{"id":16385,"date":"2025-10-09T08:54:24","date_gmt":"2025-10-09T08:54:24","guid":{"rendered":"https:\/\/buvei.com\/blog\/?p=16385"},"modified":"2025-10-09T08:54:24","modified_gmt":"2025-10-09T08:54:24","slug":"virtual-cards-vs-foreign-fees-smart-cross-border-payments-7","status":"publish","type":"post","link":"https:\/\/buvei.com\/blog\/vi\/virtual-cards-vs-foreign-fees-smart-cross-border-payments-7\/","title":{"rendered":"Th\u1ebb \u1ea3o cho Th\u01b0\u01a1ng m\u1ea1i \u0110i\u1ec7n t\u1eed Xuy\u00ean Bi\u00ean Gi\u1edbi: Gi\u1ea3m Ph\u00ed N\u01b0\u1edbc Ngo\u00e0i & C\u1ea3i thi\u1ec7n Thanh to\u00e1n"},"content":{"rendered":"
Th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed xuy\u00ean bi\u00ean gi\u1edbi ti\u1ebfp t\u1ee5c ph\u00e1t tri\u1ec3n v\u1edbi t\u1ed1c \u0111\u1ed9 ch\u01b0a t\u1eebng c\u00f3\u060c k\u1ebft n\u1ed1i ng\u01b0\u1eddi mua v\u00e0 ng\u01b0\u1eddi b\u00e1n tr\u00ean to\u00e0n c\u1ea7u. Tuy nhi\u00ean, c\u00e1c giao d\u1ecbch qu\u1ed1c t\u1ebf th\u01b0\u1eddng \u0111i k\u00e8m v\u1edbi c\u00e1c ph\u00ed n\u01b0\u1edbc ngo\u00e0i \u1ea9n, ph\u00ed chuy\u1ec3n \u0111\u1ed5i ti\u1ec1n t\u1ec7 v\u00e0 chi ph\u00ed x\u1eed l\u00fd b\u1ed5 sung. \u0110\u1ed1i v\u1edbi c\u1ea3 ng\u01b0\u1eddi mua c\u00e1 nh\u00e2n v\u00e0 doanh nghi\u1ec7p, vi\u1ec7c qu\u1ea3n l\u00fd c\u00e1c chi ph\u00ed ph\u1ee5 n\u00e0y l\u00e0 r\u1ea5t quan tr\u1ecdng. \u0110\u00e2y ch\u00ednh l\u00e0 \u0111i\u1ec3m m\u00e0 th\u1ebb \u1ea3o mang \u0111\u1ebfn gi\u1ea3i ph\u00e1p hi\u1ec7n \u0111\u1ea1i, an to\u00e0n v\u00e0 ti\u1ebft ki\u1ec7m chi ph\u00ed. C\u00e1c n\u1ec1n t\u1ea3ng nh\u01b0 Buvei cung c\u1ea5p d\u1ecbch v\u1ee5 th\u1ebb \u1ea3o \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf \u0111\u1ec3 \u0111\u01a1n gi\u1ea3n h\u00f3a c\u00e1c thanh to\u00e1n to\u00e0n c\u1ea7u trong khi gi\u1ea3m c\u00e1c ph\u00ed kh\u00f4ng c\u1ea7n thi\u1ebft.<\/div>\n
B\u00e0i vi\u1ebft n\u00e0y kh\u00e1m ph\u00e1 c\u00e1ch th\u1ebb \u1ea3o gi\u1ea3m ph\u00ed n\u01b0\u1edbc ngo\u00e0i v\u00e0 c\u1ea3i thi\u1ec7n c\u00e1c thanh to\u00e1n trong th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed xuy\u00ean bi\u00ean gi\u1edbi, \u0111\u1ed3ng th\u1eddi \u0111\u01b0a ra c\u00e1c chi\u1ebfn l\u01b0\u1ee3c kh\u1ea3 thi cho c\u1ea3 ng\u01b0\u1eddi ti\u00eau d\u00f9ng v\u00e0 ng\u01b0\u1eddi b\u00e1n.<\/div>\n

