{"id":12890,"date":"2025-09-17T08:07:59","date_gmt":"2025-09-17T08:07:59","guid":{"rendered":"https:\/\/buvei.com\/blog\/?p=12890"},"modified":"2025-09-17T08:07:59","modified_gmt":"2025-09-17T08:07:59","slug":"lower-merchant-costs-virtual-cards-vs-credit-card-fees-7","status":"publish","type":"post","link":"https:\/\/buvei.com\/blog\/ar\/lower-merchant-costs-virtual-cards-vs-credit-card-fees-7\/","title":{"rendered":"\u0627\u0646\u062e\u0641\u0627\u0636 \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u062a\u062c\u0627\u0631: \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0641\u062a\u0631\u0627\u0636\u064a\u0629 \u0645\u0642\u0627\u0628\u0644 \u0631\u0633\u0648\u0645 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646"},"content":{"rendered":"<h2 data-start=\"2989\" data-end=\"3001\">\u0627\u0644\u0645\u0642\u062f\u0645\u0629<\/h2>\n<p data-start=\"3002\" data-end=\"3312\">\u0641\u064a \u0646\u0638\u0627\u0645 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\u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a. \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0627\u0643\u0627\u062a \u062a\u0641\u062a\u062d \u0641\u0631\u0635\u064b\u0627 \u062c\u062f\u064a\u062f\u0629 \u0644\u0644\u0646\u0645\u0648\u060c \u0644\u0643\u0646\u0647\u0627 \u062a\u062c\u0644\u0628 \u0623\u064a\u0636\u064b\u0627 \u062a\u062d\u062f\u064a\u0627\u062a \u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u062a\u062a\u0639\u0644\u0642 <a href=\"https:\/\/buvei.com\/blog\/virtual-cards-and-digital-identity-in-payment-security\/\">\u0628\u062e\u0635\u0648\u0635\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0648\u0623\u0645\u0646 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a<\/a>.<\/p>\n<p data-start=\"3314\" data-end=\"3567\">\u064a\u0633\u062a\u0639\u0631\u0636 \u0647\u0630\u0627 \u0627\u0644\u062f\u0644\u064a\u0644 \u0643\u064a\u0641\u064a\u0629 \u0625\u062f\u0627\u0631\u0629 \u062a\u0628\u0627\u062f\u0644 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a 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\u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062d\u0633\u0627\u0633\u0629.<\/p>\n<p data-start=\"3314\" data-end=\"3567\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12678 aligncenter\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/Data-Sharing-Privacy-in-Ad-Alliances.jpg\" alt=\"\" width=\"1600\" height=\"896\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/Data-Sharing-Privacy-in-Ad-Alliances.jpg 1600w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/Data-Sharing-Privacy-in-Ad-Alliances-300x168.jpg 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/Data-Sharing-Privacy-in-Ad-Alliances-1024x573.jpg 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/Data-Sharing-Privacy-in-Ad-Alliances-768x430.jpg 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/Data-Sharing-Privacy-in-Ad-Alliances-1536x860.jpg 1536w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/Data-Sharing-Privacy-in-Ad-Alliances-400x224.jpg 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/Data-Sharing-Privacy-in-Ad-Alliances-800x448.jpg 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/Data-Sharing-Privacy-in-Ad-Alliances-832x466.jpg 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/Data-Sharing-Privacy-in-Ad-Alliances-1248x699.jpg 1248w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><\/p>\n<h2 data-start=\"3569\" data-end=\"3588\">\u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0623\u0648\u0644\u0627\u064b<\/h2>\n<p data-start=\"3589\" data-end=\"3678\">\u063a\u0627\u0644\u0628\u064b\u0627 \u0645\u0627 \u062a\u0639\u0645\u0644 \u062a\u062d\u0627\u0644\u0641\u0627\u062a \u0627\u0644\u0625\u0639\u0644\u0627\u0646\u0627\u062a \u0639\u0628\u0631 \u0645\u0646\u0627\u0637\u0642 \u0645\u062a\u0639\u062f\u062f\u0629\u060c \u0644\u0643\u0644 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\u0628\u0645\u0639\u0627\u064a\u064a\u0631 PCI DSS \u064a\u0642\u0644\u0644 \u0645\u0646 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u064a\u064f\u0633\u0647\u0644 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0644\u0623\u0645\u0646 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a.<\/p>\n<p data-start=\"3901\" data-end=\"4044\"><a href=\"https:\/\/app.buvei.com\/?s=blog\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12310 aligncenter\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-2.png\" alt=\"\" width=\"1024\" height=\"307\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-2.