{"id":10852,"date":"2025-08-29T06:20:36","date_gmt":"2025-08-29T06:20:36","guid":{"rendered":"https:\/\/buvei.com\/blog\/?p=10852"},"modified":"2025-08-29T06:20:36","modified_gmt":"2025-08-29T06:20:36","slug":"psd3-us-payment-rules-virtual-cards-6","status":"publish","type":"post","link":"https:\/\/buvei.com\/blog\/ar\/psd3-us-payment-rules-virtual-cards-6\/","title":{"rendered":"PSD3 \u0648\u0642\u0648\u0627\u0639\u062f \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a\u0629: \u062a\u0623\u062b\u064a\u0631\u0647\u0627 \u0639\u0644\u0649 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0641\u062a\u0631\u0627\u0636\u064a\u0629"},"content":{"rendered":"<p data-start=\"605\" data-end=\"978\">\u064a\u0634\u0647\u062f \u0642\u0637\u0627\u0639 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u062a\u063a\u064a\u0631\u0627\u062a \u0633\u0631\u064a\u0639\u0629 \u0628\u0641\u0639\u0644 \u0627\u0644\u062a\u062d\u062f\u064a\u062b\u0627\u062a \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0641\u064a \u0643\u0644 \u0645\u0646 \u0623\u0648\u0631\u0648\u0628\u0627 \u0648\u0627\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u062d\u062f\u0629. \u062a\u0647\u062f\u0641 <strong data-start=\"703\" data-end=\"744\">\u0627\u0644\u062a\u0648\u062c\u064a\u0647\u0627\u062a \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u0629 \u0644\u062e\u062f\u0645\u0627\u062a <a href=\"https:\/\/buvei.com\/blog\/psd3-explained-europes-new-payment-rules-and-what-they-mean-for-you\/\">\u0627\u0644\u062f\u0641\u0639 PSD3<\/a><\/strong> \u0648\u0627\u0644\u0642\u0648\u0627\u0639\u062f \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a\u0629 \u0627\u0644\u062c\u062f\u064a\u062f\u0629 \u0625\u0644\u0649 \u062a\u0639\u0632\u064a\u0632 \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u060c \u0648\u0631\u0641\u0639 \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0623\u0645\u0627\u0646\u060c \u0648\u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629. \u0648\u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0634\u0631\u0643\u0627\u062a \u0648\u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0627\u0644\u0630\u064a\u0646 \u064a\u0639\u062a\u0645\u062f\u0648\u0646 \u0639\u0644\u0649 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0641\u062a\u0631\u0627\u0636\u064a\u0629\u060c \u0641\u0625\u0646 \u0647\u0630\u0647 \u0627\u0644\u062a\u063a\u064a\u064a\u0631\u0627\u062a \u0633\u064a\u0643\u0648\u0646 \u0644\u0647\u0627 \u062a\u0623\u062b\u064a\u0631 \u0645\u0628\u0627\u0634\u0631 \u0639\u0644\u0649 \u0643\u064a\u0641\u064a\u0629 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u062d\u062f\u0648\u062f.<\/p>\n<p data-start=\"980\" data-end=\"1258\">\u0641\u0647\u0645 \u0647\u0630\u0647 \u0627\u0644\u0644\u0648\u0627\u0626\u062d \u0623\u0645\u0631 \u0623\u0633\u0627\u0633\u064a \u0644\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629\u060c \u0627\u0644\u0625\u0639\u0644\u0627\u0646\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a\u060c \u0648\u0627\u0634\u062a\u0631\u0627\u0643\u0627\u062a SaaS. \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0645\u0642\u0627\u0644 \u0646\u0633\u062a\u0639\u0631\u0636 \u0645\u0627 \u062a\u0639\u0646\u064a\u0647 PSD3 \u0648\u0627\u0644\u0642\u0648\u0627\u0639\u062f \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a\u0629 \u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0641\u062a\u0631\u0627\u0636\u064a\u0629\u060c \u0648\u0643\u064a\u0641 \u062a\u0639\u0645\u0644 <strong data-start=\"1182\" data-end=\"1212\"><a class=\"decorated-link\" href=\"https:\/\/buvei.com\" target=\"_new\" rel=\"noopener\" data-start=\"1184\" data-end=\"1210\">Buvei<\/a><\/strong> \u0639\u0644\u0649 \u0636\u0645\u0627\u0646 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0645\u0639 \u062a\u0639\u0632\u064a\u0632 \u0643\u0641\u0627\u0621\u0629 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a.