Hi\u1ec3u v\u1ec1 ph\u00ed n\u01b0\u1edbc ngo\u00e0i trong thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi<\/h2>\n
Khi mua s\u1eafm tr\u00ean c\u00e1c trang web qu\u1ed1c t\u1ebf, nhi\u1ec1u ng\u00e2n h\u00e0ng v\u00e0 \u0111\u01a1n v\u1ecb x\u1eed l\u00fd thanh to\u00e1n thu ph\u00ed giao d\u1ecbch n\u01b0\u1edbc ngo\u00e0i. C\u00e1c ph\u00ed n\u00e0y th\u01b0\u1eddng dao \u0111\u1ed9ng t\u1eeb 1% \u0111\u1ebfn 3% tr\u00ean m\u1ed7i giao d\u1ecbch v\u00e0 \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng ngo\u00e0i m\u1ee9c t\u1ef7 gi\u00e1 chuy\u1ec3n \u0111\u1ed5i ti\u1ec1n t\u1ec7. Doanh nghi\u1ec7p c\u0169ng \u0111\u1ed1i m\u1eb7t v\u1edbi nh\u1eefng th\u00e1ch th\u1ee9c t\u01b0\u01a1ng t\u1ef1, \u0111\u1eb7c bi\u1ec7t khi thanh to\u00e1n cho c\u00e1c nh\u00e0 cung c\u1ea5p n\u01b0\u1edbc ngo\u00e0i \u2014 v\u00ec t\u1ed5ng ph\u00ed c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng \u0111\u00e1ng k\u1ec3 \u0111\u1ebfn l\u1ee3i nhu\u1eadn.<\/div>\n
B\u1eb1ng c\u00e1ch x\u00e1c \u0111\u1ecbnh c\u00e1c chi ph\u00ed n\u00e0y t\u1eeb tr\u01b0\u1edbc, ng\u01b0\u1eddi mua c\u00f3 th\u1ec3 \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh s\u00e1ng su\u1ed1t h\u01a1n v\u00e0 t\u00ecm ki\u1ebfm c\u00e1c gi\u1ea3i ph\u00e1p thay th\u1ebf nh\u01b0 th\u1ebb \u1ea3o \u0111\u1ec3 tr\u00e1nh ho\u1eb7c gi\u1ea3m c\u00e1c ph\u00ed ph\u1ee5.<\/div>\n

Th\u1ebb \u1ea3o gi\u1ea3m ph\u00ed n\u01b0\u1edbc ngo\u00e0i nh\u01b0 th\u1ebf n\u00e0o?<\/h2>\n
Th\u1ebb \u1ea3o l\u00e0 c\u00e1c th\u1ebb thanh to\u00e1n s\u1ed1 \u0111\u01b0\u1ee3c li\u00ean k\u1ebft v\u1edbi m\u1ed9t ngu\u1ed3n v\u1ed1n, th\u01b0\u1eddng c\u00f3 t\u00ednh linh ho\u1ea1t \u0111\u1ec3 \u0111\u1eb7t gi\u1edbi h\u1ea1n giao d\u1ecbch, ng\u00e0y h\u1ebft h\u1ea1n v\u00e0 h\u1ea1n ch\u1ebf chi ti\u00eau. \u0110\u1ed1i v\u1edbi th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed xuy\u00ean bi\u00ean gi\u1edbi, ch\u00fang mang l\u1ea1i nhi\u1ec1u l\u1ee3i \u00edch:<\/div>\n
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  • Ph\u00ed th\u1ea5p h\u01a1n (Lower Fees):<\/strong>\u00a0Nhi\u1ec1u nh\u00e0 cung c\u1ea5p th\u1ebb \u1ea3o (bao g\u1ed3m Buvei) cung c\u1ea5p ph\u00ed giao d\u1ecbch n\u01b0\u1edbc ngo\u00e0i c\u1ea1nh tranh ho\u1eb7c kh\u00f4ng thu ph\u00ed, gi\u00fap ng\u01b0\u1eddi d\u00f9ng ti\u1ebft ki\u1ec7m chi ph\u00ed cho c\u00e1c mua s\u1eafm qu\u1ed1c t\u1ebf.<\/li>\n
