{"id":10850,"date":"2025-08-29T06:17:05","date_gmt":"2025-08-29T06:17:05","guid":{"rendered":"https:\/\/buvei.com\/blog\/?p=10850"},"modified":"2025-08-29T06:17:31","modified_gmt":"2025-08-29T06:17:31","slug":"psd3-us-payment-rules-virtual-cards-5","status":"publish","type":"post","link":"https:\/\/buvei.com\/blog\/uk\/psd3-us-payment-rules-virtual-cards-5\/","title":{"rendered":"PSD3 \u0456 \u043f\u0440\u0430\u0432\u0438\u043b\u0430 \u0421\u0428\u0410: \u0432\u043f\u043b\u0438\u0432 \u043d\u0430 \u0432\u0456\u0440\u0442\u0443\u0430\u043b\u044c\u043d\u0456 \u043a\u0430\u0440\u0442\u043a\u0438"},"content":{"rendered":"<p data-start=\"492\" data-end=\"661\">\u6c7a\u6e08\u5206\u91ce\u306f\u3001\u30e8\u30fc\u30ed\u30c3\u30d1\u3068\u7c73\u56fd\u306b\u304a\u3051\u308b\u898f\u5236\u306e\u9032\u5316\u306b\u3088\u3063\u3066\u6025\u901f\u306b\u5909\u5316\u3057\u3066\u3044\u307e\u3059\u3002EU\u304c\u5c0e\u5165\u3059\u308b**\u6c7a\u6e08\u30b5\u30fc\u30d3\u30b9\u6307\u4ee4\u7b2c3\u7248<a href=\"https:\/\/buvei.com\/blog\/psd3-explained-europes-new-payment-rules-and-what-they-mean-for-you\/\">\uff08PSD3<\/a>\uff09**\u3068\u3001\u7c73\u56fd\u3067\u9032\u3080\u6c7a\u6e08\u898f\u5236\u306e\u5f37\u5316\u306f\u3001\u6d88\u8cbb\u8005\u4fdd\u8b77\u30fb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30fb\u900f\u660e\u6027\u3092\u76ee\u7684\u3068\u3057\u3066\u3044\u307e\u3059\u3002\u30d0\u30fc\u30c1\u30e3\u30eb\u30ab\u30fc\u30c9\u3092\u5229\u7528\u3059\u308b\u500b\u4eba\u3084\u4f01\u696d\u306b\u3068\u3063\u3066\u3001\u3053\u308c\u3089\u306e\u5909\u5316\u306f\u56fd\u5883\u3092\u8d8a\u3048\u305f\u6c7a\u6e08\u7ba1\u7406\u306b\u76f4\u63a5\u7684\u306a\u5f71\u97ff\u3092\u4e0e\u3048\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p data-start=\"663\" data-end=\"819\">\u30c7\u30b8\u30bf\u30eb\u6c7a\u6e08\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u5e83\u544a\u3001<a href=\"https:\/\/buvei.com\/blog\/virtual-cards-for-subscription-management\/\">SaaS<\/a>\u30b5\u30d6\u30b9\u30af\u30ea\u30d7\u30b7\u30e7\u30f3\u306b\u4f9d\u5b58\u3059\u308b\u4f01\u696d\u306b\u3068\u3063\u3066\u3001\u3053\u308c\u3089\u306e\u898f\u5236\u3092\u7406\u89e3\u3059\u308b\u3053\u3068\u306f\u4e0d\u53ef\u6b20\u3067\u3059\u3002\u3053\u3053\u3067\u306fPSD3\u3068\u7c73\u56fd\u898f\u5236\u306e\u30dd\u30a4\u30f3\u30c8\u3001\u305d\u3057\u3066**<a class=\"decorated-link\" href=\"https:\/\/buvei.com\" target=\"_new\" rel=\"noopener\" data-start=\"747\" data-end=\"773\">Buvei<\/a>**\u304c\u3069\u306e\u3088\u3046\u306b\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u3092\u7dad\u6301\u3057\u306a\u304c\u3089\u52b9\u7387\u7684\u306a\u6c7a\u6e08\u3092\u5b9f\u73fe\u3057\u3066\u3044\u308b\u304b\u3092\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n<p data-start=\"609\" data-end=\"927\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-10777 aligncenter\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/no-chacters_PSD3-U.S.