

\u3053\u306e2\u3064\u3092\u7d44\u307f\u5408\u308f\u305b\u305fIBAN\u5bfe\u5fdc\u30d0\u30fc\u30c1\u30e3\u30eb\u30d7\u30ea\u30da\u30a4\u30c9\u30ab\u30fc\u30c9<\/strong>\u3067\u306f\u3001\u4ee5\u4e0b\u306e\u3053\u3068\u304c\u53ef\u80fd\u306b\u306a\u308a\u307e\u3059\uff1a<\/p>\n

\u2022 \u4ed6\u884c\u304b\u3089\u76f4\u63a5\u9001\u91d1\u3092\u53d7\u3051\u53d6\u308b
\u2022 \u30d7\u30ea\u30da\u30a4\u30c9\u6b8b\u9ad8\u3067\u30aa\u30f3\u30e9\u30a4\u30f3\u6c7a\u6e08\u3084\u30b5\u30fc\u30d3\u30b9\u652f\u6255\u3044
\u2022 \u56fd\u5883\u3092\u8d8a\u3048\u305f\u9001\u91d1\u3084\u8cc7\u91d1\u7ba1\u7406\u3092\u30b9\u30e0\u30fc\u30ba\u306b\u5b9f\u884c<\/p>\n

\u4e00\u90e8\u306e\u91d1\u878d\u6a5f\u95a2\u3067\u306f**vIBAN\uff08\u4eee\u60f3IBAN\uff09**\u3082\u63d0\u4f9b\u3057\u3066\u304a\u308a\u3001\u5404\u30d7\u30ed\u30b8\u30a7\u30af\u30c8\u3084\u9867\u5ba2\u3054\u3068\u306b\u30b5\u30d6\u30a2\u30ab\u30a6\u30f3\u30c8\u3092\u767a\u884c\u3059\u308b\u3053\u3068\u3067\u3001\u8cc7\u91d1\u7ba1\u7406\u3084\u4f1a\u8a08\u51e6\u7406\u3092\u52b9\u7387\u5316\u3067\u304d\u307e\u3059\u3002
\u3064\u307e\u308a\u3001\u30ab\u30fc\u30c9\u306e\u5229\u4fbf\u6027\u3068\u53e3\u5ea7\u306e\u69cb\u9020\u7684\u6a5f\u80fd\u3092\u517c\u306d\u5099\u3048\u305f\u3001\u6b21\u4e16\u4ee3\u306e\u30c7\u30b8\u30bf\u30eb\u30d0\u30f3\u30ad\u30f3\u30b0\u30c4\u30fc\u30eb<\/strong>\u306a\u306e\u3067\u3059\u3002<\/p>\n

\u4e3b\u306a\u30e1\u30ea\u30c3\u30c8\u3068\u6d3b\u7528\u30b7\u30fc\u30f3<\/h3>\n

\u30e1\u30ea\u30c3\u30c8<\/h4>\n

1. \u8cc7\u91d1\u7ba1\u7406\u306e\u81ea\u52d5\u5316\u3068\u4f1a\u8a08\u52b9\u7387\u5316<\/strong>
\u9867\u5ba2\u3084\u30d7\u30ed\u30b8\u30a7\u30af\u30c8\u3054\u3068\u306bvIBAN\u3092\u8a2d\u5b9a\u3059\u308b\u3053\u3068\u3067\u3001\u5165\u51fa\u91d1\u306e\u8ffd\u8de1\u3084\u7167\u5408\u304c\u7c21\u5358\u306b\u306a\u308a\u3001\u7279\u306bSaaS\u4f01\u696d\u3084\u30c7\u30b8\u30bf\u30eb\u30a8\u30fc\u30b8\u30a7\u30f3\u30b7\u30fc\u306b\u6700\u9069\u3067\u3059\u3002<\/p>\n

2. \u56fd\u969b\u9001\u91d1\u30b3\u30b9\u30c8\u306e\u524a\u6e1b<\/strong>
\u591a\u304f\u306evIBAN\u30b5\u30fc\u30d3\u30b9\u306fSWIFT\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u3092\u7d4c\u7531\u305b\u305a\u3001\u70ba\u66ff\u624b\u6570\u6599\u3084\u4e2d\u7d99\u9280\u884c\u306e\u30b3\u30b9\u30c8\u309210\u301c20\uff05\u524a\u6e1b\u3067\u304d\u307e\u3059\u3002<\/p>\n