  • T\u00ednh linh ho\u1ea1t v\u1ec1 ti\u1ec1n t\u1ec7 (Currency Flexibility):<\/strong>\u00a0Th\u1ebb \u1ea3o th\u01b0\u1eddng c\u00f3 th\u1ec3 giao d\u1ecbch b\u1eb1ng nhi\u1ec1u lo\u1ea1i ti\u1ec1n t\u1ec7 kh\u00e1c nhau, gi\u1ea3m nhu c\u1ea7u chuy\u1ec3n \u0111\u1ed5i ti\u1ec1n t\u1ec7 v\u00e0 c\u00e1c ph\u00ed li\u00ean quan.<\/li>\n
  • T\u00ednh minh b\u1ea1ch (Transparency):<\/strong>\u00a0Ng\u01b0\u1eddi d\u00f9ng c\u00f3 th\u1ec3 theo d\u00f5i t\u1eebng giao d\u1ecbch theo th\u1eddi gian th\u1ef1c, gi\u1ea3m thi\u1ec3u c\u00e1c ph\u00ed kh\u00f4ng mong mu\u1ed1n v\u00e0 c\u1ea3i thi\u1ec7n vi\u1ec7c ki\u1ec3m so\u00e1t ng\u00e2n s\u00e1ch.<\/li>\n<\/ul>\n
    B\u1eb1ng c\u00e1ch thay th\u1ebf th\u1ebb truy\u1ec1n th\u1ed1ng b\u1eb1ng th\u1ebb \u1ea3o cho c\u00e1c thanh to\u00e1n qu\u1ed1c t\u1ebf, ng\u01b0\u1eddi d\u00f9ng c\u00f3 \u0111\u01b0\u1ee3c nhi\u1ec1u quy\u1ec1n ki\u1ec3m so\u00e1t h\u01a1n v\u00e0 hi\u1ec7u qu\u1ea3 chi ph\u00ed cao h\u01a1n.<\/div>\n

    C\u1ea3i thi\u1ec7n an ninh trong thanh to\u00e1n to\u00e0n c\u1ea7u<\/h2>\n
    An ninh l\u00e0 m\u1ed9t m\u1ed1i lo ng\u1ea1i l\u1edbn trong c\u00e1c giao d\u1ecbch xuy\u00ean bi\u00ean gi\u1edbi. Th\u1ebb \u1ea3o mang l\u1ea1i s\u1ef1 b\u1ea3o v\u1ec7 n\u00e2ng cao so v\u1edbi th\u1ebb v\u1eadt l\u00fd truy\u1ec1n th\u1ed1ng:<\/div>\n
      \n
    • S\u1eed d\u1ee5ng t\u1ea1m th\u1eddi (Temporary Use):<\/strong>\u00a0Th\u1ebb c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c c\u00e0i \u0111\u1eb7t \u0111\u1ec3 s\u1eed d\u1ee5ng m\u1ed9t l\u1ea7n ho\u1eb7c trong kho\u1ea3ng th\u1eddi gian h\u1ea1n ch\u1ebf, gi\u1ea3m r\u1ee7i ro gian l\u1eadn.<\/li>\n
    • Ki\u1ec3m so\u00e1t chi ti\u00eau (Spend Control):<\/strong>\u00a0Ng\u01b0\u1eddi d\u00f9ng c\u00f3 th\u1ec3 h\u1ea1n ch\u1ebf s\u1ed1 ti\u1ec1n giao d\u1ecbch t\u1ed1i \u0111a v\u00e0 gi\u1edbi h\u1ea1n quy\u1ec1n truy c\u1eadp c\u1ee7a ng\u01b0\u1eddi b\u00e1n.<\/li>\n
    • \u0110 c\u00f4 l\u1eadp t\u00e0i kho\u1ea3n (Isolation of Accounts):<\/strong>\u00a0Li\u00ean k\u1ebft th\u1ebb \u1ea3o v\u1edbi m\u1ed9t ngu\u1ed3n v\u1ed1n duy nh\u1ea5t ng\u0103n ch\u1eb7n truy c\u1eadp tr\u00e1i ph\u00e9p v\u00e0o t\u00e0i kho\u1ea3n ch\u00ednh.<\/li>\n<\/ul>\n