-Payment-Rules_-Impact-on-Virtual-Cards.jpg\" alt=\"\" width=\"1600\" height=\"896\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/no-chacters_PSD3-U.S.-Payment-Rules_-Impact-on-Virtual-Cards.jpg 1600w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/no-chacters_PSD3-U.S.-Payment-Rules_-Impact-on-Virtual-Cards-300x168.jpg 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/no-chacters_PSD3-U.S.-Payment-Rules_-Impact-on-Virtual-Cards-1024x573.jpg 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/no-chacters_PSD3-U.S.-Payment-Rules_-Impact-on-Virtual-Cards-768x430.jpg 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/no-chacters_PSD3-U.S.-Payment-Rules_-Impact-on-Virtual-Cards-1536x860.jpg 1536w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/no-chacters_PSD3-U.S.-Payment-Rules_-Impact-on-Virtual-Cards-400x224.jpg 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/no-chacters_PSD3-U.S.-Payment-Rules_-Impact-on-Virtual-Cards-800x448.jpg 800w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/no-chacters_PSD3-U.S.-Payment-Rules_-Impact-on-Virtual-Cards-832x466.jpg 832w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/no-chacters_PSD3-U.S.-Payment-Rules_-Impact-on-Virtual-Cards-1248x699.jpg 1248w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><\/p>\n<h3 data-start=\"821\" data-end=\"838\">PSD3\u3068\u306f\uff1f\u305d\u306e\u91cd\u8981\u6027<\/h3>\n<p data-start=\"840\" data-end=\"908\">\u6b27\u5dde\u59d4\u54e1\u4f1a\u306f<a href=\"https:\/\/buvei.com\/blog\/psd2-secure-payments-buvei-virtual-cards\/\">PSD2<\/a>\u3092\u767a\u5c55\u3055\u305b\u308b\u5f62\u3067PSD3\u3092\u63d0\u6848\u3057\u307e\u3057\u305f\u3002\u30c7\u30b8\u30bf\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8\u3001\u5373\u6642\u6c7a\u6e08\u3001\u30d0\u30fc\u30c1\u30e3\u30eb\u30ab\u30fc\u30c9\u306e\u666e\u53ca\u306b\u5bfe\u5fdc\u3059\u308b\u305f\u3081\u3067\u3059\u3002<\/p>\n<p data-start=\"910\" data-end=\"930\">PSD3\u306e\u4e3b\u306a\u76ee\u7684\u306f\u4ee5\u4e0b\u306e\u901a\u308a\u3067\u3059\uff1a<\/p>\n<ul data-start=\"932\" data-end=\"1026\">\n<li data-start=\"932\" data-end=\"952\">\n<p data-start=\"934\" data-end=\"952\">\u5f37\u529b\u306a\u8a8d\u8a3c\u306b\u3088\u308b\u6d88\u8cbb\u8005\u4fdd\u8b77\u306e\u5f37\u5316<\/p>\n<\/li>\n<li data-start=\"953\" data-end=\"972\">\n<p data-start=\"955\" data-end=\"972\">\u624b\u6570\u6599\u30fb\u70ba\u66ff\u30ec\u30fc\u30c8\u306e\u900f\u660e\u6027\u5411\u4e0a<\/p>\n<\/li>\n<li data-start=\"973\" data-end=\"1002\">\n<p data-start=\"975\" data-end=\"1002\">\u9ad8\u5ea6\u306a**\u5f37\u529b\u9867\u5ba2\u8a8d\u8a3c<a href=\"https:\/\/buvei.com\/blog\/sca-strong-customer-authentication\/\">\uff08SCA\uff09<\/a>**\u306b\u3088\u308b\u4e0d\u6b63\u9632\u6b62<\/p>\n<\/li>\n<li data-start=\"1003\" data-end=\"1026\">\n<p data-start=\"1005\" data-end=\"1026\">\u9280\u884c\u3068\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u306e\u516c\u5e73\u306a\u7af6\u4e89\u74b0\u5883<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1028\" 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loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-10772 aligncenter\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-5.png\" alt=\"\" width=\"1024\" height=\"307\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-5.