{"id":12650,"date":"2025-09-16T06:21:32","date_gmt":"2025-09-16T06:21:32","guid":{"rendered":"https:\/\/buvei.com\/blog\/?p=12650"},"modified":"2025-09-16T06:21:32","modified_gmt":"2025-09-16T06:21:32","slug":"visa-mastercard-updates-for-virtual-cards-2","status":"publish","type":"post","link":"https:\/\/buvei.com\/blog\/pt\/visa-mastercard-updates-for-virtual-cards-2\/","title":{"rendered":"Atualiza\u00e7\u00f5es da Visa e Mastercard para cart\u00f5es virtuais"},"content":{"rendered":"<p data-start=\"533\" data-end=\"911\">No cen\u00e1rio global de pagamentos, a <a href=\"https:\/\/buvei.com\/blog\/virtual-card-fraud-patterns-and-how-businesses-can-respond\/\">Visa e a Mastercard<\/a> continuam a definir as regras para transa\u00e7\u00f5es digitais, moldando a forma como empresas e consumidores interagem com o dinheiro. As atualiza\u00e7\u00f5es recentes s\u00e3o especialmente relevantes para a crescente ado\u00e7\u00e3o dos <strong data-start=\"798\" data-end=\"818\">cart\u00f5es virtuais<\/strong>, amplamente utilizados em gastos corporativos, campanhas publicit\u00e1rias e assinaturas SaaS.<\/p>\n<h3 data-start=\"913\" data-end=\"962\">Expans\u00e3o global de BIN e taxas de aprova\u00e7\u00e3o<\/h3>\n<p data-start=\"964\" data-end=\"1081\">Uma das mudan\u00e7as mais importantes foi a amplia\u00e7\u00e3o e otimiza\u00e7\u00e3o dos Bank Identification Numbers (BINs). Isso trouxe:<\/p>\n<ul data-start=\"1083\" data-end=\"1244\">\n<li data-start=\"1083\" data-end=\"1142\">\n<p data-start=\"1085\" data-end=\"1142\">Maior taxa de aprova\u00e7\u00e3o de pagamentos em v\u00e1rias regi\u00f5es<\/p>\n<\/li>\n<li data-start=\"1143\" data-end=\"1193\">\n<p data-start=\"1145\" data-end=\"1193\">Melhor compatibilidade com plataformas globais<\/p>\n<\/li>\n<li data-start=\"1194\" data-end=\"1244\">\n<p data-start=\"1196\" data-end=\"1244\">Menor risco de recusas por BINs desatualizados<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1246\" data-end=\"1382\">A <a class=\"decorated-link\" href=\"https:\/\/buvei.com\/?s=blog\" target=\"_new\" rel=\"noopener\" data-start=\"1248\" data-end=\"1274\">Buvei<\/a> acompanha essa atualiza\u00e7\u00e3o oferecendo <a href=\"https:\/\/buvei.com\/blog\/buvei-bin-usage-guide\/\">suporte a m\u00faltiplos BINs,<\/a> garantindo sele\u00e7\u00e3o ideal para cada setor.<\/p>\n<p data-start=\"918\" data-end=\"1276\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12395 aligncenter\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/Lower-Merchant-Costs-with-Virtual-Card-Payments.jpg\" alt=\"\" width=\"1600\" height=\"896\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/Lower-Merchant-Costs-with-Virtual-Card-Payments.jpg 1600w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/Lower-Merchant-Costs-with-Virtual-Card-Payments-300x168.jpg 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/Lower-Merchant-Costs-with-Virtual-Card-Payments-1024x573.jpg 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/Lower-Merchant-Costs-with-Virtual-Card-Payments-768x430.jpg 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/Lower-Merchant-Costs-with-Virtual-Card-Payments-1536x860.jpg 1536w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/Lower-Merchant-Costs-with-Virtual-Card-Payments-400x224.jpg 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/Lower-Merchant-Costs-with-Virtual-Card-Payments-800x448.jpg 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/Lower-Merchant-Costs-with-Virtual-Card-Payments-832x466.jpg 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/Lower-Merchant-Costs-with-Virtual-Card-Payments-1248x699.jpg 1248w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><\/p>\n<h3 data-start=\"1384\" data-end=\"1429\">oco em seguran\u00e7a e preven\u00e7\u00e3o de fraude<\/h3>\n<p data-start=\"1431\" data-end=\"1583\">Visa e Mastercard refor\u00e7am sistemas de detec\u00e7\u00e3o