<\/p>\n<p data-start=\"492\" data-end=\"661\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-10777 aligncenter\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/no-chacters_PSD3-U.S.-Payment-Rules_-Impact-on-Virtual-Cards.jpg\" alt=\"\" width=\"1600\" height=\"896\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/no-chacters_PSD3-U.S.-Payment-Rules_-Impact-on-Virtual-Cards.jpg 1600w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/no-chacters_PSD3-U.S.-Payment-Rules_-Impact-on-Virtual-Cards-300x168.jpg 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/no-chacters_PSD3-U.S.-Payment-Rules_-Impact-on-Virtual-Cards-1024x573.jpg 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/no-chacters_PSD3-U.S.-Payment-Rules_-Impact-on-Virtual-Cards-768x430.jpg 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/no-chacters_PSD3-U.S.-Payment-Rules_-Impact-on-Virtual-Cards-1536x860.jpg 1536w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/no-chacters_PSD3-U.S.-Payment-Rules_-Impact-on-Virtual-Cards-400x224.jpg 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/no-chacters_PSD3-U.S.-Payment-Rules_-Impact-on-Virtual-Cards-800x448.jpg 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/no-chacters_PSD3-U.S.-Payment-Rules_-Impact-on-Virtual-Cards-832x466.jpg 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/no-chacters_PSD3-U.S.-Payment-Rules_-Impact-on-Virtual-Cards-1248x699.jpg 1248w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><\/p>\n<h3 data-start=\"1260\" data-end=\"1291\">\u0645\u0627 \u0647\u064a PSD3 \u0648\u0644\u0645\u0627\u0630\u0627 \u0647\u064a \u0645\u0647\u0645\u0629\u061f<\/h3>\n<p data-start=\"1293\" data-end=\"1417\">\u0642\u062f\u0645\u062a \u0627\u0644\u0645\u0641\u0648\u0636\u064a\u0629 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u0629 PSD3 \u0643\u062a\u0637\u0648\u064a\u0631 \u0637\u0628\u064a\u0639\u064a \u0644\u0640<a href=\"https:\/\/buvei.com\/blog\/psd2-secure-payments-buvei-virtual-cards\/\"> PSD2<\/a>\u060c \u0644\u0645\u0648\u0627\u0643\u0628\u0629 \u0635\u0639\u0648\u062f \u0627\u0644\u0645\u062d\u0627\u0641\u0638 \u0627\u0644\u0631\u0642\u0645\u064a\u0629\u060c \u0648\u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0641\u0648\u0631\u064a\u0629\u060c \u0648\u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0641\u062a\u0631\u0627\u0636\u064a\u0629.<\/p>\n<p data-start=\"1419\" data-end=\"1446\">\u0627\u0644\u0623\u0647\u062f\u0627\u0641 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0644\u0640 PSD3:<\/p>\n<ul data-start=\"1448\" data-end=\"1646\">\n<li data-start=\"1448\" data-end=\"1488\">\n<p data-start=\"1450\" data-end=\"1488\">\u062a\u0639\u0632\u064a\u0632 \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643 \u0639\u0628\u0631 \u0645\u0635\u0627\u062f\u0642\u0629 \u0623\u0642\u0648\u0649<\/p>\n<\/li>\n<li data-start=\"1489\" data-end=\"1527\">\n<p data-start=\"1491\" data-end=\"1527\">\u0634\u0641\u0627\u0641\u064a\u0629 \u0623\u0643\u0628\u0631 \u0641\u064a \u0627\u0644\u0631\u0633\u0648\u0645 \u0648\u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0635\u0631\u0641<\/p>\n<\/li>\n<li data-start=\"1528\" data-end=\"1592\">\n<p data-start=\"1530\" data-end=\"1592\">\u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0639\u0628\u0631 \u0627\u0639\u062a\u0645\u0627\u062f <a href=\"https:\/\/buvei.com\/blog\/sca-strong-customer-authentication\/\"><strong data-start=\"1557\" data-end=\"1590\">\u0627\u0644\u0645\u0635\u0627\u062f\u0642\u0629 \u0627\u0644\u0642\u0648\u064a\u0629 \u0644\u0644\u0639\u0645\u0644\u0627\u0621 (SCA)<\/strong><\/a><\/p>\n<\/li>\n<li data-start=\"1593\" data-end=\"1646\">\n<p data-start=\"1595\" data-end=\"1646\">\u062a\u0643\u0627\u0641\u0624 \u0627\u0644\u0641\u0631\u0635 \u0628\u064a\u0646 \u0627\u0644\u0628\u0646\u0648\u0643 \u0648\u0645\u0642\u062f\u0645\u064a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1648\" data-end=\"1798\">\u0648\u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0641\u062a\u0631\u0627\u0636\u064a\u0629\u060c \u0641\u0647\u0630\u0627 \u064a\u0639\u0646\u064a \u0628\u064a\u0626\u0629 \u0623\u0643\u062b\u0631 \u0635\u0631\u0627\u0645\u0629 \u0648\u0644\u0643\u0646 \u0623\u0643\u062b\u0631 \u0623\u0645\u0627\u0646\u064b\u0627\u060c \u062d\u064a\u062b \u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0636\u0645\u0627\u0646 \u062a\u0648\u0627\u0641\u0642 \u062d\u0644\u0648\u0644\u0647\u0627 \u0645\u0639 \u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0623\u0645\u0627\u0646 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u0629.<\/p>\n<h3 data-start=\"1800\" data-end=\"1831\">\u0627\u0644\u0642\u0648\u0627\u0639\u062f \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a\u0629 \u0648\u062a\u0623\u062b\u064a\u0631\u0647\u0627<\/h3>\n<p data-start=\"1833\" data-end=\"2038\">\u0639\u0644\u0649 \u0639\u0643\u0633 \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u060c \u0644\u0627 \u062a\u0645\u062a\u0644\u0643 \u0627\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u062a\u0648\u062c\u064a\u0647\u064b\u0627 \u0645\u0648\u062d\u062f\u064b\u0627 \u0645\u062b\u0644 PSD3\u060c \u0644\u0643\u0646 \u0647\u064a\u0626\u0627\u062a \u0645\u062b\u0644 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0637\u064a \u0627\u0644\u0641\u064a\u062f\u0631\u0627\u0644\u064a\u060c \u0645\u0643\u062a\u0628 \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643 \u0627\u0644\u0645\u0627\u0644\u064a (CFPB)\u060c \u0648\u0648\u0632\u0627\u0631\u0629 \u0627\u0644\u062e\u0632\u0627\u0646\u0629 \u062a\u0641\u0631\u0636 \u0631\u0642\u0627\u0628\u0629 \u0645\u062a\u0632\u0627\u064a\u062f\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629.<\/p>\n<p data-start=\"2040\" data-end=\"2065\">\u0627\u0644\u0623\u0648\u0644\u0648\u064a\u0627\u062a \u0627\u0644\u062d\u0627\u0644\u064a\u0629 \u062a\u0634\u0645\u0644:<\/p>\n<ul data-start=\"2067\" data-end=\"2305\">\n<li data-start=\"2067\" data-end=\"2114\">\n<p data-start=\"2069\" data-end=\"2114\">\u062a\u0628\u0646\u064a \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0641\u0648\u0631\u064a\u0629 \u0639\u0628\u0631 \u0645\u0646\u0635\u0627\u062a \u0645\u062b\u0644 FedNow<\/p>\n<\/li>\n<li data-start=\"2115\" data-end=\"2166\">\n<p data-start=\"2117\" data-end=\"2166\">\u0642\u0648\u0627\u0646\u064a\u0646 \u062e\u0635\u0648\u0635\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629<\/p>\n<\/li>\n<li data-start=\"2167\" data-end=\"2232\">\n<p data-start=\"2169\" data-end=\"2232\">\u062a\u0646\u0638\u064a\u0645 