3. \u9ad8\u5ea6\u306a\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u3068\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u4fdd\u8b77<\/strong>
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\u4e0d\u6b63\u304c\u767a\u751f\u3057\u305f\u5834\u5408\u306f\u5373\u5ea7\u306b\u30ab\u30fc\u30c9\u3092\u505c\u6b62\u53ef\u80fd\u3002
\u307e\u305f\u3001vIBAN\u3054\u3068\u306b\u8cc7\u91d1\u3092\u5206\u96e2\u3067\u304d\u308b\u305f\u3081\u3001\u4e00\u90e8\u304c\u4e0d\u6b63\u30a2\u30af\u30bb\u30b9\u3055\u308c\u3066\u3082\u4ed6\u306e\u53e3\u5ea7\u306f\u5b89\u5168\u3067\u3059\u3002<\/p>\n

4. \u5373\u6642\u767a\u884c\u3068\u30b0\u30ed\u30fc\u30d0\u30eb\u5229\u7528<\/strong>
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5. \u30b9\u30b1\u30fc\u30e9\u30d3\u30ea\u30c6\u30a3\u3068\u67d4\u8edf\u6027<\/strong>
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\u6d3b\u7528\u30b7\u30fc\u30f3<\/h4>\n

\u2022 \u30d5\u30ea\u30fc\u30e9\u30f3\u30b5\u30fc\uff0f\u30c7\u30b8\u30bf\u30eb\u30ce\u30de\u30c9\uff1a<\/strong> \u6d77\u5916\u30af\u30e9\u30a4\u30a2\u30f3\u30c8\u304b\u3089\u76f4\u63a5\u652f\u6255\u3044\u3092\u53d7\u3051\u308b\u3002
\u2022 EC\u4e8b\u696d\u8005\uff1a<\/strong> \u5404\u56fd\u30de\u30fc\u30b1\u30c3\u30c8\u30d7\u30ec\u30a4\u30b9\u306e\u53ce\u76ca\u3092\u7d71\u5408\u7ba1\u7406\u3002
\u2022 SaaS\uff0f\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0<\/a>\uff1a<\/strong> \u9867\u5ba2\u3054\u3068\u306b\u5c02\u7528vIBAN\u3092\u5272\u308a\u5f53\u3066\u3001\u6c7a\u6e08\u7ba1\u7406\u3092\u81ea\u52d5\u5316\u3002
\u2022 \u5e83\u544a\u4ee3\u7406\u5e97\uff1a<\/strong> \u30ad\u30e3\u30f3\u30da\u30fc\u30f3\u3054\u3068\u306b\u30d7\u30ea\u30da\u30a4\u30c9\u30ab\u30fc\u30c9\u3092\u767a\u884c\u3057\u3001\u652f\u51fa\u3092\u53ef\u8996\u5316\u3002
\u2022 \u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7\u30fb\u4e2d\u5c0f\u4f01\u696d\uff1a<\/strong> \u5f93\u6765\u306e\u9280\u884c\u306b\u4ee3\u308f\u308b\u8efd\u91cf\u306a\u56fd\u969b\u6c7a\u6e08\u624b\u6bb5\u3068\u3057\u3066\u6d3b\u7528\u3002<\/p>\n

\"\"<\/a><\/h3>\n

\u5b9f\u88c5\u3068\u30ea\u30b9\u30af\u7ba1\u7406\u306e\u30dd\u30a4\u30f3\u30c8<\/a><\/h3>\n

IBAN\u5bfe\u5fdc\u30ab\u30fc\u30c9\u3092\u6700\u5927\u9650\u6d3b\u7528\u3059\u308b\u305f\u3081\u306b\u306f\u3001\u6cd5\u898f\u5236\u3001\u6280\u8853\u3001\u5b89\u5168\u6027\u306e3\u70b9\u3092\u62bc\u3055\u3048\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n

a) \u4fe1\u983c\u6027\u3068\u30e9\u30a4\u30bb\u30f3\u30b9\u3092\u6301\u3064\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u306e\u9078\u5b9a<\/h4>\n