      Nh\u1eefng t\u00ednh n\u0103ng n\u00e0y khi\u1ebfn th\u1ebb \u1ea3o l\u00fd t\u01b0\u1edfng cho c\u00e1c mua s\u1eafm qu\u1ed1c t\u1ebf, \u0111\u1eb7c bi\u1ec7t l\u00e0 tr\u00ean c\u00e1c n\u1ec1n t\u1ea3ng th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed ch\u01b0a quen thu\u1ed9c.<\/div>\n

      C\u00e1c ph\u01b0\u01a1ng ph\u00e1p t\u1ed1t nh\u1ea5t khi s\u1eed d\u1ee5ng th\u1ebb \u1ea3o trong th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed<\/h2>\n
      \u0110\u1ec3 t\u1eadn d\u1ee5ng t\u1ed1i \u0111a l\u1ee3i \u00edch c\u1ee7a th\u1ebb \u1ea3o, h\u00e3y \u00e1p d\u1ee5ng c\u00e1c chi\u1ebfn l\u01b0\u1ee3c th\u1ef1c t\u1ebf sau:<\/div>\n
        \n
      • Ch\u1ecdn nh\u00e0 cung c\u1ea5p ph\u00f9 h\u1ee3p (Select the Right Provider):<\/strong>\u00a0Ch\u1ecdn c\u00e1c n\u1ec1n t\u1ea3ng nh\u01b0 Buvei \u2014 cung c\u1ea5p ph\u00ed n\u01b0\u1edbc ngo\u00e0i th\u1ea5p ho\u1eb7c kh\u00f4ng thu ph\u00ed v\u00e0 c\u00e1c t\u00f9y ch\u1ecdn ti\u1ec1n t\u1ec7 m\u1ea1nh m\u1ebd.<\/li>\n
      • Theo d\u00f5i giao d\u1ecbch (Monitor Transactions):<\/strong>\u00a0Ki\u1ec3m tra l\u1ecbch s\u1eed giao d\u1ecbch th\u01b0\u1eddng xuy\u00ean \u0111\u1ec3 ph\u00e1t hi\u1ec7n b\u1ea5t th\u01b0\u1eddng ho\u1eb7c c\u00e1c ph\u00ed kh\u00f4ng mong mu\u1ed1n.<\/li>\n
      • \u0110\u1eb7t gi\u1edbi h\u1ea1n chi ti\u00eau (Set Spending Limits):<\/strong>\u00a0C\u1ea5u h\u00ecnh gi\u1edbi h\u1ea1n th\u1ebb ph\u00f9 h\u1ee3p v\u1edbi ng\u00e2n s\u00e1ch ho\u1eb7c gi\u00e1 tr\u1ecb mua s\u1eafm c\u1ee7a b\u1ea1n.<\/li>\n
      • T\u1eadn d\u1ee5ng khuy\u1ebfn m\u00e3i (Leverage Promotions):<\/strong>\u00a0M\u1ed9t s\u1ed1 nh\u00e0 cung c\u1ea5p th\u1ebb \u1ea3o cho ph\u00e9p ho\u00e0n ti\u1ec1n ho\u1eb7c th\u01b0\u1edfng cho c\u00e1c giao d\u1ecbch qu\u1ed1c t\u1ebf.<\/li>\n<\/ul>\n
        B\u1eb1ng c\u00e1ch t\u00edch h\u1ee3p c\u00e1c ph\u01b0\u01a1ng ph\u00e1p n\u00e0y, c\u1ea3 c\u00e1 nh\u00e2n v\u00e0 doanh nghi\u1ec7p \u0111\u1ec1u c\u00f3 th\u1ec3 t\u1ed1i \u01b0u h\u00f3a c\u00e1c thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi v\u00e0 gi\u1ea3m chi ph\u00ed.<\/div>\n

        K\u1ebft lu\u1eadn<\/h2>\n