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0634\u0641\u0631\u0629 \u0648\u0627\u0644\u0623\u0635\u0648\u0644 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0644\u062a\u0634\u0643\u064a\u0644 \u0645\u0633\u062a\u0642\u0628\u0644 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a<\/p>\n<\/li>\n<li data-start=\"2233\" data-end=\"2305\">\n<p data-start=\"2235\" data-end=\"2305\">\u062a\u062f\u0627\u0628\u064a\u0631 \u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0648\u0627\u0634\u062a\u0631\u0627\u0637 \u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629 \u0645\u0646 \u0645\u0632\u0648\u062f\u064a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"2307\" data-end=\"2438\">\u0648\u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0641\u062a\u0631\u0627\u0636\u064a\u0629 \u0641\u064a \u0627\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u062d\u062f\u0629\u060c \u0641\u0647\u0630\u0627 \u064a\u0639\u0646\u064a \u0628\u064a\u0626\u0629 \u0623\u0643\u062b\u0631 \u0623\u0645\u0627\u0646\u064b\u0627 \u0648\u0636\u0631\u0648\u0631\u0629 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629 \u0648\u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629.<\/p>\n<h3 data-start=\"821\" data-end=\"838\"><a style=\"font-size: 16px;\" href=\"https:\/\/app.buvei.com?s=blog\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-10772 aligncenter\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-5.png\" alt=\"\" width=\"1024\" height=\"307\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-5.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-5-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-5-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-5-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-5-800x240.png 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-5-832x249.png 832w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/h3>\n<h2 data-start=\"2440\" data-end=\"2488\">\u0645\u0627\u0630\u0627 \u064a\u0639\u0646\u064a \u0630\u0644\u0643 \u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0641\u062a\u0631\u0627\u0636\u064a\u0629\u061f<\/h2>\n<p data-start=\"2490\" data-end=\"2633\">\u064a\u062f\u0641\u0639 \u0643\u0644 \u0645\u0646 PSD3 \u0641\u064a \u0623\u0648\u0631\u0648\u0628\u0627 \u0648\u0627\u0644\u0642\u0648\u0627\u0639\u062f \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a\u0629 \u0646\u062d\u0648 \u0646\u0638\u0627\u0645 \u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0623\u0643\u062b\u0631 \u062a\u0646\u0638\u064a\u0645\u064b\u0627 \u0648\u0623\u0645\u0627\u0646\u064b\u0627 \u0648\u0634\u0641\u0627\u0641\u064a\u0629. \u0627\u0644\u062a\u0623\u062b\u064a\u0631 \u0639\u0644\u0649 \u0645\u0633\u062a\u062e\u062f\u0645\u064a \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0641\u062a\u0631\u0627\u0636\u064a\u0629 \u064a\u062a\u062c\u0633\u062f \u0641\u064a:<\/p>\n<ul data-start=\"2635\" data-end=\"3036\">\n<li data-start=\"2635\" data-end=\"2755\">\n<p data-start=\"2637\" data-end=\"2755\"><strong data-start=\"2637\" data-end=\"2653\">\u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u0623\u0645\u0627\u0646<\/strong>: \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0641\u062a\u0631\u0627\u0636\u064a\u0629 \u062a\u0642\u0644\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0639\u0628\u0631 \u0625\u062e\u0641\u0627\u0621 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u062d\u0633\u0627\u0633\u0629\u060c \u0648\u0645\u0639 \u0627\u0644\u0645\u0635\u0627\u062f\u0642\u0629 \u0627\u0644\u0645\u062a\u0639\u062f\u062f\u0629 \u0633\u062a\u0632\u062f\u0627\u062f \u0627\u0644\u062d\u0645\u0627\u064a\u0629.