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-2-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-2-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-2-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-2-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-2-832x249.png 832w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/p>\n<h2 data-start=\"4046\" data-end=\"4083\">\u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0648\u0627\u0644\u062a\u062d\u0643\u0645 \u0641\u064a \u0627\u0644\u0648\u0635\u0648\u0644<\/h2>\n<p data-start=\"4084\" data-end=\"4154\">\u0623\u062d\u062f \u0645\u0628\u0627\u062f\u0626 \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 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data-end=\"4470\">\u0623\u0645\u0627\u0646 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0645\u0634\u062a\u0631\u0643\u0629<\/h2>\n<p data-start=\"4471\" data-end=\"4549\">\u0639\u0646\u062f\u0645\u0627 \u062a\u0643\u0648\u0646 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u062c\u0632\u0621\u064b\u0627 \u0645\u0646 \u0627\u0644\u0634\u0631\u0627\u0643\u0629\u060c \u064a\u062c\u0628 \u0639\u0644\u0649 \u0643\u0644\u0627 \u0627\u0644\u0637\u0631\u0641\u064a\u0646 \u0625\u0639\u0637\u0627\u0624\u0647\u0627 \u0627\u0644\u0623\u0648\u0644\u0648\u064a\u0629.<\/p>\n<ul data-start=\"4551\" data-end=\"4803\">\n<li data-start=\"4551\" data-end=\"4631\">\n<p data-start=\"4553\" data-end=\"4631\">\u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0641\u062a\u0631\u0627\u0636\u064a\u0629 \u062a\u0639\u0645\u0644 \u0643\u0637\u0628\u0642\u0629 \u062d\u0645\u0627\u064a\u0629 \u0628\u064a\u0646 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Ads.<\/p>\n<\/li>\n<li data-start=\"4698\" data-end=\"4803\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12677 aligncenter\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/Data-Sharing-Privacy-in-Ad-Alliances-1.jpg\" alt=\"\" width=\"1600\" height=\"896\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/Data-Sharing-Privacy-in-Ad-Alliances-1.jpg 1600w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/Data-Sharing-Privacy-in-Ad-Alliances-1-300x168.jpg 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/Data-Sharing-Privacy-in-Ad-Alliances-1-1024x573.jpg 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/Data-Sharing-Privacy-in-Ad-Alliances-1-768x430.jpg 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/Data-Sharing-Privacy-in-Ad-Alliances-1-1536x860.jpg 1536w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/Data-Sharing-Privacy-in-Ad-Alliances-1-400x224.jpg 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/Data-Sharing-Privacy-in-Ad-Alliances-1-800x448.jpg 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/Data-Sharing-Privacy-in-Ad-Alliances-1-832x466.jpg 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/Data-Sharing-Privacy-in-Ad-Alliances-1-1248x699.jpg 1248w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><\/li>\n<\/ul>\n<h2 data-start=\"4805\" data-end=\"4829\">\u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629 \u062a\u0628\u0646\u064a \u0627\u0644\u062b\u0642\u0629<\/h2>\n<p data-start=\"4830\" data-end=\"4884\">\u062a\u0642\u0648\u0645 \u0627\u0644\u0634\u0631\u0627\u0643\u0627\u062a \u0627\u0644\u0646\u0627\u062c\u062d\u0629 \u0639\u0644\u0649 \u0627\u0644\u062b\u0642\u0629\u060c \u0648\u062e\u0627\u0635\u0629 \u0641\u064a \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a.<\/p>\n<ul data-start=\"4886\" data-end=\"5096\">\n<li data-start=\"4886\" data-end=\"4958\">\n<p data-start=\"4888\" data-end=\"4958\">\u064a\u062c\u0628 \u0648\u0636\u0639 \u0627\u062a\u0641\u0627\u0642\u064a\u0627\u062a \u0648\u0627\u0636\u062d\u0629 \u062d\u0648\u0644 \u0643\u064a\u0641\u064a\u0629 \u062a\u062e\u0632\u064a\u0646 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0648\u0645\u0639\u0627\u0644\u062c\u062a\u0647\u0627 \u0648\u0645\u0634\u0627\u0631\u0643\u062a\u0647\u0627.<\/p>\n<\/li>\n<li data-start=\"4959\" data-end=\"5010\">\n<p data-start=\"4961\" data-end=\"5010\">\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u062f\u0642\u064a\u0642 \u0648\u0627\u0644\u062a\u0642\u0627\u0631\u064a\u0631 \u0627\u0644\u062f\u0648\u0631\u064a\u0629 \u062a\u0639\u0632\u0632 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644.