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-5-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-5-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-5-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-5-800x240.png 800w, 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data-end=\"1503\">\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u5f37\u5316<\/strong>\uff1a\u5f93\u6765\u306e\u30c7\u30fc\u30bf\u4fdd\u8b77\u306b\u52a0\u3048\u3001\u591a\u8981\u7d20\u8a8d\u8a3c\u304c\u6a19\u6e96\u5316\u3055\u308c\u308b\u3053\u3068\u3067\u5b89\u5168\u6027\u304c\u3055\u3089\u306b\u5411\u4e0a<\/p>\n<\/li>\n<li data-start=\"1543\" data-end=\"1587\">\n<p data-start=\"1545\" data-end=\"1587\"><strong data-start=\"1545\" data-end=\"1556\">\u30b3\u30b9\u30c8\u306e\u900f\u660e\u5316<\/strong>\uff1a\u96a0\u308c\u305f\u624b\u6570\u6599\u304c\u898f\u5236\u5bfe\u8c61\u3068\u306a\u308a\u3001\u660e\u78ba\u306a\u6599\u91d1\u4f53\u7cfb\u304c\u6c42\u3081\u3089\u308c\u308b<\/p>\n<\/li>\n<li data-start=\"1588\" data-end=\"1637\">\n<p data-start=\"1590\" data-end=\"1637\"><strong data-start=\"1590\" data-end=\"1604\">\u30af\u30ed\u30b9\u30dc\u30fc\u30c0\u30fc\u52b9\u7387\u5316<\/strong>\uff1aEU\u3067\u306f\u76f8\u4e92\u904b\u7528\u6027\u304c\u9032\u307f\u3001\u7c73\u56fd\u3067\u306f\u5373\u6642\u6c7a\u6e08\u306e\u666e\u53ca\u304c\u671f\u5f85\u3055\u308c\u308b<\/p>\n<\/li>\n<li data-start=\"1638\" data-end=\"1692\">\n<p data-start=\"1640\" data-end=\"1692\"><strong data-start=\"1640\" data-end=\"1657\">\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u4e3b\u5c0e\u306e\u6210\u9577<\/strong>\uff1a\u898f\u5236\u6e96\u62e0\u3057\u305f\u30d0\u30fc\u30c1\u30e3\u30eb\u30ab\u30fc\u30c9\u4e8b\u696d\u8005\u3092\u9078\u3076\u3053\u3068\u304c\u7af6\u4e89\u512a\u4f4d\u306b\u3064\u306a\u304c\u308b<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"1694\" data-end=\"1714\">Buvei\u304c\u898f\u5236\u306b\u5bfe\u5fdc\u3059\u308b\u65b9\u6cd5<\/h3>\n<p data-start=\"1716\" data-end=\"1788\">\u5909\u5316\u3059\u308b\u898f\u5236\u74b0\u5883\u306b\u304a\u3044\u3066\u3001<strong data-start=\"1729\" data-end=\"1738\">Buvei<\/strong>\u306f\u5229\u7528\u8005\u304c\u5b89\u5fc3\u3057\u3066\u30d0\u30fc\u30c1\u30e3\u30eb\u30ab\u30fc\u30c9\u3092\u5229\u7528\u3067\u304d\u308b\u3088\u3046\u3001\u30b0\u30ed\u30fc\u30d0\u30eb\u57fa\u6e96\u306b\u6cbf\u3063\u305f\u6a5f\u80fd\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<ul data-start=\"1790\" data-end=\"2149\">\n<li data-start=\"1790\" data-end=\"1841\">\n<p data-start=\"1792\" data-end=\"1841\"><strong data-start=\"1792\" data-end=\"1806\">\u8907\u6570<a href=\"https:\/\/buvei.com\/blog\/virtual-card-bin-explained\/\">BIN<\/a>\u306e\u30b5\u30dd\u30fc\u30c8<\/strong> \u2013 