de fraude e padr\u00f5es de conformidade como tokeniza\u00e7\u00e3o e <a href=\"https:\/\/buvei.com\/blog\/fintech-payment-compliance-standards\/\">PCI DSS<\/a>. Para cart\u00f5es virtuais, isso significa:<\/p>\n<ul data-start=\"1585\" data-end=\"1710\">\n<li data-start=\"1585\" data-end=\"1623\">\n<p data-start=\"1587\" data-end=\"1623\">Redu\u00e7\u00e3o do risco de roubo de dados<\/p>\n<\/li>\n<li data-start=\"1624\" data-end=\"1651\">\n<p data-start=\"1626\" data-end=\"1651\">Autentica\u00e7\u00e3o mais forte<\/p>\n<\/li>\n<li data-start=\"1652\" data-end=\"1710\">\n<p data-start=\"1654\" data-end=\"1710\">Menor risco de chargeback em transa\u00e7\u00f5es internacionais<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1712\" data-end=\"1796\">A <a href=\"https:\/\/buvei.com\/?s=blog\">Buvei<\/a> replica esses padr\u00f5es de seguran\u00e7a em seu ecossistema de cart\u00f5es virtuais.<\/p>\n<h3 data-start=\"1283\" data-end=\"1342\"><a style=\"font-size: 16px;\" href=\"https:\/\/buvei.com\/?s=blog\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-12422 size-large\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/\u82f1\u8bed-1-1024x307.png\" alt=\"\" width=\"1024\" height=\"307\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/\u82f1\u8bed-1-1024x307.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/\u82f1\u8bed-1-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/\u82f1\u8bed-1-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/\u82f1\u8bed-1-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/\u82f1\u8bed-1-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/\u82f1\u8bed-1-832x250.png 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/\u82f1\u8bed-1-1248x374.png 1248w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/\u82f1\u8bed-1.png 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/h3>\n<h3 data-start=\"1798\" data-end=\"1843\">Efici\u00eancia em pagamentos internacionais<\/h3>\n<p data-start=\"1845\" data-end=\"1974\">Outra prioridade \u00e9 a melhoria nas liquida\u00e7\u00f5es transfronteiri\u00e7as, reduzindo custos e atrasos. Para usu\u00e1rios de cart\u00f5es virtuais:<\/p>\n<ul data-start=\"1976\" data-end=\"2067\">\n<li data-start=\"1976\" data-end=\"2002\">\n<p data-start=\"1978\" data-end=\"2002\">Liquida\u00e7\u00e3o mais r\u00e1pida<\/p>\n<\/li>\n<li data-start=\"2003\" data-end=\"2040\">\n<p data-start=\"2005\" data-end=\"2040\">Menos fric\u00e7\u00e3o em m\u00faltiplas moedas<\/p>\n<\/li>\n<li data-start=\"2041\" data-end=\"2067\">\n<p data-start=\"2043\" data-end=\"2067\">Taxas mais previs\u00edveis<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"2069\" data-end=\"2174\">Com recarga em USDT, a Buvei complementa essas melhorias, acelerando transfer\u00eancias e reduzindo custos.<\/p>\n<h3 data-start=\"2704\" data-end=\"2748\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12394 aligncenter\" style=\"font-size: 16px;\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/Lower-Merchant-Costs-with-Virtual-Card-Payments-1.jpg\" alt=\"\" width=\"1600\" height=\"896\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/Lower-Merchant-Costs-with-Virtual-Card-Payments-1.jpg 1600w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/Lower-Merchant-Costs-with-Virtual-Card-Payments-1-300x168.jpg 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/Lower-Merchant-Costs-with-Virtual-Card-Payments-1-1024x573.jpg 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/Lower-Merchant-Costs-with-Virtual-Card-Payments-1-768x430.jpg 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/Lower-Merchant-Costs-with-Virtual-Card-Payments-1-1536x860.jpg 1536w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/Lower-Merchant-Costs-with-Virtual-Card-Payments-1-400x224.jpg 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/Lower-Merchant-Costs-with-Virtual-Card-Payments-1-800x448.jpg 