<\/p>\n<\/li>\n<li data-start=\"2756\" data-end=\"2818\">\n<p data-start=\"2758\" data-end=\"2818\"><strong data-start=\"2758\" data-end=\"2777\">\u0634\u0641\u0627\u0641\u064a\u0629 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641<\/strong>: \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u062e\u0641\u064a\u0629 \u0633\u062a\u062e\u0636\u0639 \u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u0631\u0642\u0627\u0628\u0629.<\/p>\n<\/li>\n<li data-start=\"2819\" data-end=\"2939\">\n<p data-start=\"2821\" data-end=\"2939\"><strong data-start=\"2821\" data-end=\"2851\">\u0643\u0641\u0627\u0621\u0629 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u062d\u062f\u0648\u062f<\/strong>: PSD3 \u064a\u0639\u0632\u0632 \u0627\u0644\u062a\u0634\u063a\u064a\u0644 \u0627\u0644\u0628\u064a\u0646\u064a \u0641\u064a \u0623\u0648\u0631\u0648\u0628\u0627\u060c \u0628\u064a\u0646\u0645\u0627 \u062a\u0631\u0643\u0632 \u0627\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0639\u0644\u0649 \u0627\u0644\u062a\u0633\u0648\u064a\u0629 \u0627\u0644\u0641\u0648\u0631\u064a\u0629.<\/p>\n<\/li>\n<li data-start=\"2940\" data-end=\"3036\">\n<p data-start=\"2942\" data-end=\"3036\"><strong data-start=\"2942\" data-end=\"2968\">\u0627\u0644\u0646\u0645\u0648 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644<\/strong>: \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0645\u0632\u0648\u062f\u064a \u062e\u062f\u0645\u0627\u062a \u0645\u0644\u062a\u0632\u0645\u064a\u0646 \u0633\u062a\u062a\u0645\u062a\u0639 \u0628\u0645\u064a\u0632\u0629 \u062a\u0646\u0627\u0641\u0633\u064a\u0629.<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"3038\" data-end=\"3080\">\u0643\u064a\u0641 \u062a\u062a\u0645\u0627\u0634\u0649 Buvei \u0645\u0639 \u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629<\/h3>\n<p data-start=\"3082\" data-end=\"3190\">\u0645\u0639 \u062a\u063a\u064a\u0631 \u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646\u060c \u062a\u0636\u0645\u0646 <a href=\"https:\/\/buvei.com?s=blog\"><strong data-start=\"3105\" data-end=\"3114\">Buvei<\/strong><\/a> \u0623\u0646 \u064a\u0639\u0645\u0644 \u0645\u0633\u062a\u062e\u062f\u0645\u0648 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0641\u062a\u0631\u0627\u0636\u064a\u0629 \u0628\u0633\u0647\u0648\u0644\u0629 \u0648\u0627\u0645\u062a\u062b\u0627\u0644 \u0643\u0627\u0645\u0644 \u0644\u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u062f\u0648\u0644\u064a\u0629.<\/p>\n<ul data-start=\"3192\" data-end=\"3780\">\n<li data-start=\"3192\" data-end=\"3272\">\n<p data-start=\"3194\" data-end=\"3272\"><strong data-start=\"3194\" data-end=\"3211\">\u062f\u0639\u0645 \u0645\u062a\u0639\u062f\u062f <a href=\"https:\/\/buvei.com\/blog\/bin-selection-ad-payments\/\">BIN<\/a><\/strong> \u2013 \u0632\u064a\u0627\u062f\u0629 \u0645\u0639\u062f\u0644\u0627\u062a \u0646\u062c\u0627\u062d \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u0639\u0627\u0644\u0645 (Visa\/Mastercard)<\/p>\n<\/li>\n<li data-start=\"3273\" data-end=\"3390\">\n<p data-start=\"3275\" data-end=\"3390\"><strong data-start=\"3275\" data-end=\"3289\">\u062a\u0648\u0627\u0641\u0642 \u0648\u0627\u0633\u0639<\/strong> \u2013 \u064a\u0639\u0645\u0644 \u0645\u0639 <a