Visa\/Mastercard\u5bfe\u5fdc\u3067\u56fd\u969b\u7684\u306a\u6c7a\u6e08\u6210\u529f\u7387\u3092\u5411\u4e0a<\/p>\n<\/li>\n<li data-start=\"1842\" data-end=\"1916\">\n<p data-start=\"1844\" data-end=\"1916\"><strong data-start=\"1844\" data-end=\"1853\">\u9ad8\u3044\u4e92\u63db\u6027<\/strong> \u2013 <a href=\"https:\/\/buvei.com\/blog\/google-ads-virtual-card-risk-control\/\">Google Ads<\/a>\u3001Meta Ads\u3001<a href=\"https:\/\/buvei.com\/blog\/payment-solutions-for-tiktok-advertising-with-virtual-cards\/\">TikTok Ads<\/a>\u3001Microsoft Ads\u3001SaaS\u3001\u65c5\u884c\u3001EC\u306b\u5bfe\u5fdc<\/p>\n<\/li>\n<li data-start=\"1917\" data-end=\"1962\">\n<p data-start=\"1919\" data-end=\"1962\"><strong data-start=\"1919\" data-end=\"1931\">USDT\u30c1\u30e3\u30fc\u30b8<\/strong> \u2013 TRC20\/ERC20\u5bfe\u5fdc\u3001\u4f4e\u30b3\u30b9\u30c8\u3067\u9ad8\u901f\u306a\u8cc7\u91d1\u53cd\u6620<\/p>\n<\/li>\n<li data-start=\"1963\" data-end=\"1998\">\n<p data-start=\"1965\" data-end=\"1998\"><strong data-start=\"1965\" data-end=\"1976\">\u5373\u6642\u30ab\u30fc\u30c9\u767a\u884c<\/strong> \u2013 \u8907\u96d1\u306aKYC\u9045\u5ef6\u306a\u304f\u3059\u3050\u306b\u5229\u7528\u53ef\u80fd<\/p>\n<\/li>\n<li data-start=\"1999\" data-end=\"2036\">\n<p data-start=\"2001\" data-end=\"2036\"><strong data-start=\"2001\" data-end=\"2012\">\u900f\u660e\u306a\u6599\u91d1\u4f53\u7cfb<\/strong> \u2013 \u96a0\u308c\u305f\u624b\u6570\u6599\u306a\u3057\u3001\u5168\u30b3\u30b9\u30c8\u3092\u660e\u78ba\u306b\u8868\u793a<\/p>\n<\/li>\n<li data-start=\"2037\" data-end=\"2077\">\n<p data-start=\"2039\" data-end=\"2077\"><strong data-start=\"2039\" data-end=\"2052\">\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u3068\u6e96\u62e0<\/strong> \u2013 PCI DSS\u6e96\u62e0\u3067\u56fd\u969b\u7684\u306a\u57fa\u6e96\u3092\u6e80\u305f\u3059<\/p>\n<\/li>\n<li data-start=\"2078\" data-end=\"2115\">\n<p data-start=\"2080\" data-end=\"2115\"><strong data-start=\"2080\" data-end=\"2094\">\u30de\u30eb\u30c1\u30a2\u30ab\u30a6\u30f3\u30c8\u7ba1\u7406<\/strong> \u2013 \u8907\u6570\u30c1\u30fc\u30e0\u3084\u4f01\u696d\u898f\u6a21\u306e\u5229\u7528\u306b\u5bfe\u5fdc<\/p>\n<\/li>\n<li data-start=\"2116\" data-end=\"2149\">\n<p data-start=\"2118\" data-end=\"2149\"><strong data-start=\"2118\" data-end=\"2130\">24\u6642\u9593\u30b5\u30dd\u30fc\u30c8<\/strong> \u2013 \u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u3067\u306e\u904b\u7528\u30b5\u30dd\u30fc\u30c8<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"2151\" data-end=\"2205\">\u3053\u308c\u306b\u3088\u308aBuvei\u306f\u3001PSD3\u3084\u7c73\u56fd\u898f\u5236\u306b\u5bfe\u5fdc\u3057\u305f\u300c\u898f\u5236\u5bfe\u5fdc\u578b\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u300d\u3068\u3057\u3066\u4f01\u696d\u3092\u652f\u63f4\u3057\u307e\u3059\u3002<\/p>\n<h3 data-start=\"3410\" data-end=\"3466\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-10778 aligncenter\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/PSD3-U.S.