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/Lower-Merchant-Costs-with-Virtual-Card-Payments-1-832x466.jpg 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/Lower-Merchant-Costs-with-Virtual-Card-Payments-1-1248x699.jpg 1248w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><\/h3>\n<h3 data-start=\"2176\" data-end=\"2204\">Inova\u00e7\u00e3o digital-first<\/h3>\n<p data-start=\"2206\" data-end=\"2358\">Visa e Mastercard tamb\u00e9m impulsionam solu\u00e7\u00f5es digitais, <a href=\"https:\/\/buvei.com\/developer\">incluindo APIs<\/a>, finan\u00e7as embutidas e gest\u00e3o multi-cart\u00e3o. Para cart\u00f5es virtuais, isso permite:<\/p>\n<ul data-start=\"2360\" data-end=\"2526\">\n<li data-start=\"2360\" data-end=\"2423\">\n<p data-start=\"2362\" data-end=\"2423\">Integra\u00e7\u00e3o mais f\u00e1cil com sistemas financeiros corporativos<\/p>\n<\/li>\n<li data-start=\"2424\" data-end=\"2467\">\n<p data-start=\"2426\" data-end=\"2467\">Emiss\u00e3o em lote para equipes e projetos<\/p>\n<\/li>\n<li data-start=\"2468\" data-end=\"2526\">\n<p data-start=\"2470\" data-end=\"2526\">Monitoramento em tempo real para controle de or\u00e7amento<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"2528\" data-end=\"2608\">A Buvei acompanha essa tend\u00eancia com gest\u00e3o multi-conta e taxas transparentes.<\/p>\n<h3 data-start=\"2610\" data-end=\"2625\">Conclus\u00e3o<\/h3>\n<p data-start=\"2627\" data-end=\"2776\">As atualiza\u00e7\u00f5es destacam alcance global, seguran\u00e7a, efici\u00eancia e inova\u00e7\u00e3o digital-first \u2014 fatores cruciais para o crescimento dos cart\u00f5es virtuais.<\/p>\n<p data-start=\"2778\" data-end=\"2891\">\ud83d\udc49 <a href=\"https:\/\/app.buvei.com\/?s=blog\">Descubra como os cart\u00f5es virtuais da Buvei<\/a> ajudam sua empresa a se adaptar \u00e0s mudan\u00e7as da Visa e Mastercard.<\/p>\n<h3 data-start=\"4086\" data-end=\"4099\"><a style=\"font-size: 16px;\" href=\"https:\/\/app.buvei.com\/?s=blog\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-12310 aligncenter\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-2.png\" alt=\"\" width=\"1024\" height=\"307\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-2.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-2-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-2-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-2-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-2-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/09\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-2-832x249.png 832w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/h3>\n","protected":false},"excerpt":{"rendered":"No cen\u00e1rio global de pagamentos, a Visa e a Mastercard continuam a definir as regras para transa\u00e7\u00f5es digitais,&hellip;","protected":false},"author":2,"featured_media":12394,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":""},"categories":[1382,27],"tags":[6212,1761,2107,625],"class_list":{"0":"post-12650","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-case-studies-pt","8":"category-payment-basics-pt","9":"tag-buvei-virtual-card-pt","10":"tag-cross-border-payments-pt","11":"tag-payment-security-pt","12":"tag-virtual-cards-pt","13":"cs-entry"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/12650","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/comments?post=12650"}],"version-history":[{"count":0,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/posts\/12650\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media\/12394"}],"wp:attachment":[{"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/media?parent=12650"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/categories?post=12650"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/buvei.com\/blog\/wp-json\/wp\/v2\/tags?post=12650"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}