        Khi th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed qu\u1ed1c t\u1ebf ti\u1ebfp t\u1ee5c m\u1edf r\u1ed9ng, ph\u00ed n\u01b0\u1edbc ngo\u00e0i v\u1eabn l\u00e0 th\u00e1ch th\u1ee9c cho c\u1ea3 ng\u01b0\u1eddi mua v\u00e0 doanh nghi\u1ec7p to\u00e0n c\u1ea7u. Th\u1ebb \u1ea3o xu\u1ea5t hi\u1ec7n nh\u01b0 m\u1ed9t gi\u1ea3i ph\u00e1p th\u1ef1c t\u1ebf, mang l\u1ea1i ti\u1ebft ki\u1ec7m chi ph\u00ed, an ninh n\u00e2ng cao v\u00e0 ki\u1ec3m so\u00e1t giao d\u1ecbch c\u1ea3i thi\u1ec7n. C\u00e1c n\u1ec1n t\u1ea3ng nh\u01b0 Buvei gi\u00fap qu\u1ea3n l\u00fd c\u00e1c thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi m\u1ed9t c\u00e1ch hi\u1ec7u qu\u1ea3, \u0111\u1ea3m b\u1ea3o ng\u01b0\u1eddi d\u00f9ng c\u00f3 th\u1ec3 mua s\u1eafm ho\u1eb7c giao d\u1ecbch to\u00e0n c\u1ea7u m\u00e0 kh\u00f4ng b\u1ecb g\u00e1nh n\u1eb7ng t\u00e0i ch\u00ednh kh\u00f4ng c\u1ea7n thi\u1ebft.<\/div>\n
        \u0110\u1ed1i v\u1edbi b\u1ea5t k\u1ef3 ai tham gia v\u00e0o th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed qu\u1ed1c t\u1ebf, vi\u1ec7c \u00e1p d\u1ee5ng th\u1ebb \u1ea3o kh\u00f4ng ch\u1ec9 l\u00e0 s\u1ef1 ti\u1ec7n l\u1ee3i \u2014 m\u00e0 l\u00e0 m\u1ed9t b\u01b0\u1edbc \u0111i chi\u1ebfn l\u01b0\u1ee3c \u0111\u1ec3 t\u1ed1i \u01b0u chi ph\u00ed v\u00e0 b\u1ea3o v\u1ec7 th\u00f4ng tin t\u00e0i ch\u00ednh nh\u1ea1y c\u1ea3m.<\/div>\n","protected":false},"excerpt":{"rendered":"Th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed xuy\u00ean bi\u00ean gi\u1edbi ti\u1ebfp t\u1ee5c ph\u00e1t tri\u1ec3n v\u1edbi t\u1ed1c \u0111\u1ed9 ch\u01b0a t\u1eebng c\u00f3\u060c k\u1ebft…","protected":false},"author":6,"featured_media":15662,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":""},"categories":[6044],"tags":[6126,7315,7152,6136],"class_list":{"0":"post-16385","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-uncategorized-vi","8":"tag-buvei-vi","9":"tag-cross-border-payments-vi","10":"tag-e-commerce-vi","11":"tag-virtual-cards-vi","12":"cs-entry"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/16385","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/comments?post=16385"}],"version-history":[{"count":0,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/16385\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media\/15662"}],"wp:attachment":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media?parent=16385"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/categories?post=16385"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/tags?post=16385"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}