-Payment-Rules_-Impact-on-Virtual-Cards.jpg\" alt=\"\" width=\"1600\" height=\"896\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/PSD3-U.S.-Payment-Rules_-Impact-on-Virtual-Cards.jpg 1600w, 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https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/PSD3-U.S.-Payment-Rules_-Impact-on-Virtual-Cards-1248x699.jpg 1248w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><\/h3>\n<h3 data-start=\"2207\" data-end=\"2215\">\u307e\u3068\u3081<\/h3>\n<p data-start=\"2217\" data-end=\"2335\">EU\u306ePSD3\u3068\u7c73\u56fd\u6c7a\u6e08\u898f\u5236\u306e\u9032\u5c55\u306f\u3001\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30fb\u900f\u660e\u6027\u30fb\u6d88\u8cbb\u8005\u4fdd\u8b77\u3092\u30c7\u30b8\u30bf\u30eb\u6c7a\u6e08\u306e\u4e2d\u5fc3\u306b\u636e\u3048\u308b\u65b0\u6642\u4ee3\u306e\u5230\u6765\u3092\u793a\u3057\u3066\u3044\u307e\u3059\u3002\u30d0\u30fc\u30c1\u30e3\u30eb\u30ab\u30fc\u30c9\u5229\u7528\u8005\u306b\u3068\u3063\u3066\u306f\u3001\u3088\u308a\u5b89\u5168\u3067\u30b9\u30de\u30fc\u30c8\u3001\u305d\u3057\u3066\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u306b\u6e96\u62e0\u3057\u305f\u6c7a\u6e08\u74b0\u5883\u304c\u6574\u3044\u307e\u3059\u3002<\/p>\n<p data-start=\"2337\" data-end=\"2411\"><strong data-start=\"2337\" data-end=\"2346\">Buvei<\/strong>\u306f\u898f\u5236\u5909\u5316\u306b\u8ffd\u968f\u3059\u308b\u3060\u3051\u3067\u306a\u304f\u3001\u67d4\u8edf\u3067\u5b89\u5168\u3001\u900f\u660e\u6027\u306e\u3042\u308b\u30d0\u30fc\u30c1\u30e3\u30eb\u30ab\u30fc\u30c9\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3092\u63d0\u4f9b\u3059\u308b\u3053\u3068\u3067\u3001\u4f01\u696d\u306e\u6210\u9577\u3092\u652f\u3048\u307e\u3059\u3002<\/p>\n<p data-start=\"2413\" data-end=\"2478\">\ud83d\udc49 \u898f\u5236\u5909\u5316\u306b\u5148\u3093\u3058\u3066\u5bfe\u5fdc\u3057\u307e\u3057\u3087\u3046\u3002<a href=\"https:\/\/app.buvei.com?s=blog\">\u4eca\u3059\u3050<strong data-start=\"2436\" data-end=\"2445\">Buvei<\/strong>\u3067\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u3092\u30b7\u30f3\u30d7\u30eb\u306b\u3057<\/a>\u3001\u6c7a\u6e08\u6226\u7565\u3092\u5f37\u5316\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<p data-start=\"4997\" data-end=\"5154\"><a href=\"https:\/\/app.buvei.com?s=blog\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-10772 aligncenter\" src=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-5.png\" alt=\"\" width=\"1024\" height=\"307\" srcset=\"https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-5.png 1024w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-5-300x90.png 300w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-5-768x230.png 768w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-5-400x120.png 400w, https:\/\/wordpress.buvei.com\/wp-content\/uploads\/2025\/08\/39805008-9713-4734-8f50-1fc13313bbeb-18272166-1-5-800x240.png 800w, 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