\u2022 \u96fb\u5b50\u30de\u30cd\u30fc\uff0f\u6c7a\u6e08\u30e9\u30a4\u30bb\u30f3\u30b9\u3092\u4fdd\u6709\u3057\u3066\u3044\u308b\u304b\u78ba\u8a8d\u3002
\u2022 KYC\uff08\u672c\u4eba\u78ba\u8a8d\uff09\u30fbAML<\/a>\uff08\u30de\u30cd\u30fc\u30ed\u30f3\u30c0\u30ea\u30f3\u30b0\u9632\u6b62\uff09\u65b9\u91dd\u304c\u660e\u78ba\u3067\u3042\u308b\u304b\u3092\u30c1\u30a7\u30c3\u30af\u3002
\u2022 \u63d0\u643a\u9280\u884c\u3084\u6280\u8853\u57fa\u76e4\u306e\u4fe1\u983c\u6027\u3082\u91cd\u8981\u3067\u3059\u3002<\/p>\n

b) \u8cc7\u91d1\u306e\u5206\u96e2\u4fdd\u8b77<\/h4>\n

\u5404vIBAN\u306e\u8cc7\u91d1\u306f\u3001\u904b\u55b6\u4f01\u696d\u306e\u8cc7\u91d1\u3068\u660e\u78ba\u306b\u5206\u96e2\u3055\u308c\u3066\u3044\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002
\u7406\u60f3\u7684\u306b\u306f\u3001\u7b2c\u4e09\u8005\u306e\u4fe1\u8a17\u53e3\u5ea7\u307e\u305f\u306f\u898f\u5236\u6a5f\u95a2\u76e3\u7763\u4e0b\u3067\u4fdd\u5168\u3055\u308c\u308b\u3079\u304d\u3067\u3059\u3002<\/p>\n

c) \u6280\u8853\u7d71\u5408\u3068API\u5bfe\u5fdc<\/h4>\n

\u2022 API\u9023\u643a<\/strong>\u3068\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u30c0\u30c3\u30b7\u30e5\u30dc\u30fc\u30c9\u3092\u63d0\u4f9b\u3059\u308b\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u3092\u9078\u629e\u3002
\u2022 \u8907\u6570\u901a\u8ca8\u3001\u5373\u6642\u901a\u77e5\u3001\u81ea\u52d5\u7167\u5408\u306a\u3069\u306e\u6a5f\u80fd\u304c\u3042\u308b\u3068\u4fbf\u5229\u3067\u3059\u3002<\/p>\n

d) \u4e0d\u6b63\u9632\u6b62\u3068\u5229\u7528\u5236\u9650<\/h4>\n

\u2022 \u53d6\u5f15\u4e0a\u9650\u3084\u5229\u7528\u5e97\u8217\u30ab\u30c6\u30b4\u30ea\u3092\u8a2d\u5b9a\u3002
\u2022 \u4e0d\u5be9\u53d6\u5f15\u306e\u81ea\u52d5\u691c\u77e5\u30fb\u5373\u6642\u30ed\u30c3\u30af\u6a5f\u80fd\u3092\u6709\u52b9\u5316\u3002
\u2022 \u5b9a\u671f\u7684\u306b\u30a2\u30af\u30c6\u30a3\u30d3\u30c6\u30a3\u30ed\u30b0\u3092\u76e3\u67fb\u3002<\/p>\n

e) \u5404\u56fd\u306e\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u3068\u7a0e\u5236\u5bfe\u5fdc<\/h4>\n

\u56fd\u3084\u5730\u57df\u306b\u3088\u3063\u3066vIBAN\u3084\u30d7\u30ea\u30da\u30a4\u30c9\u30ab\u30fc\u30c9\u306e\u898f\u5236\u306f\u7570\u306a\u308a\u307e\u3059\u3002
EU\u3067\u306fPSD2\u898f\u5236<\/strong>\u3001\u82f1\u56fd\u3067\u306f**FCA\uff08\u91d1\u878d\u884c\u70ba\u76e3\u7763\u6a5f\u69cb\uff09**\u304c\u4e3b\u8981\u306a\u76e3\u7763\u6a5f\u95a2\u3067\u3059\u3002
\u5fc5\u305a\u73fe\u5730\u306e\u6cd5\u4ee4\u30fb\u7a0e\u52d9\u8981\u4ef6\u306b\u6e96\u62e0\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n

f) \u624b\u6570\u6599\u306e\u900f\u660e\u6027<\/h4>\n

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