href=\"https:\/\/buvei.com\/blog\/google-ads-virtual-card-risk-control\/\">Google Ads<\/a>\u060c Meta Ads\u060c TikTok Ads\u060c Microsoft Ads\u060c \u062e\u062f\u0645\u0627\u062a <a href=\"https:\/\/buvei.com\/blog\/virtual-cards-for-subscription-management\/\">SaaS<\/a>\u060c \u0627\u0644\u0633\u0641\u0631\u060c \u0648\u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629<\/p>\n<\/li>\n<li data-start=\"3391\" data-end=\"3456\">\n<p data-start=\"3393\" data-end=\"3456\"><strong data-start=\"3393\" data-end=\"3405\">\u0634\u062d\u0646 USDT<\/strong> \u2013 \u064a\u062f\u0639\u0645 TRC20\/ERC20 \u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0633\u0631\u064a\u0639\u0629 \u0648\u0628\u062a\u0643\u0644\u0641\u0629 \u0645\u0646\u062e\u0641\u0636\u0629<\/p>\n<\/li>\n<li data-start=\"3457\" data-end=\"3513\">\n<p data-start=\"3459\" data-end=\"3513\"><strong data-start=\"3459\" data-end=\"3482\">\u0625\u0635\u062f\u0627\u0631 \u0641\u0648\u0631\u064a \u0644\u0644\u0628\u0637\u0627\u0642\u0627\u062a<\/strong> \u2013 \u062f\u0648\u0646 \u062a\u0623\u062e\u064a\u0631\u0627\u062a \u0645\u0639\u0642\u062f\u0629 \u0628\u0633\u0628\u0628 KYC<\/p>\n<\/li>\n<li data-start=\"3514\" data-end=\"3572\">\n<p data-start=\"3516\" data-end=\"3572\"><strong data-start=\"3516\" data-end=\"3530\">\u0631\u0633\u0648\u0645 \u0634\u0641\u0627\u0641\u0629<\/strong> \u2013 \u0628\u062f\u0648\u0646 \u062a\u0643\u0627\u0644\u064a\u0641 \u062e\u0641\u064a\u0629\u060c \u0631\u0624\u064a\u0629 \u0643\u0627\u0645\u0644\u0629 \u0644\u0644\u062a\u0643\u0627\u0644\u064a\u0641<\/p>\n<\/li>\n<li data-start=\"3573\" data-end=\"3636\">\n<p data-start=\"3575\" data-end=\"3636\"><strong data-start=\"3575\" data-end=\"3591\">\u0623\u0645\u0627\u0646 \u0648\u0627\u0645\u062a\u062b\u0627\u0644<\/strong> \u2013 \u0645\u062a\u0648\u0627\u0641\u0642 \u0645\u0639 PCI DSS \u0648\u064a\u0644\u0628\u064a \u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u062f\u0648\u0644\u064a\u0629<\/p>\n<\/li>\n<li data-start=\"3637\" data-end=\"3711\">\n<p data-start=\"3639\" data-end=\"3711\"><strong data-start=\"3639\" data-end=\"3664\">\u0625\u062f\u0627\u0631\u0629 \u0645\u062a\u0639\u062f\u062f\u0629 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a<\/strong> \u2013 \u0645\u0646\u0627\u0633\u0628 \u0644\u0644\u0634\u0631\u0643\u0627\u062a \u0648\u0627\u0644\u0641\u0631\u0642 \u0630\u0627\u062a \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0643\u0628\u064a\u0631\u0629<\/p>\n<\/li>\n<li data-start=\"3712\" data-end=\"3780\">\n<p data-start=\"3714\" data-end=\"3780\"><strong data-start=\"3714\" data-end=\"3737\">\u062f\u0639\u0645 \u0639\u0644\u0649 \u0645\u062f\u0627\u0631 \u0627\u0644\u0633\u0627\u0639\u0629<\/strong> \u2013 \u0645\u0633\u0627\u0639\u062f\u0629 \u0641\u0648\u0631\u064a\u0629 \u0644\u0636\u0645\u0627\u0646 \u0633\u064a\u0631 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0628\u0633\u0644\u0627\u0633\u0629<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"3782\" data-end=\"3898\">\u0647\u0630\u0647 \u0627\u0644\u0645\u0632\u0627\u064a\u0627 \u062a\u062c\u0639\u0644 \u0645\u0646 Buvei \u062d\u0644\u0627\u064b \u0645\u062b\u0627\u0644\u064a\u064b\u0627 \u0644\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u062a\u0643\u064a\u0641 \u0645\u0639 PSD3 \u0641\u064a \u0623\u0648\u0631\u0648\u0628\u0627 \u0648\u0627\u0644\u0642\u0648\u0627\u0639\u062f \u0627\u0644\u0645\u062a\u0637\u0648\u0631\u0629 \u0641\u064a \u0627\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u062d\u062f\u0629.