<\/p>\n<\/li>\n<li data-start=\"5011\" data-end=\"5096\">\n<p data-start=\"5013\" data-end=\"5096\">\u0647\u064a\u0643\u0644 \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0634\u0641\u0627\u0641 \u0645\u0646 Buvei \u064a\u0645\u0646\u062d \u0631\u0624\u064a\u0629 \u0648\u0627\u0636\u062d\u0629 \u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a\u060c \u0648\u064a\u0642\u0644\u0644 \u0645\u0646 \u0627\u0644\u0646\u0632\u0627\u0639\u0627\u062a.<\/p>\n<\/li>\n<\/ul>\n<h2 data-start=\"5098\" data-end=\"5110\">\u0627\u0644\u062e\u0644\u0627\u0635\u0629<\/h2>\n<p data-start=\"5111\" data-end=\"5307\">\u0641\u064a \u062a\u062d\u0627\u0644\u0641\u0627\u062a \u0627\u0644\u0625\u0639\u0644\u0627\u0646\u0627\u062a\u060c \u064a\u062c\u0628 \u0623\u0646 \u064a\u0643\u0648\u0646 \u062a\u0628\u0627\u062f\u0644 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0648\u062d\u0645\u0627\u064a\u062a\u0647\u0627 \u0623\u0648\u0644\u0648\u064a\u0629 \u0645\u0646\u0630 \u0627\u0644\u0628\u062f\u0627\u064a\u0629. \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u062a\u0631\u0643\u064a\u0632 \u0639\u0644\u0649 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644\u060c \u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a\u060c \u0623\u0645\u0627\u0646 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a\u060c \u0648\u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629\u060c \u064a\u0645\u0643\u0646 \u0644\u0644\u0634\u0631\u0643\u0627\u0621 \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0628\u0643\u0641\u0627\u0621\u0629 \u0648\u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631.<\/p>\n<p data-start=\"5309\" data-end=\"5461\">\u062a\u0648\u0641\u0631 \u062d\u0644\u0648\u0644 <a href=\"https:\/\/app.buvei.com\/?s=blog\">Buvei<\/a> \u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0645\u062b\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0641\u062a\u0631\u0627\u0636\u064a\u0629 \u0648\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u0645\u062a\u0639\u062f\u062f\u0629 \u0648\u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0644\u0645\u0639\u0627\u064a\u064a\u0631 PCI DSS \u0623\u062f\u0648\u0627\u062a \u0641\u0639\u0627\u0644\u0629 \u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629 \u0648\u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u0627\u0644\u062d\u0645\u0644\u0627\u062a \u0628\u0633\u0644\u0627\u0633\u0629.<\/p>\n<p data-start=\"5309\" data-end=\"5461\"><a href=\"https:\/\/app.buvei.com\/?s=blog\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12310 aligncenter\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-2.png\" alt=\"\" width=\"1024\" height=\"307\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-2.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-2-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-2-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-2-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-2-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-2-832x249.png 832w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"\u0627\u0644\u0645\u0642\u062f\u0645\u0629 \u0641\u064a \u0646\u0638\u0627\u0645 \u0627\u0644\u0625\u0639\u0644\u0627\u0646\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629\u060c \u0623\u0635\u0628\u062d\u062a \u0627\u0644\u062a\u062d\u0627\u0644\u0641\u0627\u062a \u0628\u064a\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0623\u0643\u062b\u0631 \u0634\u064a\u0648\u0639\u064b\u0627. \u0633\u0648\u0627\u0621 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u062d\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u0629\u060c \u0634\u0628\u0643\u0627\u062a \u0627\u0644\u062a\u0633\u0648\u064a\u0642&hellip;","protected":false},"author":3,"featured_media":12677,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":""},"categories":[47],"tags":[146,2127,813],"class_list":{"0":"post-12890","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-payment-basics-ar","8":"tag-buvei-ar","9":"tag-payment-security-ar","10":"tag-virtual-cards-ar","11":"cs-entry"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/12890","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/comments?post=12890"}],"version-history":[{"count":0,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/12890\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media\/12677"}],"wp:attachment":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media?parent=12890"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/categories?post=12890"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/tags?post=12890"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}