<\/p>\n<h3 data-start=\"1389\" data-end=\"1409\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-10778 aligncenter\" style=\"font-size: 16px;\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/PSD3-U.S.-Payment-Rules_-Impact-on-Virtual-Cards.jpg\" alt=\"\" width=\"1600\" height=\"896\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/PSD3-U.S.-Payment-Rules_-Impact-on-Virtual-Cards.jpg 1600w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/PSD3-U.S.-Payment-Rules_-Impact-on-Virtual-Cards-300x168.jpg 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/PSD3-U.S.-Payment-Rules_-Impact-on-Virtual-Cards-1024x573.jpg 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/PSD3-U.S.-Payment-Rules_-Impact-on-Virtual-Cards-768x430.jpg 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/PSD3-U.S.-Payment-Rules_-Impact-on-Virtual-Cards-1536x860.jpg 1536w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/PSD3-U.S.-Payment-Rules_-Impact-on-Virtual-Cards-400x224.jpg 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/PSD3-U.S.-Payment-Rules_-Impact-on-Virtual-Cards-800x448.jpg 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/PSD3-U.S.-Payment-Rules_-Impact-on-Virtual-Cards-832x466.jpg 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/PSD3-U.S.-Payment-Rules_-Impact-on-Virtual-Cards-1248x699.jpg 1248w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><\/h3>\n<h2 data-start=\"3900\" data-end=\"3912\">\u0627\u0644\u062e\u0644\u0627\u0635\u0629<\/h2>\n<p data-start=\"3914\" data-end=\"4159\">\u064a\u0645\u062b\u0644 \u062a\u0637\u0648\u0631 PSD3 \u0641\u064a \u0623\u0648\u0631\u0648\u0628\u0627 \u0648\u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0641\u064a \u0627\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0628\u062f\u0627\u064a\u0629 \u0639\u0635\u0631 \u062c\u062f\u064a\u062f \u062a\u062a\u0631\u0643\u0632 \u0641\u064a\u0647 <strong data-start=\"4000\" data-end=\"4036\">\u0627\u0644\u0623\u0645\u0627\u0646 \u0648\u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629 \u0648\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643<\/strong> \u0641\u064a \u0642\u0644\u0628 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629. \u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0641\u062a\u0631\u0627\u0636\u064a\u0629\u060c \u064a\u0639\u0646\u064a \u0630\u0644\u0643 \u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0623\u0643\u062b\u0631 \u0623\u0645\u0627\u0646\u064b\u0627 \u0648\u0630\u0643\u0627\u0621\u064b \u0648\u0627\u0645\u062a\u062b\u0627\u0644\u064b\u0627 \u0644\u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629.<\/p>\n<p data-start=\"4161\" data-end=\"4255\"><strong data-start=\"4161\" data-end=\"4170\">Buvei<\/strong> \u0644\u0627 \u062a\u0648\u0627\u0643\u0628 \u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 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href=\"https:\/\/app.buvei.com?s=blog\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-10772 aligncenter\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-5.png\" alt=\"\" width=\"1024\" height=\"307\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-5.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-5-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-5-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-5-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-5-800x240.png 800w, 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